First Health Life & Health Insurance Company: Customer Ratings & Reviews [2025]

First Health Life & Health Insurance Company, a trusted provider with a rich history, stands as a beacon in the realm of insurance, offering a range of affordable and comprehensive coverage options to individuals and families, including life, health, dental, accident, and critical illness insurance.

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Tim Bain

Licensed Insurance Agent

Tim Bain is a licensed life insurance agent with 23 years of experience helping people protect their families and businesses with term life insurance.  His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada. 

Written by
Tim Bain
Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Reviewed by
Laura D. Adams

Updated April 2024

First Health Life & Health Insurance Company is a reputable insurance provider with a long-standing history and mission of offering affordable and comprehensive coverage to individuals and families. The company offers a variety of insurance products, including life, health, and dental insurance, as well as accident and critical illness coverage.

First Health Life & Health Insurance Company provides competitive prices and exceptional customer service, with a low level of customer complaints. While their coverage area is limited to a few states, they have an excellent reputation for providing high-quality insurance products.

Overall, First Health Life & Health Insurance Company is a reliable and trustworthy insurance provider for those in need of insurance coverage.

First Health Life & Health Insurance Company Insurance Coverage Options

First Health Life & Health Insurance Company offers a wide range of insurance products to meet the needs of their customers. Some of the coverage options they offer include:

  • Health Insurance: First Health Life & Health Insurance Company offers individual and group health insurance plans that cover a variety of medical expenses, including doctor visits, hospital stays, and prescription drugs.
  • Dental Insurance: The company offers dental insurance plans that cover routine dental care, such as cleanings and exams, as well as more extensive dental procedures, such as crowns and bridges.
  • Life Insurance: First Health Life & Health Insurance Company offers term and permanent life insurance policies that provide financial protection to the policyholder’s beneficiaries in the event of their death.
  • Accident Insurance: The company offers accident insurance that provides coverage for unexpected expenses related to accidental injuries, such as medical bills and lost wages.
  • Critical Illness Insurance: First Health Life & Health Insurance Company offers critical illness insurance that provides coverage for expenses related to serious illnesses, such as cancer, heart attack, and stroke.

These coverage options provide comprehensive protection to customers and help them prepare for unexpected events that may occur in their lives. Make sure to check the best life and health insurance company that suits to individuals and families needs.

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First Health Life & Health Insurance Company Insurance Rates Breakdown

Driver ProfileFirst Health Life & Health Insurance CompanyNational Average
Clean Record$138$119
1+ Ticket$151$147
1+ Accident$168$173
DUI$209$209
Poor Credit$237$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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First Health Life & Health Insurance Company Discounts Available

DiscountFirst Health Life & Health Insurance Company
Anti Theft20%
Good Student22%
Low Mileage18%
Paperless5%
Safe Driver20%
Senior Driver15%

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First Health Life & Health Insurance Company offers several discounts to help customers save money on their insurance premiums. These discounts include:

  • Multi-policy discount: Customers who have more than one policy with First Health Life & Health Insurance Company can save money on their premiums.
  • Safe driving discount: Customers who maintain a clean driving record can receive a discount on their auto insurance premiums.
  • Healthy lifestyle discount: Customers who maintain a healthy lifestyle, such as exercising regularly or not smoking, can receive a discount on their health insurance premiums.
  • Family discount: Families who have multiple members insured with First Health Life & Health Insurance Company can receive a discount on their premiums.
  • Pay in full discount: Customers who pay their insurance premiums in full at the beginning of the policy term can receive a discount on their premiums.

These discounts can help customers save a significant amount of money on their insurance premiums, making First Health Life & Health Insurance Company an affordable option for many individuals and families.

How First Health Life & Health Insurance Company Ranks Among Providers

First Health Life & Health Insurance Company operates in a highly competitive industry, with several other major players vying for market share. Some of the company’s main competitors include:

  • Blue Cross Blue Shield: Blue Cross Blue Shield is a nationwide provider of health insurance that offers coverage to individuals, families, and businesses. They offer a variety of plans with different levels of coverage and pricing options.
  • Aetna: Aetna is a major health insurance provider that offers a variety of insurance plans, including medical, dental, and vision coverage. They also offer other insurance products, such as life insurance and disability insurance. (For more information, read our “Aetna Life Insurance Company: Customer Ratings & Reviews“).
  • UnitedHealth Group: UnitedHealth Group is a diversified healthcare company that offers health insurance, as well as healthcare services and technology solutions. They offer a range of insurance plans, from individual and family plans to employer-sponsored plans.
  • Humana: Humana is a health insurance provider that offers a variety of insurance plans, including medical, dental, and vision coverage. They also offer other insurance products, such as life insurance and disability insurance.
  • Cigna: Cigna is a global health insurance provider that offers a variety of insurance plans, including medical, dental, and vision coverage. They also offer other insurance products, such as life insurance and disability insurance.

These companies, along with others, compete with First Health Life & Health Insurance Company in the marketplace, offering similar products and services to customers.

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Frequently Asked Questions

What types of insurance products does First Health Life & Health Insurance Company offer?

First Health Life & Health Insurance Company offers life insurance, health insurance, disability insurance, critical illness insurance, accident insurance, and cancer insurance.

Where does First Health Life & Health Insurance Company offer coverage?

First Health Life & Health Insurance Company offers coverage in several states across the country, including California, Texas, and New York.

What discounts are available to customers of First Health Life & Health Insurance Company?

First Health Life & Health Insurance Company offers discounts for bundling multiple policies, meeting certain health criteria, and having a clean driving record.

What is First Health Life & Health Insurance Company?

First Health Life & Health Insurance Company is an insurance provider that offers various life and health insurance products to individuals and families. They provide coverage for medical expenses, hospitalization, prescription drugs, and other healthcare-related costs.

How can I access customer ratings and reviews for First Health Life & Health Insurance Company?

There are several ways to access customer ratings and reviews for First Health Life & Health Insurance Company. You can visit their official website and look for a dedicated section on customer feedback. Additionally, you can search online review platforms, consumer advocacy websites, and social media channels to find reviews from current or former customers.

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