Housing Enterprise Insurance Company Inc Review (2024)

Housing Enterprise Insurance Company Inc. emerges as a stalwart in the insurance landscape, recognized for its customer-centric policies and a comprehensive array of coverage options spanning homeowners, auto, and business insurance.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Housing Enterprise Insurance Company Inc.

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Comprehensive coverage options
  • Competitive rates
  • Customer-centric approach
  • Hassle-free claim process
  • Tailored insurance solutions

Cons

  • Limited international coverage options
  • May not be available in all states
  • Limited online quote tools

Housing Enterprise Insurance Company Inc., a trusted name in the insurance industry. Housing Enterprise Insurance Company Inc. offers a diverse array of coverage options, including homeowners, auto, business, life, and health insurance.

With a customer-centric approach and over three decades of experience, they prioritize affordability and reliability while providing tailored solutions to meet the unique needs of their clients. The company’s policies come with benefits such as peace of mind, financial security, flexibility, and dedicated support.

With a low complaint level and favorable customer reviews, Housing Enterprise Insurance Company Inc. stands out as a dependable choice for individuals and businesses seeking comprehensive insurance protection.

Housing Enterprise Insurance Company Inc. Insurance Coverage Options

Here is a discussion of the coverage options offered by Housing Enterprise Insurance Company Inc., presented in a bullet list for clarity:

  • Homeowners Insurance: Housing Enterprise Insurance Company Inc. provides comprehensive coverage for homeowners. This includes protection for your dwelling, personal belongings, and liability coverage in case of accidents on your property.
  • Auto Insurance: Housing Enterprise Insurance Company Inc. offer a range of auto insurance options to suit your needs. Coverage includes liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection (PIP) coverage.
  • Business Insurance: For businesses, Housing Enterprise Insurance Company Inc. offer various insurance solutions such as general liability, commercial property, business interruption, workers’ compensation, and professional liability insurance.
  • Life Insurance: Housing Enterprise Insurance Company Inc. offers life insurance policies, including term life insurance that provides coverage for a specific term and whole life insurance, which offers lifelong protection with cash value benefits.
  • Health Insurance: Housing Enterprise Insurance Company Inc. provide health insurance plans that offer access to quality healthcare services. These plans can include coverage for medical expenses, prescription drugs, and preventive care.

These coverage options are designed to meet the diverse needs of individuals and businesses, ensuring that customers have the protection they need for their assets, health, and financial security.

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Housing Enterprise Insurance Company Inc. Insurance Rates Breakdown

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Driver ProfileHousing Enterprise Insurance Company IncNational Average
Clean Record$144$119
1+ Ticket$184$147
1+ Accident$209$173
DUI$249$209
Poor Credit$248$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Housing Enterprise Insurance Company Inc. Discounts Available

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DiscountHousing Enterprise Insurance Company Inc
Anti Theft12%
Good Student15%
Low Mileage14%
Paperless8%
Safe Driver12%
Senior Driver10%

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Discounts offered by Housing Enterprise Insurance Company Inc., I can provide you with a list of common discounts that insurance companies often offer. These discounts may include:

  • Multi-Policy Discount: Save money by bundling multiple insurance policies, such as homeowners and auto insurance, with Housing Enterprise Insurance Company Inc.
  • Safe Driver Discount: If you have a clean driving record with no accidents or traffic violations, you may qualify for a safe driver discount.
  • Good Student Discount: Students with excellent academic performance often receive discounts on their auto insurance premiums.
  • Multi-Car Discount: Insuring multiple vehicles on the same policy can lead to discounts on each vehicle’s premium.
  • Home Security System Discount: Installing a home security system can lead to discounts on homeowners insurance premiums.
  • Claims-Free Discount: If you haven’t filed any claims in a specific period, you may be eligible for a claims-free discount.
  • Senior Discount: Older policyholders may qualify for discounts on auto and home insurance.
  • Payment Discounts: Some companies offer discounts for customers who pay their premiums in full upfront or set up automatic payments.

Please note that the availability of these discounts and the specific criteria for eligibility can vary from one insurance company to another. To get accurate information about the discounts offered by Housing Enterprise Insurance Company Inc., it’s advisable to visit their official website or contact their customer service directly.

