National General Assurance Company Review (2024)
National General Assurance Company, known for its flexibility and extensive range of insurance products, takes center stage in this thorough analysis, exploring its competitive advantages and tailored solutions for policyholders.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
National General Assurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Comprehensive range of insurance products
- Competitive rates
- Excellent customer service
- Tailored coverage options
- Smooth claims process
Cons
- Limited availability in certain regions
- Limited online account management features
- Fewer discounts compared to some competitors
- Limited information on specialized policies
- Less extensive mobile app functionality
The National General Assurance Company boasts a diverse array of insurance solutions ranging from auto, home, RV, and motorcycle insurance to health coverage, designed to cater to the unique needs of individuals and families alike.
Committed to competitive pricing, unwavering dedication to customer service excellence, and an array of attractive discounts, National General emerges as a compelling choice for those seeking comprehensive insurance coverage.
This article serves as a resourceful guide for readers, equipping them with the requisite knowledge to make well-informed decisions regarding their insurance needs, all the while emphasizing National General Assurance Company’s overarching commitment to safeguarding assets and ensuring peace of mind.
National General Assurance Company Insurance Coverage Options
When it comes to safeguarding your assets and securing your future, having the right insurance coverage is paramount. National General Assurance Company understands that every individual and family has unique needs and priorities.
Whether it’s your vehicle, your home, your health, or more, our diverse portfolio of insurance products has you covered. Let’s delve into the extensive coverage options that National General Assurance Company offers, ensuring that you have a full understanding of how we can meet your specific requirements.
Auto Insurance
- Liability Coverage: Protects you financially if you’re at fault in an accident and covers the other party’s expenses.
- Collision Coverage: Pays for damage to your vehicle in case of an accident, regardless of fault.
- Comprehensive Coverage: Provides coverage for non-collision incidents like theft, vandalism, or natural disasters.
- Uninsured/Underinsured Motorist Coverage: Ensures you’re protected when involved in an accident with an uninsured or underinsured driver.
- Personal Injury Protection (PIP): Covers medical expenses and more for you and your passengers in an accident.
- Rental Car Reimbursement: Reimburses you for rental car expenses while your vehicle is being repaired.
- Roadside Assistance: Offers peace of mind with emergency services like towing, fuel delivery, and lockout assistance.
Home Insurance
- Dwelling Coverage: Protects your home’s structure against covered perils like fire, wind, and more.
- Personal Property Coverage: Safeguards your belongings, including furniture, electronics, and clothing.
- Liability Protection: Provides coverage in case someone is injured on your property, and you’re deemed liable.
- Additional Living Expenses Coverage: Covers living expenses if you’re temporarily displaced due to a covered event.
- Guest Medical Protection: Pays for medical expenses if a guest is injured on your property.
- Flood Insurance (if needed): Protects against flood-related damage.
- Earthquake Insurance (if needed): Offers coverage for earthquake-related damage.
RV Insurance
- Comprehensive RV Coverage: Protects your recreational vehicle against various perils.
- Vacation Liability Coverage: Covers liability when your RV is used as a temporary residence.
- Full-Timer’s Coverage: For those who live in their RV full-time, providing additional coverage.
- Emergency Expenses Coverage: Covers costs related to RV breakdowns or accidents while traveling.
- Personal Effects Coverage: Protects personal belongings stored in your RV.
- Total Loss Replacement Coverage: Ensures you receive a new RV if yours is totaled.
- Permanent Attachments Coverage: Covers attached items like awnings and satellite dishes.
Motorcycle Insurance
- Liability Coverage: Protects you financially if you’re at fault in a motorcycle accident.
- Collision Coverage: Pays for damage to your motorcycle in case of an accident, regardless of fault.
- Comprehensive Coverage: Provides coverage for non-collision incidents like theft or vandalism.
- Uninsured/Underinsured Motorist Coverage: Ensures you’re protected when involved in an accident with an uninsured or underinsured driver.
- Medical Payments Coverage: Covers medical expenses for you and your passengers in case of an accident.
- Custom Parts and Equipment Coverage: Protects customized or upgraded parts on your motorcycle.
- Roadside Assistance: Offers peace of mind with emergency services.
Health Insurance
- Health Maintenance Organization (HMO) Plans: Focus on cost-effective care within a network of providers.
- Preferred Provider Organization (PPO) Plans: Offers flexibility to see out-of-network providers at a higher cost.
- High-Deductible Health Plans (HDHP): Combines high deductibles with savings through Health Savings Accounts (HSAs).
