Nautilus Insurance Company Review (2024)

Nautilus Insurance Company, with its stellar A.M. Best rating of A+ and a reputation for reliability, stands as a leading insurer providing diverse coverage options, competitive rates, outstanding customer service, and a range of discounts, making it a solid choice for safeguarding assets and ensuring peace of mind.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Nautilus Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A+

Complaint Level:

Low

Pros

  • Competitive Premiums
  • Tailored Coverage Options
  • Exceptional Customer Service
  • Quick Claims Processing
  • Strong Reputation for Reliability

Cons

  • Limited Availability in Some Areas

Nautilus Insurance Company emerges as a top-tier insurer, backed by its impressive A.M. Best rating and a commitment to delivering comprehensive coverage, competitive rates, and exceptional customer service. With a diverse range of insurance options, attractive discounts, and a user-friendly digital experience, Nautilus proves to be a reliable choice for individuals and businesses alike.

The company’s emphasis on efficiency in the claims process and continuous innovation further solidify its position in the dynamic insurance landscape. Overall, Nautilus Insurance Company stands out as a trustworthy and value-driven option for those seeking robust protection and financial peace of mind.

Nautilus Insurance Company Insurance Coverage Options

Nautilus Insurance Company provides a wide range of coverage options to meet the diverse needs of its policyholders. Whether you’re looking to protect your home, car, business, or loved ones, Nautilus has you covered. Here is a comprehensive list of coverage options offered by the company:

Home Insurance

  • Dwelling Coverage
  • Personal Property Coverage
  • Liability Coverage
  • Additional Living Expenses Coverage
  • Replacement Cost Coverage

Auto Insurance

  • Liability Coverage
  • Collision Coverage
  • Comprehensive Coverage
  • Uninsured/Underinsured Motorist Coverage
  • Personal Injury Protection (PIP)
  • Medical Payments Coverage
  • Rental Car Reimbursement

Life Insurance

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Variable Life Insurance
  • Survivorship Life Insurance
  • Final Expense Insurance

Business Insurance

  • Commercial Property Insurance
  • General Liability Insurance
  • Business Interruption Insurance
  • Workers’ Compensation Insurance
  • Professional Liability Insurance
  • Commercial Auto Insurance
  • Cyber Liability Insurance

Specialty Insurance

  • Marine Insurance
  • Aviation Insurance
  • Specialty Liability Insurance
  • Inland Marine Insurance
  • Environmental Liability Insurance
  • Product Recall Insurance

These coverage options are designed to cater to the unique requirements of homeowners, drivers, businesses, and individuals with specialized insurance needs. Nautilus Insurance Company’s commitment to offering comprehensive coverage ensures that policyholders can find the protection they need under one trusted provider.

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Nautilus Insurance Company Insurance Rates Breakdown

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Driver ProfileNautilus Insurance CompanyNational Average
Clean Record$150$110
1+ Ticket$160$133
1+ Accident$200$152
DUI$222$166
Poor Credit$258$189

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Nautilus Insurance Company Discounts Available

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DiscountNautilus Insurance Company
Anti Theft5%
Good Student8%
Low Mileage6%
Paperless3%
Safe Driver10%
Senior Driver12%

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Nautilus Insurance Company offers a variety of discounts to help policyholders save on their insurance premiums. These discounts are designed to reward responsible behavior and encourage policyholders to bundle multiple policies. Here are some of the discounts offered by Nautilus:

  • Multi-Policy Discount: Policyholders can save by bundling multiple insurance policies, such as home and auto insurance, with Nautilus.
  • Safe Driver Discount: Drivers with a clean driving record are eligible for lower premiums, promoting safe and responsible driving habits.
  • Good Student Discount: Students with excellent academic records can benefit from reduced rates, encouraging academic success and responsible behavior.
  • Home Safety Features Discount: Homeowners who have installed safety features like alarms or security systems may qualify for discounts on their home insurance.
  • Multi-Car Discount: Insuring multiple vehicles with Nautilus can lead to significant savings on auto insurance premiums.
  • Claims-Free Discount: Policyholders who have not filed any claims during their coverage period may enjoy discounts as a reward for responsible management of their policies.
  • Renewal Discounts: Nautilus offers incentives to policyholders who renew their coverage, ensuring long-term customer loyalty.
  • Payment Discounts: Some discounts are available to policyholders who choose electronic payment methods, making payment processes more convenient and cost-effective.
  • Loyalty Discounts: Long-term customers can benefit from loyalty rewards, which often increase over the years.

These discounts make Nautilus Insurance Company an attractive option for individuals and families looking to save money on their insurance coverage while still receiving comprehensive protection and outstanding service.

