First American Life Insurance Company: Customer Ratings & Reviews [2024]
First American Life Insurance Company, a reputable provider with nationwide coverage, takes center stage in this comprehensive review, offering insights into its diverse life insurance products, exceptional customer service, and the overall customer experience.
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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First American Life Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Offers a range of life insurance policies to meet individual needs
- Nationwide coverage in all 50 states
- Affordable premiums and competitive rates
- Range of discounts available to policyholders
- Positive customer reviews for exceptional customer service and comprehensive coverage
Cons
- Limited information available on the company’s website about specific policy details and pricing.
First American Life Insurance Company is a highly rated insurance provider that offers a range of affordable life insurance policies with nationwide coverage in all 50 states. The company has a solid history and mission of providing comprehensive coverage for individuals and families.
First American Life Insurance Company offers a variety of discounts to policyholders and has a low complaint level among its customers. While the company’s website lacks detailed information about specific policies and pricing, positive customer reviews praise the company’s exceptional customer service and competitive rates.
Overall, First American Life Insurance Company is a reputable option for those seeking affordable and comprehensive life insurance coverage.
What You Should Know About First American Life Insurance Company
Company Contact Information:
- Address: 1 First American Way, Santa Ana, CA 92707
- Phone: 1-888-883-8417
- Website: https://www.firstam.com/life-insurance/
Related Parent or Child Companies:
- First American Financial Corporation
Financial Ratings:
- A.M. Best Rating: A- (Excellent)
- Moody’s Rating: Baa1
- Standard & Poor’s Rating: BBB+
Customer Service Ratings:
- First American Life Insurance Company has received positive customer reviews for its exceptional customer service.
Claims Information:
- First American Life Insurance Company offers a simple and straightforward claims process. Customers can file a claim online or by phone. The company has a dedicated claims department that will work with customers to ensure their claims are processed quickly and efficiently.
Company Apps:
- First American Life Insurance Company offers a mobile app that allows policyholders to manage their policies, make payments, and access important information on the go. The app is available for download on the App Store and Google Play.
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First American Life Insurance Company Insurance Coverage Options
First American Life Insurance Company offers a range of coverage options to meet the individual needs of its customers. These coverage options include:
- Term life insurance: Provides coverage for a set period of time, typically between 10 and 30 years. It is often the most affordable type of life insurance and can be a good option for those who need coverage for a specific period of time, such as while paying off a mortgage or raising children.
- Whole life insurance: Provides coverage for the policyholder’s entire life, as long as premiums are paid. It also includes a cash value component that grows over time, which policyholders can use to borrow against or withdraw.
- Universal life insurance: Similar to whole life insurance, but with more flexibility in terms of premiums and death benefits. Policyholders can adjust their premiums and death benefits as their needs change over time.
- Final expense insurance: Also known as burial insurance, this type of policy provides coverage specifically for end-of-life expenses, such as funeral costs and medical bills.
Overall, First American Life Insurance Company offers a variety of coverage options to meet the diverse needs of its customers. By choosing the right type of coverage, policyholders can ensure that their loved ones are protected in the event of their passing.
Read more:
- First American Property & Casualty Insurance Company Review
- First American Title Guaranty Company Review
First American Life Insurance Company Insurance Rates Breakdown
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| Driver Profile | First American | National Average |
|---|---|---|
| Clean Record | $3 | $119 |
| 1+ Ticket | $4 | $147 |
| 1+ Accident | $5 | $173 |
| DUI | $7 | $209 |
| Poor Credit | $6 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
First American Life Insurance Company Discounts Available
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| Discounts | First American |
|---|---|
| Anti Theft | 5% |
| Good Student | 7% |
| Low Mileage | 3% |
| Paperless | 5% |
| Safe Driver | 8% |
| Senior Driver | 6% |
First American Life Insurance Company offers a range of discounts to policyholders to help them save money on their premiums. These discounts include:
- Multi-policy discount: Customers who have multiple policies with First American Life Insurance Company can save money on their premiums.
- Non-smoker discount: Policyholders who do not smoke can qualify for a discount on their life insurance premiums.
- Good health discount: Customers who maintain good health may be eligible for a discount on their premiums.
- Safe driver discount: Policyholders who have a clean driving record may qualify for a discount on their premiums.
- Loyalty discount: Customers who have been with First American Life Insurance Company for a certain period of time can qualify for a loyalty discount on their premiums.
Overall, First American Life Insurance Company offers a variety of discounts to help customers save money on their life insurance premiums. By taking advantage of these discounts, policyholders can enjoy affordable and comprehensive coverage.
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How First American Life Insurance Company Ranks Among Providers
First American Life Insurance Company operates in a competitive industry with many other insurers offering similar products and services. Some of the company’s main competitors include:
- MetLife: One of the largest life insurance companies in the world, MetLife offers a wide range of life insurance products, as well as other financial products and services.
- Prudential: Another large insurer, Prudential offers term life, universal life, and variable life insurance, as well as other financial products and services.
- State Farm: A well-known insurance company, State Farm offers term life and whole life insurance, as well as auto, home, and other types of insurance.
- Northwestern Mutual: A mutual company, Northwestern Mutual offers a variety of life insurance products, as well as investment and wealth management services.
- Allstate: Known primarily for its auto insurance, Allstate also offers term life and whole life insurance, as well as other types of insurance.
Overall, First American Life Insurance Company faces stiff competition from many other well-established insurers in the market. To remain competitive, the company will need to continue offering high-quality products and services, as well as innovative features and benefits that differentiate it from its competitors.
Read more: First National Insurance Company of America: Customer Ratings & Reviews
Frequently Asked Questions
What is First American Life Insurance Company?
First American Life Insurance Company is a reputable insurance provider that offers a range of life insurance products to individuals and families. They have been in operation for several years and have gained a strong reputation in the industry.
What types of life insurance does First American Life Insurance Company offer?
First American Life Insurance Company offers various types of life insurance, including term life insurance, whole life insurance, and universal life insurance. Each type has its own features and benefits to cater to different needs and preferences.
How can I contact First American Life Insurance Company?
You can contact First American Life Insurance Company by visiting their website and using the provided contact information. They typically have phone numbers, email addresses, and sometimes live chat options available for customer inquiries.
What factors should I consider when choosing a life insurance company?
When choosing a life insurance company, it’s important to consider factors such as the company’s financial strength, customer service reputation, policy options, pricing, and any additional benefits or riders they offer. It’s also beneficial to read customer ratings and reviews to gauge the experiences of other policyholders.
Where can I find customer ratings and reviews for First American Life Insurance Company?
Customer ratings and reviews for First American Life Insurance Company can be found on various platforms, including their website, insurance review websites, and other third-party review websites. These sources can provide insights into the experiences of other customers with the company.
What are the pros of choosing First American Life Insurance Company?
Pros of choosing First American Life Insurance Company may include their reputable standing in the industry, a variety of life insurance options, competitive pricing, strong customer service, and the additional benefits and riders they offer.
Are there any cons associated with First American Life Insurance Company?
Cons associated with First American Life Insurance Company could vary based on individual experiences, but some potential cons may include specific policy limitations, customer service issues for certain individuals, or pricing that may not be as competitive for certain demographics or coverage amounts.200
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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