National Surety Corporation Review (2024)

Explore the comprehensive coverage options, competitive rates, and excellent customer service provided by National Surety Corporation, a top-tier insurance provider committed to meeting your auto, home, business, life, health, and unique insurance needs.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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National Surety Corporation

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Wide range of insurance types
  • Competitive rates
  • Customizable policies
  • Excellent customer service
  • Strong financial stability

Cons

  • Limited specialty insurance options
  • Some policies may not be available in all states
  • Premiums can vary based on location and coverage
  • Limited online account management options
  • Additional discounts may be available through competitors

In this comprehensive article, we explore the world of National Surety Corporation, a trusted insurance provider offering a diverse array of coverage options to meet various insurance needs.

From auto and home insurance to business, life, health, and specialty insurance, National Surety Corporation stands out for its competitive rates, customizable policies, and excellent customer service. The article highlights each coverage type, emphasizing the company’s commitment to safeguarding assets and peace of mind.

With an array of discounts and an impressive track record, National Surety Corporation emerges as a reliable choice for those seeking comprehensive insurance coverage

National Surety Corporation Insurance Coverage Options

National Surety Corporation offers a diverse range of coverage options to meet the various insurance needs of its customers. These coverage options include:

  • Auto Insurance: Comprehensive coverage for your vehicle, including liability, collision, and uninsured motorist protection.
  • Home Insurance: Protection for your home, both the structure and your personal belongings, against perils such as natural disasters and theft.
  • Business Insurance: Tailored policies for businesses, including general liability and commercial property insurance.
  • Life Insurance: Financial security for your loved ones through term, whole, or universal life insurance options.
  • Health Insurance: Comprehensive medical coverage to ensure you receive the necessary healthcare.
  • Specialty Insurance: Specialized policies for unique needs, such as coverage for artists, musicians, or collectors.

These coverage options are designed to provide a wide range of protection, allowing customers to select the policies that best suit their individual circumstances.

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National Surety Corporation Insurance Rates Breakdown

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Driver ProfileNational Surety CorporationNational Average
Clean Record$80$119
1+ Ticket$190$147
1+ Accident$220$173
DUI$260$209
Poor Credit$138$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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National Surety Corporation Discounts Available

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DiscountNational Surety Corporation
Anti Theft8%
Good Student18%
Low Mileage12%
Paperless6%
Safe Driver25%
Senior Driver10%

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National Surety Corporation offers various discounts to help customers save on their insurance premiums. These discounts are designed to make insurance more affordable while still providing comprehensive coverage. Here are some of the discounts typically offered by the company:

  • Multi-Policy Discount: Save money when you bundle multiple insurance policies, such as auto and home insurance, with National Surety Corporation.
  • Safe Driver Discount: Enjoy reduced rates if you have a clean driving record with no accidents or violations.
  • Good Student Discount: Students with excellent academic records often qualify for lower rates on auto insurance.
  • Anti-Theft Device Discount: If your vehicle is equipped with anti-theft devices, you may be eligible for a discount on your auto insurance.
  • Home Security Discount: Installing security features in your home can lead to discounts on your homeowners’ insurance.
  • Multiple Vehicle Discount: If you insure more than one vehicle with National Surety Corporation, you may qualify for a discount.
  • Claims-Free Discount: Stay claims-free for a certain period, and you can enjoy lower premiums.
  • Renewal Discount: Loyalty is rewarded with discounts for customers who renew their policies with the company.
  • Safety Features Discount: Vehicles equipped with safety features like airbags and anti-lock brakes may qualify for reduced auto insurance rates.
  • Payment Discounts: Some discounts may apply if you choose to pay your premiums annually or through electronic funds transfer (EFT).

It’s essential to discuss your eligibility for these discounts with a National Surety Corporation representative, as the availability and qualification criteria may vary depending on your location and the specific policy you are interested in.

