Houston General Insurance Company: Customer Ratings & Reviews [2025]

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Houston General Insurance Company offers a range of discounts for their car insurance policies. These discounts can save customers a significant amount of money on their premiums, making it more affordable to stay insured. Some of the discounts offered by Houston General Insurance Company include:

• Multi-car discount: If a customer insures more than one vehicle with Houston General, they can receive a discount on their car insurance premiums for each vehicle.
• Safe driver discount: Customers with a clean driving record, without any traffic violations or accidents, can receive a discount on their car insurance premiums.
• Good student discount: Full-time high school or college students with good grades can receive a discount on their car insurance premiums.
• Defensive driving discount: Customers who have completed a state-approved defensive driving course can receive a discount on their car insurance premiums.
• Military discount: Active-duty military personnel and veterans can receive a discount on their car insurance premiums.
• Senior discount: Customers over the age of 55 can receive a discount on their car insurance premiums.

These discounts can vary depending on the state and policy type, so customers should check with Houston General Insurance Company to see which discounts they are eligible for. By taking advantage of these discounts, customers can save money and get the coverage they need at an affordable price.

How Houston General Insurance Company Ranks Among Providers

Houston General Insurance Company is a well-known player in the auto insurance industry. However, the company has many competitors that offer similar services and products. Below are some of Houston General Insurance Company’s main competitors:

• State Farm: State Farm is one of the largest auto insurance providers in the United States, with a market share of about 17%. The company offers a range of coverage options, including liability, collision, and comprehensive coverage. Additionally, the company offers a range of discounts, such as safe driving, accident-free, and multiple vehicle discounts.
• GEICO: GEICO is another major player in the auto insurance industry, with a market share of about 13%. The company offers a range of coverage options, including liability, collision, and comprehensive coverage. Additionally, the company offers a range of discounts, such as safe driver, good student, and military discounts.
• Progressive: Progressive is known for its innovative use of technology in the auto insurance industry. The company offers a range of coverage options, including liability, collision, and comprehensive coverage. Additionally, the company offers a range of discounts, such as safe driver, multi-car, and multi-policy discounts.
• Allstate: Allstate is another major player in the auto insurance industry, with a market share of about 9%. The company offers a range of coverage options, including liability, collision, and comprehensive coverage. Additionally, the company offers a range of discounts, such as safe driving, anti-theft device, and multiple-policy discounts.
• Nationwide: Nationwide is a well-known auto insurance provider, with a market share of about 4%. The company offers a range of coverage options, including liability, collision, and comprehensive coverage. Additionally, the company offers a range of discounts, such as safe driver, accident-free, and multiple-vehicle discounts.

These are just a few of Houston General Insurance Company’s main competitors in the auto insurance industry. It’s important to compare coverage options, discounts, and prices before making a decision on an auto insurance provider.