Freedom Specialty Insurance Company: Customer Ratings & Reviews [2024]

Freedom Specialty Insurance Company stands as a reliable choice for individuals with unique insurance needs, offering competitive pricing, flexible coverage options, and outstanding customer service.

UPDATED: Apr 23, 2024Fact Checked

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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Freedom Specialty Insurance Company

Average Monthly Rate For Good Drivers

$74

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Competitive pricing
  • Flexible coverage options
  • Specialized insurance options for unique needs
  • Excellent customer service
  • Wide range of discounts available

Cons

  • Limited information available online
  • Limited coverage options in some states
  • May not be the best option for those seeking basic insurance coverage
Are you in need of insurance coverage that can protect you from unforeseen circumstances? Look no further than Freedom Specialty Insurance Company. With over four decades of experience, we specialize in offering a range of insurance policies to meet your unique needs. Our mission is to provide competitive pricing and flexible coverage options to our customers, ensuring they receive the protection they deserve. Our property, liability, professional liability, cyber liability, and other specialty insurance options are available in many states across the country. With our 24/7 claims service and support, we aim to provide personalized coverage to our customers. Plus, we offer a variety of discounts to help you save on your insurance premiums. Don't just take our word for it, see what our satisfied customers have to say in our reviews section.

Freedom Specialty Insurance Company offers a range of specialized insurance options for individuals with unique needs. Their competitive pricing, flexible coverage options, and excellent customer service make them a great choice for those looking for customized insurance coverage.

The company has a low complaint level and is rated A (Excellent) by A.M. Best, which is a testament to their commitment to customer satisfaction.

While their coverage options may be limited in some states and their online presence is lacking, they are an excellent option for those looking for specialized insurance coverage. With a wide range of discounts available, Freedom Specialty Insurance Company is worth considering for those seeking comprehensive insurance coverage.

What You Should Know About Freedom Specialty Insurance

Company Contact Information:

Related Parent or Child Companies:

Freedom Specialty Insurance Company is a subsidiary of Nationwide Mutual Insurance Company, which is one of the largest insurance and financial services companies in the United States.

Financial Ratings:

Freedom Specialty Insurance Company is rated A (Excellent) by A.M. Best, which is one of the leading rating agencies in the insurance industry. This rating is a testament to their financial strength and stability.

Customer Service Ratings:

Freedom Specialty Insurance Company has received high marks for customer service. They have an A+ rating with the Better Business Bureau, and their customer service team is available to answer questions and provide assistance to policyholders.

Claims Information:

Freedom Specialty Insurance Company offers a variety of ways to file a claim, including online, by phone, or through their mobile app. They have a dedicated claims team that works to ensure that claims are processed quickly and efficiently.

Company Apps:

Freedom Specialty Insurance Company offers a mobile app that allows policyholders to manage their policies, pay their bills, and file claims from their smartphone or tablet. The app is available for download on the App Store and Google Play.

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Freedom Specialty Insurance Coverage Options

Freedom Specialty Insurance Company offers a range of specialized insurance coverage options to meet the unique needs of their customers. Here are some of the coverage options that may be available:

  • Collector car insurance: If you own a classic or antique car, Freedom Specialty Insurance Company offers specialized coverage options to protect your investment.
  • Boat and watercraft insurance: Whether you own a sailboat, powerboat, or personal watercraft, Freedom Specialty Insurance Company offers coverage options to protect your vessel and personal liability.
  • Motorcycle insurance: Freedom Specialty Insurance Company offers coverage for a wide range of motorcycle types, including cruisers, sport bikes, and touring bikes.
  • RV and motorhome insurance: If you own a recreational vehicle or motorhome, Freedom Specialty Insurance Company offers coverage options to protect your vehicle and personal liability.
  • Personal umbrella insurance: If you are looking for additional liability coverage beyond your existing policies, Freedom Specialty Insurance Company offers personal umbrella insurance to provide extra protection.

Note that the availability of these coverage options may vary depending on your location and other factors. Be sure to speak with a Freedom Specialty Insurance Company representative to see which coverage options are available to you.

Freedom Specialty Insurance Rates Breakdown

Driver ProfileFreedom Specialty Insurance CompanyNational Average
Clean Record$200$210
1+ Ticket$280$250
1+ Accident$320$300
DUI$333$350
Poor Credit$344$361

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Freedom Specialty Insurance Discounts Available

DiscountFreedom Specialty Insurance Company
Anti Theft10%
Good Student15%
Low Mileage12%
Paperless8%
Safe Driver15%
Senior Driver5%

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Freedom Specialty Insurance Company offers a range of discounts to help policyholders save money on their insurance premiums. Here are some of the discounts that may be available:

  • Multi-policy discount: If you have multiple insurance policies with Freedom Specialty Insurance Company, such as home and auto insurance, you may be eligible for a discount on your premiums.
  • Safe driver discount: If you have a clean driving record with no accidents or traffic violations, you may qualify for a safe driver discount.
  • Good student discount: If you are a student with good grades, you may be eligible for a discount on your auto insurance premiums.
  • Anti-theft device discount: If your vehicle has an anti-theft device installed, you may be eligible for a discount on your comprehensive coverage.
  • Defensive driving discount: If you have completed a defensive driving course, you may be eligible for a discount on your premiums.

Note that the availability of these discounts may vary depending on your location and other factors. Be sure to speak with a Freedom Specialty Insurance Company representative to see which discounts you may be eligible for.

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How Freedom Specialty Insurance Ranks Among Providers

Freedom Specialty Insurance Company operates in a competitive landscape within the insurance industry. Several notable companies vie for market share, each offering its unique advantages. Understanding the competitive field can help consumers make informed decisions about their insurance needs.

  • Geico: Geico is a well-known insurance company that offers a range of auto, home, and other insurance products. They are known for their competitive rates and strong customer service.
  • State Farm: State Farm is another popular insurance company that offers a wide range of insurance products, including auto, home, and life insurance. They are known for their personalized service and extensive network of agents.
  • Nationwide: Nationwide offers a range of insurance products, including auto, home, and business insurance. They are known for their comprehensive coverage options and competitive rates.
  • Allstate: Allstate is a well-known insurance company that offers a range of insurance products, including auto, home, and life insurance. They are known for their strong brand recognition and extensive network of agents.

While many insurance companies compete with Freedom Specialty Insurance Company, they differentiate themselves by offering specialized coverage options for unique vehicles and situations. Additionally, their strong financial ratings and customer service may also set them apart from the competition.

Frequently Asked Questions

How can I file a claim with Freedom Specialty Insurance Company?

You can file a claim by contacting the claims department either by phone or email. The company offers multiple channels to ensure a convenient claims process for policyholders.

What types of discounts does Freedom Specialty Insurance Company offer?

Freedom Specialty Insurance Company provides a range of discounts, including multi-policy, claims-free, safety and security, and business experience discounts. These discounts can contribute to significant savings on your insurance premiums.

In which industries does Freedom Specialty Insurance Company provide coverage?

The company offers insurance coverage for various industries, including healthcare, construction, real estate, and more. To determine specific coverage options for your industry, it’s recommended to contact Freedom Specialty Insurance directly.

Which states does Freedom Specialty Insurance Company cover?

Freedom Specialty Insurance Company offers coverage in many states across the country. To find out if they provide coverage in your state, reach out to the company directly for detailed and accurate information.

How important are customer ratings and reviews when considering an insurance company?

Customer ratings and reviews play a crucial role in evaluating an insurance company. They provide valuable insights into the experiences of existing customers, offering perspectives on service quality, claims processes, customer support, and overall satisfaction.

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Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Commercial Lines Coverage Specialist

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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