Main Street America Assurance Company Review (2024)

Main Street America Assurance Company, a reliable and trusted name in the insurance landscape, stands out for its commitment to customer satisfaction, competitive rates, and a comprehensive range of coverage options.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Main Street America Assurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Diverse range of insurance products
  • Strong reputation for reliability
  • Competitive pricing and discounts
  • Efficient claims process
  • Excellent customer service

Cons

  • Rates can vary depending on location and coverage
  • Some discounts may have eligibility requirements

In this comprehensive exploration of Main Street America Assurance Company, we delve into a diverse array of insurance offerings, including auto, home, business, and specialty coverage. Renowned for its reliability and a history dating back decades, the company boasts competitive pricing, a seamless claims process, and a steadfast commitment to excellent customer service.

With an impressive range of coverage options and an assortment of discounts, Main Street America Assurance Company caters to the varied needs of its clients. Beyond its stellar reputation, the company’s roster of satisfied customers attests to its unwavering dedication to protection.

Choose Main Street America Assurance Company as your trusted partner in insurance and secure your future with confidence.

Main Street America Assurance Company Insurance Coverage Options

When considering insurance, you want options that align with your unique needs. Main Street America Assurance Company understands this, and they offer a wide range of coverage options to provide you with the protection you require.

Auto Insurance

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)
  • Rental Car Reimbursement
  • Roadside Assistance

Home Insurance

  • Dwelling Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Additional Living Expenses Coverage
  • Scheduled Personal Property Coverage
  • Flood Insurance
  • Earthquake Insurance

Business Insurance

  • Business Liability Insurance
  • Commercial Property Insurance
  • Workers’ Compensation Insurance
  • Commercial Auto Insurance
  • Business Interruption Insurance
  • Cyber Liability Insurance
  • Professional Liability Insurance

Specialty Insurance

  • Contractor’s Insurance
  • Boat and Watercraft Insurance
  • RV Insurance
  • Motorcycle Insurance
  • Collector Car Insurance
  • Farm and Ranch Insurance
  • Pet Insurance

No matter what you need to protect, Main Street America Assurance Company has coverage options tailored to your specific situation. Your peace of mind is their priority. In a world filled with uncertainties, having the right insurance coverage can make all the difference.

Main Street America Assurance Company offers a comprehensive array of coverage options to safeguard what matters most to you. Choose the protection that aligns with your needs and secure your future with confidence.

Read more: Main Street America Protection Insurance Company Review

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Main Street America Assurance Company Insurance Rates Breakdown

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Driver ProfileMain Street America AssuranceNational Average
Clean Record$135$119
1+ Ticket$160$147
1+ Accident$190$173
DUI$260$209
Poor Credit$210$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Main Street America Assurance Company Discounts Available

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DiscountMain Street America Assurance
Anti Theft14%
Good Student12%
Low Mileage8%
Paperless10%
Safe Driver20%
Senior Driver5%

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When it comes to insurance, saving money is always a welcomed benefit. Main Street America Assurance Company understands the value of affordability and offers a range of discounts to help you keep more of your hard-earned cash while ensuring you have the protection you need.

  • Multi-Policy Discount: Save when you bundle multiple insurance policies, such as home and auto coverage.
  • Safe Driver Discount: Reward for maintaining a clean driving record and safe driving habits.
  • Good Student Discount: Savings for students who excel academically.
  • Multi-Vehicle Discount: Discount for insuring multiple vehicles with Main Street America Assurance Company.
  • Anti-Theft Discount: Lower rates for vehicles equipped with anti-theft devices.
  • Home Safety Features Discount: Discounts for homes equipped with safety features like smoke detectors and security systems.
  • Claims-Free Discount: Reward for policyholders who haven’t filed claims during a specific period.
  • Pay-in-Full Discount: Savings for those who pay their premiums in a single, upfront payment.
  • Auto-Pay/Electronic Funds Transfer (EFT) Discount: Discount for policyholders who set up automatic payments.

These discounts are designed to make quality insurance more accessible and affordable for you, ensuring you get the protection you need without breaking the bank.

Main Street America Assurance Company goes the extra mile to make insurance more affordable for you. With a variety of discounts available, they help you keep your hard-earned money while still providing the comprehensive coverage you deserve. Don’t miss out on these opportunities to save on your insurance premiums.

