National Builders Insurance Company Review (2024)
National Builders Insurance Company emerges as a dependable insurance provider, offering a comprehensive suite of coverage options, competitive benefits, and a history of personalized service.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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National Builders Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Extensive range of insurance types and policies
- Strong financial stability and an A+ rating from A.M. Best
- Competitive rates for various coverage options
- Excellent customer service and claims handling
- Customized insurance solutions for both individuals and businesses
Cons
- Limited availability in certain regions
- May not offer as many discounts as some competitors
- Some policyholders have reported occasional delays in claims processing
- Online account management tools could be more user-friendly
National Builders Insurance Company, with an A+ A.M. Best rating and low complaint levels, offers a diverse array of insurance coverage options that cater to the needs of individuals and businesses alike. Their offerings include home, auto, commercial, and liability insurance, each tailored to provide comprehensive protection.
The company stands out not only for its financial stability and competitive rates but also for its commitment to customer service and claims handling. Furthermore, National Builders provides an array of discounts, such as multi-policy and safe driver incentives, making their policies even more affordable.
As a reliable choice in the insurance industry, they prioritize customization, ensuring that clients receive the protection they need, backed by a trusted and financially secure provider.
National Builders Insurance Company Insurance Coverage Options
National Builders Insurance Company provides a comprehensive range of coverage options to ensure that you can protect what matters most. Whether you’re looking to safeguard your home, vehicle, business, or liability, they have you covered. Below, we’ll delve into the various coverage options they offer:
- Home Insurance: National Builders offers home insurance policies that protect your residence and personal belongings from unforeseen events such as fire, theft, and natural disasters. Their policies can be tailored to meet your specific needs, whether you own a house or condominium.
- Auto Insurance: With National Builders’ auto insurance, you can drive with peace of mind. Their coverage includes protection against accidents, damage, and liability, ensuring that you’re financially secure on the road.
- Commercial Insurance: National Builders understands the unique challenges faced by businesses. They provide a wide range of commercial insurance options, including property, liability, and workers’ compensation coverage, designed to protect your business assets and mitigate risks.
- Liability Insurance: Liability insurance from National Builders shields you from potential legal and financial repercussions in the event of accidents or injuries on your property or caused by your actions. It’s an essential safety net for individuals and businesses alike.
National Builders Insurance Company offers a versatile suite of insurance coverage options designed to meet the diverse needs of their clients. Whether you’re safeguarding your home, vehicle, business, or personal liability, their policies are tailored to provide you with the peace of mind you deserve.
With their strong financial stability and commitment to excellent customer service, National Builders stands as a reliable choice in the insurance industry.
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National Builders Insurance Company Insurance Rates Breakdown
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| Driver Profile | National Builders Insurance | National Average |
|---|---|---|
| Clean Record | $98 | $119 |
| 1+ Ticket | $128 | $147 |
| 1+ Accident | $148 | $173 |
| DUI | $198 | $209 |
| Poor Credit | $168 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
National Builders Insurance Company Discounts Available
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| Discounts | National Builders Insurance |
|---|---|
| Anti Theft | 12% |
| Good Student | 15% |
| Low Mileage | 13% |
| Paperless | 11% |
| Safe Driver | 25% |
| Senior Driver | 13% |
National Builders Insurance Company values its customers and strives to make insurance more affordable. They offer a variety of discounts to help policyholders save on their premiums. Here are some of the notable discounts you can take advantage of:
- Multi-Policy Discount: Save money by bundling your home and auto insurance policies with National Builders. This multi-policy discount often results in significant savings on both types of coverage.
- Safe Driver Discount: If you have a clean driving record and a history of safe driving, you may qualify for a safe driver discount. This incentive rewards responsible drivers with lower auto insurance premiums.
- Home Security Discounts: Invest in home security features such as alarm systems, smoke detectors, or deadbolt locks, and you could be eligible for discounts on your home insurance policy.
- Claims-Free Discount: By maintaining a claims-free history with National Builders, you can earn a discount on your insurance premiums. This encourages responsible handling of insurance claims.
- Good Student Discount: If you have a young driver in the family who maintains good grades, National Builders offers a good student discount, making it more affordable to insure your student driver.
- Group Discounts: National Builders often partners with organizations, employers, or associations to offer group discounts to members. Check if you qualify for these special group rates.
- Renewal Discounts: Staying loyal to National Builders can pay off. Many policyholders receive renewal discounts for continuing their coverage with the company.
- Safety Features Discount: If your vehicle is equipped with advanced safety features like anti-lock brakes, airbags, or electronic stability control, you may qualify for a discount on your auto insurance.
- Paid-in-Full Discount: Paying your insurance premium in one lump sum rather than in installments can earn you a paid-in-full discount.
These discounts make National Builders Insurance Company an attractive choice for individuals and businesses looking to save on insurance costs while still receiving comprehensive coverage and excellent service. Remember to ask about these discounts when obtaining a quote to maximize your savings.
