Good2Go Auto Insurance Review [2024]
Good2Go Auto Insurance stands as a versatile option, extending affordable coverage to drivers of all backgrounds, including those considered high-risk, while specializing in minimum-limit policies to maintain cost-effectiveness for a wide range of drivers.
Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Good2Go
Average Monthly Rate For Good Drivers
$133A.M. Best Rating:
N/AComplaint Level:
LowPros
- Affordable policies for drivers with any driving background
- Specializes in minimum-limit policies to keep rates low
- Offers coverage for high-risk and underserved drivers
- Provides additional coverage options, including comprehensive and collision coverage
- Offers roadside assistance and towing insurance as add-ons in some states
Cons
- Some subsidiaries operating under the Good2Go name have faced regulatory issues
- The higher number of customer complaints compared to companies of similar size
- Lack of financial ratings from major credit rating agencies
- Limited availability in certain states (Alaska, Hawaii, Kansas, Massachusetts, Montana, Rhode Island)
Good2Go Insurance offers affordable auto insurance policies to people with any driving background. As a result, safe and high-risk drivers alike qualify for affordable Good2Go auto insurance coverage.
Good2Go specializes in minimum-limit auto insurance policies to keep rates low for most drivers. The company also provides comprehensive and collision coverage focusing on underserved drivers.
Good2Go is licensed to sell insurance in all U.S. states except Alaska, Hawaii, Kansas, Massachusetts, Montana, and Rhode Island. In this Good2Go car insurance review, learn how to request a quote, compare financial and customer reviews, and determine if Good2Go is the right auto insurance company for you.
After learning how to buy Good2Go auto insurance, quickly compare quotes from the top companies near you for free by entering your ZIP code into our rate tool above.
What You Should Know About Good2Go
Good2Go Insurance company sells fast, easy, and cheap auto insurance policies in all but six states. The company also writes policies for high-risk and underserved drivers.
Good2Go specializes in selling minimum limit policies that meet the state-required auto insurance coverage limits where you live.
Read More: Top Auto Insurance Providers
The company also offers coverage for people who are required to carry SR-22 insurance.
If your vehicle is leased or financed, the dealership or bank may require that you have comprehensive and collision coverage — both are available from Good2Go.
In addition, Good2Go offers roadside assistance and towing insurance as a policy add-on in some states.
Good2Go sells policies through its member companies. When you request a quote, you may receive an offer from one of these subsidiaries.
Be aware that regulators in at least three states determined fault with the business practices of some companies that operate under the Good2Go auto insurance company name.
The company received a much higher number of customer complaints than what is considered average. So keep these financial concerns and customer experiences in mind while shopping around for your best coverage.
There is no Good2Go mobile app. However, customers do create accounts on the company website. Once you secure a policy, you’re prompted to set up your Good2Go login.
In the customer portal, you can file claims, make changes to your policy, pay your bill, and more.
Good2Go provides policyholders different payment plans to ensure you can comfortably make your Good2Go payments on time.
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How do you request Good2Go auto insurance quotes?
To request Good2Go auto insurance quotes, visit the company website or call the Good2Go auto insurance phone number.
When you request a quote, you may receive quotes from any of the companies affiliated with Good2Go.
Good2Go works with The General Insurance, Kemper Auto Infinity Insurance, National General, Plymouth Rock Management Company of NJ, and Progressive.
What are the Good2Go auto insurance ratings and reviews?
Looking at an insurance company’s financial ratings and company reviews helps you determine if the company is reliable and efficient before signing any contracts.
Good2Go is not currently rated by the major credit rating agencies, such as A.M. Best.
However, in 2016 and 2017, some Good2Go partner companies were found at fault by regulators in at least three states due to poor business practices.
Good2Go received far more complaints than what is considered average among companies of a similar size.
Despite earning an A+ rating from the Better Business Bureau (BBB), customers rank it 1.1 out of a possible five stars. This company is not BBB accredited.
Some Good2Go brands received a complaint index ratio of 50.55, according to the National Association of Insurance Commissioners (NAIC). The median is always set to 1.00, and lower scores are better.
