Northfield Insurance Company Review (2024)

Northfield Insurance Company, renowned for its diverse coverage options, exemplary customer service, and competitive rates, stands out in the insurance landscape, offering tailored solutions and financial stability for individuals and businesses alike.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Northfield Insurance Company

Average Monthly Rate For Good Drivers

$79

A.M. Best Rating:

A+ (Superior)

Complaint Level:

Low

Pros

  • Wide range of insurance types
  • Excellent customer service
  • Customizable coverage options
  • Strong financial stability
  • Competitive rates

Cons

  • Limited availability in some regions
  • Discounts may vary depending on location
  • Online quote process required

In this comprehensive article, we explore Northfield Insurance Company, a trusted name in the insurance industry. Northfield Insurance Company stands out by offering a diverse range of coverage options, including auto, home, life, health, and business insurance, catering to the unique needs of individuals and businesses alike.

Their commitment to exceptional customer service, customization of policies, and strong financial stability make them a reliable choice. Policyholders can benefit from various discounts, including multi-policy and safe driver incentives while enjoying the ease of obtaining quotes online.

With numerous satisfied customers, Northfield Insurance Company is a top contender in the insurance landscape, offering peace of mind and protection to those they serve.

Northfield Insurance Company Insurance Coverage Options

Northfield Insurance Company provides a diverse range of coverage options to meet the unique needs of individuals and businesses. The following are some of the coverage options typically offered:

  • Auto Insurance: Protection for vehicles, including cars, trucks, and other automobiles.
  • Home Insurance: Coverage for residential properties, safeguarding against various risks.
  • Life Insurance: Policies that provide financial protection to beneficiaries in the event of the policyholder’s death.
  • Health Insurance: Coverage for medical expenses, ensuring individuals have access to healthcare services.
  • Business Insurance: Tailored solutions for businesses to protect against risks such as property damage, liability, and more.
  • Umbrella Insurance: Additional liability coverage beyond the limits of other policies, like auto or home insurance.
  • Renters Insurance: Protection for personal property and liability for renters.
  • Boat and Watercraft Insurance: Coverage for boats, jet skis, and other watercraft.
  • Motorcycle Insurance: Insurance for motorcycles, scooters, and other two-wheeled vehicles.
  • RV and Camper Insurance: Coverage for recreational vehicles and campers.
  • Pet Insurance: Assistance with veterinary care costs for pets.
  • Specialty Insurance: Tailored coverage for unique needs, such as collector’s car insurance or event insurance.

Please note that the availability of specific coverage options and their terms may vary depending on your location and the policy you choose. It’s essential to consult directly with Northfield Insurance Company or visit their website for detailed information on the coverage options available to you and any additional coverage that may be specific to your region.

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Northfield Insurance Company Insurance Rates Breakdown

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Driver ProfileNorthfieldNational Average
Clean Record$130$119
1+ Ticket$160$147
1+ Accident$190$173
DUI$230$209
Poor Credit$224$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver


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Northfield Insurance Company Discounts Available

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DiscountNorthfield
Anti Theft7%
Good Student13%
Low Mileage6%
Paperless4%
Safe Driver19%
Senior Driver10%

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Northfield Insurance Company provides various discounts to help policyholders save on their insurance premiums. These discounts are designed to reward responsible behavior and promote customer loyalty. Here are some of the discounts offered by the company:

  • Multi-Policy Discount: Customers can save by bundling multiple insurance policies, such as auto and home insurance, with Northfield Insurance Company.
  • Safe Driver Discount: Policyholders with a clean driving record and a history of safe driving may qualify for this discount.
  • Good Student Discount: Students who maintain good grades may be eligible for reduced rates on their auto insurance.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can lead to lower premiums.
  • Safe Home Discount: Implementing safety features in your home, such as smoke detectors and security systems, can result in discounts on homeowners’ insurance.
  • Claims-Free Discount: Customers who have not filed any claims in a specified period may enjoy lower premiums.
  • Payment Discounts: Northfield Insurance Company may offer discounts for policyholders who opt for electronic billing or automatic payments.
  • Home Renovation Discount: If you’ve recently renovated your home to meet safety standards, you could be eligible for discounts on home insurance.
  • Multi-Car Discount: Insuring multiple vehicles with Northfield can lead to reduced rates for each vehicle on the policy.
  • Loyalty Discount: Long-term policyholders who stay with Northfield Insurance Company may receive loyalty discounts.
  • Defensive Driving Course Discount: Completing an approved defensive driving course can help policyholders save on auto insurance premiums.

Please note that the availability and terms of these discounts may vary depending on your location and the specific policy you choose. It’s advisable to contact Northfield Insurance Company directly or visit their website for the most accurate and up-to-date information on the discounts available to you.

