National Foundation Life Insurance Company: Customer Ratings & Reviews [2024]
National Foundation Life Insurance Company, with over 48 years of unwavering service, is a reliable choice for individuals and families seeking steadfast life insurance coverage.
Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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National Foundation Life Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A-Complaint Level:
LowPros
- Affordable premiums
- Wide range of insurance products offered
- 30-day money-back guarantee
- Positive customer reviews
- Discounts available
Cons
- Some negative customer reviews regarding billing and policy cancellations
National Foundation Life Insurance Company has been providing affordable and reliable life insurance products for individuals and families for over 48 years. The company offers a wide range of insurance products, including term life insurance, whole life insurance, universal life insurance, and annuities.
They have received a low complaint level and have an A- rating from A.M. Best. Customers have praised the company for its affordability, easy application process, and excellent customer service, though some negative reviews mention issues with billing and policy cancellations.
National Foundation Life Insurance Company also offers discounts to its customers and a 30-day money-back guarantee. If you’re looking for a life insurance provider, National Foundation Life Insurance Company is definitely worth considering.
What You Should Know About National Foundation Life Insurance Company
Company Contact Information
- Phone: 1-800-955-7372
- Email: customerservice@nflife.com
- Mailing Address: National Foundation Life Insurance Company, P.O. Box 2450, Fort Worth, TX 76113
Related Parent or Child Companies:
- National Foundation Life Insurance Company is a subsidiary of Kemper Corporation.
Financial Ratings:
- National Foundation Life Insurance Company has an A- (Excellent) rating from A.M. Best, indicating its financial stability and ability to pay claims.
Customer Service Ratings:
- The company has received positive reviews for its customer service, with customers praising the company’s responsiveness and helpfulness.
Claims Information:
- National Foundation Life Insurance Company has a straightforward claims process. Customers can file a claim online, by phone, or by mail
Company Apps:
- National Foundation Life Insurance Company offers a mobile app that allows customers to access their policy information, pay premiums, and file claims. The app is available for free on both the App Store and Google Play.
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National Foundation Life Insurance Company Insurance Coverage Options
National Foundation Life Insurance Company offers a variety of coverage options to meet the needs of its customers. Here are some of the coverage options available:
- Term Life Insurance: Provides coverage for a specified period of time, such as 10, 20, or 30 years. Premiums are generally lower than permanent life insurance, making it an affordable option for those on a budget.
- Whole Life Insurance: Provides lifelong coverage with a guaranteed death benefit and a cash value component that grows over time. Premiums are typically higher than term life insurance, but the policy can be used as an investment vehicle.
- Universal Life Insurance: Provides flexible coverage with adjustable premiums and death benefits. The policy can also accumulate cash value over time.
- Annuities: Provides guaranteed income for life or a set period of time. An annuity is a popular retirement savings option that can help ensure you have a steady stream of income in your golden years.
The availability of coverage options may vary depending on the state you live in and other factors. It’s best to speak with a representative from National Foundation Life Insurance Company to learn more about which coverage options are available to you and which policy is the best fit for your needs.
National Foundation Life Insurance Company Insurance Rates Breakdown
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| Driver Profile | National Foundation Life Insurance | National Average |
|---|---|---|
| Clean Record | $90 | $119 |
| 1+ Ticket | $107 | $147 |
| 1+ Accident | $128 | $173 |
| DUI | $167 | $209 |
| Poor Credit | $154 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
National Foundation Life Insurance Company Discounts Available
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| Discounts | National Foundation Life Insurance |
|---|---|
| Anti Theft | 14% |
| Good Student | 16% |
| Low Mileage | 12% |
| Paperless | 9% |
| Safe Driver | 26% |
| Senior Driver | 15% |
National Foundation Life Insurance Company offers several discounts to its customers, including:
- Multi-policy discount: Customers who have more than one insurance policy with the company can receive a discount on their premiums.
- Healthy lifestyle discount: Customers who maintain a healthy lifestyle by exercising regularly, eating well, and not smoking can receive a discount on their premiums.
- Safe driving discount: Customers who have a good driving record and have completed a defensive driving course can receive a discount on their premiums.
- Age discount: Customers who are over a certain age may be eligible for a discount on their premiums.
- Payment discount: Customers who choose to pay their premiums annually or semi-annually may be eligible for a discount.
Note that the availability and amount of discounts may vary depending on the state you live in and other factors. It’s important to speak with a representative from National Foundation Life Insurance Company to learn more about which discounts you may be eligible for and how much you can save on your premiums.
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How National Foundation Life Insurance Company Ranks Among Providers
National Foundation Life Insurance Company has several competitors in the insurance industry. Here are some of the company’s main competitors:
- State Farm: State Farm is one of the largest insurance providers in the United States, offering a variety of insurance products including life insurance, auto insurance, and home insurance.
- Allstate: Allstate is another major insurance provider that offers a range of products and services, including life insurance, auto insurance, and home insurance.
- Prudential: Prudential is a leading provider of life insurance and annuities, offering a range of products to meet the needs of its customers.
- MetLife: MetLife is another large insurance provider that offers life insurance, as well as other products such as auto insurance and homeowners insurance.
While each of these companies has its own strengths and weaknesses, National Foundation Life Insurance Company sets itself apart by offering a range of coverage options at competitive prices, as well as excellent customer service and a strong financial rating. By comparing the features and benefits of each company’s offerings, customers can make an informed decision about which insurance provider is the best fit for their needs.
Frequently Asked Questions
How do I apply for a policy with National Foundation Life Insurance Company?
You can apply for a policy online or with the assistance of a licensed agent.
Do I need a medical exam for a term life insurance policy?
No, National Foundation Life Insurance Company’s term life insurance policies do not require a medical exam.
How do I qualify for discounts on my policy?
Discount eligibility varies depending on the type of policy and coverage amount. Please contact National Foundation Life Insurance Company for more information.
Can I get discounts on my policy?
Yes, discounts available. Contact for details.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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