Geico Advantage Insurance Company Review (2024)

Discover the diverse and comprehensive insurance coverage offered by Geico Advantage Insurance Company, ranging from auto and homeowners insurance to life and pet coverage, providing tailored policies designed to bring you peace of mind.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Geico Advantage Insurance Company

Average Monthly Rate For Good Drivers

$92

A.M. Best Rating:

A++

Complaint Level:

Low

Pros

  • Wide range of insurance options
  • User-friendly online platform for policy customization
  • Strong financial rating (A.M. Best A++)
  • Competitive average annual rates
  • Excellent customer service

Cons

  • Limited physical branch locations
  • Some discounts may not be available in all states
  • Online-centric approach might not suit all customers
  • Additional policy features could be clearer in documentation

Explore the world of insurance coverage with Geico Advantage Insurance Company, a distinguished player in the field. Offering an array of policies tailored to diverse needs, from auto and homeowners insurance to life and pet coverage, Geico Advantage ensures comprehensive protection for every facet of life.

With user-friendly online tools for customization and competitive rates, they provide a seamless insurance experience. While delving into their offerings, we delve into the advantages and considerations of choosing GEICO Advantage.

As the insurance landscape continually shifts, understanding their offerings and how they fare against competitors equips you with the knowledge needed to make informed decisions in safeguarding your assets and loved ones.

geico Insurance Coverage Options

Embark on a journey through the array of coverage options offered by Geico Advantage Insurance Company, a trusted name in insurance. From safeguarding your vehicles and homes to protecting your loved ones and furry friends, Geico Advantage brings you tailored policies designed to meet your unique needs.

  • Auto Insurance: Tailored policies for various levels of coverage, including liability, collision, comprehensive, and more.
  • Homeowners Insurance: Protection for your home’s structure and personal belongings, with liability coverage.
  • Renters Insurance: Coverage for personal belongings and liability for those who rent their homes.
  • Life Insurance: Options like term life and whole life to ensure your family’s financial security.
  • Pet Insurance: Coverage for veterinary expenses to keep your furry companions healthy.
  • Additional Policies: The company offers a range of other insurance options to suit various needs.

In the ever-evolving landscape of insurance, Geico Advantage Insurance Company stands out with its commitment to comprehensive coverage. Whether you’re seeking protection for your car, home, life, or pets, Geico Advantage ensures a seamless experience with user-friendly tools and competitive rates.

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geico Insurance Rates Breakdown

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Driver ProfileGEICO AdvantageNational Average
Clean Record$7$119
1+ Ticket$9$147
1+ Accident$10$173
DUI$12$209
Poor Credit$12$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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geico Discounts Available

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DiscountsGEICO Advantage
Anti Theft4%
Good Student5%
Low Mileage3%
Paperless4%
Safe Driver6%
Senior Driver6%

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Unlock substantial savings and enhance your insurance experience with Geico Advantage Insurance Company’s diverse range of discounts. Tailored to meet various needs, these discounts can help you optimize your coverage while keeping your premiums affordable. Explore the opportunities to maximize your savings and enjoy comprehensive protection.

  • Multi-Policy Discount: Save by bundling multiple insurance policies with GEICO Advantage.
  • Safe Driver Discount: Enjoy lower rates for maintaining a clean driving record.
  • Good Student Discount: Students with good grades may qualify for reduced rates.
  • Multi-Car Discount: Insure multiple vehicles under the same policy and save.
  • Home Security System Discount: Lower rates for homes with security systems.
  • Defensive Driving Course Discount: Completing an approved course can lead to savings.
  • Military Discount: Active duty or retired military personnel may qualify for discounts.
  • Federal Employee Discount: Federal employees might be eligible for special rates.
  • Membership Discounts: Discounts for being a member of certain organizations or groups.

Geico Advantage Insurance Company goes beyond standard coverage by offering a multitude of discounts, empowering you to make the most of your insurance investment. As you navigate through the options, discover how these discounts can contribute to a more cost-effective and personalized insurance solution.

How geico Ranks Among Providers

As you navigate the landscape of coverage options, it’s essential to understand how Geico Advantage stacks up against its key competitors. Explore the dynamic market where insurers vie for your attention and learn how Geico Advantage distinguishes itself in the pursuit of your trust.

  • State Farm: With a massive agent network, State farm provides a personalized touch to its auto, home, and life insurance offerings, appealing to those who value face-to-face interactions.
  • Progressive: Progressive’s tech-savvy approach resonates with customers seeking online tools and competitive rates, making it a strong contender for digitally-driven insurance buyers.
  • Allstate: Known for customizable coverage options, Allstate emphasizes tailored policies and a range of insurance types, making it a versatile alternative.
  • Liberty Mutual: Liberty mutual’s focus on personalized policies and varied coverage options positions it as an appealing choice for those who want flexibility.
  • Nationwide: Praised for its customer-centric approach, Nationwide is recognized for excellent customer service and efficient claims handling, making it a reliable option.
  • Usaa: Serving military members and families, Usaa’s specialized offerings and dedication to its unique customer base give it a competitive edge in this niche.
  • Farmers Insurance: Farmers insurance stands out for its diverse insurance portfolio and commitment to providing individualized attention to policyholders.
  • Travelers: With a solid reputation and a wide array of coverage options, Travelers appeals to customers seeking a well-established and comprehensive insurance provider.

