Mitsui Sumitomo Insurance Company of America Review (2024)
Mitsui Sumitomo Insurance Company of America, a stalwart in the insurance sector, provides individuals and businesses with a comprehensive array of coverage options, underpinned by a rich history and unwavering commitment to customer satisfaction.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Mitsui Sumitomo Insurance Company of America
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Diverse range of insurance products
- Strong financial stability
- High customer satisfaction ratings
- Efficient claims handling
- Industry recognition and awards
Cons
- Rates may not be the most competitive for all individuals
- Limited availability in some geographic areas
Discover the diverse world of insurance solutions offered by Mitsui Sumitomo Insurance Company of America, as we explore their extensive range of policies, including property, liability, health, and auto insurance. With a rich history and a commitment to customer satisfaction, Mitsui Sumitomo stands as a trusted name in the industry.
Learn about their flexible coverage options, affordable rates, and a variety of discounts that make them a top choice for individuals and businesses alike. Dive into this comprehensive guide to gain insights into Mitsui Sumitomo’s services and find answers to common questions, ensuring you make well-informed decisions when it comes to your insurance needs.
Mitsui Sumitomo Insurance Company of America Insurance Coverage Options
Mitsui Sumitomo Insurance Company of America understands that every individual and business has unique insurance needs. That’s why they offer a comprehensive range of coverage options to provide tailored protection. Whether you’re safeguarding your home, business, or specialized assets, Mitsui Sumitomo has you covered.
- Property Insurance: Comprehensive coverage for homes, protecting against perils like fire, theft, and natural disasters and coverage for businesses, safeguarding commercial properties and assets.
- Casualty Insurance: Liability coverage for businesses, protecting against lawsuits, injuries, and accidents and personal liability coverage for individuals, providing peace of mind.
- Specialty Insurance: Tailored insurance solutions for unique risks and specialized industries and coverage designed for niche businesses and specific needs, such as cyber liability or aviation insurance.
- Surety Bonds: Guarantees for contractual obligations, ensuring project completion and contractual compliance and provides security for various industries, including construction and contracting.
Mitsui Sumitomo Insurance Company of America’s commitment to offering a diverse range of coverage options ensures that you can find the right protection for your unique circumstances. Their flexibility and expertise make them a top choice for individuals and businesses seeking customized insurance solutions.
With Mitsui Sumitomo, you can have confidence in your insurance coverage, knowing that it’s tailored to your specific needs.
Read more: Mitsui Sumitomo Insurance USA Inc. Review
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Mitsui Sumitomo Insurance Company of America Insurance Rates Breakdown
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| Driver Profile | Mitsui Sumitomo | National Average |
|---|---|---|
| Clean Record | $127 | $119 |
| 1+ Ticket | $149 | $147 |
| 1+ Accident | $188 | $173 |
| DUI | $207 | $209 |
| Poor Credit | $218 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Mitsui Sumitomo Insurance Company of America Discounts Available
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| Discount | Mitsui Sumitomo |
|---|---|
| Anti Theft | 10% |
| Good Student | 14% |
| Low Mileage | 9% |
| Paperless | 12% |
| Safe Driver | 17% |
| Senior Driver | 8% |
Mitsui Sumitomo Insurance Company of America values its customers and strives to make insurance more affordable. They offer a variety of discounts to help you save on your insurance premiums while maintaining the coverage you need. Explore these opportunities to lower your insurance costs and ensure you’re getting the most value from your policy.
- Multi-Policy Discount: Save when you bundle multiple insurance policies with Mitsui Sumitomo, such as home and auto insurance.
- Safe Driver Discount: Earn discounts for maintaining a clean driving record and avoiding accidents or traffic violations.
- Good Student Discount: Students with good grades may qualify for discounts on their auto insurance.
- Anti-Theft Discount: If your vehicle is equipped with anti-theft devices, you could receive a discount on your insurance premiums.
- Home Security Discount: Homeowners who have security systems or safety features installed may be eligible for discounts on their home insurance.
- Claim-Free Discount: Customers who haven’t filed a claim for a specified period may qualify for reduced premiums.
- Multi-Vehicle Discount: Insuring multiple vehicles with Mitsui Sumitomo may result in lower rates per vehicle.
- Renewal Discount: Staying with Mitsui Sumitomo for consecutive policy terms may lead to renewal discounts.
- Customer Loyalty Discount: Long-term policyholders who remain loyal to the company may receive discounts as a token of appreciation.
- Group or Affiliation Discounts: Some organizations, associations, or employers may have partnerships with Mitsui Sumitomo that offer exclusive discounts to their members or employees.
Mitsui Sumitomo Insurance Company of America goes the extra mile to make insurance accessible and affordable for its valued customers. These discounts not only help you save on premiums but also reward safe driving, loyalty, and responsible homeownership.
To discover which discounts you may qualify for and to take advantage of these cost-saving opportunities, contact Mitsui Sumitomo today. It’s their way of ensuring you get the protection you need without breaking the bank.
How Mitsui Sumitomo Insurance Company of America Ranks Among Providers
As Mitsui Sumitomo Insurance Company of America continues to thrive in the insurance industry, it does so amidst stiff competition from several formidable players. Let’s take a closer look at some of the key competitors vying for a prominent position in the insurance landscape.
- AIG (American International Group, Inc.): AIG is one of the largest insurance companies globally, offering a wide range of insurance and financial services. They have a strong presence in both the domestic and international markets, making them a significant competitor for Mitsui Sumitomo Insurance Company of America.