How Northfield Insurance Company Ranks Among Providers

Northfield Insurance Company faces competition from several well-established insurance providers in the industry. The main competitors of Northfield Insurance Company include:

  • State Farm: State Farm is one of the largest and most recognized insurance companies in the United States. They offer a wide range of insurance products, including auto, home, life, and more. State Farm’s extensive network of agents and competitive rates make them a formidable competitor.
  • Allstate: Allstate is another major player in the insurance industry. They provide a variety of insurance options and are known for their innovative features, such as the Drivewise program that rewards safe driving. Allstate’s strong brand presence and advertising campaigns make it a significant competitor.
  • Geico: Geico is renowned for its humorous advertising and competitive pricing. They focus on auto insurance but also offer other coverage types. Geico’s user-friendly website and mobile app have helped them attract a large customer base.
  • Progressive: Progressive is known for its aggressive advertising and commitment to offering a variety of insurance options, including auto, home, and motorcycle insurance. They are pioneers in providing online quotes and comparison tools, appealing to tech-savvy consumers.
  • Nationwide: Nationwide is recognized for its extensive network of agents and comprehensive insurance offerings. They have a strong presence in both personal and commercial insurance markets, making them a competitor for Northfield Insurance Company in various sectors.
  • Liberty Mutual: Liberty Mutual offers a broad spectrum of insurance products and is known for its customizable coverage options. They also have a focus on home and auto insurance, making them a direct competitor to Northfield in these areas.
  • Farmers Insurance: Farmers Insurance is a well-established provider of auto, home, life, and business insurance. Their local agents and personalized service are key strengths that compete with Northfield’s customer-centric approach.
  • USAA: USAA primarily serves military members and their families, offering a wide range of financial services, including insurance. While their target market is specific, USAA’s excellent customer service and competitive rates make them a strong competitor.

It’s important to note that the competition may vary depending on the specific insurance product and regional market. Northfield Insurance Company competes by offering tailored coverage, exceptional customer service, and competitive rates in this highly competitive landscape.

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Northfield Insurance Company Claims Process

Ease of Filing a Claim

Northfield Insurance Company understands the importance of a hassle-free claims process. They offer multiple convenient options for filing a claim, ensuring that policyholders can choose the method that suits them best. Whether you prefer to file a claim online, over the phone, or through their mobile app, Northfield Insurance Company has you covered.

Average Claim Processing Time

When it comes to processing claims, speed matters. Northfield Insurance Company is committed to efficiently handling claims and providing prompt resolutions. Policyholders can expect a reasonable turnaround time, but specific processing times may vary depending on the complexity of the claim.

Customer Feedback on Claim Resolutions and Payouts

Customer satisfaction is a top priority for Northfield Insurance Company. To gauge their performance, it’s essential to consider the feedback from policyholders regarding claim resolutions and payouts. Hearing directly from customers can provide valuable insights into the company’s effectiveness in fulfilling its promises.

Northfield Insurance Company Digital and Technological Features

Mobile App Features and Functionality

In today’s digital age, a robust mobile app can greatly enhance the overall insurance experience. Northfield Insurance Company offers a mobile app with a range of features and functionality designed to make managing your insurance policies and claims easier and more convenient.

From accessing policy information to filing claims on the go, their mobile app aims to simplify your insurance interactions.

Online Account Management Capabilities

Online account management is a key component of modern insurance services. Northfield Insurance Company provides policyholders with the tools they need to manage their accounts efficiently through their website. This includes accessing policy documents, making payments, and updating personal information—all from the comfort of your computer or mobile device.

Digital Tools and Resources

Staying informed and making informed decisions is crucial when it comes to insurance. Northfield Insurance Company offers a suite of digital tools and resources to help policyholders understand their coverage, explore policy options, and get answers to common insurance-related questions.

These resources empower customers to take control of their insurance choices and make informed decisions.

Frequently Asked Questions

How can I contact Northfield Insurance Company for more information?

You can easily get in touch with Northfield Insurance Company by visiting their official website, where you’ll find contact information, including phone numbers and email addresses. Additionally, they typically have a customer service hotline available for immediate assistance.

Is Northfield Insurance Company available nationwide?

Yes, Northfield Insurance Company provides coverage options across the United States, ensuring that you can protect what matters most, no matter where you live. They often have a wide network of agents and online services accessible to customers nationwide.

Can I bundle multiple insurance policies with Northfield Insurance?

Northfield Insurance Company encourages policyholders to bundle multiple insurance policies, such as auto and home insurance. Bundling often leads to significant savings on premiums, making it a convenient and cost-effective choice.

How quickly can I get a quote from Northfield Insurance Company?

You can receive a personalized insurance quote within minutes by visiting their official website and completing the quote request process. It’s a user-friendly and efficient way to obtain a quote tailored to your specific needs.

Does Northfield Insurance Company offer discounts for safe driving?

Yes, Northfield Insurance Company frequently offers discounts for safe driving habits. If you have a clean driving record and a history of responsible driving, you may qualify for reduced rates. Be sure to inquire about available safe driver discounts when obtaining your quote.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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