Gramercy Insurance Company: Customer Ratings & Reviews [2025]

Explore the offerings of Gramercy Insurance Company, a reputable provider with a strong financial standing and positive customer reviews, as it delivers a range of insurance products, including auto, home, renters, and business insurance, alongside specialty options like aviation coverage.

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Heidi Mertlich

Licensed Insurance Agent

Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...

Written by
Heidi Mertlich
Michael Vereecke

Commercial Lines Coverage Specialist

Michael Vereecke is the president of Customers First Insurance Group. He has been a licensed insurance agent for over 13 years. He also carries a Commercial Lines Coverage Specialist (CLCS) Designation, providing him the expertise to spot holes in businesses’ coverage. Since 2009, he has worked with many insurance providers, giving him unique insight into the insurance market, differences in ...

Reviewed by
Michael Vereecke

Updated April 2024

Gramercy Insurance Company is a reputable insurance provider that offers a wide range of insurance products across several states. Founded in 1980, the company’s mission is to provide personalized insurance coverage and superior customer service to its customers.

Gramercy offers a range of insurance products, including auto, home, renters, and business insurance, as well as specialty insurance products such as aviation insurance. The company has a strong financial standing and positive customer reviews for its claims handling and customer service.

Discounts are available to help customers save on premiums, and the company operates in several states across the US. However, some customers have reported higher premiums and difficulties with the claims process.

What You Should Know About Gramercy Insurance Company

Company Contact Information:

Related Parent or Child Companies:

  • There is no information provided about any related parent or child companies.

Financial Ratings:

  • Gramercy Insurance Company has an A rating from A.M. Best, indicating strong financial stability and creditworthiness.

Customer Service Ratings:

  • Gramercy Insurance Company has positive customer reviews for its customer service, indicating a high level of customer satisfaction.

Claims Information:

  • Some customers have reported difficulties with the claims process, but overall, the company has positive customer reviews for claims handling.

Company Apps:

  • No information provided about any company apps.

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Gramercy Insurance Company Insurance Coverage Options

Gramercy Insurance Company offers a wide range of coverage options to meet the needs of its customers. Some of the coverage options offered by the company include:

  • Auto insurance: Provides coverage for liability, collision, and comprehensive damages, as well as optional coverage for rental car reimbursement, roadside assistance, and more.
  • Homeowners insurance: Provides coverage for the physical structure of the home, personal property, liability, and additional living expenses in the event of a covered loss.
  • Renters insurance: Provides coverage for personal property, liability, and additional living expenses for renters.
  • Business insurance: Provides coverage for a variety of businesses, including commercial property, liability, workers’ compensation, and more.
  • Specialty insurance: Provides coverage for unique or high-risk situations, such as aviation insurance, marine insurance, and more.

It’s important to note that the availability and extent of coverage options can vary depending on the state and type of insurance policy. Customers should contact Gramercy Insurance Company directly to learn more about available coverage options and policy details.

Gramercy Insurance Company Insurance Rates Breakdown

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Driver ProfileGramercy InsuranceNational Average
Clean Record$83$119
1+ Ticket$125$147
1+ Accident$146$173
DUI$208$209
Poor Credit$143$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Gramercy Insurance Company Discounts Available

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DiscountsGramercy Insurance
Anti Theft8%
Good Student13%
Low Mileage10%
Paperless8%
Safe Driver15%
Senior Driver12%

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Gramercy Insurance Company offers several discounts to help customers save on their premiums. These discounts include:

  • Multi-policy discount: Customers who bundle multiple insurance policies, such as auto and home insurance, with Gramercy can qualify for a discount on their premiums.
  • Safe driver discount: Customers who maintain a clean driving record and have no at-fault accidents or violations can qualify for a safe driver discount.
  • Good student discount: Students who maintain good grades can qualify for a discount on their auto insurance premiums.
  • Anti-theft discount: Customers who have an anti-theft device installed in their vehicle can qualify for a discount on their auto insurance premiums.
  • Home safety features discount: Homeowners who have safety features installed in their homes, such as smoke detectors or burglar alarms, can qualify for a discount on their home insurance premiums.
  • Business safety features discount: Business owners who have safety features installed in their commercial property, such as fire alarms or sprinkler systems, can qualify for a discount on their business insurance premiums.

It’s important to note that the availability and amount of discounts can vary depending on the state and type of insurance policy. Customers should contact Gramercy Insurance Company directly to learn more about available discounts and eligibility requirements.

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How Gramercy Insurance Company Ranks Among Providers

While there are many insurance companies in the market, some of Gramercy Insurance Company’s main competitors include:

  • State Farm: One of the largest insurance companies in the U.S., State Farm offers a wide range of insurance products, including auto, home, renters, and business insurance.
  • Allstate: Another major player in the insurance industry, Allstate offers a variety of insurance products, including auto, home, renters, and business insurance.
  • Geico: Known for its humorous commercials and competitive rates, Geico offers auto, home, renters, and other insurance products to customers.
  • Progressive: One of the fastest-growing insurance companies in the U.S., Progressive offers a variety of insurance products, including auto, home, renters, and business insurance.
  • Nationwide: One of the largest insurance and financial services companies in the world, Nationwide offers a wide range of insurance products, including auto, home, renters, and business insurance.

Each of these companies has its own strengths and weaknesses, and customers should consider their individual needs and preferences when choosing an insurance provider.

Frequently Asked Questions

How do I file a claim with Gramercy Insurance Company?

You can file a claim by calling the company’s claims department or by submitting a claim online through the company’s website.

Does Gramercy Insurance Company offer 24/7 customer support?

Yes, the company offers 24/7 customer support through its website and phone lines.

How do I qualify for a multi-policy discount with Gramercy Insurance Company?

To qualify for a multi-policy discount, you need to have more than one insurance policy with Gramercy Insurance Company, such as home and auto insurance.

What is Gramercy Insurance Company?

Gramercy Insurance Company is an insurance provider that offers a range of insurance products and services to individuals and businesses. They provide coverage in various areas, such as auto insurance, home insurance, business insurance, and more.

How can I find customer ratings and reviews for Gramercy Insurance Company?

To find customer ratings and reviews for Gramercy Insurance Company, you can visit popular review websites or consumer advocacy websites. These platforms often allow customers to share their experiences and provide ratings for insurance companies. Additionally, you can check Gramercy Insurance Company’s official website or social media pages, as they may feature customer testimonials and reviews.

Can I solely rely on customer ratings and reviews to make a decision about Gramercy Insurance Company?

While customer ratings and reviews can provide valuable insights, it is not advisable to rely solely on them when making a decision about an insurance company. It’s important to consider other factors, such as the company’s reputation, financial stability, coverage options, pricing, and customer service. You may also want to consult with an insurance professional or broker for personalized advice.

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