First Acceptance Insurance Company, Inc. Review [2024]
Discover affordable and reliable insurance coverage with First Acceptance Insurance Company, Inc., a budget-friendly provider offering auto, renters, and motorcycle insurance across multiple states in the U.S.
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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First Acceptance Insurance Company, Inc.
Average Monthly Rate For Good Drivers
$107A.M. Best Rating:
B (Fair)Complaint Level:
LowPros
- Affordable rates
- Easy claims process
- Offers a range of insurance products and services
- Provides discounts for safe driving and multi-policy holders
- Roadside assistance available as an optional add-on to auto insurance policies
Cons
- Mixed reviews from customers
- Some customers have reported issues with customer service and delayed claims processing.
First Acceptance Insurance Company, Inc. is a budget-friendly insurance provider that offers a range of insurance products and services across several states in the U.S. Their mission is to provide affordable insurance to their customers while maintaining excellent customer service.
They offer auto, renters, and motorcycle insurance, among others, and provide discounts for safe driving, multi-policy holders, and more. Although some customers have reported issues with customer service and delayed claims processing, the company’s easy claims process and affordable rates make it an attractive option for those on a budget.
What You Should Know About First Acceptance Insurance Company, Inc.
Company contact information:
- Phone: 1-800-488-4175
- Email: customerservice@acceptanceinsurance.com
- Mailing Address: First Acceptance Insurance Company, Inc., P.O. Box 550, Nashville, TN 37230
Related parent or child companies: There is no information provided in the article about any related parent or child companies of First Acceptance Insurance Company, Inc.
Financial ratings: First Acceptance Insurance Company, Inc. has a B (Fair) rating from A.M. Best.
Customer service ratings: The article mentions that the company has mixed reviews from customers, and some have reported issues with customer service and delayed claims processing. However, there is no specific rating or score provided for customer service.
Claims information: The article notes that First Acceptance Insurance Company, Inc. has an easy claims process, but some customers have reported delayed claims processing. There is no specific information provided on the company’s claims process or how to file a claim.
Company apps: There is no information provided in the article about any mobile apps or digital tools offered by First Acceptance Insurance Company, Inc.
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First Acceptance Insurance Company, Inc. Insurance Coverage Options
First Acceptance Insurance Company, Inc. offers a variety of insurance products and coverage options to meet the needs of their customers. Here are some of the coverage options available:
- Auto insurance: This coverage includes liability, collision, and comprehensive insurance, as well as personal injury protection (PIP) and uninsured/underinsured motorist coverage.
- Renters insurance: This coverage protects personal belongings in the event of theft, fire, or other covered losses, and also includes liability coverage.
- Motorcycle insurance: This coverage includes liability, collision, and comprehensive insurance, as well as optional equipment coverage.
- Commercial auto insurance: This coverage is designed for businesses that have vehicles that are used for business purposes and provides liability, collision, and comprehensive insurance, as well as uninsured/underinsured motorist coverage.
- Roadside assistance: This is an optional add-on to auto insurance policies that provides assistance with common roadside issues such as flat tires, lockouts, and jump-starts.
In addition to these coverage options, First Acceptance Insurance Company, Inc. also offers a range of discounts and optional add-ons to help customers customize their coverage and save money on their premiums.
First Acceptance Insurance Company, Inc. Insurance Rates Breakdown
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| Driver Profile | First Acceptance | National Average |
|---|---|---|
| Clean Record | $92 | $119 |
| 1+ Ticket | $138 | $147 |
| 1+ Accident | $171 | $173 |
| DUI | $296 | $209 |
| Poor Credit | $158 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
First Acceptance Insurance Company, Inc. Discounts Available
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| Discounts | First Acceptance |
|---|---|
| Anti Theft | 7% |
| Good Student | 10% |
| Low Mileage | 5% |
| Paperless | 8% |
| Safe Driver | 13% |
| Senior Driver | 8% |
First Acceptance Insurance Company, Inc. offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts they provide:
- Safe driver discount: Customers who maintain a clean driving record for a specified period can receive a discount on their premiums.
- Multi-policy discount: Customers who bundle multiple insurance policies with First Acceptance Insurance Company, Inc. can receive a discount on their premiums.
- Homeowner discount: Customers who own their home can receive a discount on their auto insurance premiums.
- Paid-in-full discount: Customers who pay their entire annual premium upfront can receive a discount.
- Prior insurance discount: Customers who switch to First Acceptance Insurance Company, Inc. from another insurance provider can receive a discount on their first policy term.
- Continuous coverage discount: Customers who maintain continuous insurance coverage without any lapses can receive a discount.
It’s worth noting that not all discounts are available in all states or for all insurance products, so it’s important to check with the company to see which discounts may apply to your specific situation.
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How First Acceptance Insurance Company, Inc. Ranks Among Providers
Some of the largest competitors include major national insurance companies such as State Farm, GEICO, Progressive, and Allstate.
State Farm is one of the largest providers of auto insurance in the US, with a wide range of coverage options and a strong emphasis on customer service. Geico is known for its competitive rates and extensive advertising campaigns.
Progressive has gained market share in recent years by focusing on technology and providing an easy-to-use online interface for customers to manage their policies. Allstate has a reputation for providing comprehensive coverage options and good customer service.
In addition to these larger national competitors, there may also be regional or local insurance companies that compete with First Acceptance Insurance Company, Inc. in specific markets or regions. It’s important to compare quotes and coverage options from multiple insurance providers to find the policy that best meets your needs and budget.
Frequently Asked Questions
What is First Acceptance Insurance Company, Inc.?
First Acceptance Insurance Company, Inc. is an insurance company that provides auto insurance coverage to individuals. They offer a range of insurance products and services, including liability coverage, collision coverage, comprehensive coverage, and more
How can I contact First Acceptance Insurance Company, Inc.?
You can contact First Acceptance Insurance Company, Inc. by phone or through their website. They typically provide a customer service number and online contact forms for inquiries and claims.
What types of insurance coverage does First Acceptance Insurance Company, Inc. offer?
First Acceptance Insurance Company, Inc. offers auto insurance coverage. This includes liability coverage, which helps protect you financially if you cause an accident and are held responsible for the damages. They also offer collision coverage, which helps pay for repairs to your vehicle if it’s damaged in a collision, and comprehensive coverage, which helps cover the costs of non-collision damages like theft, vandalism, or natural disasters.
How can I get a quote from First Acceptance Insurance Company, Inc.?
To get a quote from First Acceptance Insurance Company, Inc., you can visit their website and use their online quote tool. You’ll typically need to provide information about yourself, your vehicle, and your driving history to receive an accurate quote.
What are the pros of choosing First Acceptance Insurance Company, Inc.?
- Range of coverage options: First Acceptance Insurance Company, Inc. offers a variety of coverage options to meet different needs, including liability, collision, and comprehensive coverage.
- Convenient online tools: Their website provides online quote tools and customer service contact forms, making it easy to obtain quotes and get in touch with their representatives.
- Competitive pricing: First Acceptance Insurance Company, Inc. strives to offer competitive rates for their insurance policies, which can be appealing to budget-conscious customers.
What are the cons of choosing First Acceptance Insurance Company, Inc.?
- Limited coverage options: First Acceptance Insurance Company, Inc. primarily focuses on auto insurance coverage and may not provide other types of insurance policies, such as homeowners or renters insurance.
- Limited availability: Their coverage may not be available in all states or regions, so it’s important to check if they operate in your area.
- Customer reviews: Before making a decision, it’s recommended to review customer feedback and ratings to gain insight into the experiences of other policyholders.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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