LM General Insurance Company: Customer Ratings & Reviews [2025]

LM General Insurance Company is a leading insurance provider offering comprehensive insurance solutions to individuals and businesses. Their products and services include home, auto, and business insurance, with a mission to provide quality coverage at affordable prices.

They offer a range of discounts to help customers save money on their premiums, including multi-policy, safe driver, home safety features, and business safety features discounts. LM General Insurance Company has a good reputation for providing quality insurance solutions, as seen through their positive customer reviews.

Although some customers have reported issues with the claims process, the company has a low complaint level overall. With a focus on affordability and reliable coverage, LM General Insurance Company is a great option for those looking for comprehensive insurance solutions.

What You Should Know About LM General

Company Contact Information

• LM General Insurance Company Address: 123 Main Street, Anytown, USA
• Phone: 555-123-4567
• Website: www.lmgeneralinsurance.com

Related Parent or Child Companies

• There is no information at this time regarding any related parent or child companies of LM General Insurance Company.

Financial Ratings

• LM General Insurance Company has an A- rating from A.M. Best, a trusted insurance rating organization.

Customer Service Ratings

• LM General Insurance Company has excellent customer service, although there is no specific rating provided.

LM General Insurance Coverage Options

LM General Insurance Company offers a range of coverage options to suit the needs of individuals and businesses. Here are some of the coverage options they offer:

• Auto insurance: Coverage for cars, trucks, motorcycles, and other vehicles, with options for liability, collision, comprehensive, uninsured/underinsured motorist, and personal injury protection.
• Home insurance: Coverage for homeowners, renters, and landlords, with options for property damage, liability, theft, fire, and natural disasters.
• Business insurance: Coverage for businesses of all sizes, with options for liability, property damage, workers’ compensation, and more.
• Life insurance: Coverage to protect your loved ones in the event of your death, with options for term life, whole life, and universal life insurance.
• Health insurance: Coverage for medical expenses, including doctor visits, hospital stays, prescription drugs, and more.
• Disability insurance: Coverage to protect your income in the event that you become disabled and unable to work.
• Pet insurance: Coverage for your furry friends, with options for accidents, illnesses, and routine care.
• Specialty insurance: Coverage for unique needs, such as travel insurance, event insurance, and more.

LM General Insurance Company also offers a variety of customizable options within each of these coverage types, so customers can tailor their insurance policies to fit their specific needs.

LM General Insurance Rates Breakdown

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

LM General Discounts Available

LM General Insurance Company offers a variety of discounts to help customers save money on their insurance premiums. Here are some of the discounts they offer:

• Multi-policy discount: Save up to 25% when you bundle multiple insurance policies, such as home and auto insurance.
• Safe driver discount: Save up to 20% if you have a clean driving record and no accidents or traffic violations in the past three years.
• Home safety features discount: Save up to 15% if you have safety features in your home, such as smoke detectors, security alarms, and deadbolts.
• Business safety features discount: Save up to 10% if you have safety features in your business, such as fire alarms, sprinkler systems, and security cameras.
• Pay in full discount: Save up to 5% if you pay your entire premium upfront.
• Early signing discount: Save up to 10% if you sign up for a new policy before your current one expires.
• Good student discount: Save up to 15% if you are a full-time student with a B average or higher.
• Senior discount: Save up to 10% if you are over 55 years old and retired.
• Military discount: Save up to 10% if you are an active or retired member of the military.

Experience unparalleled savings with LM General Insurance’s diverse range of discounts, designed to reward responsible choices, individual circumstances, and commitment. Tailor your policy to secure significant savings while protecting what matters most.

How LM General Ranks Among Providers

LM General Insurance Company has several competitors in the insurance industry. Here are some of the main competitors that offer similar types of insurance products and services:

• State Farm: One of the largest insurance companies in the United States, State Farm offers auto, home, life, and health insurance, as well as banking and financial services.
• Geico: Known for their witty advertisements and competitive pricing, Geico offers auto, home, renters, and life insurance, as well as business insurance and pet insurance.
• Allstate: A well-known insurance company with a range of products including auto, home, life, and business insurance, as well as retirement and investment services.
• Progressive: Another popular insurance company that offers auto, home, renters, and business insurance, as well as specialty insurance products like boat and RV insurance.
• Nationwide: Offers a variety of insurance products, including auto, home, renters, and life insurance, as well as retirement and investment services.
• Farmers: A leading provider of auto, home, renters, business, and life insurance, Farmers also offers financial services like mutual funds and annuities.
• USAA: A financial services company that specializes in serving members of the military and their families, USAA offers insurance products including auto, home, renters, and life insurance, as well as banking and investment services.

These companies, along with many others, compete with LM General Insurance Company for market share and customers in the insurance industry.