Integon General Insurance Corporation Review (2024)

Integon General Insurance Corporation stands as a reliable provider, offering a diverse range of insurance coverage options tailored to individuals and businesses, backed by a history of financial stability, commitment to customer satisfaction, and various discounts to ensure quality coverage.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Integon General Insurance Corporation

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Competitive rates
  • Personalized service
  • Financial stability
  • Easy claims process
  • Diverse coverage options

Cons

  • Limited online self-service options
  • Not available in all states
  • Limited discounts for policyholders

Integon general insurance corporation, a well-established insurance provider, offers a comprehensive suite of insurance coverage options to meet the diverse needs of its customers.

With a history of financial stability and a commitment to customer satisfaction, they provide various policies, including auto, home, health, life, and business insurance, each tailored to specific aspects of life.

These policies ensure individuals and businesses are protected in various situations. Moreover, Integon offers a range of discounts, such as multi-policy and safe driver discounts, to help policyholders save on premiums without compromising coverage.

With a strong lineup of offerings and a dedication to affordability, Integon general insurance corporation stands as a reliable choice for those seeking quality insurance coverage.

Integon General Insurance Corporation Insurance Coverage Options

Integon general insurance corporation offers a diverse range of insurance coverage options to meet the unique needs of its customers. Whether you’re looking to protect your vehicle, home, health, or plan for the future, Integon has you covered with a variety of policies designed to provide peace of mind and financial security. Here are the following coverage options available:

  • Auto insurance: Integon provides a range of auto insurance options, including liability coverage for accidents, collision coverage for vehicle damage, comprehensive coverage for non-collision incidents (like theft or natural disasters), and protection against uninsured or underinsured motorists.
  • Home insurance: Their home insurance policies cover your dwelling, personal belongings, liability protection for accidents on your property, and additional living expenses if your home becomes uninhabitable due to a covered event like a fire.
  • Health insurance: Integon’s health insurance plans include comprehensive medical coverage, prescription drug coverage, preventive care, and access to emergency services, ensuring you have the healthcare coverage you need.
  • Life insurance: They offer various life insurance policies, including term life insurance for temporary coverage and whole life and universal life insurance for lifelong protection, allowing you to plan for your family’s financial security.
  • Business insurance: Integon’s business insurance solutions encompass property coverage, liability protection, workers’ compensation, and commercial auto insurance, helping businesses mitigate risks and safeguard their assets.

With Integon’s comprehensive insurance offerings, you can tailor your coverage to fit your individual circumstances. Their commitment to customer satisfaction and a wide array of options make them a reliable choice for safeguarding what matters most to you.

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Integon General Insurance Corporation Insurance Rates Breakdown

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Driver ProfileIntegon GeneralNational Average
Clean Record$124$119
1+ Ticket$148$147
1+ Accident$175$173
DUI$210$209
Poor Credit$213$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Integon General Insurance Corporation Discounts Available

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DiscountIntegon General
Anti Theft14%
Good Student22%
Low Mileage10%
Paperless15%
Safe Driver8%
Senior Driver6%

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Integon general insurance corporation not only offers comprehensive coverage options but also provides various discounts to help policyholders manage their insurance costs effectively. By taking advantage of these discounts, you can enjoy the benefits of quality insurance coverage while saving on your premiums:

  • Multi-policy discount: Save by bundling multiple insurance policies with Integon, such as auto and home insurance.
  • Safe driver discount: Enjoy lower rates if you have a clean driving record and a history of safe driving.
  • Good student discount: Students with good grades can benefit from reduced insurance rates.
  • Safety features discount: If your vehicle is equipped with safety features like airbags and anti-lock brakes, you may qualify for this discount.
  • Home security discount: Secure your home and enjoy savings on your home insurance policy.
  • Payment discounts: Some discounts are available for policyholders who opt for electronic billing or make annual payments.

Integon’s commitment to providing affordable insurance solutions, coupled with their range of discounts, demonstrates their dedication to meeting the diverse needs of their customers. These discounts are a testament to their mission of making insurance accessible and budget-friendly without compromising on coverage.

