National Liability & Fire Insurance Company: Customer Ratings & Reviews [2025]

Secure your business with National Liability and Fire Insurance Company – a trusted insurance provider with over 75 years of experience, offering comprehensive coverage options, competitive pricing, and quality service.

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Justin Wright

Licensed Insurance Agent

Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...

Written by
Justin Wright
Jeffrey Manola

Licensed Insurance Agent

Jeffrey Manola is an experienced life insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for life insurance with the most affordable term life insurance, permanent life insurance, no medical exam life insurance, and burial insurance. Not only does he strive to provide consumers with t...

Reviewed by
Jeffrey Manola

Updated April 2024

National Liability and Fire Insurance Company is a well-established insurance provider that has been in business for over 75 years.

The company offers a wide range of insurance products and services to meet the needs of businesses across the United States, including commercial general liability, property insurance, workers’ compensation insurance, commercial auto insurance, directors and officers liability insurance, and cyber liability insurance.

Customers have given the company high marks for their exceptional customer service and timely claims handling, while also noting the affordability of their insurance products.

National Liability and Fire Insurance Company also offers a number of discounts to help businesses save money on their premiums, including claims-free discounts, safety program discounts, business longevity discounts, group discounts, and association discounts.

With their dedication to meeting the needs of businesses of all sizes and their commitment to affordability, National Liability and Fire Insurance Company is a reliable and reputable insurance provider for businesses across the country.

What You Should Know About National Liability and Fire Insurance Company

Company Contact Information

Related Parent or Child Companies:

  • National Liability and Fire Insurance Company is a subsidiary of AmTrust Financial Services, Inc.

Financial Ratings:

  • A- (Excellent) rating from A.M. Best

Customer Service Ratings:

  • National Liability and Fire Insurance Company has received high marks for exceptional customer service and claims handling from customers.

Claims Information:

  • National Liability and Fire Insurance Company offers a streamlined claims process and timely claims handling for their customers. Customers can file a claim online or by phone.

Company Apps:

  • There is no specific information available at this time.

Read more: National Casualty Company: Customer Ratings & Reviews

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National Liability and Fire Insurance Company Insurance Coverage Options

National Liability and Fire Insurance Company offers a wide range of insurance products and services to meet the needs of businesses across the United States. These coverage options include:

  • Commercial general liability insurance: Protection against claims of bodily injury or property damage that may arise from business operations.
  • Property insurance: Protection of a business’s physical property, including buildings, equipment, and inventory, from damage or loss.
  • Workers’ compensation insurance: Coverage for employees who are injured or become ill as a result of their work.
  • Commercial auto insurance: Protection for a business’s vehicles and drivers in the event of an accident.
  • Directors and officers liability insurance: Protection for company directors and officers in the event of legal action against them for alleged wrongful acts.
  • Cyber liability insurance: Protection against losses resulting from data breaches and other cyber attacks.

National Liability and Fire Insurance Company’s coverage options are designed to meet the unique needs of businesses of all sizes and industries. With their wide range of insurance products and services, businesses can find the coverage they need to protect their assets and manage their risks.

National Liability and Fire Insurance Company Insurance Rates Breakdown

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Driver ProfileNational Liability & Fire InsuranceNational Average
Clean Record$138$119
1+ Ticket$217$147
1+ Accident$321$173
DUI$321$209
Poor Credit$238$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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National Liability and Fire Insurance Company Discounts Available

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DiscountsNational Liability & Fire Insurance
Anti Theft20%
Good Student18%
Low Mileage21%
Paperless16%
Safe Driver29%
Senior Driver19%

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National Liability and Fire Insurance Company offers a number of discounts to help businesses save money on their insurance premiums. These discounts include:

  • Claims-free discount: Available to businesses that have not filed any claims during a specific period of time.
  • Safety program discount: Available to businesses that have implemented a safety program to reduce the risk of accidents and injuries in the workplace.
  • Business longevity discount: Available to businesses that have been in operation for a certain number of years.
  • Group discount: Available to businesses that are part of a qualifying group or association.
  • Association discount: Available to businesses that are members of a qualifying association or group.

These discounts can help businesses save a significant amount of money on their insurance premiums, making it easier for them to manage their expenses and protect their assets.

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How National Liability and Fire Insurance Company Ranks Among Providers

National Liability and Fire Insurance Company faces competition from several other insurers in the industry. Some of its main competitors include:

  • State Farm: State Farm is one of the largest insurance providers in the United States, offering auto, home, and life insurance products.
  • Allstate: Allstate is another major insurance company that offers a wide range of coverage options, including auto, home, and life insurance.
  • Geico: Geico is a popular insurance provider that offers affordable auto insurance rates, as well as coverage options for home, renters, and business insurance.
  • Progressive: Progressive is a leading provider of auto insurance, with additional coverage options for home, renters, and business insurance.
  • Farmers Insurance: Farmers Insurance offers a range of coverage options, including auto, home, and life insurance, as well as business insurance.

These companies, along with others in the industry, compete with National Liability and Fire Insurance Company in terms of pricing, coverage options, and customer service.

Frequently Asked Questions

How do I qualify for a claims-free discount?

To qualify for a claims-free discount, you must have no claims filed against your policy for a specified period of time.

Does National Liability and Fire Insurance Company offer coverage for high-risk businesses?

Yes, National Liability and Fire Insurance Company offers coverage for high-risk businesses, but the cost of coverage may be higher.

Can I purchase National Liability and Fire Insurance Company products online?

Yes, National Liability and Fire Insurance Company offers online purchasing for their insurance products, making it easy and convenient for businesses to get the coverage they need.

Can I purchase insurance products from National Liability and Fire Insurance Company online?

Yes, National Liability and Fire Insurance Company offers online purchasing options, making it convenient to get the coverage you need.

What discounts are available with National Liability and Fire Insurance Company?

National Liability and Fire Insurance Company offers various discounts, including claims-free discounts, safety program discounts, business longevity discounts, group discounts, and association discounts.

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