Premier Land Title Insurance Company Review (2024)
Premier Land Title Insurance Company, distinguished by its A++ rating and minimal complaints, emerges as a dependable choice in property title insurance, providing robust coverage options for both owners and lenders.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Premier Land Title Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A++Complaint Level:
LowPros
- Exceptional coverage for property title insurance.
- Competitive rates and flexible policy options.
- Extensive industry expertise and a customer-centric approach.
- Streamlined claims process for peace of mind.
- Positive customer testimonials and reviews.
Cons
- Specialization in property title insurance means limited coverage options in other insurance areas.
- May not be available in all regions due to their specific focus on title insurance.
In this comprehensive article, we delve into the world of Premier Land Title Insurance Company, a trusted leader in property title insurance. Premier Land Title offers a spectrum of coverage options, including Owner’s Title Insurance, Lender’s Title Insurance, and protection against a myriad of title-related issues such as encroachments, zoning violations, and forgery.
Their A.M. Best rating of A++, low complaint level, and competitive rates solidify their reputation as a reliable choice in the industry. The article also highlights their commitment to customer satisfaction, offering various discounts, a straightforward claims process, and showcasing the experiences of satisfied clients.
With a conversational tone, this article not only informs but assures property buyers and lenders that Premier Land Title Insurance Company is their partner in securing their real estate investments.
Premier Land Title Insurance Company Insurance Coverage Options
Premier Land Title Insurance Company offers a range of coverage options to protect property buyers and lenders from various risks associated with property titles. Here are the coverage options they provide:
- Owner’s Title Insurance: This policy protects property buyers from potential title defects, disputes, or liens that may arise after the purchase of a property. It provides coverage for legal expenses and potential loss of property value.
- Lender’s Title Insurance: Lenders typically require this policy to protect their financial interests in the property. It ensures that the lender’s investment is safeguarded in case of title-related issues.
- Title Search and Examination: Premier Land Title Insurance Company conducts a thorough title search and examination to identify any existing title defects or potential problems before issuing a policy.
- Legal Defense: In the event of a title dispute or claim, the company provides legal defense and covers legal expenses to resolve the issue.
- Forgery and Fraud Protection: Coverage includes protection against forged signatures or fraudulent title transfers that could jeopardize property ownership.
- Survey Errors or Boundary Disputes: This coverage option helps resolve disputes related to property boundaries or survey errors that may affect property ownership.
- Building Permit Violations: If a property has building permit violations that were not disclosed at the time of purchase, this coverage can help address and rectify the issues.
- Encroachment Issues: Coverage for encroachment issues ensures that if a neighbor’s structure or use of the land encroaches on the insured property, the policyholder is protected.
- Easement Issues: Easement-related problems, such as restricted property access, are addressed through this coverage.
- Zoning Violations: If zoning regulations change or if there are violations that affect the property’s use, this coverage can help resolve the issues.
- Mechanics’ Liens: Protection against mechanics’ liens ensures that unpaid construction or renovation bills do not result in claims against the property.
- Unrecorded Documents: This coverage addresses issues related to unrecorded or missing documents in the title history.
- Chain of Title Issues: Coverage for the chain of title issues protects against gaps or discrepancies in the property’s ownership history.
These coverage options provide comprehensive protection for property buyers, lenders, and investors, ensuring that they can confidently invest in real estate without the fear of unexpected title-related problems. Customers can choose from these options based on their specific needs and the level of protection required.
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Premier Land Title Insurance Company Insurance Rates Breakdown
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| Driver Profile | Premier Land Title Insurance Company | National Average |
|---|---|---|
| Clean Record | $117 | $119 |
| 1+ Ticket | $142 | $147 |
| 1+ Accident | $168 | $173 |
| DUI | $203 | $209 |
| Poor Credit | $201 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Premier Land Title Insurance Company Discounts Available
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| Discount | Premier Land Title Insurance Company |
|---|---|
| Anti Theft | 15% |
| Good Student | 10% |
| Low Mileage | 12% |
| Paperless | 5% |
| Safe Driver | 15% |
| Senior Driver | 8% |
Premier Land Title Insurance Company offers various discounts to make their policies more affordable and appealing to their customers. Here’s a list of the discounts they provide:
- Multi-Policy Discount: Customers who bundle multiple insurance policies with Premier Land Title Insurance Company can enjoy significant discounts on their premiums.
- New Homebuyer Discount: If you’re purchasing a new home and also choose to secure title insurance with Premier Land Title, you may be eligible for a discount.
- Refinance Discount: Customers refinancing their existing properties and opting for Premier Land Title Insurance may receive a discount on their policy.
- Loyalty Discount: Premier Land Title values long-term customer relationships. As a token of appreciation, they offer discounts to loyal customers who renew their policies.
- Professional Association Discount: Members of certain professional associations or organizations may be entitled to exclusive discounts with Premier Land Title Insurance Company.
