Guilford Insurance Company Review (2024)

Guilford Insurance Company offers a comprehensive array of coverage options tailored for diverse needs, from business and health to house and auto insurance, promising competitive rates and customizable policies.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
no image available

Free Car Insurance Comparison

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Guilford Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+ (Excellent)

Complaint Level:

Low

Pros

  • Competitive Rates
  • Customizable Coverage Options
  • 24/7 Customer Support
  • Fast Claims Processing

Cons

  • Limited Geographic Reach
  • Complexity in Policy Options
  • Subject to Market Changes
  • Mixed Customer Feedback
  • Dependency on Digital Platforms

Guilford Insurance Company is a trusted insurance provider offering a diverse range of coverage options tailored to meet individual and business needs. In this comprehensive article, we explore the company’s offerings, which include auto, home, health, and business insurance.

Guilford Insurance Company stands out with its competitive rates, customizable coverage, and round-the-clock customer support. With a commitment to fast claims processing and a stellar reputation in the industry, Guilford Insurance Company ensures peace of mind for its clients.

The article also highlights the various discounts available to policyholders, such as multi-policy, safe driver, and loyalty discounts, making insurance more accessible and affordable. Whether you’re seeking to protect your home, health, or business, Guilford Insurance Company is your trusted partner in safeguarding what matters most to you.

Guilford Insurance Company Insurance Coverage Options

Guilford Insurance Company understands that life is full of uncertainties. That’s why we offer a wide range of coverage options to provide you with the peace of mind you deserve. Whether you’re looking to protect your home, your health, your business, or your vehicle, we’ve got you covered. Below, we’ve outlined some of the comprehensive coverage options available to you:

  • Auto Insurance: Our auto insurance policies are designed to keep you and your vehicle protected on the road. Whether it’s liability coverage, comprehensive coverage, or collision coverage, we offer options to suit your needs.
  • Home Insurance: Safeguard your home and belongings with our homeowner’s insurance. Our policies cover damages from natural disasters, theft, and more, ensuring your home is a safe haven.
  • Health Insurance: Your health is your most valuable asset. Our health insurance coverage options ensure you have access to quality healthcare when you need it most. From routine check-ups to major medical procedures, we’ve got you covered.
  • Business Insurance: Running a business comes with its own set of risks. Our business insurance solutions provide protection for your enterprise, covering everything from liability claims to property damage. Keep your business secure with Guilford Insurance Company.

At Guilford Insurance Company, we believe that comprehensive coverage is the cornerstone of financial security. Our diverse array of coverage options allows you to build a safety net that meets your unique needs. No matter what life throws your way, you can trust us to stand by your side.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Guilford Insurance Company Insurance Rates Breakdown

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

Driver ProfileGuilford Insurance CompanyNational Average
Clean Record$110$119
1+ Ticket$160$147
1+ Accident$185$173
DUI$228$209
Poor Credit$189$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

Compare RatesStart Now →

Guilford Insurance Company Discounts Available

Compare RatesStart Now →

"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>

DiscountGuilford Insurance Company
Anti Theft10%
Good Student15%
Low Mileage15%
Paperless5%
Safe Driver18%
Senior Driver12%

Compare RatesStart Now →

At Guilford Insurance Company, we believe in rewarding our customers for their loyalty and responsible behavior. That’s why we offer a range of discounts to help you save on your insurance premiums. These discounts are designed to make insurance more affordable while maintaining the high level of coverage you deserve. Explore the discounts available to you:

  • Multi-Policy Discount: When you bundle multiple insurance policies with Guilford Insurance Company, such as auto and home insurance, you can enjoy significant savings on your premiums.
  • Safe Driver Discount: If you have a clean driving record and a history of responsible driving, you may qualify for our safe driver discount. This rewards you for your commitment to safe driving.
  • Good Student Discount: Students with good grades often receive lower rates. If you’re a student maintaining a high GPA, our good student discount can help reduce your insurance costs.
  • Home Security Discount: Protecting your home with security systems can lead to lower home insurance premiums. We offer discounts to homeowners who invest in home security.
  • Multi-Vehicle Discount: If you insure more than one vehicle with us, you can benefit from our multi-vehicle discount, helping you save on each vehicle’s insurance.
  • Claim-Free Discount: Maintaining a claim-free history can lead to lower premiums over time. We reward our customers for their claim-free years with us.
  • Loyalty Discount: We appreciate your loyalty. As a long-term customer, you can enjoy special loyalty discounts that reflect our commitment to you.
  • Safety Features Discount: Vehicles equipped with safety features like anti-lock brakes, airbags, and anti-theft devices can qualify for discounts, promoting safer driving practices.

Guilford Insurance Company is dedicated to providing value to our customers. These discounts are just one way we strive to make insurance more accessible and affordable while maintaining the high level of coverage you need. Don’t miss out on these opportunities to save on your premiums.