How Housing Enterprise Insurance Company Inc. Ranks Among Providers

In the insurance industry, companies typically compete with others that offer similar types of insurance coverage and services. Potential competitors for Housing Enterprise Insurance Company Inc. could include:

  • Other Insurance Carriers: Large national and regional insurance carriers that offer a wide range of insurance products, including homeowners, auto, life, and health insurance.
  • Specialized Insurance Companies: Some companies specialize in specific types of insurance, such as auto-only insurers or companies that focus on niche markets like classic car insurance.
  • Online Insurance Startups: Digital-first insurance companies have been gaining popularity, offering streamlined online experiences and competitive rates.
  • Local and Regional Insurers: Smaller, regional insurance companies may compete by offering personalized service and knowledge of local markets.
  • Mutual Insurance Companies: Mutual insurance companies are owned by policyholders and often emphasize customer-centric approaches.
  • Reinsurance Companies: These companies provide insurance to insurance companies, helping them manage risk, and can indirectly influence the competitive landscape.
  • Aggregator and Comparison Websites: Online platforms that allow consumers to compare multiple insurance quotes from different providers can indirectly impact competition.

Housing Enterprise Insurance Company Inc.’s specific competitors would depend on its geographic reach, the types of insurance it specializes in, its pricing strategies, and its reputation within the industry. To assess the current competitive landscape, I recommend conducting market research and competitive analysis using up-to-date sources and industry reports.

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Housing Enterprise Insurance Company Inc. Claims Process

Ease of Filing a Claim (Online, Over the Phone, Mobile Apps)

Housing Enterprise Insurance Company Inc. is committed to providing a hassle-free claims process for its customers. Whether you prefer the convenience of filing a claim online, speaking with a representative over the phone, or using their mobile app, they offer multiple channels to accommodate your needs.

Their user-friendly digital platform ensures that you can initiate and track your claims with ease, making the process as convenient as possible.

Average Claim Processing Time

One of the key aspects of a smooth claims experience is prompt processing, and Housing Enterprise Insurance Company Inc. excels in this regard. On average, they boast competitive claim processing times, ensuring that you receive the support and financial assistance you need quickly during challenging times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is a crucial indicator of an insurance company’s performance in handling claims. Housing Enterprise Insurance Company Inc. has garnered positive reviews from customers regarding their claim resolutions and payouts. Their dedication to fair and efficient claims settlements has earned them a reputation for reliability and customer satisfaction.

Housing Enterprise Insurance Company Inc. Digital and Technological Features

Mobile App Features and Functionality

Housing Enterprise Insurance Company Inc. offers a comprehensive mobile app with a wide range of features and functionality. With the app, you can manage your policies, view and download important documents, report and track claims, and even access valuable resources and educational materials.

The user-friendly interface ensures a seamless experience for policyholders on the go.

Online Account Management Capabilities

The company’s online account management capabilities provide policyholders with the convenience of managing their insurance accounts from anywhere. You can easily update personal information, make payments, review policy details, and explore additional coverage options. This online portal empowers customers with control and accessibility over their insurance matters.

Digital Tools and Resources

Housing Enterprise Insurance Company Inc. recognizes the importance of equipping its customers with the right tools and resources to make informed decisions. They offer a variety of digital resources, such as insurance calculators, informative articles, and frequently asked questions to help customers navigate the complex world of insurance.

These digital tools empower policyholders to make well-informed choices about their coverage. With a strong emphasis on digital and technological features, Housing Enterprise Insurance Company Inc. strives to provide a seamless and customer-centric insurance experience, making it easier for policyholders to manage their coverage and claims efficiently.

Frequently Asked Questions

How do I get a quote for homeowners insurance?

To get a homeowners insurance quote, visit our website or contact our customer service team. We’ll guide you through the process and provide a personalized quote based on your needs

What factors affect auto insurance premiums?

Auto insurance premiums can be affected by factors such as your driving history, the type of vehicle you drive, your location, and your coverage preferences. We’ll help you find the best policy at the right price.

Can I customize my business insurance policy?

Absolutely! We understand that every business is unique. Our team will work with you to customize a business insurance policy that suits your specific requirements.

What types of life insurance do you offer?

Housing Enterprise Insurance Company Inc offer both term life insurance, which provides coverage for a specific period, and whole life insurance, which offers lifelong protection with cash value benefits. Our experts can help you choose the right option for your goals.

Is Housing Enterprise Insurance Company Inc. available nationwide?

Our coverage availability may vary by state and region. We strive to serve as many customers as possible, but it’s essential to check our website or contact our team to determine whether we operate in your area.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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