Humana Dental Insurance Company Review (2024)

Explore the extensive and reliable coverage options, as well as top-notch customer satisfaction, provided by Humana Dental Insurance Company in our in-depth review, featuring a diverse range of insurance solutions from dental and vision to Medicare plans.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Humana Dental Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Comprehensive range of insurance options
  • Extensive network of healthcare providers
  • High customer satisfaction and positive reviews
  • Competitive pricing for insurance premiums
  • Transparent and straightforward claims process

Cons

  • Limited choice of dental providers in some regions
  • Regional variations in plan availability
  • Limited coverage for specialized dental procedures
  • May not offer coverage in all geographical areas

In this comprehensive review of Humana Dental insurance company, we explore the extensive range of insurance options offered by this renowned provider. Humana Dental caters to various healthcare needs, from dental and vision coverage to Medicare Advantage and Medicare Supplement plans, showcasing its commitment to comprehensive well-being.

The company boasts an extensive network of healthcare providers and garners high customer satisfaction, making it a compelling choice for individuals and families seeking reliable insurance solutions. We also discuss various discounts and incentives provided by Humana Dental to help policyholders manage their healthcare costs effectively.

While facing competition from industry leaders, Humana Dental distinguishes itself through its diverse coverage options and customer-centric approach, making it a prominent player in the insurance arena.

Humana Dental Insurance Company Insurance Coverage Options

When it comes to protecting your health and well-being, Humana Dental insurance company offers an impressive array of coverage options. From dental and vision insurance to comprehensive Medicare plans and more, they have you covered. Here are the diverse range of coverage choices available to meet your specific needs:

  • Dental insurance: Humana Dental’s dental insurance plans cover a wide range of dental services, including routine check-ups, cleanings, and more extensive procedures like root canals and crowns. They provide access to a network of dentists for convenient care.
  • Vision insurance: In addition to dental coverage, Humana Dental offers vision insurance, which includes regular eye exams, prescription glasses, and contact lenses. This coverage ensures that your eye health is well taken care of.
  • Medicare advantage: Humana Dental provides Medicare advantage plans, which consolidate dental, vision, and medical coverage into a single comprehensive plan. This simplifies the insurance process for those looking for an all-in-one solution.
  • Medicare supplement: For individuals enrolled in Original Medicare, Humana Dental offers Medicare supplement plans. These plans help fill in the coverage gaps, such as deductibles and copayments, ensuring that healthcare expenses are more manageable.
  • Other offerings: Humana Dental goes beyond dental and vision coverage, offering additional insurance options to cater to specific needs. These may include life insurance and wellness programs, demonstrating their commitment to comprehensive health and well-being coverage.

With its comprehensive suite of insurance offerings, Humana Dental ensures that you can access the care you need, whether it’s maintaining your oral health, preserving your vision, or simplifying your healthcare with Medicare advantage and supplement plans. Their commitment to providing a wide range of options underscores their dedication to your well-being.

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Humana Dental Insurance Company Insurance Rates Breakdown

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Driver ProfileHumanadental Insurance CompanyNational Average
Clean Record$129$119
1+ Ticket$156$147
1+ Accident$185$173
DUI$227$209
Poor Credit$222$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Humana Dental Insurance Company Discounts Available

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DiscountHumanadental Insurance Company
Anti Theft15%
Good Student18%
Low Mileage17%
Paperless8%
Safe Driver15%
Senior Driver10%

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Humana Dental insurance company offers various discounts to help policyholders make the most of their coverage. Here are some of the discounts you can expect:

  • Preventive care discounts: Humana Dental encourages preventive dental care by offering discounts for routine check-ups, cleanings, and X-rays. This incentivizes policyholders to maintain their oral health.
  • Family discounts: Families can benefit from special pricing, making it more affordable to cover multiple family members under a single policy. This discount promotes comprehensive family dental care.
  • Vision and dental bundles: For those seeking both dental and vision coverage, Humana Dental provides bundle discounts, helping policyholders save when they opt for multiple types of insurance.
  • Online enrollment discounts: Humana Dental often offers discounts for enrolling and managing your policy online. This not only saves you money but also streamlines the administrative process.
  • Senior discounts: Seniors looking for Medicare Advantage or Medicare Supplement plans can take advantage of senior-specific discounts to make healthcare coverage more affordable during retirement.
  • Payment method discounts: Some plans may offer discounts for using certain payment methods or setting up automatic payments, making it convenient and cost-effective for policyholders.
  • Wellness program incentives: Humana Dental’s wellness programs may include incentives and discounts for policyholders who actively participate in activities that promote overall health and well-being.

It’s essential to check with Humana Dental directly for specific details on available discounts, as they may vary depending on the type of insurance plan and location. These discounts help policyholders manage their healthcare costs while prioritizing their dental and vision needs.

