Mobilitas General Insurance Company Review (2024)

In a landscape of insurance options, Mobilitas General Insurance Company stands out as a trusted partner, delivering a comprehensive range of coverage options designed to meet the diverse needs of individuals and businesses.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Mobilitas General Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Competitive rates
  • Outstanding customer service
  • Comprehensive coverage options
  • User-friendly online quote and application process
  • 24/7 customer support

Cons

  • Limited coverage in some areas
  • Fewer discounts compared to some competitors
  • No specific mention of bundled insurance options

In a world of uncertainty, Mobilitas General Insurance Company emerges as a trusted insurance partner, offering a comprehensive array of coverage options tailored to meet the diverse needs of individuals and businesses.

With a stellar A+ rating from A.M. Best and an average annual rate of $1,200 for a 45-year-old male driver with a clean record, Mobilitas combines affordability with reliability. The company’s low complaint level underscores its commitment to customer satisfaction.

Mobilitas sets itself apart through competitive rates, exceptional customer service, and the flexibility of comprehensive coverage options. From auto, home, health, and travel insurance to business coverage, Mobilitas prioritizes peace of mind for its policyholders, making it an excellent choice in the insurance landscape.

Mobilitas General Insurance Company Insurance Coverage Options

Mobilitas General Insurance Company offers a wide range of coverage options to meet the diverse needs of its policyholders. Here’s a comprehensive list of the coverage options you can expect when choosing Mobilitas for your insurance needs:

Auto Insurance Coverage

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage
  • Rental Car Reimbursement
  • Roadside Assistance

Home Insurance Coverage

  • Dwelling Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Additional Living Expenses (ALE) Coverage
  • Other Structures Coverage (e.g., detached garage)
  • Loss of Use Coverage
  • Personal Liability Protection
  • Medical Payments to Others

Health Insurance Coverage

  • Individual and Family Health Plans
  • Health Maintenance Organization (HMO) Plans
  • Preferred Provider Organization (PPO) Plans
  • High Deductible Health Plans (HDHP)
  • Health Savings Accounts (HSAs)
  • Prescription Drug Coverage
  • Preventive Care Services
  • Mental Health and Substance Abuse Treatment

Travel Insurance Coverage

  • Trip Cancellation and Interruption Coverage
  • Emergency Medical and Dental Coverage
  • Baggage and Personal Effects Coverage
  • Travel Delay Coverage
  • Rental Car Damage Coverage
  • 24/7 Assistance Services
  • Emergency Evacuation and Repatriation Coverage

Business Insurance Coverage

  • General Liability Insurance
  • Commercial Property Insurance
  • Business Interruption Insurance
  • Commercial Auto Insurance
  • Workers’ Compensation Insurance
  • Professional Liability Insurance (Errors and Omissions)
  • Cyber Liability Insurance
  • Business Owner’s Policy (BOP)

Mobilitas takes pride in offering tailored coverage options to meet the unique needs of their policyholders. Whether you’re an individual seeking auto or health insurance or a business owner in need of comprehensive commercial coverage, Mobilitas has you covered with a variety of options to ensure you get the protection you need.

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Mobilitas General Insurance Company Insurance Rates Breakdown

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Driver ProfileMobilitas General InsuranceNational Average
Clean Record$88$119
1+ Ticket$108$147
1+ Accident$133$173
DUI$187$209
Poor Credit$151$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Mobilitas General Insurance Company Discounts Available

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DiscountsMobilitas General Insurance
Anti Theft6%
Good Student14%
Low Mileage8%
Paperless5%
Safe Driver15%
Senior Driver9%

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Mobilitas General Insurance Company offers a variety of discounts to help policyholders save on their insurance premiums. Here are some of the discounts you can take advantage of:

  • Multi-Policy Discount: If you bundle multiple insurance policies, such as auto and home insurance, with Mobilitas, you can enjoy a significant discount on your premiums.
  • Safe Driver Discount: Mobilitas rewards safe drivers with lower rates. If you have a clean driving record with no accidents or violations, you may qualify for this discount.
  • Good Student Discount: Students who maintain good grades can save on their auto insurance with Mobilitas. This incentive encourages academic excellence among young drivers.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can make it less susceptible to theft. Mobilitas acknowledges this by offering discounts to policyholders who take this precaution.
  • Multi-Car Discount: If you insure multiple vehicles with Mobilitas, you can benefit from a multi-car discount, reducing the overall cost of insuring your vehicles.
  • Pay in Full Discount: Paying your annual premium in full upfront can lead to substantial savings on your insurance policy with Mobilitas.
  • Safety Features Discount: Vehicles equipped with safety features like airbags, anti-lock brakes, and electronic stability control may qualify for additional discounts.
  • Renewal Discount: Staying loyal to Mobilitas can pay off. Policyholders who renew their policies may be eligible for renewal discounts.
  • Military or Veteran Discount: Active-duty military personnel and veterans may qualify for special discounts as a token of appreciation for their service.