How Nautilus Insurance Company Ranks Among Providers

Nautilus Insurance Company faces competition from several well-established insurance companies in the industry. The main competitors of Nautilus can vary depending on the specific insurance market and region, but here are some of the notable competitors that Nautilus Insurance Company may encounter:
  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and life insurance. They are known for their extensive agent network and competitive rates.
  • Allstate: Allstate is another major player in the insurance industry, providing a variety of insurance options and a strong presence in both personal and business insurance markets. They are recognized for their comprehensive coverage options and innovative technology.
  • Progressive: Progressive is known for its focus on auto insurance and its use of technology, such as Snapshot, to offer personalized rates to drivers based on their driving habits. They compete with Nautilus in the auto insurance sector.
  • Geico: Geico is renowned for its direct-to-consumer model and humorous advertising campaigns. They are a strong competitor in the auto insurance market, often offering competitive rates to a broad customer base.
  • Liberty Mutual: Liberty Mutual provides a range of insurance products, including home, auto, and business insurance. They emphasize customization and personalization of coverage options.
  • Travelers: Travelers is a significant player in the business insurance sector, offering a variety of coverage options for businesses of all sizes. They compete with Nautilus in the commercial insurance space.
  • Chubb: Chubb specializes in high-end personal and commercial insurance coverage, focusing on affluent individuals and businesses with complex insurance needs.
  • Nationwide: Nationwide offers a diverse range of insurance products and financial services, including auto, home, and pet insurance. They have a strong presence in various insurance markets.

It’s important to note that the competitive landscape in the insurance industry is highly dynamic, with regional variations and market-specific competitors. Nautilus Insurance Company must continuously innovate, provide excellent customer service, and offer competitive rates to remain competitive in this dynamic marketplace.

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Nautilus Insurance Company Claims Process

Ease of Filing a Claim

Nautilus Insurance Company strives to make the claims process as convenient as possible for its policyholders. They offer multiple channels for filing a claim, including online submission, over-the-phone assistance, and mobile apps for those who prefer a digital approach.

This flexibility ensures that policyholders can choose the method that suits them best, making it easier to initiate a claim when needed.

Average Claim Processing Time

One crucial aspect of any insurance company’s performance is the speed at which they process claims. Nautilus Insurance Company is committed to efficient claim processing. While specific processing times may vary depending on the nature and complexity of the claim, the company aims to handle claims promptly, providing policyholders with timely resolutions.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is an invaluable resource when evaluating an insurance company’s claims process. Nautilus Insurance Company places a strong emphasis on customer satisfaction, and feedback regarding claim resolutions and payouts is consistently monitored and reviewed.

Positive feedback highlights the company’s commitment to delivering on their promises, while any areas for improvement are addressed to ensure policyholders have a positive claims experience.

Nautilus Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Nautilus Insurance Company offers a comprehensive mobile app that provides policyholders with easy access to their insurance information. The app includes features such as digital ID cards, claims submission, policy management, and payment processing. With a user-friendly interface, policyholders can conveniently handle their insurance needs on the go.

Online Account Management Capabilities

Managing insurance policies and account details online has become increasingly important in today’s digital age. Nautilus Insurance Company’s online account management portal offers policyholders a secure and user-friendly platform to view policy documents, update personal information, and make payments.

This convenient online tool simplifies the administrative aspects of insurance and enhances the overall customer experience.

Digital Tools and Resources

In addition to mobile app and online account management features, Nautilus Insurance Company provides policyholders with a range of digital tools and resources. These may include educational materials, FAQs, and online resources to help policyholders better understand their coverage options and make informed decisions.

Nautilus is dedicated to leveraging technology to empower its customers with the information they need to make confident choices about their insurance coverage.

Frequently Asked Questions

What types of insurance does Nautilus Insurance Company offer?

Nautilus Insurance Company provides a wide range of insurance coverage, including home, auto, life, business, and specialty insurance policies. Whether you’re looking to protect your personal assets, and your business, or have specialized insurance needs, Nautilus has comprehensive solutions.

What is Nautilus Insurance Company’s A.M. Best rating?

Nautilus Insurance Company boasts an impressive A.M. Best rating of A+, indicating financial stability and a strong ability to meet its insurance obligations. This rating underscores the company’s reliability and trustworthiness.

How can I obtain a quote from Nautilus Insurance?

Obtaining a quote from Nautilus is simple. You can request a quote online through their website or get in touch with their agents who will guide you through the process. They make it easy for you to get the coverage you need.

What are some benefits of choosing Nautilus Insurance Company?

Nautilus offers competitive premiums, flexible coverage options, exceptional customer service, quick claims processing, and a strong reputation for reliability. These benefits ensure that policyholders receive outstanding value and support.

Does Nautilus offer discounts to policyholders?

Yes, Nautilus offers a variety of discounts, including multi-policy, safe driver, good student, home safety features, multi-car, claims-free, renewal, payment, and loyalty discounts. These discounts can help policyholders save on their insurance premiums.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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