Partner America Insurance Company Review (2024)
Discover Partner America Insurance Company—a reliable choice providing customizable coverage options and exceptional service for individuals, families, and businesses seeking comprehensive insurance solutions.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Partner America Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Extensive range of insurance options
- Strong financial stability
- User-friendly online services
- Customizable policies to meet individual needs
Cons
- Limited availability in certain regions
- No mobile app for on-the-go account management
- Discounts may not be as substantial for single policyholders
- Limited information on additional policy features in the article
Partner America Insurance Company is a reliable insurance provider offering a wide array of coverage options, including auto, home, life, health, and business insurance.
With an impressive A+ rating from A.M. Best, competitive rates averaging $1,200 annually for a 45-year-old male driver with a clean record, and a low complaint level, Partner America ensures peace of mind for its customers.
Pros include comprehensive coverage, strong financial stability, user-friendly online services, and customizable policies. However, it has limited availability in certain regions and lacks a mobile app for on-the-go account management.
With a commitment to excellence and an emphasis on customer satisfaction, Partner America is a trustworthy partner for individuals, families, and businesses seeking reliable insurance solutions.
Partner America Insurance Company Insurance Coverage Options
Partner America Insurance Company provides a diverse range of coverage options tailored to meet the specific needs of their customers. Here’s a bullet list outlining their coverage options:
Auto Insurance
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Personal injury protection (PIP)
- Rental car reimbursement
Home Insurance
- Dwelling coverage
- Personal property coverage
- Liability coverage
- Additional living expenses coverage
- Loss of use coverage
- Scheduled personal property coverage
Life Insurance
- Term life insurance
- Whole life insurance
- Universal life insurance
- Variable life insurance
- Survivorship life insurance
- Accidental death and dismemberment (AD&D) insurance
Health Insurance
- Health maintenance organization (HMO) plans
- Preferred provider organization (PPO) plans
- High-deductible health plans (HDHP)
- Health savings accounts (HSA)
- Dental and vision coverage options
- Prescription drug coverage
Business Insurance
- Business property insurance
- General liability insurance
- Commercial auto insurance
- Workers’ compensation insurance
- Professional liability insurance
- Business interruption insurance
Partner America Insurance Company’s comprehensive coverage options ensure that individuals, families, and businesses have the protection they need against various risks and uncertainties.
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Partner America Insurance Company Insurance Rates Breakdown
| Driver Profile | Partner America | National Average |
|---|---|---|
| Clean Record | $160 | $119 |
| 1+ Ticket | $147 | $147 |
| 1+ Accident | $175 | $173 |
| DUI | $210 | $209 |
| Poor Credit | $275 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Partner America Insurance Company Discounts Available
| Discount | Partner America |
|---|---|
| Anti Theft | 12% |
| Good Student | 10% |
| Low Mileage | 8% |
| Paperless | 13% |
| Safe Driver | 27% |
| Senior Driver | 7% |
Partner America Insurance Company typically provides a range of opportunities for policyholders to save on their insurance premiums. Here’s a bullet list discussing some common discounts you can expect from the company:
- Multi-Policy Discount: Save money by bundling multiple insurance policies with Partner America, such as auto and home insurance.
- Safe Driver Discount: Enjoy reduced rates if you maintain a clean driving record and have a history of safe driving.
- Good Student Discount: Students with excellent academic records may be eligible for discounts on auto insurance premiums.
- Home Security and Safety Features Discount: If your home is equipped with security and safety features like alarms or smoke detectors, you may qualify for reduced rates on home insurance.
- Multi-Vehicle Discount: If you insure multiple vehicles with Partner America, you can often receive discounts on your auto insurance policies.
- Claim-Free Discount: Policyholders who have not filed any recent insurance claims may be eligible for discounts.
- Payment Discounts: Some insurers offer discounts for policyholders who choose to pay their premiums annually or through automatic bank withdrawals.
- Loyalty Discount: Customers who remain with Partner America Insurance Company for an extended period may receive loyalty rewards and discounts.
- Defensive Driving Course Discount: Completing a defensive driving course can lead to reduced auto insurance rates.
Please note that the availability of these discounts and the specific eligibility criteria may vary by location and policy type. It’s advisable to contact Partner America Insurance Company directly or visit their website for detailed information on discounts available in your area.