It’s crucial to acknowledge that the dynamics of the insurance market are in constant flux. Thus, for the most accurate and current insights into Geico Advantage Insurance Company’s competitors, consulting the latest industry reports is highly advisable.

The ever-evolving nature of competition underscores the importance of staying up-to-date with the latest trends and developments to make informed decisions regarding insurance providers.

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Geico Advantage Insurance Company Claims Process

Ease of Filing a Claim

Geico Advantage Insurance Company offers policyholders a streamlined claims process with multiple convenient options. You can easily file a claim online, over the phone, or through their user-friendly mobile apps. This flexibility ensures that policyholders can report claims in a way that suits their preferences and needs.

Average Claim Processing Time

Efficiency in processing claims is a priority for Geico Advantage Insurance Company. While claim processing times may vary depending on the specific nature of the claim, the company is committed to handling claims promptly and efficiently. This commitment helps policyholders recover from unexpected events as quickly as possible.

Customer Feedback on Claim Resolutions and Payouts

Geico Advantage Insurance Company values customer feedback and uses it as a valuable tool for improving its claims process. They actively seek input from policyholders regarding claim resolutions and payouts. This feedback loop allows the company to continuously enhance its claims handling procedures, ensuring that customers receive fair and timely claim settlements.

Geico Advantage Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Geico Advantage Insurance Company offers a feature-rich mobile app designed to enhance the insurance experience. The app provides a wide range of functionalities, including easy access to policy information, seamless claim submission, convenient payment processing, and real-time updates on policy status.

With its user-friendly interface, the mobile app empowers policyholders to manage their insurance needs efficiently, even while on the go.

Online Account Management Capabilities

For policyholders who prefer online account management, Geico Advantage Insurance Company provides a robust online portal. Through this portal, policyholders can access their accounts, review policy details, make payments, and update their information conveniently.

The online platform is designed for efficiency, allowing customers to manage their insurance policies with ease.

Digital Tools and Resources

Geico Advantage Insurance Company offers a suite of digital tools and resources aimed at empowering their customers. These resources include educational materials, calculators, and informational content designed to help policyholders make informed decisions about their insurance coverage.

The company’s commitment to digital innovation ensures that customers have access to valuable tools for effectively managing their insurance needs in an ever-changing world.

Frequently Asked Questions

What makes Geico Advantage Insurance Company stand out from other insurers?

Geico Advantage stands out due to its diverse range of insurance options, user-friendly online platform, and commitment to personalized coverage. Their competitive rates and excellent customer service further enhance their appeal.

Can I customize my coverage with Geico Advantage Insurance Company?

Absolutely. Geico Advantage’s online platform allows you to tailor your insurance policies to your specific needs. You can adjust coverage limits, select additional features, and receive instant quotes for your customized package.

Is pet insurance really necessary?

Yes, it’s a wise choice. Geico Advantage’s pet insurance helps cover unexpected veterinary expenses, ensuring your beloved pets receive proper medical care without straining your finances.

How can I get a quote for insurance coverage?

Getting a quote is simple and convenient. Visit Geico Advantage Insurance Company’s official website, provide the necessary information, and receive an instant quote for your desired coverage.

What types of life insurance does Geico Advantage Insurance Company offer?

Geico Advantage offers a range of life insurance options to secure your family’s financial future. These options include term life and whole life policies, allowing you to choose the one that aligns with your long-term goals and needs.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Geico

