Manhattan National Life Insurance Company: Customer Ratings & Reviews [2024]

Manhattan National Life Insurance Company is a reliable provider of life insurance solutions for individuals and families across the United States. Established in 1850, the company is committed to offering affordable, customizable policies to help customers achieve financial security and peace of mind.

Manhattan National offers a variety of coverage options, including term life, whole life, universal life, and variable life insurance. Their rates are competitive with other top insurance providers, and they offer discounts for policyholders who meet certain criteria.

The company has a solid reputation for customer service and financial stability, with an A+ rating from the Better Business Bureau. While some customers have reported issues with claims processing and communication, overall, Manhattan National is a great choice for anyone looking to protect their loved ones and plan for the future.

What You Should Know About Manhattan National Life Insurance Company

Company Contact Information

• Phone: 1-800-123-4567
• Email: info@manhattannational.com
• Website: manhattannational.com

Related Parent or Child Companies

• It operates as a subsidiary of Manhattan Life Group in Houston, Texas.

Financial Ratings

• A+ rating from the Better Business Bureau

Customer Service Ratings

• Manhattan National has a solid reputation for customer service.

Claims Information

• Some customers have reported issues with claims processing and communication with the company. However, no specific claims information is provided.

Company Apps

• Use the customer website and mobile app to access policy details and keep an eye on the balances.

Manhattan National Life Insurance Company Insurance Coverage Options

Manhattan National Life Insurance Company offers a variety of coverage options to suit the needs of individuals and families. These coverage options include:

• Term life insurance: Provides coverage for a specific period of time, such as 10, 20, or 30 years.
• Whole life insurance: Provides coverage for the lifetime of the policyholder and includes a savings component that grows over time.
• Universal life insurance: Offers flexibility in premium payments and allows policyholders to adjust their coverage and premiums as their needs change.
• Variable life insurance: Offers investment options to policyholders, allowing them to potentially earn a higher return on their premiums.

In addition to these main coverage options, Manhattan National also offers riders and endorsements that can be added to policies to provide additional coverage or benefits. These riders may include:

• Accidental death benefit rider: Provides an additional death benefit if the policyholder dies as a result of an accident.
• Long-term care rider: Provides coverage for long-term care expenses in the event that the policyholder becomes unable to care for themselves.
• Disability income rider: Provides a monthly income benefit if the policyholder becomes disabled and unable to work.

Manhattan National’s coverage options may vary by state and policy type, and customers should consult with a representative to determine the best coverage options for their needs.

Manhattan National Life Insurance Company Insurance Rates Breakdown

Manhattan National Life Insurance Company Discounts Available

Manhattan National Life Insurance Company offers a variety of discounts to policyholders who meet certain criteria. These discounts can help customers save money on their premiums and make life insurance more affordable. Some of the discounts offered by Manhattan National include:

• Multi-policy discount: Customers who have more than one insurance policy with Manhattan National may qualify for a discount on their life insurance premiums.
• Healthy lifestyle discount: Policyholders who demonstrate healthy habits, such as exercising regularly, maintaining a healthy weight, and not smoking, may qualify for a discount.
• Safe driving discount: Manhattan National also offers a safe driving discount to policyholders who have a clean driving record.
• Loyalty discount: Customers who have been with Manhattan National for a certain number of years may qualify for a loyalty discount.
• Group discount: Some employers and organizations offer group life insurance policies through Manhattan National, which can provide discounts for members.

These discounts are subject to change and may not be available in all states or for all policy types. Customers should consult with a Manhattan National representative to learn more about the discounts they may be eligible for.

How Manhattan National Life Insurance Company Ranks Among Providers

The life insurance industry is highly competitive, and Manhattan National Life Insurance Company faces competition from a variety of companies. Some of the main competitors of Manhattan National include:

• Prudential: Prudential is one of the largest life insurance companies in the United States and offers a variety of life insurance products, as well as retirement and investment products.
• MetLife: MetLife is another large life insurance company that offers term, whole, and universal life insurance policies, as well as group life insurance for employers.
• New York Life: New York Life is a mutual life insurance company that offers a variety of life insurance policies, as well as retirement and investment products.
• Northwestern Mutual: Northwestern Mutual is a mutual life insurance company that offers a variety of life insurance policies, as well as disability and long-term care insurance.
• State Farm: State Farm is a large insurance company that offers a variety of insurance products, including life insurance, as well as banking and investment services.

These competitors offer similar products and services to Manhattan National and may have different pricing structures, coverage options, and discounts. Customers should compare multiple companies before purchasing a life insurance policy to ensure that they are getting the best coverage and price for their needs.