How Main Street America Assurance Company Ranks Among Providers

In the highly competitive world of insurance, Main Street America Assurance Company faces formidable rivals. These companies share the goal of providing quality insurance services to customers across the nation.

  • Allstate Corporation: A national giant, Allstate is known for its extensive range of insurance products and a vast network of agents.
  • State Farm Insurance: State Farm boasts a strong presence with a wide array of insurance options and a reputation for excellent customer service.
  • Progressive Corporation: Progressive has gained popularity for its innovative approach to auto insurance and competitive pricing.
  • Geico (Government Employees Insurance Company): Known for its witty advertising, Geico offers competitive rates and a streamlined online experience.
  • Farmers Insurance Group: Farmers Insurance provides diverse insurance coverage, including home, auto, and specialty insurance.
  • Liberty Mutual Group: Liberty Mutual offers a range of insurance products and is known for its personalized approach to coverage.

In the world of insurance, competition is fierce, and the choices are abundant. Main Street America Assurance Company competes with these industry giants, each offering its unique strengths and features. When selecting an insurance provider, it’s essential to compare offerings, rates, and customer service to find the best fit for your specific needs and preferences.

Read more: Main Street America Assurance Company Review

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Main Street America Assurance Company Claims Process

Ease of Filing a Claim

Main Street America Assurance Company offers a streamlined claims filing process for their customers. Policyholders can conveniently file claims through various channels, including online platforms, over the phone, and mobile apps. This multi-channel approach enhances accessibility and accommodates different preferences, making it easier for customers to initiate the claims process.

Average Claim Processing Time

The company is committed to efficient claim processing. On average, Main Street America Assurance Company strives to process claims promptly. The specific processing time may vary depending on the complexity of the claim and the required documentation. However, the company places a significant emphasis on ensuring a timely resolution to provide a positive experience for their policyholders.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback regarding claim resolutions and payouts at Main Street America Assurance Company is generally positive. Clients appreciate the company’s efforts to swiftly process claims and provide fair and reasonable payouts. The company’s dedication to resolving claims efficiently and to the satisfaction of their customers contributes to a positive reputation in the insurance industry.

Main Street America Assurance Company Digital and Technological Features

Mobile App Features and Functionality

Main Street America Assurance Company offers a user-friendly mobile app with a range of features and functionalities. The app allows policyholders to manage their policies, file claims, view policy documents, access important contact information, and even receive updates on claim status.

The intuitive design and comprehensive features make it convenient for customers to access insurance services on the go.

Online Account Management Capabilities

Through the online platform, policyholders have access to a robust account management system. This includes the ability to review policy details, update personal information, view payment history, and even request policy changes. The online account management capabilities empower customers to have greater control over their insurance policies and make informed decisions about their coverage.

Digital Tools and Resources

Main Street America Assurance Company provides an array of digital tools and resources to assist their customers. These may include educational materials, online calculators, coverage guides, and informative blog posts.

By leveraging technology to offer these resources, the company aims to enhance customer understanding of insurance products and help them make well-informed choices based on their individual needs and circumstances.

Frequently Asked Questions

What makes Main Street America Assurance Company unique among insurance providers?

Main Street America Assurance Company distinguishes itself through its rich history of providing dependable insurance solutions and a sterling reputation for reliability in safeguarding what matters most to you.

How can I get a quote for an insurance policy from Main Street America Assurance Company?

Obtaining a quote from Main Street America Assurance Company is a straightforward process. Visit our official website or contact our customer service representatives, who will guide you through the quote process and answer any questions you may have.

What types of discounts does Main Street America Assurance Company offer on its insurance policies?

Main Street America Assurance Company offers a variety of discounts to help you save on your insurance premiums. These include multi-policy, safe driver, good student, multi-vehicle, anti-theft, home safety features, claims-free, pay-in-full, and auto-pay/EFT discounts.

Is Main Street America Assurance Company available nationwide?

Yes, Main Street America Assurance Company offers its insurance services across the United States, ensuring that individuals and businesses from coast to coast have access to our comprehensive coverage options and exceptional customer service.

How do I file a claim with Main Street America Assurance Company?

Filing a claim with Main Street America Assurance Company is a simple process. Contact our claims department through the provided channels, and our dedicated team will assist you in initiating the claims process, ensuring a prompt and efficient resolution to your claim.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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