- Health Savings Accounts (HSAs): Allows you to save pre-tax dollars for medical expenses.
- Prescription Drug Coverage: Helps with the cost of medications.
- Preventive Care Coverage: Covers routine check-ups and preventive health services.
- Mental Health and Wellness Coverage: Provides support for mental health services.
Other Offerings
- Specialty Insurance: Protection for collectibles, valuable items, and more.
- Commercial Insurance: Coverage for businesses of all sizes.
- Flood Insurance: Additional protection for properties located in flood-prone areas.
- Pet Insurance: Coverage for your beloved pets’ medical expenses.
- Identity Theft Protection: Adds an extra layer of security to safeguard your identity.
National General Assurance Company’s comprehensive coverage options reflect our commitment to ensuring that you have the right protection for your unique circumstances. We understand that life is unpredictable, and our diverse range of insurance products is designed to provide you with security, peace of mind, and financial support when you need it most.
Explore our coverage options, and let us help you safeguard what matters most to you and your loved ones. Your peace of mind is our top priority, and we’re here to assist you every step of the way.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
National General Assurance Company Insurance Rates Breakdown
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Driver Profile | National General Assurance | National Average |
|---|---|---|
| Clean Record | $83 | $119 |
| 1+ Ticket | $104 | $147 |
| 1+ Accident | $125 | $173 |
| DUI | $163 | $209 |
| Poor Credit | $143 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
National General Assurance Company Discounts Available
Compare RatesStart Now →
"}” data-sheets-userformat=”{"2":4737,"3":{"1":0},"10":2,"12":0,"15":"Arial"}”>
| Discounts | National General Assurance |
|---|---|
| Anti Theft | 11% |
| Good Student | 13% |
| Low Mileage | 10% |
| Paperless | 9% |
| Safe Driver | 20% |
| Senior Driver | 12% |
When choosing an insurance provider, it’s not just about finding the right coverage—it’s also about finding ways to save on your premiums. National General Assurance Company understands that and offers a variety of discounts to help you get the most value from your insurance policy.
Let’s explore the discounts available, allowing you to make an informed decision and potentially lower your insurance costs while still enjoying comprehensive coverage.
- Multi-Vehicle Discount: Insure multiple vehicles with National General, and you can enjoy reduced premiums on each.
- Safe Driver Discount: Maintain a clean driving record, and you may be eligible for lower rates as a safe driver.
- Multi-Policy Discount: Bundle your auto and home insurance policies with National General to receive a discount on both.
- Anti-Theft Device Discount: Equip your vehicle with anti-theft devices, and you can qualify for reduced rates.
- Good Student Discount: If you’re a student with good grades, you can enjoy lower rates on your auto insurance.
- Homeownership Discount: Own a home? You may be eligible for additional discounts on your policies.
- Continuous Coverage Discount: Stay insured without any gaps in coverage to receive lower premiums.
- Paid-in-Full Discount: Pay your insurance premium in full upfront, and you can get a discount.
- Electronic Funds Transfer (EFT) Discount: Opt for automatic premium payments through EFT, and you could save.
- Affinity Group Discount: Belong to an eligible group or association? You may qualify for group discounts.
- Military Discount: Active and retired military personnel can benefit from exclusive discounts.
- Low Mileage Discount: If you drive fewer miles annually, you may be eligible for savings.
- Paperless Billing Discount: Choose paperless billing and help the environment while enjoying lower premiums.
- Loyalty Discount: Stay with National General for an extended period, and your loyalty may be rewarded.
- Good Payer Discount: Maintain a consistent payment history, and you can receive discounts.
National General Assurance Company is committed to not only providing comprehensive coverage but also helping you save on your insurance costs. These discounts are designed to reward safe driving, responsible payment habits, and loyalty to our company.
By taking advantage of these savings opportunities, you can enjoy the peace of mind that comes with knowing you have reliable coverage while keeping more money in your pocket. Explore the discounts available and see how National General can help you protect what matters most while staying within your budget.
How National General Assurance Company Ranks Among Providers
In the highly competitive landscape of the insurance industry, National General Assurance Company stands as a formidable provider of a wide range of insurance products. To gain a deeper understanding of its position within the market, it is crucial to examine the key players who also occupy this space.
This analysis sheds light on the notable contenders who share the stage with National General Assurance Company, offering insights into their respective strengths and contributions to the insurance sector.
- Geico: Geico, short for Government Employees Insurance Company, is one of the largest auto insurance companies in the United States. They are known for their extensive advertising campaigns and competitive rates.
