Great Divide Insurance Company: Customer Ratings & Reviews [2024]

Great Divide Insurance Company stands as a reliable choice for individuals and businesses seeking comprehensive coverage options, backed by positive customer reviews and competitive pricing in the insurance market.

UPDATED: Apr 23, 2024Fact Checked

Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Insurance Content Team Lead

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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Great Divide Insurance Company

Average Monthly Rate For Good Drivers

$107

A.M. Best Rating:

A-

Complaint Level:

Low

Pros

  • Offers a wide range of insurance products and services
  • Provides exceptional customer service and reliable coverage options
  • Offers various discounts for safe driving, multi-policy coverage, and home security measures
  • Positive customer reviews and high customer satisfaction
  • Competitive pricing for their coverage options

Cons

  • Premiums may be higher than expected for some customers
Great Divide Insurance Company is a trusted provider of insurance solutions for individuals and businesses alike. With a strong commitment to providing exceptional customer service and reliable coverage options, they have been serving customers since their founding in 2003. Their mission is to provide affordable insurance products that protect their clients’ assets and provide them with peace of mind.

Great Divide Insurance Company is a reputable provider of various insurance products and services for both individuals and businesses.

They offer property insurance for homeowners, renters, and condo owners, auto insurance with liability, collision, and comprehensive coverage options, as well as business insurance with liability, property, and workers’ compensation coverage.

The company is committed to providing affordable and competitive pricing for their coverage options while maintaining high standards of quality and customer service. They provide coverage in several states across the United States and offer discounts for safe driving, multi-policy coverage, and home security measures.

The company’s customer reviews are predominantly positive, with many customers commending their attentive customer service and ease of claims process. However, some customers have noted higher-than-expected premiums.

What You Should Know About Great Divide

Company Contact Information

Related Parent or Child Companies

  • Great Divide Insurance Company is a subsidiary of the Donegal Insurance Group.

Financial Ratings

  • Great Divide Insurance Company has an A- rating from A.M. Best, indicating a stable financial outlook.

Customer Service Ratings

  • Great Divide Insurance Company has received positive reviews for their customer service, with many customers noting the company’s responsiveness and helpfulness.

Claims Information

  • Great Divide Insurance Company offers a straightforward claims process that can be initiated by phone or online. The company has a dedicated claims team that is available 24/7 to assist customers throughout the claims process.

Company Apps

  • Great Divide Insurance Company offers a mobile app for iOS and Android devices, which allows customers to manage their policies, pay bills, file claims, and access their insurance ID cards. The app also includes a helpful roadside assistance feature.

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Great Divide Insurance Coverage Options

When it comes to safeguarding what matters most, Great Divide Insurance Company stands as a trusted partner, offering a diverse array of coverage options tailored to meet the unique needs of individuals and businesses.

From protecting homes and vehicles to ensuring the resilience of businesses, Great Divide provides comprehensive solutions backed by a commitment to affordability and exceptional service.

  • Property Insurance: Homeowners, renters, and condo owners insurance.
  • Auto Insurance: Liability, collision, and comprehensive coverage for cars, trucks, and SUVs.
  • Business Insurance: Liability, property, and workers’ compensation coverage for small and medium-sized businesses.
  • Umbrella Insurance: Additional liability coverage that extends beyond the limits of primary policies.
  • Flood Insurance: Protection against flood damage to homes and businesses.
  • Identity Theft Insurance: Coverage for expenses related to identity theft, such as legal fees and lost wages.
  • Personal Umbrella Insurance: Additional liability coverage for individuals and families.
  • Life Insurance: Term and permanent life insurance policies to help protect your loved ones.
  • Health Insurance: Coverage for medical expenses, including health, dental, and vision insurance.

Great Divide Insurance Company is committed to providing reliable coverage options and exceptional customer service to their customers, ensuring that they have the protection they need when unexpected events occur.

Great Divide Insurance Rates Breakdown

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Driver ProfileGreat Divide Insurance CompanyNational Average
Clean Record$187$193
1+ Ticket$216$224
1+ Accident$262$286
DUI$300$308
Poor Credit$322$332

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Great Divide Discounts Available

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DiscountGreat Divide Insurance Company
Anti Theft10%
Good Student15%
Low Mileage12%
Paperless8%
Safe Driver10%
Senior Driver5%

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Discover a pathway to savings with Great Divide Insurance Company. Committed to making insurance coverage accessible and affordable, Great Divide goes beyond protection by offering a variety of discounts designed to put more money back in your pocket. Let’s explore how you can secure comprehensive coverage without breaking the bank.

  • Safe Driving Discounts for drivers with a clean driving record or those who complete a defensive driving course.
  • Multi-Policy Discounts for customers who bundle their auto and home insurance policies with Great Divide.
  • Home Security Discounts for customers who have a security system installed in their home.
  • Payment Discounts for customers who pay their premium in full or enroll in automatic payments.
  • Good Student Discounts for high school and college students who maintain a high GPA.
  • Mature Driver Discounts for drivers over the age of 55 who complete a driver improvement course.
  • Affinity Discounts for customers who are members of certain organizations or groups, such as alumni associations or professional organizations.