Such a high score is a cause for concern and should be considered while you shop around for your best coverage.
What is the history of Good2Go?
Good2Go’s parent company, American Independent Insurance Co., in based in Pennsylvania and was founded in 1992.
In 2016, American Independent consolidated all of its subsidiaries under the company name Good2Go.
In the third quarter of 2017, S&P Global released a statement expressing heightened solvency concerns for four out of the seven subsidiaries previously part of the American Independent Insurance Company brand.
The company is not rated by any of the leading credit rating agencies.
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Good2Go Insurance Coverage Options
Good2Go Auto Insurance understands that every driver has unique coverage needs. As a result, they offer a range of coverage options to cater to various situations and preferences. Whether you’re seeking minimum-limit policies or comprehensive coverage, Good2Go has you covered. Here’s a list of coverage options available with Good2Go:
- Minimum-Limit Auto Insurance: Tailored for drivers seeking coverage that meets the state-required auto insurance limits, providing a cost-effective option for legal compliance.
- Comprehensive and Collision Coverage: For drivers desiring broader protection, Good2Go offers comprehensive and collision coverage, addressing a range of risks, including accidents and non-collision events.
- SR-22 Insurance: Designed for individuals who require SR-22 filing, helping those with specific legal obligations to meet their insurance requirements.
- Roadside Assistance and Towing Insurance: Available as an add-on in some states, providing peace of mind with emergency services for breakdowns, flat tires, and towing needs.
- Additional Insurance Services: Good2Go extends its services beyond auto insurance, offering homeowners, home warranty, renters, life, pet, travel, legal, flood, and motorcycle insurance. Product availability and rates may vary by state.
Good2Go Auto Insurance goes beyond the standard to ensure you have the coverage that fits your unique needs. From meeting legal requirements with minimum-limit policies to providing comprehensive protection and additional insurance services, Good2Go is committed to offering a range of options that cater to the diverse needs of drivers.
Good2Go offers additional insurance services on the company website.
However, like the auto policies, the coverage may be underwritten by one of the company partners instead of Good2Go.
You can request quotes for homeowners, home warranty, renters, life, pet, travel, legal, flood, and motorcycle insurance through the company website.
However, product availability and rates vary by state.
Good2Go Insurance Rates Breakdown
| Driver Profile | Good2Go Auto Insurance | National Average |
|---|---|---|
| Clean Record | $135 | $119 |
| 1+ Ticket | $122 | $147 |
| 1+ Accident | $155 | $173 |
| DUI | $210 | $209 |
| Poor Credit | $232 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Good2Go auto insurance rates are not published, but down payments start as low as $20 according to the company’s website.
When you request a quote, the company typically offers you coverage for a policy that meets the legal minimum limits of your state.
If you request a Good2Go quote, compare it to other quotes from other companies.
You can compare it to the national average cost of auto insurance, which was $133 per month or $1,592 annually in 2021.
Read more: Best No Down Payment Auto Insurance
How do you file Good2Go auto insurance claims?
You can file Good2Go auto insurance claims on the company website. You must log in to your online account to submit or track your claim.
You can also call or email the Good2Go claims center.
If you purchase a policy through one of Good2Go’s partners, keep in mind that some financial institutions raised questions about those company’s ability to fully pay out on all claims.
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Good2Go Discounts Available
| Discount | Good2Go Auto Insurance |
|---|---|
| Anti Theft | 10% |
| Good Student | 12% |
| Low Mileage | 15% |
| Paperless | 7% |
| Safe Driver | 22% |
| Senior Driver | 10% |
Good2Go Auto Insurance strives to make coverage more affordable for its policyholders by offering various discounts. These incentives cater to different driver profiles and circumstances, allowing customers to maximize their potential savings. Here’s a list of discounts available with Good2Go:
- Safe Driver Discount: Rewards policyholders with a clean driving record, demonstrating safe and responsible driving behavior.
- Multi-Car Discount: Offers savings to customers insuring more than one vehicle under the same policy.