How Partner America Insurance Company Ranks Among Providers
Insurance is a highly competitive market, and the landscape may include both large national insurers and regional or local competitors. Some of the main competitors that Partner America Insurance Company might encounter in the insurance industry could include:
- National Insurance Giants: Large insurance companies like State Farm, Allstate, GEICO, Progressive, and Nationwide have a significant presence across the United States. They offer a wide range of insurance products and have substantial advertising budgets.
- Regional Insurance Companies: There are many regional insurance companies that compete effectively in specific geographic areas. These companies often have a deep understanding of local markets and may offer competitive rates and personalized service.
- Specialty Insurance Providers: Some companies focus on specific niches or specialty insurance products, such as USAA for military personnel, Amica for high-value homes, or The Hartford for AARP members. These insurers cater to unique customer segments.
- Online Insurance Startups: Insurtech startups like Lemonade and Root have disrupted the insurance industry by offering innovative digital platforms and user-friendly experiences. They often target tech-savvy and cost-conscious consumers.
- Mutual Insurance Companies: Mutual insurers, such as Northwestern Mutual or New York Life, are owned by policyholders and tend to emphasize long-term financial planning and life insurance products.
- Independent Insurance Agencies: Local and independent insurance agencies represent various insurance companies and offer a choice of policies to customers. They compete based on their ability to provide tailored solutions and personal service.
- Credit Unions and Banks: Some financial institutions, including credit unions and banks, also offer insurance products to their members and customers.
The competitive landscape in the insurance industry is diverse, with companies competing on factors like price, coverage options, customer service, and brand reputation.
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Streamlining Partner America Insurance Company Claims Process
Ease of Filing a Claim
Partner America Insurance Company ensures a hassle-free claims process by offering multiple convenient channels for filing claims. Policyholders can easily file claims online, over the phone, or through user-friendly mobile apps. This flexibility allows customers to choose the method that suits them best, emphasizing Partner America’s commitment to ease of use.
Average Claim Processing Time
Partner America Insurance Company is dedicated to efficient claim processing. They prioritize minimizing claim processing time to provide policyholders with swift assistance during their time of need. This focus on quick and efficient claims processing underlines their commitment to delivering top-notch customer service.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback on claim resolutions and payouts is of utmost importance to Partner America Insurance Company. They actively seek and value input from policyholders, recognizing the significance of transparency and customer satisfaction in the claims process. Positive customer feedback serves as evidence of their dedication to fair and satisfactory claim settlements.
Navigating Partner America Insurance Company’s Digital and Technological Features
Mobile App Features and Functionality
Partner America Insurance Company offers a comprehensive mobile app with features designed to simplify policy management.
Compatible with both Android and iOS devices, the app allows policyholders to file claims, access policy details, and perform various insurance-related tasks conveniently from their smartphones or tablets. This mobile app enhances convenience, providing users with easy access to insurance-related functions while on the go.
Online Account Management Capabilities
Partner America Insurance Company provides 24/7 online account management capabilities to enhance policyholders’ convenience. Their user-friendly online platform enables seamless management of insurance accounts.
Policyholders can conveniently handle tasks such as premium payments, policy reviews, and claim tracking online. This online account management feature ensures that policyholders have efficient access to their insurance information whenever they need it.
Digital Tools and Resources
Partner America Insurance Company goes above and beyond by offering a range of digital tools and resources. These resources empower policyholders with information and guidance to make informed insurance decisions.
Whether it’s educational materials or interactive tools for financial planning, Partner America is committed to providing valuable digital resources to support its customers’ insurance needs.
Frequently Asked Questions
What are the advantages of bundling insurance policies with Partner America?
Bundling insurance policies with Partner America can lead to substantial savings on your premiums.
Can I customize my insurance policy to fit my specific needs?
Partner America offers customizable policies to ensure that your coverage aligns perfectly with your unique requirements.
Do you offer coverage for high-value or unique properties?
Partner America Insurance Company provides specialized coverage options for high-value homes, unique properties, and valuable possessions.
How quickly can I expect a response to my insurance claim?
The company prioritizes fast and efficient claims processing. In most cases, you can expect a response and an initial assessment of your claim within a few business days.
Are there any discounts available for senior citizens or retirees?
Partner America offers discounts for policyholders in various age groups, including senior citizens and retirees. Contact the company to learn more about available discounts for your age bracket.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
