Guideone National Insurance Company Review (2024)

Guideone National Insurance Company, a reliable provider for over 70 years, offers a diverse array of coverage options for individuals, families, and businesses, underscoring a commitment to customer-centric solutions and active community involvement.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
3.7
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Guideone National Insurance Company

Average Monthly Rate For Good Drivers

$81

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Wide range of insurance options, including specialty coverage.
  • Customer-centric approach with personalized assistance.
  • Hassle-free claims process.
  • Active involvement in community initiatives.
  • Affordable rates without compromising on coverage quality.

Cons

  • Average annual rates may vary depending on personal factors.
  • Not all specialty insurance types may be available in every area.

Guideone National Insurance Company, a trusted insurance provider with over 70 years of history, offers a comprehensive array of coverage options to cater to diverse needs. Whether safeguarding vehicles, homes, businesses, churches, or securing loved ones’ financial futures, Guideone stands ready with insurance solutions.

Their commitment to a customer-centric approach, efficient claims handling, and active community involvement sets them apart. With an emphasis on affordability and quality coverage, Guideone ensures insurance is within reach for individuals and businesses alike. Explore the world of GuideOne for peace of mind and a partner in securing what matters most.

GuideOne Insurance Coverage Options

Guideone National Insurance Company provides a diverse range of coverage options to meet the unique needs of individuals, families, and businesses. Whether you’re looking to protect your personal assets, secure your home, or safeguard your business, Guideone has you covered with a variety of insurance solutions tailored to your requirements.

  • Auto Insurance: Guideone offers comprehensive auto insurance coverage, including liability, collision, and more, to keep you protected on the road.
  • Home Insurance: Protect your home and its contents with Guideone’s homeowners insurance, which covers property damage, personal belongings, and liability.
  • Business Insurance: For businesses, Guideone offers tailored insurance plans, including property insurance, liability coverage, and workers’ compensation, to safeguard your assets and mitigate risks.
  • Church Insurance: Guideone specializes in church insurance, providing coverage for property, liability, and pastoral professional liability to religious organizations.
  • Life Insurance: Secure your family’s financial future with Guideone’s life insurance policies, which provide support in the event of the unexpected.
  • Specialty Insurance: In addition to standard offerings, Guideone provides specialty insurance products, such as nonprofit organization insurance and cyber liability coverage, adapting to evolving risks.

With a commitment to exceptional customer service and a wide array of coverage options, Guideone National Insurance Company ensures that you can find the protection you need. Whether you’re an individual seeking peace of mind or a business looking to secure its future, Guideone is here to guide you through the world of insurance.

Read more:

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GuideOne Insurance Rates Breakdown

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Driver ProfileGuideone National Insurance CompanyNational Average
Clean Record$169$119
1+ Ticket$185$147
1+ Accident$203$173
DUI$262$209
Poor Credit$291$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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GuideOne Insurance Discounts Available

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DiscountGuideone National Insurance Company
Anti Theft22%
Good Student25%
Low Mileage24%
Paperless9%
Safe Driver18%
Senior Driver15%

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Guideone National Insurance Company offers a range of discounts to help policyholders save on their insurance premiums. These discounts are designed to reward safe driving, responsible homeownership, and more. Here are some of the discounts you may be eligible for:

  • Safe Driver Discount: If you have a clean driving record and have avoided accidents or traffic violations, you may qualify for a safe driver discount, which can significantly reduce your auto insurance premium.
  • Multi-Policy Discount: Combining multiple insurance policies, such as auto and home insurance, with Guideone can lead to substantial savings through a multi-policy discount.
  • Good Student Discount: Students who excel academically may be eligible for a good student discount, making insurance more affordable for young drivers.
  • Home Safety Features Discount: If your home is equipped with safety features like smoke detectors, burglar alarms, or fire extinguishers, Guideone may offer a discount on your homeowners insurance.
  • Church Safety Discount: For religious organizations, Guideone may provide discounts for implementing safety measures within their church properties.
  • Payment Discounts: Guideone may offer discounts for policyholders who choose to pay their premiums annually or via electronic funds transfer (EFT).
  • Claims-Free Discount: Staying claims-free for a certain period can make you eligible for a claims-free discount, encouraging responsible and safe behavior.
  • Nonprofit Organization Discount: Nonprofit organizations may qualify for special discounts on insurance coverage tailored to their unique needs.
  • Loyalty Discount: Long-term policyholders who have been with Guideone for an extended period may receive loyalty discounts as a token of appreciation.

Please note that the availability and terms of these discounts may vary based on your location and specific policy details. To determine your eligibility and the discounts that apply to your insurance coverage, it’s best to contact Guideone National Insurance Company directly or visit their official website for the most up-to-date information.