These discounts can help customers save significantly on their insurance premiums, and Great Divide Insurance Company is committed to providing affordable and competitive pricing for their coverage options.

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How Great Divide Ranks Among Providers

Great Divide Insurance Company operates in a highly competitive industry, and there are several companies that compete with them for customers. Here are some of their main competitors:

  • State Farm: One of the largest insurance companies in the United States, State Farm offers a wide range of insurance products, including auto, home, life, and health insurance.
  • Allstate: Another large insurance company, Allstate offers similar coverage options to Great Divide, including auto, home, and life insurance.
  • Progressive: A leading auto insurance provider, Progressive is known for their innovative insurance products and competitive pricing.
  • Geico: Another major player in the auto insurance market, Geico offers a variety of coverage options at affordable prices.
  • Nationwide: A well-known insurance company that offers a range of coverage options, including auto, home, and life insurance.

These companies all have strong brand recognition, expansive marketing campaigns, and established reputations within the insurance industry. To compete with them, Great Divide Insurance Company must continue to provide competitive pricing, innovative products, and exceptional customer service.

Great Divide Insurance Claims Process

Ease of Filing a Claim

Great Divide Insurance Company ensures a hassle-free claims process, offering multiple channels for filing claims. Policyholders can submit claims conveniently online, over the phone, or through the user-friendly mobile app. This flexibility ensures that customers can choose the method that best suits their preferences and circumstances.

Average Claim Processing Time

The company takes pride in its prompt and efficient claims processing. On average, Great Divide Insurance Company strives to minimize the time it takes to assess and settle claims, providing policyholders with a swift resolution to their insurance needs. Quick processing times contribute to a smoother experience during challenging times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback plays a pivotal role in assessing an insurance company’s performance in claims resolution. Great Divide has garnered positive reviews for its fair and transparent claim resolutions. Customers appreciate the responsiveness and clarity in the payout process, reinforcing the company’s commitment to customer satisfaction.

Great Divide Insurance Digital and Technological Features

Mobile App Features and Functionality

Great Divide Insurance Company’s mobile app is a comprehensive tool designed for policyholders’ convenience. The app allows users to manage their policies, pay bills, and access important documents with ease. Additionally, it offers a user-friendly interface and features like claims filing, making it a one-stop solution for insurance-related tasks on the go.

Online Account Management Capabilities

Policyholders benefit from robust online account management capabilities. Great Divide’s online portal provides secure access to policy information, allowing customers to review coverage details, track claims, and update personal information. This level of accessibility empowers customers to have greater control over their insurance accounts.

Digital Tools and Resources

In the digital age, Great Divide Insurance Company stands out with a suite of digital tools and resources. These include educational materials, calculators, and guides to help customers make informed decisions about their insurance needs.

The company’s commitment to leveraging technology enhances the overall customer experience, providing valuable resources at policyholders’ fingertips.

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Frequently Asked Questions

What are customer ratings and reviews?

Customer ratings and reviews refer to feedback provided by policyholders or customers who have interacted with Great Divide Insurance Company. These ratings and reviews offer insights into their experiences, satisfaction levels, and opinions regarding the company’s products, services, and overall customer service.

How can I access customer ratings and reviews for Great Divide Insurance Company?

There are several ways to access customer ratings and reviews for Great Divide Insurance Company. You can visit their official website and look for a dedicated section that may showcase testimonials or customer feedback. Additionally, you can explore third-party websites that aggregate reviews and ratings from multiple sources to get a broader perspective.

Why should I consider customer ratings and reviews when choosing an insurance company?

Customer ratings and reviews can provide valuable information about an insurance company’s reputation, customer service quality, claims handling, and overall customer satisfaction. They offer insights from real customers who have experienced the company’s products and services firsthand, helping you make an informed decision when choosing an insurance provider.

Are customer ratings and reviews the only factor I should consider when selecting an insurance company?

While customer ratings and reviews are important, they should not be the sole factor in your decision-making process. It is crucial to consider other factors such as the company’s financial stability, coverage options, pricing, policy terms, and the specific needs of your insurance requirements. Balancing various aspects will help you make a more comprehensive decision.

Can I trust customer ratings and reviews completely?

Customer ratings and reviews should be considered as a part of your overall research and due diligence. While most reviews are genuine and provide valuable insights, it is important to exercise discernment. Factors such as the number of reviews, the credibility of the source, and the consistency of feedback should be taken into account when assessing their reliability.

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Tonya Sisler

Insurance Content Team Lead

Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage.  Tonya currently leads a team of 10 insurance copywri...

Insurance Content Team Lead

Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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<h3>Great Divide Insurance Company Monthly Auto Insurance Rates</h3>