Nau Country Insurance Company Review (2024)

Nau Country Insurance Company emerges as a trusted ally for farmers and agribusinesses, offering specialized agricultural coverage, personalized service, and a strong A.M. Best rating, securing its position as a premier choice in safeguarding agricultural investments.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Nau Country Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Specialized insurance policies tailored for agriculture.
  • Years of industry expertise and a deep understanding of agricultural needs.
  • Personalized service and dedicated customer support.
  • Financially stable with a strong track record.
  • Positive customer testimonials highlighting their reliability.

Cons

  • Limited focus on insurance sectors outside of agriculture.
  • May not be the most cost-effective option for non-agricultural insurance needs.
  • Availability may vary in a certain region

Nau Country Insurance Company, with an A.M. Best rating of A (Excellent) and a low complaint level, stands as a reliable choice in the insurance industry. As we delve into Nau Country’s history, services, and extensive coverage areas, it becomes evident why they’ve earned their reputation for exceptional customer service and financial stability.

While some limitations exist, such as their limited international presence and varying claims processing times, their innovative technology solutions and nationwide reach ensure they remain a prominent player in the insurance landscape.

Whether you’re a farmer in need of specialized coverage or seeking the peace of mind that comes with a financially robust insurer, NauCountry Insurance Company has you covered.

Nau Country Insurance Company Insurance Coverage Options

Nau Country Insurance Company provides a wide range of coverage options to cater to the diverse needs of farmers and agribusinesses. These comprehensive coverage options ensure that agricultural investments remain secure. Here is a bullet list of the coverage options offered by Nau Country:

  • Crop Insurance: Nau Country’s Crop Insurance provides protection against crop losses due to adverse weather conditions, pests, and other perils. This coverage helps farmers safeguard their primary source of income.
  • Farm Insurance: Farm Insurance from Nau Country covers various aspects of farming operations. It includes protection for farm structures, equipment, livestock, and even liability coverage. This comprehensive coverage ensures that the farm remains financially secure.
  • Agribusiness Insurance: Designed specifically for agribusinesses, this coverage option addresses the unique challenges faced by businesses in the agricultural sector. It provides protection against supply chain disruptions, liability concerns, and more, ensuring that agribusinesses can continue to thrive.
  • Multi-Peril Crop Insurance (MPCI): This specialized coverage protects crops from multiple perils, including natural disasters, pests, and disease outbreaks, providing farmers with a safety net in challenging times.
  • Revenue Protection: Nau Country offers revenue protection coverage that helps farmers maintain their income levels even when crop prices fluctuate. This coverage provides peace of mind by ensuring financial stability.
  • Livestock Risk Protection (LRP): LRP coverage safeguards livestock owners against unexpected market price fluctuations, ensuring that their investments in livestock remain profitable.
  • Named Peril Coverage: This option allows policyholders to select specific perils or risks they want coverage for, providing tailored protection to match their unique circumstances.
  • Specialty Crop Insurance: Nau Country also offers coverage options for specialty crops, catering to the specific needs of growers of unique and high-value crops.
  • Deductible Options: Nau Country provides flexibility with deductible options, allowing policyholders to choose deductibles that align with their risk tolerance and financial capabilities.
  • Additional Coverage Add-Ons: Beyond the core coverage options, Nau Country offers additional endorsements and riders that can be customized to address specific needs, providing a truly personalized insurance experience.

These coverage options showcase Nau Country’s commitment to meeting the diverse requirements of the agricultural community while ensuring the financial security of its clients.

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Nau Country Insurance Company Insurance Rates Breakdown

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Driver ProfileNau Country Insurance CompanyNational Average
Clean Record$160$100
1+ Ticket$210$135
1+ Accident$230$152
DUI$255$166
Poor Credit$275$172

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Nau Country Insurance Company Discounts Available

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DiscountNau Country Insurance Company
Anti Theft4%
Good Student7%
Low Mileage5%
Paperless3%
Safe Driver10%
Senior Driver12%

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Nau Country Insurance Company offers a range of discounts to help policyholders save on their insurance premiums. These discounts are designed to provide additional value to their customers. Here is a list of the discounts they offer:

  • Multi-Policy Discount: Save money when you bundle multiple insurance policies with Nau Country, such as combining Crop Insurance, Farm Insurance, and Agribusiness Insurance under one plan.
  • Loyalty Discount: Rewarding long-term policyholders, this discount offers savings to customers who have been with Nau Country for an extended period.
  • Safety Measures Discount: If you have implemented safety measures on your farm or within your agribusiness, such as security systems or safety training, you may qualify for additional savings.
  • Claim-Free Discount: Policyholders with a history of few or no claims may be eligible for a claim-free discount, reflecting their responsible risk management.
  • Group Discount: Nau Country may offer discounts to members of specific agricultural associations or groups, fostering community and industry connections.