How Integon General Insurance Corporation Ranks Among Providers

Integon general insurance corporation faces competition from several notable insurance providers in the industry. Some of its main competitors include:

  • State Farm: State Farm is one of the largest insurance companies in the United States, offering a wide range of insurance products, including auto, home, and life insurance. They are known for their extensive network of agents and competitive rates.
  • Allstate: Allstate is another major player in the insurance industry, providing a variety of coverage options, including auto, home, and life insurance. They are known for their strong brand recognition and comprehensive policies.
  • Geico: Geico is renowned for its direct-to-consumer model, which often translates to competitive rates. They specialize in auto insurance but also offer other types of coverage like home and renters insurance.
  • Progressive: Progressive is known for its innovative approach to auto insurance, including features like usage-based insurance. They offer a range of insurance products and are particularly strong in the auto insurance market.
  • Liberty Mutual: Liberty Mutual provides a broad spectrum of insurance coverage, including auto, home, and business insurance. They emphasize personalized service and customer satisfaction.
  • Nationwide: Nationwide offers a variety of insurance products and boasts a strong presence in the auto and home insurance markets. They are recognized for their focus on customer relationships.

These competitors, along with others in the insurance industry, continually challenge Integon general insurance corporation to maintain its competitive edge through pricing, coverage options, customer service, and innovation. This competition ultimately benefits consumers by providing a wide array of choices when it comes to insurance providers and policies.

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Integon General Insurance Corporation Claims Process

Ease of Filing a Claim

Integon General Insurance Corporation offers a seamless claims filing process, providing multiple convenient options for their customers. Policyholders can file a claim online through their website, over the phone by reaching out to their dedicated claims hotline, or via mobile apps available for download on smartphones and tablets.

This flexibility ensures that customers can choose the method that best suits their preferences and circumstances.

Average Claim Processing Time

Integon General Insurance Corporation is committed to efficient claim processing. The average claim processing time can vary based on the complexity of the claim, but the company strives to handle claims promptly and transparently. Customers can expect timely updates on the progress of their claims, ensuring a smooth and expedient resolution process.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is essential for Integon General Insurance Corporation to continually improve their claims handling process. The company values customer satisfaction and actively seeks feedback on claim resolutions and payouts. They use this feedback to make necessary improvements and provide a better experience for their policyholders, ensuring fair and satisfactory resolutions for all claims.

Integon General Insurance Corporation Digital and Technological Features

Mobile App Features and Functionality

Integon General Insurance Corporation offers a comprehensive mobile app that provides policyholders with a range of features and functionalities. The app allows customers to manage their policies, file claims, view policy documents, and access important contact information.

Additionally, the app may offer features such as bill payment options, policy renewal reminders, and helpful tips to enhance the user experience.

Online Account Management Capabilities

Integon General Insurance Corporation offers a robust online account management platform. Policyholders can access their accounts online to view policy details, update personal information, make payments, request policy changes, and monitor claims status.

This digital convenience provides customers with easy access to their insurance information and enables them to manage their policies efficiently from the comfort of their homes or on the go.

Digital Tools and Resources

In addition to online account management and mobile app features, Integon General Insurance Corporation may offer various digital tools and resources to assist their policyholders. These could include educational resources, calculators, FAQs, and other informative content to help customers make informed decisions about their insurance coverage.

The aim is to provide policyholders with the necessary tools and knowledge to navigate their insurance needs effectively.

Frequently Asked Questions

What types of insurance coverage does Integon General Insurance Corporation offer?

Integon General Insurance Corporation provides a wide array of insurance coverage options including auto, home, health, life, and business insurance, tailored to address specific aspects of life and safeguard individuals and businesses in diverse situations.

What discounts are available with Integon General Insurance Corporation?

Integon General Insurance Corporation offers various discounts such as multi-policy and safe driver discounts, enabling policyholders to save on premiums while ensuring quality insurance coverage and affordability.

How does Integon General Insurance Corporation handle claims processing?

Integon offers a seamless claims filing process allowing customers to file claims online through their website, over the phone, or via mobile apps. The company aims for efficient and transparent claim processing with timely updates on claim progress.

What digital features and tools does Integon General Insurance Corporation provide for policyholders?

Integon offers a comprehensive mobile app for policy management, including claim filing and policy document access. They also provide robust online account management for policy details, payments, and claim monitoring, along with various digital resources like educational content and tools to aid informed insurance decisions.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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