Platte River Insurance Company: Customer Ratings & Reviews [2024]

Platte River Insurance Company, established in 2006, provides affordable and customizable insurance solutions, encompassing auto, homeowners, renters, life, and business coverage with a commitment to personalized service and efficient claims processing.

UPDATED: Apr 23, 2024Fact Checked

Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Platte River Insurance Company

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A- (Excellent)

Complaint Level:

Low

Pros

  • A- (Excellent) rating from A.M. Best indicating its financial stability
  • Variety of insurance products
  • Provides various discounts making insurance coverage more affordable for customers
  • Easy filing of claim
  • Strong reputation for customer service

Cons

  • Limited availability to some states
  • May be higher in cost than other insurance providers
Platte River Insurance Company is a trusted provider of insurance policies, with a strong reputation for providing reliable coverage at affordable rates. If you're in the market for insurance, Platte River may be the perfect option for you. In this review, we'll take a closer look at the company's history, mission, and product offerings, as well as the cost of those services, the states where they are available, and the different types of discounts available to customers. We'll also provide a summary of customer reviews, to help you make an informed decision about whether Platte River is the right choice for you.

Platte River Insurance Company is a trusted provider of customizable insurance policies, offering reliable coverage at affordable rates. Founded in 2006, the company’s mission is to provide personalized attention to meet individual needs.

Platte River offers a range of insurance products, including auto, homeowners, renters, life, and business insurance, with a strong reputation for customer service and ease of filing claims. Customers can expect affordable rates and access to discounts, such as safe driver, multi-policy, and senior discounts.

With a low complaint level, Platte River is a reliable option for those in need of insurance coverage, available in 12 states.

Platte River Insurance Company Insurance Coverage Options

Platte River Insurance Company provides a range of insurance products to meet the needs of its customers. Here are some of the coverage options offered by Platte River:

  • Auto insurance: Platte River offers liability, collision, and comprehensive coverage for cars, trucks, SUVs, and other vehicles.
  • Homeowners insurance: This coverage provides protection for homes, including dwelling coverage, personal property coverage, and liability coverage.
  • Renters insurance: Platte River offers renters insurance to protect personal belongings and provide liability coverage for renters.
  • Life insurance: Platte River provides life insurance coverage to help protect loved ones in the event of an unexpected death.
  • Business insurance: This coverage helps protect businesses from financial loss due to property damage, liability claims, and other risks.
  • Flood insurance: Platte River offers flood insurance to homeowners and renters to protect against losses from flooding.

Customers can customize their insurance policies to meet their specific needs, including choosing coverage limits and deductibles that fit their budget. With a wide range of insurance products, Platte River can help customers protect themselves and their assets from unexpected events.

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Platte River Insurance Company Insurance Rates Breakdown

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Driver ProfilePlatte River Insurance CompanyNational Average
Clean Record$180$120
1+ Ticket$230$150
1+ Accident$270$175
DUI$296$192
Poor Credit$310$206

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Platte River Insurance Company Discounts Available

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DiscountPlatte River Insurance Company
Anti Theft6%
Good Student8%
Low Mileage5%
Paperless3%
Safe Driver10%
Senior Driver12%

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Platte River Insurance Company offers several types of discounts to eligible customers. These discounts can help lower insurance premiums and make coverage more affordable. Some of the discounts offered by Platte River include:

  • Safe driver discount: This discount is available to drivers who have a clean driving record and have not been involved in any accidents or received any traffic violations for a certain period of time.
  • Multi-policy discount: Customers who have more than one type of insurance policy with Platte River can qualify for a multi-policy discount.
  • Senior discount: Platte River offers discounts to senior citizens who meet certain age requirements.
  • Good student discount: Full-time students who maintain a certain grade point average can qualify for this discount.
  • Homeowner discount: Customers who own a home and also have their homeowners insurance policy with Platte River may be eligible for a discount.
  • Bundling discount: Customers who bundle multiple policies with Platte River may be able to save money on their premiums.

Overall, Platte River offers a variety of discounts to help make insurance coverage more affordable for its customers. Moreover, the company strives to ensure that their customers not only receive cost-effective insurance solutions but also benefit from a range of discounts tailored to meet their diverse needs.