These discounts not only help customers save money but also underscore the company’s commitment to providing affordable and comprehensive property title insurance coverage. Be sure to inquire about these discounts when you contact them for a quote or policy information.
How Premier Land Title Insurance Company Ranks Among Providers
Premier Land Title Insurance Company operates in a niche market specializing in property title insurance. While they don’t directly compete with traditional auto, home, or life insurance companies, they do have competitors within the property title insurance industry. Here are some of their main competitors:
- First American Title Insurance Company: First American is one of the largest title insurance companies in the United States. They offer a wide range of title insurance products and related services. They are known for their financial strength and extensive network of offices.
- Fidelity National Title Group: Fidelity National Title Group is another major player in the property title insurance industry. They provide title insurance, escrow, and other related services. Fidelity is known for its broad geographical coverage and financial stability. (For more information, read our “Fidelity National Title Insurance Company Review“).
- Old Republic National Title Insurance Company: Old Republic is a well-established title insurance provider with a strong reputation for underwriting expertise. They offer a range of title insurance policies and have a national presence.
- Stewart Title Guaranty Company: Stewart Title is known for its innovative approach to title insurance and related services. They focus on technology-driven solutions and have a global presence.
- Chicago Title Insurance Company: Chicago Title, a subsidiary of Fidelity National Financial, offers a comprehensive suite of title insurance products and services. They have a long history in the industry and a solid financial standing. (For more information, read our “Chicago Title Insurance Company Review“).
- Local and Regional Title Insurance Companies: In addition to these national players, there are numerous local and regional title insurance companies that may compete with Premier Land Title Insurance Company in specific geographic areas. These smaller companies often have strong local expertise and customer relationships.
Premier Land Title Insurance Company distinguishes itself through its specialization, competitive pricing, and personalized service, which can be key factors in the decision-making process for customers in need of property title insurance.
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Premier Land Title Insurance Company Claims Process
Ease of Filing a Claim
Premier Land Title Insurance Company provides a user-friendly claims process, offering policyholders multiple convenient avenues to file claims. Whether you prefer the ease of online submissions, the personal touch of phone assistance, or the convenience of mobile apps, Premier Land Title Insurance Company ensures that filing a claim is a hassle-free experience.
Average Claim Processing Time
Efficiency is at the core of Premier Land Title Insurance Company’s claims processing. They prioritize swift claim resolution to minimize any potential disruptions for policyholders. With a commitment to quick turnaround times, policyholders can expect their claims to be processed efficiently.
Customer Feedback on Claim Resolutions and Payouts
Premier Land Title Insurance Company places great importance on customer feedback, especially concerning claim resolutions and payouts. Actively seeking and incorporating customer input, they continuously enhance their claims process. Positive customer testimonials underscore the company’s dedication to delivering fair and satisfactory claim settlements.
Premier Land Title Insurance Company’s Digital and Technological Features
Mobile App Features and Functionality
Premier Land Title Insurance Company offers a comprehensive mobile app designed to enhance the property title insurance management experience.
Compatible with both Android and iOS devices, this app empowers policyholders to file claims, access policy details, and perform various property title insurance-related tasks while on the go. The mobile app’s rich features and functionality provide policyholders with accessibility and convenience.
Online Account Management Capabilities
Policyholders benefit from seamless access to their property title insurance accounts through Premier Land Title Insurance Company’s user-friendly online platform.
This platform enables policyholders to efficiently manage various aspects of their property title insurance, from premium payments to policy reviews, all from the comfort of their homes. Premier Land Title Insurance Company ensures that policyholders have convenient online access to their property title insurance information.
Digital Tools and Resources
Premier Land Title Insurance Company goes above and beyond by providing a suite of digital tools and resources. These resources offer policyholders valuable information and interactive tools to make informed decisions.
Whether it’s educational materials or financial planning tools, Premier Land Title Insurance Company strives to offer digital resources that support their customers’ property title insurance needs.
Frequently Asked Questions
What is title insurance, and why do I need it?
Title insurance is a crucial protection for property buyers and lenders. It safeguards against potential issues with the property’s title, such as undisclosed liens, disputes, or defects that could jeopardize your ownership or investment.
How do I obtain a quote for title insurance from Premier Land Title Insurance Company?
To get a quote, simply contact Premier Land Title Insurance Company. They will gather the necessary information about the property and provide you with a personalized quote based on your specific needs and the property’s details.
What discounts are available with Premier Land Title Insurance Company?
Premier Land Title offers various discounts, including multi-policy, new homebuyer, refinance, loyalty, and professional association discounts. These can significantly reduce your premium costs.
What is the claims process for title insurance?
In the event of a title-related issue, contact Premier Land Title Insurance Company immediately. They will guide you through the claims process, which typically involves investigating the issue, providing legal support, and resolving the problem as efficiently as possible.
Does Premier Land Title Insurance Company operate nationwide?
Premier Land Title Insurance Company may not be available in all regions due to its specialization in title insurance. It’s advisable to check with them to ensure coverage in your specific area.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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