First Penn-Pacific Life Insurance Company: Customer Ratings & Reviews [2024]
Navigating the intricate landscape of life insurance decisions can be a daunting task, but with a comprehensive review of First Penn-Pacific Life Insurance Company, this article aims to empower you with valuable insights into the company's offerings, customer experiences, and key considerations for securing your financial future.
Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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First Penn-Pacific Life Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Well-established insurance provider
- Reliable and affordable coverage
- Range of life insurance products
- Discounts available
- Strong reputation for customer service
- Low complaint level
- A+ (Superior) rating from A.M. Best
Cons
- Limited information on pricing and coverage options on the website
- No mention of a mobile app for convenience
- Term Life Insurance
- Universal Life Insurance
- Survivorship Life Insurance
First Penn-Pacific Life Insurance Company is a well-established insurance provider offering a range of life insurance products to individuals and families across the United States.
The company has a strong reputation for reliability and customer service, with a low complaint level and an A+ (Superior) rating from A.M. Best. Policyholders may also benefit from various discounts to help reduce their premiums.
Although the company’s website provides limited information on pricing and coverage options, First Penn-Pacific’s long history of providing insurance services and commitment to customer satisfaction make it a solid choice for those in the market for life insurance.
What You Should Know About First Penn-Pacific Life Insurance Company
Company Contact Information
- Phone: 1-800-523-0650
- Website: www.firstpennpacific.com
- Mailing Address: First Penn-Pacific Life Insurance Company, 4601 Westown Parkway, West Des Moines, IA 50266-6717
Related Parent or Child Companies
- First Penn-Pacific Life Insurance Company is a subsidiary of The Penn Mutual Life Insurance Company.
Financial Ratings
- A.M. Best: A+ (Superior)
- Moody’s: A
- Standard & Poor’s: A+
Customer Service Ratings
- First Penn-Pacific Life Insurance Company has a strong reputation for customer service, with a low complaint level.
Claims Information
- First Penn-Pacific Life Insurance Company offers various methods for filing claims, including phone, email, and mail. The company’s website provides a step-by-step guide to the claims process, as well as information on how to check the status of a claim.
Company Apps
- There is no mention of a mobile app for First Penn-Pacific Life Insurance Company in the website.
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First Penn-Pacific Life Insurance Company Insurance Coverage Options
First Penn-Pacific Life Insurance Company offers a range of coverage options to fit the needs of individuals and families. These coverage options include:
- Term life insurance: Provides coverage for a specific period of time, typically 10-30 years. Premiums are generally lower than permanent life insurance policies.
- Whole life insurance: Provides coverage for the policyholder’s entire lifetime, as long as premiums are paid. Whole life insurance policies also build cash value over time.
- Universal life insurance: Provides coverage for the policyholder’s entire lifetime, as long as premiums are paid. Universal life insurance policies also offer flexible premiums and death benefit options.
- Variable life insurance: Provides coverage for the policyholder’s entire lifetime, as long as premiums are paid. Variable life insurance policies also allow policyholders to invest in a range of investment options.
- Survivorship life insurance: Provides coverage for two individuals, typically spouses. The death benefit is paid out after both individuals have passed away.
With a spectrum of coverage options, you are secured to navigate transactions with confidence. By choosing First Penn-Pacific Life Insurance Company, you’re not only securing property – you’re securing peace of mind.
First Penn-Pacific Life Insurance Company Insurance Rates Breakdown
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| Driver Profile | First Penn-Pacific Life Insurance | National Average |
|---|---|---|
| Clean Record | $115 | $119 |
| 1+ Ticket | $173 | $147 |
| 1+ Accident | $238 | $173 |
| DUI | $419 | $209 |
| Poor Credit | $199 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
First Penn-Pacific Life Insurance Company Discounts Available
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| Discounts | First Penn-Pacific Life Insurance |
|---|---|
| Anti Theft | 17% |
| Good Student | 16% |
| Low Mileage | 19% |
| Paperless | 14% |
| Safe Driver | 29% |
| Senior Driver | 16% |
First Penn-Pacific Life Insurance Company offers various discounts to help policyholders save money on their premiums. These discounts include:
- Multi-policy discount: Policyholders who have multiple insurance policies with First Penn-Pacific may be eligible for a discount on their premiums.