4.11 (19,116 reviews)
0.5
October 31, 2023

Tomer Ravid

GEICO review

GEICO is unpredictable and arbitrary. You\'d need insurance for this insurance, since GEICO is unable or unwilling to provide the most important function of insurance: certainty. They cancelled my new auto insurance for no reason other than their own incompetence. Long story short: I paid the policy in full. While on a vacation with my family, I opened GEICO app and was surprised to find that my policy is scheduled to be cancelled. When I cam...
GEICO is unpredictable and arbitrary. You\'d need insurance for this insurance, since GEICO is unable or unwilling to provide the most important function of insurance: certainty. They cancelled my new auto insurance for no reason other than their own incompetence. Long story short: I paid the policy in full. While on a vacation with my family, I opened GEICO app and was surprised to find that my policy is scheduled to be cancelled. When I came back home I found a letter saying that I have eight days from the 5th of October to send them documents (only accepted by postal mail, even though every document was a copy) or my insurance would be cancelled. In fact the letter was delivered *about 8 days after the 5th of October* (again, delivered while I was not home). At no earlier point had I been informed that these documents were required, and GEICO made no attempt to contact me by phone call, text message or Email. In fact, had I not checked the app and stayed on vacation for longer, I might have ended up driving without insurance unwittingly. I called GEICO multiple times. They consistently assured me that if I sent the correct documents before the fast-approaching cancellation date, my policy would continue. So I sent all the documents they requested by priority mail. In spite of the supposed urgency they were attempting to convey, it took them six days after receiving the documents to start reviewing them (with no way to contact the underwriting department or confirm that they had recieved them). It took five more days for the final review because of their own confusion about what was clearly included in the documents I\'d sent them. Two days before the deadline, I find out by calling them (without any notification on their part) that, in fact, my policy will be cancelled. The reason is that I had no prior insurance, which they claimed was contrary to my statements. This is 100% false and can be refuted by recorded calls to customer service in which I stated that GEICO was my first insurance, and by the fact that they don\'t have the name of my previous insurance company and the coverage limits (required information when you register online if you state that you\'ve been insured). GEICO had zero interest in checking the evidence or compensating me, and there was no way to appeal. Price I have to pay for GEICO\'s incompetence: Having to find new insurance in two days (which was hard in the first place since I have no driving record in the US), possibly higher rates because of the cancellation on my record. If it happened to me, it must have happened to thousands of other customers in the country, as confirmed by a large fraction of GEICO\'S customer reviews online. So the chance that it will happen to you is non-negligible.
1
January 3, 2022

Volodymyr_Korolevych

Adjuster stopped responding

Cant get ahold of anyone. Always different people giving me different numbers. No resolution Mr [REDACTED NAME], claim adjuster stopped responding to my requests without any resolution. Also not picking up my phone
1
May 17, 2021

Sergei_K

Can't get rid of them

From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could b...
From my personal experience, GEICO is the best place if you want to be fooled. Once you open the door, you can't get rid of them. About a year ago I canceled my policy ceasing any dealings with Geico. I paid the premiums in full and closed my account. Throughout the year, I've been a happy StateFarm customer. Several weeks ago, Geico unilaterally opened my policy forcing me to pay premiums for the following 6 months. Understanding that it could be a mistake, I contacted them 3 times. I talked to 6 different people. All of them promised to help me. I wrote 2 emails attaching copies of my StateFarm Id's for the entire period (after Geico policy cancellation). It didn't cure the problem. Moreover, Geico retroactively and unilaterally (without my desire, knowledge, and consent) reopened the policy. Now, they force me to pay for the previous months (last year). Geico supervisor [REDACTED NAME] claims that he obtains sufficient evidence that I hadn't been insured after I officially broke with Geico in April-May 2020 = the company is right demanding me to pay for nothing. From my non-legal understanding, it's a fraud, He knowingly (I sent them StateFarm Id's for the entire period) mispresents the facts unlawfully demanding payment.
1
February 10, 2021

vscore16

BAIT AND SWITCH

They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money s...
They waited 60 days and then doubled my rate. they never notified me. When I looked it up they said it was due to the agent putting it in as a sports bus, and since I am using it for sales my rate is double. yes on their letter they sent me it shows right on it that the old use is class "C" and the new use is class "C". The reviews on geicos website are fake. real reviews are much more negative. They lie in their commercials about saving money so why would I not expect them to lie about the rate they are giving me. I am no risk adjuster but any halfway intelligent person knows their is a lot more risk for a bus full of athletes that ways 20,000 pounds than a minivan with one person in it. Yet according to geico insuring a moving tank is cheaper than insuring a minivan. Would you believe that? I am not that gullible. Bait and switch all the way.
5
February 3, 2021

Trinidad2_

geico is the best

great company with fantastic customer service they lowered my cost due to covid with no issues and they are always a phoen call away fo r help wiht my policy, i wholeheartedly reccomend them
2
February 3, 2021

Jotwox

Not recommend

They were alright not the best. If they put in more effort into the customers they could’ve kept me.
5
February 2, 2021

Waycross43_

Helpful

Geico has been great during the pandemic. They have worked with me changing billing dates based on what I need. They have helped me save 212 dollars a month on insurance.
5
February 1, 2021

Babanana

Geico is amazing

My experience receiving auto insurance from Geico has been extremely positive. The insurance process was perfectly smooth and I have all my insurance information neatly organized at the tip of my fingers on my mobile phone. The coverage and premiums are much better than I received from my previous provider.
2
February 1, 2021

Justin_Kim

Filing a claim at geico

They were very nice and had good customer service. Once I even filed a claim and they got back to me within seventy-four hours.
5
January 28, 2021

Dingo

Insurance You Can Understand

The representative borke down all information in an easy-to-understand manner and then made very easy the process of initiating the policies. I am also very happy with the ease of managing online and on the app.
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