Metropolitan Property and Casualty Insurance Company: Customer Ratings & Reviews [2024]
Uncover the comprehensive insights you need with our Metropolitan Property and Casualty Insurance Company review, delving into the company's background, coverage options, and even providing you with the contact details for a seamless start to your insurance journey.
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Metropolitan Property & Casualty Insurance Co.
Average Monthly Rate For Good Drivers
$156A.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Strong financial support system as a subsidiary of MetLife
- Offers various insurance products such as auto, home, and boat insurance
- Offers a number of discounts on its various insurance products
- Offers roadside assistance
Cons
- Complaint level not provided
- Limited information provided on their website
Looking for a small company with big protection? Metropolitan Property and Casualty Insurance Company might be the right company to protect your assets. Whether it be auto insurance, home insurance, or boat insurance, there are many options.
In this article, we’ll highlight the background, expectations, and even the Metropolitan Property and Casualty Ins. Co. claims phone number. Before learning more about Metropolitan Property and Casualty Insurance Company claims as well as the Metropolitan Casualty Insurance phone number, you can compare auto and home insurance rates.
What You Should Know About Metropolitan Property and Casualty Insurance Co
What is Metropolitan Insurance? Metropolitan Property and Casualty (Metropolitan P&C) Insurance Company was originally incorporated in the state of Delaware in 1972 as Metropolitan Property and Liability Insurance Company, which was later changed to its current name in 1990.
In 1995, the company relocated to Rhode Island, its current state of domicile. So, is MetLife the same as Metropolitan Life? Pretty much. It operates as a MetLife subsidiary under the Auto & Home brand of MetLife. However, don’t get it confused for Metropolitan Lloyds Insurance Company of Texas. This company amassed over 42 billion dollars in revenue in 2019.
Read more:
- Metropolitan Direct Property and Casualty Insurance Company: Customer Ratings & Reviews
- Metropolitan General Insurance Company: Customer Ratings & Reviews
Subsidiary of MetLife
As a subsidiary of MetLife, Metropolitan P&C Insurance Company has a strong financial support system to protect you in emergencies. Any MetLife Property and Casualty Insurance Co subsidiaries should feel stable.
So, is Metlife a good insurance company? As of 2019, MetLife is listed as the number one provider of life/annuity insurance by direct premiums, according to the Insurance Information Institute (III).
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Metropolitan Property and Casualty Insurance Co Insurance Coverage Options
A leading provider of property and casualty insurance, Metropolitan Property and Casualty Insurance Company conducts its business in the following three categories: autos, boats, and homeowners insurance.
Read more: Metropolitan Casualty Insurance Company
What are the MetLife car insurance features and coverage? The policies consist of liability and physical damage coverage on autos and boats, and multiple peril insurance for homeowners. You can feel safe being one of the Metropolitan Property and Casualty Insurance Co. homeowners.
As shown below, MetLife even offers life insurance, including one-year terms as shown below.
MetLife Level One-Year Term Life Insurance Rates
| Age | MetLife Level One-Year Term Life Insurance Rates |
|---|---|
| 25 | $106.50 |
| 30 | $130.50 |
| 35 | $148.50 |
| 40 | $165.00 |
| 45 | $229.50 |
| 50 | $345.00 |
| 55 | $622.50 |
| 60 | $909.00 |
| 65 | $1785.00 |
Seventy percent of the premiums come from passenger liability and physical damage policies, both standard and non-standard, with the remaining balance of the thirty percent made up by homeowner insurance and other coverage, including personal excess liability.
It might be beneficial to know how property liability and property damage differ from no-fault and full coverage auto insurance. This is why it’s good to take advantage of online auto insurance rates.
Metropolitan Property and Casualty Insurance Co Insurance Rates Breakdown
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| Driver Profile | Metropolitan Property and Casualty Insurance Company | National Average |
|---|---|---|
| Clean Record | $200 | $180 |
| 1+ Ticket | $240 | $210 |
| 1+ Accident | $280 | $250 |
| DUI | $320 | $290 |
| Poor Credit | $344 | $310 |
Metropolitan Property and Casualty Insurance Co Discounts Available
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| Discount | Metropolitan Property and Casualty Insurance Company |
|---|---|
| Anti Theft | 7% |
| Good Student | 9% |
| Low Mileage | 6% |
| Paperless | 4% |
| Safe Driver | 10% |
| Senior Driver | 6% |
Metropolitan Property & Casualty Insurance Co. offers a number of discounts on its various insurance products.