It’s important to note that the availability and specifics of these discounts may vary depending on your location and the specific policy you choose. To maximize your savings, it’s recommended to speak directly with a Mobilitas insurance agent who can provide personalized information on the discounts available to you.

Read more: Mobilitas Insurance Company Review

How Mobilitas General Insurance Company Ranks Among Providers

Mobilitas General Insurance Company operates in a highly competitive insurance industry, where several prominent players vie for market share. Here are some of the main competitors of Mobilitas:

  • State Farm: State Farm is one of the largest and most well-known insurance companies in the United States. They offer a wide range of insurance products, including auto, home, health, and life insurance, along with a strong network of local agents.
  • Allstate: Allstate is another major player in the insurance industry, providing various insurance options such as auto, home, renters, and life insurance. They are recognized for their advertising campaigns and diverse coverage offerings.
  • Geico: Known for its clever advertising and competitive pricing, Geico specializes in auto insurance but also offers other types of coverage. They often attract customers with their online and phone-based sales models.
  • Progressive: Progressive is renowned for its auto insurance offerings and innovative use of technology, like its Snapshot program. They provide a wide range of coverage options and have a strong online presence.
  • Liberty Mutual: Liberty Mutual offers auto, home, renters, and business insurance. They are recognized for their customizable coverage options and commitment to customer service.
  • Nationwide: Nationwide provides a variety of insurance products, including auto, home, and business insurance. They are known for their On Your Side® service and a wide network of local agents.
  • USAA: USAA caters primarily to military members and their families, offering a range of insurance and financial services. They are highly regarded for their commitment to serving the military community.
  • Travelers: Travelers is a well-established insurance company that offers auto, home, and business insurance. They are known for their strong financial stability and risk management expertise.
  • Farmers Insurance: Farmers provides a wide array of insurance products, including auto, home, business, and life insurance. They are recognized for their local agents and personalized service.
  • AIG (American International Group): AIG is a global insurance company that offers a broad range of coverage options, including property, casualty, life, and retirement solutions. They serve both individual and business customers.

It’s important to note that each of these competitors may have its own unique strengths, weaknesses, and areas of specialization. Customers often choose an insurance provider based on their specific needs, budget, and the level of service and coverage they require.

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Streamlining Mobilitas General Insurance Company Claims Process

Ease of Filing a Claim

Mobilitas General Insurance Company offers a hassle-free claims process with multiple convenient options for policyholders. Whether you prefer filing a claim online, over the phone, or through their mobile apps, Mobilitas ensures a straightforward and accessible process.

Average Claim Processing Time

Policyholders can expect efficient and timely claim processing from Mobilitas General Insurance Company. Their commitment to quick claim resolutions underscores their dedication to meeting the needs of their customers promptly.

Customer Feedback on Claim Resolutions and Payouts

Mobilitas General Insurance Company places great importance on customer feedback, particularly concerning claim resolutions and payouts. They actively seek and incorporate customer input to ensure fair and satisfactory claim settlements, cementing their reputation as a reliable insurance provider.

Navigating Mobilitas General Insurance Company’s Digital and Technological Features

Mobile App Features and Functionality

Mobilitas General Insurance Company boasts a feature-rich mobile app compatible with both Android and iOS devices. The app provides policyholders with a comprehensive suite of features and functionalities, simplifying insurance management.

From filing claims to accessing policy details, the mobile app offers an intuitive user interface and robust tools to enhance the overall insurance experience.

Online Account Management Capabilities

Policyholders benefit from 24/7 access to their accounts through Mobilitas General Insurance Company’s online platform. This platform empowers users to make payments, review policy specifics, and track claim statuses effortlessly. It offers a convenient and efficient way to manage insurance-related tasks, accessible from any computer or mobile device.

Digital Tools and Resources

Mobilitas General Insurance Company offers a range of digital tools and resources designed to assist policyholders. These resources include informative materials and interactive tools that provide valuable insights and guidance. Mobilitas is committed to providing accessible information and resources to empower policyholders to make informed decisions about their insurance coverage.

Frequently Asked Questions

How can I get a quote from Mobilitas General Insurance Company?

Getting a quote from Mobilitas is easy. Simply visit their website, enter your insurance details, and you’ll receive a personalized quote in no time. You can also reach out to a Mobilitas agent for assistance.

What types of insurance does Mobilitas offer?

Mobilitas offers a wide range of insurance types, including auto, home, health, travel, and business insurance. They aim to provide comprehensive coverage for various needs.

Is Mobilitas known for competitive rates?

Yes, Mobilitas is known for offering competitive rates on their insurance policies. They strive to provide affordable options without compromising on coverage quality.

Does Mobilitas offer any discounts to policyholders?

Yes, Mobilitas offers several discounts to help policyholders save on premiums. These include multi-policy discounts, safe driver discounts, good student discounts, and more. Be sure to inquire about available discounts when obtaining a quote.

How can I file a claim with Mobilitas?

To file a claim with Mobilitas, you can contact their 24/7 customer support team, who will guide you through the claims process and assist with your claim. They aim to make the process as straightforward as possible.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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