- Progressive: Progressive is another major player in the auto insurance industry. They are known for offering a wide range of coverage options and for their “Name Your Price” tool, which allows customers to customize their policies to fit their budget.
- Allstate: Allstate is a well-established insurance company that offers a variety of insurance products, including auto, home, and life insurance. They are known for their extensive network of agents.
- State Farm: State Farm is one of the largest insurers in the United States and provides auto, home, and life insurance. They are known for their personalized service and comprehensive coverage options.
- Nationwide: Nationwide offers a range of insurance products, including auto, home, and pet insurance. They are known for their “On Your Side” promise and membership benefits.
- Farmers Insurance: Farmers is a prominent insurer offering auto, home, and life insurance. They are recognized for their customizable policies and local agents.
- Liberty Mutual: Liberty Mutual provides a variety of insurance products, including auto, home, and renters insurance. They emphasize customer service and customizable coverage.
- USAA: While primarily serving military personnel and their families, USAA is a strong competitor in the insurance industry, offering auto, home, and banking services with a focus on serving those who have served in the armed forces.(For more information, read our “Armed Forces Insurance Exchange Review“).
- Travelers: Travelers offers a range of insurance products, including auto, home, and business insurance. They are known for their business insurance solutions.
- AIG: AIG is a global insurance company that provides a wide range of insurance products, including life insurance, property and casualty insurance, and more.
In the intricate tapestry of the insurance industry, the presence of National General Assurance Company’s competitors underscores the dynamic nature of this sector. These established entities bring to the table a wealth of experience, a commitment to excellence, and a diverse array of insurance solutions.
As National General Assurance Company continues to navigate the ever-evolving landscape of insurance, recognizing the strengths and capabilities of its competitors is essential.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Claims Experience
Streamlined Claim Filing Options
National General Assurance Company offers a variety of convenient channels for filing insurance claims, ensuring a hassle-free process for policyholders.
Whether you prefer online submissions through the company’s website, phone calls to their dedicated customer service hotline, or the use of their user-friendly mobile apps, National General has you covered.
Efficient Claim Processing Times
The company is committed to swiftly processing claims, aiming to provide prompt payouts to policyholders. While the exact processing time may vary depending on the complexity of the claim, the National General Assurance Company is known for its dedication to expediting the process.
Customer Satisfaction With Claims
Customer feedback regarding claim resolutions and payouts reflects the company’s commitment to excellent service. Many policyholders have expressed satisfaction with the National General Assurance Company’s responsiveness, fairness in settling claims, and overall claims handling.
Digital Tools and Technology
Mobile App Functionality
National General Assurance Company’s mobile app offers a wide range of features and functionalities designed to enhance the customer experience. From accessing policy information and documents to making payments and filing claims, the app provides a seamless digital experience.
Online Account Management
Managing insurance policies and accounts online is made easy through National General’s robust online account management system. Policyholders can log in to their accounts on the company’s website to review policy details, make changes, and access vital documents at any time.
Wealth of Digital Resources
In addition to mobile apps and online account management, National General Assurance Company provides a wealth of digital tools and resources to empower policyholders. These include informative articles, FAQs, and interactive tools, ensuring customers have the knowledge needed to make informed decisions about their insurance needs.
Frequently Asked Questions
What types of auto insurance coverage does National General Assurance Company offer?
National General Assurance Company provides a range of auto insurance coverage options, including liability coverage, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, personal injury protection (PIP), rental car reimbursement, and roadside assistance.
Are there discounts available for National General’s auto insurance policies?
Yes, National General offers various discounts for auto insurance, such as multi-vehicle, safe driver, multi-policy, anti-theft device, good student, low mileage, and more. These discounts can help reduce your premiums.
What does National General Assurance Company’s home insurance cover?
National General’s home insurance provides coverage for your dwelling, personal property, liability protection, additional living expenses, guest medical protection, and optional coverage for flood and earthquake damage.
Does National General offer a discount for homeownership on home insurance policies?
Yes, National General offers a homeownership discount for those who own their homes, potentially reducing the cost of your home insurance premiums.
Are there discounts available for National General’s health insurance plans?
Health insurance typically does not offer discounts in the same way as other insurance products. However, National General provides cost-effective options and competitive rates to help you save on your health coverage.
Compare Insurance Providers Rates to Save Up to 75%
Secured with SHA-256 Encryption
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
![](/wp-content/uploads/dw/-"6kV22".png)
