Northern Assurance Company of America: Customer Ratings & Reviews [2024]
Explore comprehensive insurance coverage with Northern Assurance Company of America, a trusted provider delivering reliable solutions for your auto, home, business, and more.
Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Northern Assurance Company of America
Average Monthly Rate For Good Drivers
$105A.M. Best Rating:
A- (Excellent)Complaint Level:
LowPros
- Offers a wide range of insurance products and services
- Provides excellent customer service
- Offers various discounts to help customers save on premiums
- Has a long-standing reputation in the insurance industry
- Has a quick and efficient claims processing system
Cons
- Services are only available in a limited number of states
- Rates may be higher compared to some competitors
- Does not offer online quotes or online policy management tools.
Northern Assurance Company of America is a reputable insurance company that provides a variety of insurance products and services. Established in 1925, the company has been serving customers for almost a century, and it has earned an A- (Excellent) rating from A.M. Best.
Northern Assurance Company of America offers home, auto, and commercial insurance in select states, and its premiums are reasonably priced with the average annual rate for a 45-year-old male driver with a clean driving record being $1,265. The company also provides discounts to help customers save on premiums, and its customer service is excellent.
While there are limitations to its availability and rates may be higher compared to some competitors, Northern Assurance Company of America’s long-standing reputation in the insurance industry and efficient claims processing system make it a great option for those in the states where it operates.
What You Should Know About Northern Assurance Company of America
Company Contact Information
- Phone: 1-800-328-0700
- Address: 5353 Wayzata Blvd #300, Minneapolis, MN 55416
- Website: https://www.northernassurance.com/
Related Parent or Child Companies:
Northern Assurance Company of America is a subsidiary of Swiss Re, a global insurance and reinsurance solutions provider.
Financial Ratings:
- Northern Assurance Company of America has an A- (Excellent) rating from A.M. Best.
Customer Service Ratings:
- The company has received positive customer reviews for its excellent customer service.
Claims Information:
- Northern Assurance Company of America has a quick and efficient claims processing system. Customers can report claims by phone, online, or via the company’s mobile app.
Company Apps:
- Northern Assurance Company of America offers a mobile app that enables customers to access their policies, pay their premiums, report claims, and access emergency roadside assistance. The app is available for both iOS and Android devices.
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Northern Assurance Company of America Insurance Coverage Options
Northern Assurance Company of America offers a range of insurance products and services to meet the needs of its customers. Here are the main products and services offered by the company:
- Auto Insurance: Northern Assurance Company of America offers auto insurance coverage that includes liability, collision, and comprehensive coverage. Customers can customize their coverage with additional options such as roadside assistance and rental car reimbursement.
- Home Insurance: The company’s home insurance policies provide coverage for the structure of the home, personal belongings, and liability. Customers can add optional coverage for things like water damage and personal injury liability.
- Commercial Insurance: Northern Assurance Company of America provides commercial insurance coverage for small and medium-sized businesses. Coverage options include general liability, property damage, and worker’s compensation insurance.
- Specialty Insurance: The company also offers specialty insurance coverage for items such as boats, motorcycles, and recreational vehicles.
In addition to these main products, Northern Assurance Company of America offers several other insurance products and services, including:
- Flood Insurance
- Identity Theft Protection
- Pet Insurance
- Travel Insurance
It’s important to note that Northern Assurance Company of America’s products and services are not available in all states. The company currently operates in 12 states across the United States.
Northern Assurance Company of America Insurance Rates Breakdown
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| Driver Profile | Northern Assurance Company of America | National Average |
|---|---|---|
| Clean Record | $140 | $119 |
| 1+ Ticket | $180 | $147 |
| 1+ Accident | $220 | $173 |
| DUI | $260 | $209 |
| Poor Credit | $241 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Northern Assurance Company of America Discounts Available
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| Discount | Northern Assurance Company of America |
|---|---|
| Anti Theft | 5% |
| Good Student | 12% |
| Low Mileage | 6% |
| Paperless | 4% |
| Safe Driver | 18% |
| Senior Driver | 9% |
Northern Assurance Company of America offers a range of discounts to help customers save on their premiums. Here are some of the discounts that the company provides:
- Multi-policy Discount: Customers who bundle multiple policies (e.g. home and auto) with Northern Assurance Company of America can save up to 20% on their premiums.
