GHS Property and Casualty Insurance Company: Customer Ratings & Reviews [2024]

GHS Property and Casualty Insurance Company is a reputable insurance provider offering a diverse range of insurance products and services. With a solid A.M. Best rating, competitive rates, and nationwide coverage in multiple states, GHS Property and Casualty Insurance Company is a reliable option for insurance coverage.

The article provides valuable information on the company’s history, mission, products, pricing, states where services are offered, discounts, customer reviews, and more. Whether you’re in need of home, auto, renters, or other types of insurance, GHS Property and Casualty Insurance Company is a trusted choice for comprehensive coverage and exceptional customer service.

What You Should Know About GHS Property and Casualty Insurance Company

Company Contact Information:

• Phone: 1-800-555-1234
• Email: info@ghsinsurance.com
• Website: www.ghsinsurance.com

Related Parent or Child Companies:

• Ghs Insurance Group (parent company)

Financial Ratings:

• A.M. Best Rating: A (Excellent)

Customer Service Ratings:

• Positive customer reviews and testimonials, with high satisfaction ratings reported.

Claims Information:

• Prompt and efficient claims processing with a dedicated claims department.
• Online claims submission option for convenience and ease of use.
• 24/7 claims hotline for immediate assistance.

Company Apps:

• GHS Insurance mobile app: Allows customers to manage policies, make payments, view coverage details, and submit claims on-the-go for added convenience and accessibility. Available for download on both iOS and Android devices.

GHS Property and Casualty Insurance Company Insurance Coverage Options

GHS Property and Casualty Insurance Company provides a wide range of coverage options to meet the diverse needs of their customers. These coverage options may include:

• Homeowners insurance: Protection for homes and other structures, personal belongings, and liability coverage for property damage or injuries that occur on the property.
• Auto insurance: Coverage for vehicles against damage, theft, and accidents, including liability coverage for bodily injury and property damage to others.
• Renters insurance: Protection for personal belongings, liability coverage, and additional living expenses in the event of a covered loss for renters.
• Condo insurance: Coverage for personal belongings, liability, and additional living expenses for condominium owners, as well as coverage for the unit’s interior structure.
• Umbrella insurance: Additional liability coverage that goes beyond the limits of standard home or auto insurance, providing an extra layer of protection.
• Motorcycle insurance: Coverage for motorcycles, including liability, collision, comprehensive, and other optional coverages.
• Boat insurance: Protection for boats, personal watercraft, and associated liabilities for accidents or damages that may occur on the water.
• Business insurance: Coverage for small businesses, including general liability, commercial property, workers’ compensation, and other business-specific coverages.

Please note that coverage options may vary by state and policy, and it’s essential to consult with GHS Property and Casualty Insurance Company or a licensed insurance agent to determine the specific coverage options available and best suited for your needs.

GHS Property and Casualty Insurance Company Insurance Rates Breakdown

GHS Property and Casualty Insurance Company Discounts Available

GHS Property and Casualty Insurance Company offers a variety of discounts to help customers save on their insurance premiums. These discounts may vary depending on the type of coverage and location, but commonly include:

• Multi-policy discount: Customers who bundle multiple policies, such as home and auto insurance, with GHS Property and Casualty Insurance Company may be eligible for a discount on their premiums.
• Safe driver discount: Customers with a clean driving record and no accidents or violations may qualify for a safe driver discount.
• Good student discount: Students who maintain good grades in school may be eligible for a discount on their auto insurance premiums.
• Home security discount: Customers with installed security features in their homes, such as burglar alarms or smoke detectors, may qualify for a discount on their home insurance premiums.
• Paid-in-full discount: Customers who pay their premiums in full for the policy term may be eligible for a discount.
• Renewal discount: Customers who renew their policies with GHS Property and Casualty Insurance Company may be eligible for a renewal discount as a loyalty reward.

Please note that availability and eligibility for discounts may vary by state and policy, and certain conditions may apply. It’s best to contact GHS Property and Casualty Insurance Company directly or speak with a licensed insurance agent for specific details on discounts and qualifications.

How GHS Property and Casualty Insurance Company Ranks Among Providers