How Humana Dental Insurance Company Ranks Among Providers

In the dynamic landscape of insurance, Humana Dental insurance company faces robust competition from several well-established industry giants. These competitors are at the forefront of providing dental and related insurance services, challenging Humana Dental with their expansive coverage options, nationwide networks, and competitive pricing.

Let’s delve deeper into some of the key players vying for a share of the dental insurance market alongside Humana Dental:

  • Delta dental: Delta dental is one of the largest dental insurance providers in the United States. They offer a wide range of dental plans and have an extensive network of dentists. Delta dental competes with Humana Dental in the dental insurance sector.
  • Metlife dental: Metlife is a well-known insurance company that provides dental insurance among its many offerings. They have a strong presence in the dental insurance market and often compete with Humana Dental for customers.
  • Aetna dental: Aetna, a subsidiary of CVS Health, offers dental insurance plans as part of its comprehensive healthcare coverage. Their dental plans are competitive in terms of coverage and provider networks.
  • Cigna dental: Cigna is another major player in the dental insurance industry. They offer a range of dental plans and have a vast network of dentists. Cigna competes with Humana Dental in providing dental coverage.
  • Unitedhealthcare dental: Unitedhealthcare, a subsidiary of Unitedhealth group, offers dental insurance plans alongside its health insurance offerings. They have a significant presence in both dental and healthcare insurance markets.

These competitors often vie for market share by offering various coverage options, competitive pricing, and provider networks. Customers seeking dental insurance have a range of choices, and Humana Dental must distinguish itself through its coverage options, discounts, and customer service to remain competitive in this crowded field.

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Humana Dental Insurance Company Claims Process

Ease of Filing a Claim

Humana dental Insurance Company offers multiple convenient methods for filing a claim. Policyholders can submit their claims online through the company’s user-friendly website, over the phone with the assistance of a customer service representative, or through their mobile app.

This flexibility ensures that customers can choose the most convenient option for them, making the claims process as hassle-free as possible.

Average Claim Processing Time

One crucial aspect of any insurance company is the speed at which claims are processed. Humana Dental Insurance Company prides itself on its efficient claim processing system. On average, claims are processed in a timely manner, allowing policyholders to receive their payouts promptly.

This quick turnaround time is essential for those seeking to cover their dental and vision expenses promptly.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is often the most reliable indicator of an insurance company’s performance. Humana Dental Insurance Company has garnered positive reviews for its claim resolutions and payouts.

Many policyholders have expressed satisfaction with the company’s ability to handle claims fairly and efficiently. This customer-centric approach to claims ensures that policyholders have a positive experience when seeking coverage for their dental and vision needs.

Humana Dental Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Humana Dental Insurance Company offers a feature-rich mobile app that allows policyholders to manage their insurance needs conveniently. The app provides access to policy information, claims filing, and even access to a network of healthcare providers. It’s a valuable tool for policyholders who prefer managing their insurance on the go.

Online Account Management Capabilities

In addition to the mobile app, Humana Dental Insurance Company provides robust online account management capabilities through its website. Policyholders can log in to their accounts, view policy details, make payments, and track their claims online.

This digital platform streamlines the insurance management process, providing customers with easy access to essential information.

Digital Tools and Resources

Humana Dental Insurance Company offers a variety of digital tools and resources to assist policyholders in making informed decisions about their coverage. These resources include online educational materials, calculators, and interactive tools that help customers understand their insurance options better.

This commitment to digital resources ensures that policyholders have the information they need to make the right choices for their dental and vision insurance needs.

Frequently Asked Questions

How do I file a claim with Humana Dental?

To file a claim, you typically need to complete a claim form provided by Humana Dental. Attach any required documentation, such as bills and receipts, and submit it by mail or electronically, as per their instructions.

Can I use my own dentist with Humana Dental insurance?

Humana Dental plans usually have a network of preferred providers, but you can often choose to visit an out-of-network dentist. Keep in mind that out-of-network coverage may differ, so it’s advisable to check the details of your specific plan.

Are there waiting periods for certain dental procedures?

Yes, some dental insurance plans have waiting periods for specific procedures, particularly major dental work. These waiting periods vary by plan, so review your policy details to understand any waiting period requirements.

What is the process for enrolling in a Medicare Advantage plan with Humana Dental?

Enrolling in a Humana DentalMedicare Advantage plan typically involves completing an application during the Medicare enrollment period. You may also need to provide personal information and Medicare details.

Are there any wellness programs included in Humana Dental’s offerings?

Humana Dental may offer wellness programs that promote oral health and overall well-being. These programs may include incentives and discounts for policyholders who actively participate in activities aimed at improving their health. Check with Humana Dental for specific program details.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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