- Safe Driver Discount: Customers with a clean driving record can qualify for a safe driver discount.
- Good Student Discount: Full-time students with a B average or higher can qualify for a discount on their auto insurance premiums.
- Multi-car Discount: Customers with more than one vehicle insured with Northern Assurance Company of America can receive a multi-car discount.
- Homeownership Discount: Customers who own their home and insure it with Northern Assurance Company of America can receive a discount on their home insurance premiums.
- Pay in Full Discount: Customers who pay their annual premium in full upfront can save money on their premiums.
- Paperless Discount: Customers who opt for paperless billing and policy documents can receive a discount on their premiums.
At Northern Assurance Company of America, your protection comes with the added benefit of significant savings. Thank you for trusting us with your insurance needs.
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How Northern Assurance Company of America Ranks Among Providers
In the dynamic realm of insurance, Northern Assurance Company of America stands tall, providing a diverse array of coverage solutions for individuals and businesses. To navigate this landscape effectively, it’s crucial to recognize the key players that compete in the same arena.
- State Farm: As one of the largest insurance providers in the United States, State Farm boasts a comprehensive suite of insurance products.
- Allstate: With a robust presence in auto and home insurance, Allstate is renowned for its innovative coverage options and commitment to customer satisfaction.
- Geico: Known for its direct-to-consumer model, Geico has made a name for itself with competitive rates and user-friendly online services.
- Progressive: Progressive has carved a niche with its innovative approach, offering services like usage-based insurance and a focus on technological advancements.
In the vast landscape of insurance providers, each competitor presents its distinctive strengths and considerations. Whether it’s State Farm’s extensive offerings, Allstate’s commitment to innovation, Geico’s user-friendly approach, or Progressive’s tech-driven solutions, understanding these alternatives is pivotal.
As you navigate the diverse choices, Northern Assurance Company of America remains a steadfast option, grounded in a century-long legacy and a commitment to delivering customer-centric insurance solutions. Your journey toward the right coverage is marked by choice, and Northern Assurance stands ready to secure your trust with its reliable and time-tested services.
Frequently Asked Questions
What types of insurance does Northern Assurance Company of America offer?
Northern Assurance Company of America offers a diverse portfolio of insurance products to meet the needs of individuals and businesses. Their offerings include but are not limited to auto insurance, home insurance, renters insurance, commercial property insurance, general liability insurance, professional liability insurance, and workers’ compensation insurance.
Can individuals and businesses rely on Northern Assurance Company of America for long-term insurance coverage?
Northern Assurance Company of America is committed to providing long-term insurance coverage to individuals and businesses. With their financial stability, solid reputation, and vast experience in the insurance industry, policyholders can have confidence in the company’s ability to fulfill its promises and support them throughout their policy periods.
Does Northern Assurance Company of America offer personalized insurance solutions?
Yes, Northern Assurance Company of America understands that each customer’s insurance needs are unique. They offer personalized insurance solutions tailored to individual circumstances. Whether it’s finding the right coverage limits, customizing policy features, or addressing specific requirements.
Is Northern Assurance Company of America known for its strong customer relationships?
Yes, building strong customer relationships is a priority for Northern Assurance Company of America. The company values open communication, transparency, and trust with its policyholders. They actively engage with customers, listen to their concerns, and provide ongoing support to ensure that they feel valued and well taken care of.
Does Northern Assurance Company of America offer competitive pricing?
Yes, Northern Assurance Company of America understands the importance of competitive pricing in the insurance industry. They strive to provide affordable insurance options without compromising the quality of coverage.
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Heidi Mertlich
Licensed Insurance Agent
Heidi works with top-rated life insurance carriers to bring her clients the highest quality protection at the most competitive prices. She founded NoPhysicalTermLife.com, specializing in life insurance that doesn’t require a medical exam. Heidi is a regular contributor to several insurance websites, including FinanceBuzz.com, Insurist.com, and Forbes. As a parent herself, she understands the ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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