What is the main purpose of title insurance?

Title insurance primarily protects property buyers and lenders from potential issues related to the property’s title.

Is title insurance a one-time payment?

Yes, title insurance is typically a one-time premium paid at the time of property purchase.

Do I need both owner’s and lender’s title insurance?

Yes, it’s advisable to have both to ensure comprehensive protection for yourself and your lender.

How long does title insurance coverage last?

Title insurance coverage lasts as long as you or your heirs have an interest in the property.

Can I choose my title insurance company?

In some cases, you can choose your title insurance company, but it may depend on local regulations and your lender’s preferences.

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