- Chubb Limited: Chubb is renowned for its specialty insurance products and services. They have a strong focus on high-net-worth individuals, commercial clients, and multinational corporations. Chubb’s global reach and reputation for quality coverage pose a competitive challenge.
- Travelers Companies, Inc.: Travelers is a leading property and casualty insurance company in the United States. They offer a comprehensive suite of insurance products, including auto, home, and business insurance. Their extensive network of agents and brokers makes them a formidable competitor.
- Allianz: Allianz is a global insurance and financial services company with a significant presence in various markets worldwide. They provide insurance solutions for individuals, businesses, and multinational corporations, making them a strong competitor in the international insurance arena.
- AXA: AXA is another global insurance and financial services conglomerate. They offer a wide range of insurance products, including life, health, property, and casualty insurance. AXA’s global footprint and diverse portfolio make them a key competitor.
- Zurich Insurance Group: Zurich is a leading insurance provider with a strong presence in North America and Europe. They specialize in commercial insurance, offering solutions for businesses of all sizes. Their expertise in risk management and underwriting is a competitive advantage.
- Liberty Mutual Insurance: Liberty Mutual is one of the largest property and casualty insurers in the United States. They provide insurance products for individuals, families, and businesses. Their extensive advertising campaigns and local presence contribute to their competitive position.
- Hartford Financial Services Group: Hartford is known for its insurance and financial services tailored to small and midsize businesses. They have a strong presence in the commercial insurance sector, making them a significant competitor, especially in the SME market.
- Nationwide Mutual Insurance Company: Nationwide is a well-established insurance and financial services company with a focus on personal and commercial insurance. Their long history and brand recognition make them a notable competitor.
- Berkshire Hathaway: Berkshire Hathaway, led by Warren Buffett, is a conglomerate with diverse holdings, including insurance companies like GEICO and Berkshire Hathaway Assurance. Their financial strength and stability pose a competitive challenge in the insurance industry.
These competitors, like Mitsui Sumitomo Insurance Company of America, strive to offer innovative insurance solutions, exceptional customer service, and competitive pricing.
To maintain a strong market position, Mitsui Sumitomo Insurance Company of America must continuously adapt to changing customer needs and market trends while staying competitive with these industry giants.
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Mitsui Sumitomo Insurance Company of America Claims Process
Ease of Filing a Claim
Mitsui Sumitomo Insurance Company of America offers a convenient claims filing process for its customers. Whether you prefer to file a claim online, over the phone, or through their mobile app, they have streamlined options to make the process as hassle-free as possible.
Average Claim Processing Time
One of the key factors in evaluating an insurance company is how quickly they process claims. Mitsui Sumitomo Insurance Company of America is committed to efficient claim processing, but it’s important to inquire about their specific average claim processing times, as this can vary depending on the type of claim.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is often a valuable indicator of an insurance company’s performance in handling claims. It’s recommended to research and gather feedback from policyholders regarding their experiences with Mitsui Sumitomo’s claim resolutions and payouts. This can provide insights into the company’s commitment to customer satisfaction.
Digital and Technological Features of Mitsui Sumitomo Insurance Company of America
Mobile App Features and Functionality
Mitsui Sumitomo Insurance Company of America offers a mobile app to enhance the customer experience. Explore the app’s features and functionality, such as policy management, claims submission, and access to digital resources. Understanding the capabilities of their mobile app can help you efficiently manage your insurance needs on the go.
Online Account Management Capabilities
Online account management is a crucial aspect of modern insurance services. Mitsui Sumitomo Insurance Company of America provides online tools for policyholders to manage their accounts, update information, and access policy documents.
Familiarize yourself with their online account management capabilities to ensure you can easily make changes and stay informed about your coverage.
Digital Tools and Resources
In the digital age, access to informational resources can be invaluable. Mitsui Sumitomo Insurance Company of America may offer digital tools and resources to educate policyholders about insurance-related topics, risk management, and more. Explore what digital resources they provide to assist you in making informed decisions about your coverage and financial security.
Frequently Asked Questions
How Can I Contact Mitsui Sumitomo?
You can easily get in touch with Mitsui Sumitomo Insurance Company of America by visiting their official website and finding their contact information there. They are readily available to assist you with any inquiries or assistance you may need.
What Types of Health Insurance Do They Offer?
Mitsui Sumitomo offers a variety of health insurance options to cater to different needs. They provide both individual health insurance plans, ideal for individuals and families, and group health insurance options designed to meet the needs of businesses and their employees. Their policies are customizable to ensure you get the coverage that suits you best.
Is Mitsui Sumitomo Affordable?
Mitsui Sumitomo Insurance Company of America strives to offer competitive rates and strives to make insurance more affordable for their customers. The actual cost of your insurance will depend on factors such as your location, the type of coverage you need, and your individual circumstances.
Do They Offer Commercial Property Insurance?
Yes, Mitsui Sumitomo provides comprehensive commercial property insurance coverage. Their commercial property insurance policies are designed to safeguard businesses and their assets. Whether you run a small business or a larger enterprise, they can tailor coverage to your unique needs to protect your property and investments.
Are There Any Discounts Available?
Mitsui Sumitomo Insurance Company of America offers various discounts to help customers save on their insurance premiums. These discounts may include multi-policy discounts for bundling multiple policies, safe driver discounts for those with good driving records, and more.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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