An overview of MetLife Insurance Company policy discounts.
| Discount Type | Description |
|---|---|
| Deductible Savings Benefit | Annual credit of $50 towards your deductible each year you don't make a claim. |
| Auto-pay Discount | No service fee for those who enroll in autopay |
| Defensive Driver Discount | Up to 7% off your payments with a recent defensive driving course. |
| Bundle with Home Insurance | Up to 10% off when you bundle MetLife Home and MetLife Auto |
| Bundle with Life Insurance | Up to 5% off when you bundle MetLife Auto and MetLife Life. |
| Good Student Discount | Students with good grades are eligible for up to 15% off. |
| Superior Driver Discount | Up to 20% for going five years claim and violation free. |
| Safety Features | Varied discounts for features like anti-theft systems. |
As you can see above, there is a plethora of saving opportunities with MetLife.
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How Metropolitan Property and Casualty Insurance Co Ranks Among Providers
In the dynamic realm of insurance, Metropolitan Property and Casualty Insurance Company contends with robust competitors, each striving for supremacy in the market. A glimpse into these adversaries is vital for those seeking optimal coverage.
- Allstate Corporation: A juggernaut in the insurance landscape, Allstate boasts a diverse range of products, making it a significant rival for Metropolitan Property and Casualty Insurance Company in auto, home, and life insurance.
- State Farm Mutual Automobile Insurance Company: With an extensive agent network and comprehensive coverage options, State Farm presents a formidable challenge to Metropolitan Property and Casualty Insurance Company.
- Progressive Corporation: Renowned for innovation and competitive pricing, Progressive is a key player in auto insurance, directly competing with Metropolitan Property and Casualty Insurance Company.
- Geico: Known for its direct-to-consumer model and cost-effective approach, Geico stands out as a prominent competitor in the insurance landscape.
Metropolitan Property and Casualty Insurance Company faces stiff competition from industry heavyweights like Allstate, State Farm, Progressive, and Geico. Navigating the insurance market effectively requires a thorough understanding of these competitors for informed decision-making about one’s insurance needs.
Frequently Asked Questions
What is Metropolitan Property and Casualty Insurance Company?
Metropolitan Property and Casualty Insurance Company, commonly known as Met P&C, is an insurance company that provides property and casualty insurance coverage for individuals and businesses. They offer a range of insurance products, including auto, home, renters, and business insurance.
How can I contact Metropolitan Property and Casualty Insurance Company?
You can contact Metropolitan Property and Casualty Insurance Company by visiting their website or calling their customer service hotline. The contact information can usually be found on their website or in your policy documents.
What types of insurance does Metropolitan Property and Casualty Insurance Company offer?
Metropolitan Property and Casualty Insurance Company offers a variety of insurance types, including auto insurance, home insurance, renters insurance, and business insurance. They may have different coverage options and policy features for each type of insurance.
How can I get a quote for insurance from Metropolitan Property and Casualty Insurance Company?
To get a quote for insurance from Metropolitan Property and Casualty Insurance Company, you can visit their website and fill out an online quote form or contact their customer service to request a quote.
Are the rates competitive with Metropolitan Property and Casualty Insurance Company?
The competitiveness of rates offered by Metropolitan Property and Casualty Insurance Company can vary depending on various factors such as your location, coverage needs, and your individual circumstances. It is recommended to obtain quotes from multiple insurance providers to compare rates and find the best option for your specific situation.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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Reviewer100
Overall a very comprehensive policy
FLgirl
Metropolitan Saved The Day
grammie
Good customer service
Winnie52
Great prices
cbrunges
Pleased with Insurance company
nonenow2
Service
repilcalissa
Worst insurance company I have ever had.
rflem822
They don’t seem to reward loyalty.
Katad
Great Service! I recommend for everyone!
SandiReneeLia
Good