How National Builders Insurance Company Ranks Among Providers
National Builders Insurance Company operates in a highly competitive insurance industry where several prominent players vie for market share. Understanding its main competitors provides valuable insights into the choices available to consumers. Here are some of the company’s main competitors:
- State Farm Insurance: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and life insurance. Known for its extensive network of agents and strong customer service, State Farm competes with National Builders by providing a diverse selection of coverage options.
- Allstate Insurance: Allstate is another major player in the insurance industry, known for its innovative policies and comprehensive coverage options. They offer auto, home, and life insurance, as well as various discounts and customizable policies.
- Geico: Geico is renowned for its competitive auto insurance rates and clever marketing campaigns. They focus primarily on auto insurance but offer other types of coverage as well. Geico’s direct-to-consumer approach and user-friendly online tools make it a formidable competitor for National Builders.
- Progressive Insurance: Progressive is known for its innovative approach to auto insurance, particularly for its Snapshot program, which uses telematics to determine personalized rates. They also offer home, renters, and other insurance products, competing with National Builders by catering to tech-savvy customers.
- Farmers Insurance: Farmers Insurance provides a wide array of insurance solutions, including home, auto, business, and specialty coverage. They are known for their strong agent network and personalized customer service, making them a formidable competitor in the industry.
- Liberty Mutual Insurance: Liberty Mutual offers a variety of insurance options, including auto, home, and specialty coverage. They stand out for their focus on customer satisfaction and their wide range of policy customization choices.
- Travelers Insurance: Travelers is a major insurer with a strong presence in the commercial insurance sector. They offer a variety of business-related coverage options and compete with National Builders in the commercial insurance market.
- Chubb Insurance: Chubb specializes in high-value insurance, providing coverage for high-net-worth individuals and businesses. Their reputation for personalized service and tailored policies positions them as a competitor in the premium insurance segment.
National Builders Insurance Company faces stiff competition from these well-established insurers, each with its own strengths and unique offerings. To stay competitive, National Builders must continue to focus on providing comprehensive coverage, competitive rates, and excellent customer service while adapting to evolving customer preferences and industry trends.
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National Builders Insurance Company Claims Process
Ease of Filing a Claim
National Builders Insurance Company offers multiple convenient methods for filing insurance claims. Policyholders can choose to file claims online through their user-friendly website, over the phone by speaking with a knowledgeable representative, or via their dedicated mobile app. This variety of options ensures that customers can select the method that best suits their preferences and needs.
Average Claim Processing Time
The average claim processing time with National Builders Insurance Company is known for its efficiency. While the exact processing time may vary depending on the complexity of the claim, the company prides itself on its commitment to prompt resolutions. Policyholders can generally expect their claims to be processed in a timely manner, providing reassurance during challenging times.
Customer Feedback on Claim Resolutions and Payouts
National Builders Insurance Company has garnered positive customer feedback for its claim resolutions and payouts. Many policyholders have expressed satisfaction with the company’s fair and transparent handling of claims.
The reviews highlight the company’s dedication to customer service and its willingness to provide the necessary support to ensure that policyholders receive the payouts they are entitled to.
Digital and Technological Features of National Builders Insurance Company
Mobile App Features and Functionality
National Builders Insurance Company offers a feature-rich mobile app that enhances the overall customer experience. The app allows policyholders to easily access their insurance information, view policy documents, make payments, and even file claims directly from their mobile devices. The user-friendly interface and intuitive design make managing insurance on the go a breeze.
Online Account Management Capabilities
Policyholders have access to robust online account management capabilities through National Builders Insurance Company’s website. They can log in to their accounts to review policy details, make updates, and track claims. The online portal provides a seamless and convenient way for customers to manage their insurance policies and stay informed about their coverage.
Digital Tools and Resources
National Builders Insurance Company offers a range of digital tools and resources to empower its policyholders. These resources include educational materials, FAQs, and guides that help customers understand their insurance options better.
Additionally, the company provides valuable insights into insurance-related topics, enabling customers to make informed decisions about their coverage. These digital and technological features demonstrate National Builders Insurance Company’s commitment to leveraging technology to improve the customer experience and provide convenient solutions for policyholders.
Frequently Asked Questions
How do I get a quote from National Builders Insurance Company?
To get a quote, visit their website or contact their nearest office. They’ll guide you through the process.
What factors affect my insurance premium?
Premiums are influenced by factors such as the type of coverage, location, and your personal history.
How quickly can I expect a claim to be processed?
The processing time depends on the complexity of the claim, but National Builders Insurance Company aims for a prompt resolution.
Can I bundle multiple insurance policies with them?
Yes, they offer bundling options for added convenience and cost savings.
What sets National Builders Insurance Company apart from other insurers?
Their dedication to personalized service and a wide range of insurance solutions make them stand out in the industry.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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