How Platte River Insurance Company Ranks Among Providers

Platte River Insurance Company’s main competitors are. However, in the highly competitive insurance industry, Platte River likely faces competition from a number of other insurance providers offering similar products and services. Some potential competitors might include:

  • Geico: As one of the largest auto insurers in the country, Geico offers a range of insurance products, including auto, home, and renters insurance.
  • State Farm: State Farm is another major insurance provider, offering auto, home, renters, and life insurance, as well as other financial products.
  • Allstate: Allstate is a popular insurance provider that offers a range of coverage options, including auto, home, renters, and life insurance.
  • Progressive: Progressive is known for its auto insurance products, but also offers home, renters, and other types of insurance.
  • Nationwide: Nationwide provides insurance for autos, homes, renters, and businesses, as well as other financial products.

While each of these companies may have different strengths and weaknesses, they are all competing for a share of the insurance market, and Platte River will need to distinguish itself in order to attract and retain customers.

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Claims Process at Platte River Insurance Company

Ease of Filing a Claim

Platte River Insurance Company prioritizes a hassle-free claims process, offering multiple channels for filing claims. Customers can conveniently submit claims online, over the phone, or through the company’s mobile apps. The use of SHA-256 encryption ensures the security of sensitive information during the claims submission process.

Average Claim Processing Time

Customers value efficiency when it comes to claim processing. Platte River Insurance Company strives to provide prompt service, but specific information on the average claim processing time is not readily available. Prospective clients may benefit from seeking additional details or contacting the company directly for more precise information.

Customer Feedback on Claim Resolutions and Payouts

The satisfaction of policyholders often hinges on the resolution of their claims. Platte River Insurance Company maintains a positive reputation for its claim resolution process, with customers expressing contentment with the company’s payout procedures. Exploring customer reviews and ratings can provide valuable insights into the overall claims experience with Platte River.

Platte River Insurance Company Digital and Technological Features

Mobile App Features and Functionality

Platte River Insurance Company enhances customer experience through its mobile app, offering a range of features and functionalities. Policyholders can enjoy the convenience of managing their insurance accounts, accessing policy details, and even filing claims directly through the app. The mobile app serves as a user-friendly tool for on-the-go insurance management.

Online Account Management Capabilities

For policyholders who prefer managing their accounts online, Platte River Insurance Company provides robust online account management capabilities. This includes easy access to policy information, billing details, and the ability to make policy adjustments. The secure online portal ensures that customers can conveniently handle their insurance needs with just a few clicks.

Digital Tools and Resources

Platte River Insurance Company is committed to leveraging digital tools and resources to enhance the customer experience. While specific details about the available digital tools are not explicitly outlined, customers can expect a tech-savvy approach to insurance, with the company likely providing online resources, educational materials, and tools to assist clients in making informed decisions.

Frequently Asked Questions

Is Platte River Insurance Company a reputable insurance provider?

Platte River Insurance Company has an A- (Excellent) rating from A.M. Best, indicating its financial stability and reliability as an insurance provider.

How can I file a claim with Platte River Insurance Company?

Customers can file a claim by calling the company’s toll-free number or by logging into their online account.

What discounts are available with Platte River Insurance Company?

Platte River Insurance Company offers various discounts, including safe driver discounts, multi-policy discounts, and senior discounts, among others. These discounts can help lower insurance premiums and make coverage more affordable.

What types of insurance does Platte River Insurance Company offer?

Platte River Insurance Company provides a range of insurance products, including auto, homeowners, renters, life, and business insurance. Customers can customize their policies to meet their specific needs.

Who are the main competitors of Platte River Insurance Company?

While specific competitors may vary, some potential competitors in the insurance industry include other insurance providers offering similar products and services, such as Geico, Progressive, State Farm, and Allstate.

Compare Insurance Providers Rates to Save Up to 75%

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Kristen Gryglik

Licensed Insurance Agent

Kristen is a licensed insurance agent working in the greater Boston area. She has over 20 years of experience counseling individuals and businesses on which insurance policies best fit their needs and budgets. She knows everyone has their own unique needs and circumstances, and she is passionate about counseling others on which policy is right for them. Licensed in Massachusetts, New Hampshire,...

Licensed Insurance Agent

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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