- Healthy lifestyle discount: Policyholders who meet certain health criteria, such as maintaining a healthy weight and not smoking, may be eligible for a discount on their premiums.
- Safe driver discount: Policyholders who have a clean driving record may be eligible for a discount on their premiums.
- Age-based discount: Policyholders who are over a certain age may be eligible for a discount on their premiums. The specific age threshold may vary depending on the state and the policy.
With a suite of discounts tailored to different circumstances, First Penn-Pacific Life Insurance Company ensures that the peace of mind that comes with property protection is accessible to all.
By offering these discounts, First Penn-Pacific Life Insurance Company reaffirms its dedication to providing value, security, and ease in the realm of real estate transactions.
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How First Penn-Pacific Life Insurance Company Ranks Among Providers
The life insurance industry is highly competitive, with many companies offering a range of products and services to customers. Some of First Penn-Pacific Life Insurance Company’s main competitors include:
- Northwestern Mutual: This company offers a range of life insurance products, including term, whole, and universal life insurance. Northwestern Mutual has a strong reputation for financial strength and customer service.
- New York Life: This company is one of the largest mutual life insurance companies in the United States, offering a range of life insurance products and services. New York Life has a strong reputation for financial stability and customer service.
- State Farm: This company offers a range of life insurance products, including term, whole, and universal life insurance. State Farm has a strong reputation for customer service and offers discounts to policyholders who have multiple insurance policies with the company.
- Prudential: This company offers a range of life insurance products, including term, whole, and universal life insurance. Prudential has a strong reputation for financial strength and offers a range of tools and resources to help policyholders manage their policies.
Read more:
Claims Process at First Penn-Pacific Life Insurance Company
Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)
First Penn-Pacific Life Insurance Company provides multiple channels for filing claims, including phone, email, and mail. However, it’s noteworthy that there is no mention of a mobile app for the company on its website.
Average Claim Processing Time
The average claim processing time for First Penn-Pacific Life Insurance Company is not explicitly mentioned. It’s advisable for potential policyholders to inquire about this information directly from the company or refer to the policy documentation.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on claim resolutions and payouts for First Penn-Pacific Life Insurance Company is not explicitly provided. Prospective customers may want to explore third-party review platforms or seek direct feedback from current policyholders to gauge the overall satisfaction with the company’s claims process.
First Penn-Pacific Life Insurance Company’s Digital and Technological Features
Mobile App Features and Functionality
As of the available information, there is no mention of a mobile app for First Penn-Pacific Life Insurance Company on its website. Prospective policyholders who prioritize mobile app features may want to consider this aspect when evaluating their insurance options.
Online Account Management Capabilities
The online account management capabilities of First Penn-Pacific Life Insurance Company are not explicitly detailed. Policyholders interested in convenient online account management features are encouraged to inquire about specific functionalities available on the company’s website.
Digital Tools and Resources
Details about specific digital tools and resources provided by First Penn-Pacific Life Insurance Company are not explicitly outlined. Prospective policyholders may wish to inquire about any online tools or resources available for policy management, educational purposes, or other digital offerings to enhance the overall customer experience.
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Frequently Asked Questions
How much life insurance coverage do I need?
The amount of life insurance coverage you need will depend on a variety of factors, including your age, income, and financial obligations.
Can I change my life insurance policy after I purchase it?
Yes, you can usually make changes to your life insurance policy after you purchase it, depending on the type of policy and the terms of your agreement with the insurance company.
How do I qualify for discounts on my life insurance policy?
Qualification for discounts on your life insurance policy will depend on the specific terms and conditions set by the insurance company. Generally, discounts may be available for non-smokers, policyholders who pay annually instead of monthly, and those who complete health and wellness programs.
What happens if I miss a premium payment on my life insurance policy?
If you miss a premium payment on your life insurance policy, your coverage may be at risk. Depending on the terms of your policy, you may have a grace period during which you can make the payment without penalty. If you miss multiple payments, your policy may lapse or be canceled.
Can I cancel my life insurance policy at any time?
Yes, you can usually cancel your life insurance policy at any time. However, depending on the terms of your policy, you may be subject to cancellation fees or penalties.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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