How Guilford Insurance Company Ranks Among Providers

Guilford Insurance Company operates in a competitive insurance industry where several key players vie for market share. The company’s main competitors can vary depending on its specific geographical focus and the types of insurance it offers. However, in a broader sense, here are some of the typical types of competitors Guilford Insurance Company may encounter:

  • Large National Insurance Carriers: These are well-established insurance giants that offer a wide range of insurance products across the country. Companies like Allstate, State Farm, Geico, and Progressive are often major competitors, especially in the auto insurance sector.
  • Regional and Local Insurance Companies: Depending on Guilford Insurance Company’s geographic presence, it may face competition from regional or local insurers that have a strong foothold in specific markets. These competitors can be particularly formidable in offering personalized, localized services.
  • Specialized Insurance Providers: Companies specializing in specific types of insurance, such as health insurance, may compete with Guilford Insurance Company in their respective niches. For example, Blue Cross Blue Shield is a prominent player in the health insurance sector.
  • Online Insurance Startups: With the growth of digital insurance platforms, online startups like Lemonade and Root have entered the market, appealing to tech-savvy consumers with innovative approaches to underwriting and pricing.
  • Mutual Insurance Companies: Mutual insurance companies, like Nationwide or Liberty Mutual, often provide a wide range of insurance products and are known for their customer-focused approach.
  • Independent Insurance Agents and Brokers: Guilford Insurance Company might also compete with independent insurance agents and brokers who represent various insurance carriers and offer a selection of insurance products to customers.
  • Credit Unions and Banks: Some financial institutions, like USAA or banks with insurance divisions, also offer insurance services to their members and customers, presenting competition in the insurance space.

It’s important to note that the competitive landscape can change over time due to market dynamics, regulatory changes, and shifts in consumer preferences. To stay competitive, Guilford Insurance Company needs to continuously assess its strengths and weaknesses, innovate its offerings, and provide excellent customer service to differentiate itself in a crowded marketplace.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

How Guilford Insurance Company Manages Claims

Ease of Filing a Claim

Guilford Insurance Company offers a hassle-free claims process designed to accommodate various preferences. Policyholders can easily file claims online, over the phone, or via the user-friendly mobile app. This flexibility ensures that customers can choose the method most convenient for them.

Average Claim Processing Time

Efficiency matters when it comes to insurance claims. While the exact processing time may vary depending on the nature of the claim, Guilford Insurance Company is committed to swift claims handling. This commitment helps policyholders receive the support they need promptly.

Customer Feedback on Claim Resolutions and Payouts

Guilford Insurance Company has received positive feedback from its customers regarding the fairness and effectiveness of its claim resolutions and payouts. This reflects the company’s dedication to providing reliable support during challenging times.

Exploring Guilford Insurance Company’s Digital and Technological Capabilities

Mobile App Features and Functionality

Guilford Insurance Company’s mobile app offers a comprehensive set of features and functionalities to enhance the customer experience. The app enables policyholders to access their insurance policies, manage claims, make premium payments, and receive real-time updates on their policies.

Its user-friendly interface ensures that customers can stay connected with their insurance coverage while on the move.

Online Account Management Capabilities

Managing insurance policies and accounts is seamless with Guilford’s robust online account management capabilities. Through the company’s website, policyholders can conveniently review policy details, update personal information, track claims, and access important documents. This online portal provides an efficient way for customers to stay organized and well-informed.

Digital Tools and Resources

Guilford Insurance Company goes beyond standard coverage by offering a range of digital tools and resources to assist policyholders. These resources may include educational materials, safety tips, and risk management tools. By providing policyholders with valuable digital resources, Guilford empowers them to make informed decisions about their insurance coverage and overall risk management.

Frequently Asked Questions

What types of coverage does Guilford Insurance Company offer for auto insurance?

Guilford Insurance Company provides a range of auto insurance coverage options, including liability coverage, comprehensive coverage, collision coverage, and more. We customize policies to match your specific auto insurance needs.

What does Guilford Insurance Company’s home insurance cover?

Our homeowner’s insurance policies are designed to protect your home and belongings. Coverage includes protection against natural disasters, theft, and more, ensuring your home is a safe haven.

What types of businesses can benefit from Guilford Insurance Company’s business insurance solutions?

Guilford Insurance Company’s business insurance options are tailored to protect various types of enterprises. Whether you own a small business or a large corporation, we offer coverage for liability claims, property damage, and more.

Are there discounts available for bundling multiple insurance types with Guilford Insurance Company?

Yes, we offer discounts for bundling multiple insurance policies. By combining auto, home, health, or business insurance with Guilford Insurance Company, you can enjoy significant savings on your premiums.

How do Guilford Insurance Company’s health insurance plans work?

The company health insurance plans provide coverage for a wide range of medical expenses, including doctor visits, hospital stays, prescription medications, and preventive care. The customers can choose from different plan options to find one that aligns with your healthcare needs and budget.

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Related Articles

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

secured lock Secured with SHA-256 Encryption