How National Surety Corporation Ranks Among Providers

National Surety Corporation, as an insurance provider offering a wide range of coverage options, competes with several well-established companies in the insurance industry. Some of its main competitors include:

  • State Farm: State Farm is one of the largest insurance companies in the United States, offering a comprehensive range of insurance products, including auto, home, life, and health insurance. They are known for their extensive agent network and strong customer service.
  • Allstate: Allstate is another major player in the insurance industry, offering a variety of coverage options. They are recognized for their innovative policies and features, such as the Drivewise program, which tracks safe driving habits to offer discounts.
  • Progressive: Progressive is known for its focus on auto insurance and its competitive pricing. They offer unique features like Snapshot, a usage-based insurance program, and have a strong online presence.
  • Geico: Geico is famous for its catchy advertising campaigns and competitive pricing on auto insurance. They have a straightforward online quote process and a strong emphasis on digital services.
  • Liberty Mutual: Liberty Mutual offers a wide range of insurance products, including home, auto, and business insurance. They are known for their customizable policies and strong customer service.
  • Farmers Insurance: Farmers Insurance provides a variety of insurance products and is known for its personalized coverage options. They have a network of local agents who work closely with customers.
  • Nationwide: Nationwide offers auto, home, and life insurance and is known for its “On Your Side” slogan, emphasizing customer service and support.
  • USAA (for military personnel and families): USAA primarily serves military members and their families, offering competitive rates and excellent customer service. They provide a range of insurance and financial products.

These competitors, like National Surety Corporation, have their own strengths, unique selling points, and customer bases. Customers often choose insurance providers based on factors such as pricing, coverage options, customer service, and brand reputation.

To make an informed decision, individuals should compare policies and consider their specific insurance needs when selecting an insurance provider.

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Claims Process at National Surety Corporation

Ease of Filing a Claim

National Surety Corporation simplifies the claims process, offering multiple convenient options for policyholders. Whether you prefer to file a claim online, over the phone, or through mobile apps, National Surety Corporation provides accessibility and ease of use. They understand the importance of a streamlined claims filing process and cater to various preferences.

Average Claim Processing Time

Efficiency is a cornerstone of National Surety Corporation’s claims processing. With a commitment to minimizing claim processing times, policyholders can expect prompt resolutions. National Surety Corporation’s dedication to efficient claims handling underscores their mission to provide timely and satisfactory service to their customers.

Customer Feedback on Claim Resolutions and Payouts

National Surety Corporation highly values customer feedback, particularly concerning claim resolutions and payouts. They actively seek input from policyholders to continuously enhance their claims handling process. Positive customer feedback reflects National Surety Corporation’s commitment to delivering fair and efficient claim settlements.

Digital and Technological Features by National Surety Corporation

Mobile App Features and Functionality

National Surety Corporation offers a comprehensive mobile app with a wide range of features and functionalities. Compatible with both Android and iOS devices, this user-friendly app empowers policyholders to efficiently manage their insurance policies. From filing claims to accessing policy details, the mobile app provides a convenient platform for insurance-related tasks.

Online Account Management Capabilities

National Surety Corporation provides 24/7 online account management capabilities through an intuitive online platform. This platform allows policyholders to seamlessly handle various financial and insurance-related tasks.

Whether making payments, reviewing policy specifics, or tracking claim statuses, National Surety Corporation ensures that policyholders can efficiently manage their accounts from any computer or mobile device.

Digital Tools and Resources

National Surety Corporation offers a suite of digital tools and resources designed to assist policyholders in making informed decisions about their insurance coverage and financial planning. These resources encompass informative materials and interactive tools, providing valuable insights and guidance.

National Surety Corporation is committed to ensuring that policyholders have access to the information and resources needed to secure their financial well-being.

Frequently Asked Questions

What types of insurance does National Surety Corporation offer?

National Surety Corporation offers a diverse range of insurance types, including auto, home, business, life, health, and specialty insurance to cater to various insurance needs.

How can I save on insurance premiums with National Surety Corporation?

You can save on premiums through multi-policy discounts, safe driver discounts, good student discounts, anti-theft device discounts, and more. Speak with a representative to explore available discounts.

Is National Surety Corporation known for excellent customer service?

Yes, National Surety Corporation is recognized for its strong commitment to customer satisfaction and support, providing responsive service and assistance.

Can I customize my insurance policies with National Surety Corporation?

Absolutely. National Surety Corporation offers customizable policies to tailor coverage to your unique needs, ensuring you get the protection you require.

How do I file a claim with National Surety Corporation?

To file a claim, contact their claims department directly. They will guide you through the process and provide the necessary assistance to handle your claim efficiently.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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