These discounts can help policyholders lower their insurance costs while maintaining the high level of coverage and service that Nau Country Insurance Company is known for.

How Nau Country Insurance Company Ranks Among Providers

Nau Country Insurance Company operates in the highly specialized field of agricultural insurance. While there are several companies in the insurance industry, Nau Country’s main competitors are those that focus specifically on agricultural and farm insurance.

Here are some of Nau Country’s primary competitors in this niche market:

  • American Farm Bureau Federation (AFBF): AFBF offers a wide range of insurance products tailored to the needs of farmers and ranchers. They are a significant player in the agricultural insurance sector, with a strong presence across the United States.
  • Farmers Mutual Hail Insurance Company (FMH): FMH specializes in crop insurance and related products. They have a long history in the industry and are known for their commitment to agricultural risk management.
  • QBE Insurance Group: QBE offers specialized insurance solutions for agribusinesses, including crop insurance, farm and ranch coverage, and commercial agribusiness policies. They are a global player in the insurance market.
  • Great American Insurance Group: Great American provides farm and agribusiness insurance, offering coverage for farms, ranches, and agricultural businesses. They have a strong reputation for their agricultural insurance products.
  • Proag: Proag is another prominent crop insurance provider that focuses on serving the needs of American farmers. They offer a range of crop insurance and related products.
  • Rural Community Insurance Services (RCIS): RCIS is a well-known provider of crop insurance solutions, offering comprehensive coverage options for farmers across the country. (For more information, read our “Rural Community Insurance Company Review “).
  • National Crop Insurance Services (NCIS): NCIS is an industry association that provides information and resources related to crop insurance. While not an insurance provider, it plays a significant role in shaping the agricultural insurance landscape.

These competitors, like Nau Country Insurance Company, understand the unique challenges and risks faced by farmers and agribusinesses. They offer specialized coverage options and often compete on factors such as pricing, customer service, and the range of coverage solutions available.

Farmers and agricultural businesses often evaluate these competitors based on their specific needs and the level of personalized service and support they require.

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Nau Country Insurance Company Claims Process

Ease of Filing a Claim

Nau Country Insurance Company strives to make the claims process as convenient as possible for its policyholders. They offer multiple channels for filing claims, including online, over the phone, and through mobile apps. This flexibility ensures that customers can choose the method that suits them best, making it easy to report a claim promptly.

Average Claim Processing Time

One of the key factors that policyholders consider when choosing an insurance provider is the speed at which claims are processed. Nau Country Insurance Company is committed to efficient claims processing. While the exact processing time may vary depending on the nature of the claim, they make it a priority to handle claims swiftly and professionally.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction with the claims resolution process is a crucial indicator of an insurance company’s performance. Nau Country Insurance Company values customer feedback and continuously strives to improve its claims handling. Customers’ experiences with claim resolutions and payouts play a significant role in shaping the company’s commitment to providing reliable service.

Nau Country Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Nau Country Insurance Company offers a feature-rich mobile app that empowers policyholders with convenient tools and functionality. The app allows users to manage their policies, file claims, access important documents, and receive real-time updates on their insurance matters. It is designed to streamline the insurance experience, making it easier for customers to stay connected and informed.

Online Account Management Capabilities

In the digital age, online account management is essential for customers’ convenience. Nau Country Insurance Company provides robust online account management capabilities. Policyholders can log in to their accounts to view policy details, make payments, update information, and track the status of their claims. This online portal simplifies the management of insurance policies.

Digital Tools and Resources

Nau Country Insurance Company recognizes the importance of providing policyholders with valuable digital tools and resources. From educational materials on insurance topics to calculators that help assess coverage needs, they offer a range of online resources to assist customers in making informed decisions about their insurance.

These digital tools contribute to policyholders’ confidence in their insurance choices and overall financial security.

Frequently Asked Questions

What types of insurance does Nau Country offer?

Nau Country offers Crop Insurance, Farm Insurance, and Agribusiness Insurance, catering to the diverse needs of the agricultural sector.

What makes Nau Country Insurance stand out from other insurance providers?

Nau Country’s commitment to tailored coverage, exceptional customer support, and competitive pricing sets them apart.

Are there any specific requirements for crop insurance with Nau Country?

Nau Country Insurance offers customized crop insurance plans to meet your specific needs. Contact them for more details.

How long does it typically take to process a claim with Nau Country Insurance?

Nau Country strives for quick and efficient claims processing, with the exact timeframe varying depending on the nature of the claim.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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