- Good Student Discount: Recognizes and rewards students with good academic performance, encouraging responsible habits on and off the road.
- Military Discount: Extends special discounts to active duty military personnel and veterans as a token of appreciation for their service.
- Safety Features Discount: Provides savings for vehicles equipped with safety features, such as anti-lock brakes, airbags, and anti-theft devices.
- Defensive Driving Course Discount: Offers discounts to drivers who voluntarily complete an approved defensive driving course, showcasing a commitment to safe driving practices.
- Pay-in-Full Discount: Rewards customers who pay their entire policy premium upfront, offering savings for the convenience of a lump-sum payment.
Choosing Good2Go Auto Insurance goes beyond securing reliable coverage – it means unlocking potential discounts tailored to your specific circumstances. These discounts not only make insurance more affordable but also reflect the company’s commitment to rewarding responsible and safe driving habits.
Good2Go offers a variety of stackable auto insurance discounts leading to a substantial amount of savings.
See what discounts Good2Go offers to drivers and the potential rate reductions in the table below.
Good2Go Auto Insurance Discounts
| Discounts | Potential Rate Reduction |
|---|---|
| Good driver discount | 10% to 35% |
| Student driver discount | 5% to 20% |
| Homeownership discount | 5% to 10% |
| Multi-vehicle discount | 10% to 25% |
| Paid-in0full discount | 5% to 10% |
| Renewal discount | 3% to 5% |
| Defensive driving course discount | 5% to 15% |
| Airbag and passive restraint discount | Up to 5% |
| Anti-theft system and VIN etching discount | Up to 5% |
| Prior insurance discount | Up to 40% |
| Non-owner discount | Up to 25% |
| Good student discount] | Up to 10% |
| Driver's education discount | Up to 10% |
| Cell phone safety discount | Up to 5% |
Because of regional laws, it’s important to note that discount availability and rate reduction amounts vary by state.
Plus, some discounts only apply to certain types of coverages.
Contact a company representative for more information about what discounts Good2Go may offer you.
How Good2Go Ranks Among Providers
Frequently Asked Questions
Is Good2Go a good choice for auto insurance?
Good2Go Insurance offers affordable auto insurance policies to people with any driving background, including high-risk drivers. They specialize in minimum-limit policies to keep rates low. However, it’s important to note that some subsidiaries operating under the Good2Go name have faced regulatory issues and received a higher number of customer complaints.
How can I request Good2Go auto insurance quotes?
To request Good2Go auto insurance quotes, you can visit their website or call their auto insurance phone number. When requesting a quote, you may receive quotes from any of the companies affiliated with Good2Go, such as The General Insurance, Kemper Auto Infinity Insurance, National General, Plymouth Rock Management Company of NJ, and Progressive.
What are the ratings and reviews for Good2Go auto insurance?
Good2Go is not currently rated by major credit rating agencies like A.M. Best. However, some Good2Go partner companies faced regulatory issues in the past, and Good2Go received a higher number of customer complaints compared to companies of similar size. It’s essential to consider these factors when comparing insurance providers.
How do I file Good2Go auto insurance claims?
You can file Good2Go auto insurance claims on their website by logging into your online account. They also provide a claims center contact number and email for assistance. It’s worth noting that some financial institutions have raised concerns about certain company partners’ ability to fulfill claims.
Does Good2Go offer discounts on auto insurance?
Good2Go offers a variety of stackable auto insurance discounts that can lead to significant savings. The availability and amounts of discounts may vary by state and the types of coverage you select. For more information about the discounts they offer, it’s recommended to contact a company representative.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in life insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Leesa_B
RUN AWAY. DO NOT PASS " GET A QUOTE ", - 0 STARS
Gabby215
Not worth it
Croy
You're the weakest link..goodbye
GSO
CUSTOMER SERVICE SUCKS
moonfairy56
Buyer Beware
moonfairy56
Buyer Beware!! Worst experience ever!
Bos0193_
Stay away from this company
Garnetta
My Experience With This Awful Company
ALynn312
Highly Recommend
Pegasa_
Expect the Worst! Expect the Very Worst!