How GuideOne Insurance Ranks Among Providers

Guideone National Insurance Company competes in the insurance industry, specifically in sectors like auto, home, business, and specialty insurance. While the competitive landscape may change over time, here are some of the main competitors that Guideone might have faced or could face in the insurance market:

  • State Farm: State Farm is one of the largest insurance companies in the United States, offering a wide range of insurance products, including auto, home, and life insurance. They have a significant market presence and a vast network of agents.
  • Allstate: Allstate is another major player in the insurance industry, known for its auto and home insurance offerings. They often compete with Guideone in the personal lines insurance market.
  • Progressive: Progressive is well-known for its auto insurance and is known for its innovative approach, offering features like usage-based insurance. They compete with Guideone in the auto insurance sector.
  • Farmers Insurance: Farmers Insurance Group provides various insurance products, including auto, home, business, and life insurance. They are a prominent competitor in the personal and commercial insurance markets.
  • The Hartford: The Hartford focuses on providing insurance solutions for businesses, offering products like commercial property insurance and workers’ compensation. They are a significant competitor in the commercial insurance sector.
  • Liberty Mutual: Liberty Mutual offers a broad spectrum of insurance products, including personal lines, commercial, and specialty insurance. They compete with Guideone in both personal and business insurance segments.
  • Church Mutual: Church Mutual specializes in insurance for religious organizations, including church property and liability coverage. They are a direct competitor in the church insurance niche, where Guideone has a strong presence.
  • Travelers: Travelers is a large insurance company offering personal and business insurance solutions. They compete with Guideone in various insurance lines.
  • Nationwide: Nationwide is known for its diverse range of insurance products, including auto, home, and business insurance. They compete with Guideone in multiple sectors of the insurance market.
  • Chubb: Chubb specializes in high-value and specialty insurance coverage, offering solutions for individuals and businesses. They may be a competitor in the specialty insurance segment.

It’s important to note that the competitive landscape in the insurance industry can change over time due to mergers, acquisitions, and shifts in market dynamics. Additionally, Guideone’s unique focus on church insurance and nonprofit organizations may set it apart from some of its competitors in specific niches.

For the most current information on Guideone’s competitors, it’s advisable to conduct market research or consult industry reports.

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How Guideone National Insurance Company Manages Claims

Ease of Filing a Claim

Guideone National Insurance Company offers multiple convenient options for filing insurance claims. Policyholders can file claims online through the company’s user-friendly website, over the phone with dedicated customer service representatives, or even through their mobile app for added flexibility and ease of use.

This accessibility ensures that customers can choose the method that best suits their preferences and needs.

Average Claim Processing Time

One crucial aspect of any insurance company is the speed and efficiency with which they process claims. Guideone National Insurance Company is committed to providing timely service to its policyholders.

While exact processing times can vary depending on the nature and complexity of the claim, Guideone strives to handle claims promptly, helping customers get back on their feet as quickly as possible.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable when assessing an insurance company’s claims process. Guideone National Insurance Company has received positive feedback from customers regarding their claim resolutions and payouts.

Many policyholders have expressed satisfaction with the fairness and effectiveness of the company’s claims handling. This positive feedback reflects Guideone’s dedication to providing reliable support during challenging times.

Exploring Guideone National Insurance Company’s Digital and Technological Capabilities

Mobile App Features and Functionality

Guideone National Insurance Company’s mobile app offers a range of features and functionalities designed to enhance the customer experience. With the app, policyholders can easily access their insurance policies, view and manage claims, make premium payments, and even receive real-time updates on their policies.

The user-friendly interface makes it simple for customers to stay connected with their insurance coverage on the go.

Online Account Management Capabilities

Managing insurance policies and accounts has never been easier thanks to Guideone’s robust online account management capabilities. Policyholders can log in to their accounts through the company’s website to review policy details, update personal information, track claims, and access important documents.

This online portal provides a convenient and efficient way for customers to stay organized and informed.

Digital Tools and Resources

Guideone National Insurance Company goes beyond basic coverage by offering a suite of digital tools and resources to assist policyholders. These resources may include educational materials, safety tips, and risk management tools.

By providing policyholders with valuable digital resources, Guideone aims to empower them to make informed decisions about their insurance coverage and overall risk management.

Frequently Asked Questions

What types of auto insurance coverage does Guideone offer?

Guideone offers a range of auto insurance coverage options, including liability, collision, comprehensive, and more to ensure you have the protection you need on the road.

What does Guideone’s home insurance cover?

Guideone’s home insurance typically covers property damage, personal belongings, and liability. Specific coverage details may vary, so it’s important to review your policy.

What types of business insurance does Guideone provide?

Guideone offers a variety of business insurance solutions, including property insurance, liability coverage, workers’ compensation, and more to meet the unique needs of businesses.

Are there discounts available for home safety features?

Yes, Guideone may offer discounts for homes equipped with safety features such as smoke detectors and burglar alarms.

Can Guideone tailor insurance plans for my specific business needs?

Yes, Guideone can work with you to tailor insurance plans that suit your specific business requirements.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Reviews
for Guideone Insurance

3.67 (7 reviews)
5
May 15, 2018

burns2566

pointless calls

It was good, they kept calling me to make payments after i already paid. and i thought that was point less to be honest
5
October 28, 2017

shanbville

Great coverage at a great price

I was covered by GuideOne for auto insurance and had a pleasant experience. The policy was well written and clear, and for a less than full coverage policy it covered quite a bit. I also was given a discount for being a non-drinker. My premium was reasonable and affordable. I have no complaints!
4.5
July 24, 2017

FRANK7

VERY GOOD COMPANY

THEIR COSTUMER SERVICE IS SO FAST AND HELPFUL.THEY REALLY CARE ABOUT THEIR COSTUMERS. THEY REALLY HELPED ALOT
4
May 31, 2017

Socrchik_7

Great experience

I have had a great experience with this insurance policy. It is affordable and always there for me.
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