Progressive Choice Insurance Company Review (2024)
Progressive Choice Insurance, a leading player in the insurance industry, distinguishes itself with competitive rates, customizable policies, and a user-friendly experience, making it a preferred option for customers seeking reliable and affordable insurance solutions.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Progressive Choice Insurance
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Competitive rates
- Bundle discounts
- Excellent customer service
- User-friendly online tools
- Customizable coverage options
Cons
- Notable for high-risk drivers
- Limited coverage options for some policies
- Rates may vary by location
In conclusion, Progressive Choice Insurance emerges as a top-tier provider in the insurance industry, offering customers a compelling combination of competitive rates, customizable policies, and a user-friendly experience. The company’s commitment to customer satisfaction is evident in its low complaint level and extensive range of coverage options, catering to diverse needs.
The review, conducted by industry experts Laura D. Adams and Daniel Walker, underscores Progressive Choice Insurance’s reliability and quality service. The company distinguishes itself through technological advancements, such as a feature-rich mobile app and seamless online account management, enhancing the overall customer experience.
Additionally, Progressive’s efficient claims processing, commitment to swift resolutions, and positive customer feedback further establish its credibility. With a nationwide presence and a variety of discounts to help customers save on premiums, Progressive Choice Insurance stands out as a trustworthy and competitive option in the insurance market.
progressive insurance Insurance Coverage Options
Progressive Choice Insurance offers a wide range of coverage options to meet the diverse needs of their customers. Here is a bullet list detailing the coverage options provided by the company:
Auto Insurance Coverage
- Comprehensive Coverage
- Collision Coverage
- Liability Coverage
- Uninsured/Underinsured Motorist Coverage
- Rental Car Reimbursement
- Roadside Assistance
Home Insurance Coverage
- Dwelling Coverage
- Personal Property Coverage
- Liability Coverage
- Guest Medical Coverage
- Additional Living Expenses Coverage
Life Insurance Coverage
- Term Life Insurance
- Whole Life Insurance
- Universal Life Insurance
Health Insurance Coverage
- Health Maintenance Organization (HMO) Plans
- Preferred Provider Organization (PPO) Plans
- High-Deductible Health Plans (HDHPs)
Progressive Choice Insurance’s comprehensive coverage options ensure that customers can find the right insurance solutions to protect their assets and loved ones effectively.
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progressive insurance Insurance Rates Breakdown
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Driver Profile | Progressive Choice | National Average |
---|---|---|
Clean Record | $135 | $119 |
1+ Ticket | $150 | $147 |
1+ Accident | $180 | $173 |
DUI | $220 | $209 |
Poor Credit | $232 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
progressive insurance Discounts Available
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Discount | Progressive Choice |
---|---|
Anti Theft | 13% |
Good Student | 9% |
Low Mileage | 10% |
Paperless | 7% |
Safe Driver | 17% |
Senior Driver | 13% |
Progressive Choice Insurance provides a range of discounts to help customers save on their insurance premiums. These discounts are designed to reward safe and responsible behavior. Here’s a bullet list outlining the discounts offered by the company:
- Safe Driver Discounts: Discounts based on safe driving habits monitored through a mobile app or device.
- Multi-Policy Discounts: Bundle Discount: Savings for combining auto and home insurance policies with Progressive
- Good Student Discount: Reduced rates for students who maintain good grades.
- Continuous Insurance Discount: Rewards for customers who maintain continuous insurance coverage.
- Homeowner Discount: Savings for homeowners who choose Progressive for their insurance needs.
- Online Quote Discount: Discounts for customers who request and complete their quotes online.
- Paperless Policy Discount: Incentives for customers who opt for paperless policy documents and billing.
- Pay-in-Full Discount: Savings for customers who pay their premiums in a single, upfront payment.
These discounts make Progressive Choice Insurance an attractive option for customers looking to save on their insurance costs while maintaining quality coverage.
How progressive insurance Ranks Among Providers
Progressive Choice Insurance faces competition from several other major insurance companies in the market. Here are some of its main competitors:
- Geico: Geico is one of Progressive’s top competitors, known for its witty advertising campaigns and competitive rates. They offer a wide range of insurance products, including auto, home, and more.
- State Farm: State Farm is a well-established insurance provider with a vast network of agents. They offer auto, home, life, and various other insurance products, emphasizing personalized service.
- Allstate: Allstate is another major player in the insurance industry, offering a range of coverage options, including auto, home, and life insurance. They are known for their extensive agent network and innovative features like Drivewise.
- Liberty Mutual: Liberty Mutual offers various insurance products, including auto, home, and renters insurance. They are known for their customizable coverage options and discounts.
- USAA: While primarily serving military members and their families, USAA competes with Progressive in the auto insurance sector. They are recognized for exceptional customer service and comprehensive coverage options.
- Farmers Insurance: Farmers Insurance is a leading provider of auto, home, and life insurance. They offer a range of coverage options and have a strong presence in the market.
- Nationwide: Nationwide is known for its diverse insurance offerings, including auto, home, and pet insurance. They emphasize customer-centric services and various discount opportunities.
- Esurance: Owned by Allstate, Esurance is an online-focused insurance provider that competes with Progressive’s digital approach. They offer auto and home insurance with a streamlined online experience.
- Travelers: Travelers offers a wide range of insurance solutions, including auto, home, and business insurance. They are known for their extensive coverage options and risk management services.
- American Family Insurance: American Family Insurance provides auto, home, and life insurance with a strong emphasis on community involvement and customer relationships.
Each of these competitors has its unique strengths and weaknesses, and the choice between them often depends on the specific needs and preferences of the customer. Progressive distinguishes itself through its innovative technology, competitive pricing, and customizable coverage options, which are key factors that help it remain competitive in the insurance industry.
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Progressive Choice Insurance: Claims Process Overview
Filing a Claim Made Simple
Progressive Choice Insurance is dedicated to simplifying the claims process for its policyholders. Whether you prefer the convenience of digital platforms or direct communication with a claims representative, Progressive Choice Insurance offers multiple options for filing a claim.
Their user-friendly approach ensures that policyholders can choose the method that best suits their needs.
Swift Claim Processing
When it comes to claim processing, time is of the essence. Progressive Choice Insurance aims for efficiency in handling claims. While the exact processing time may vary depending on the complexity of the claim, the company is committed to providing reasonable turnaround times.
This commitment is designed to alleviate the stress often associated with filing a claim, offering policyholders peace of mind.
Customer Satisfaction With Claim Resolutions
One of the key indicators of an insurance company’s performance is customer feedback on claim resolutions and payouts. Progressive Choice Insurance values this feedback and strives to meet its promises.
By understanding how well the company delivers on claims, potential customers can gain valuable insights into the reliability of their insurance coverage. Reviews from satisfied customers can provide confidence in the event of a claim.
Progressive Choice Insurance: Digital and Technological Features
Mobile App Advancements
Progressive Choice Insurance offers a feature-rich mobile app designed to enhance the customer experience. This app provides policyholders with convenient access to their insurance information, including policy documents, billing details, and claims status.
Moreover, it offers features such as digital ID cards and the ability to report and track claims directly from the app. These functionalities contribute to a seamless and modern insurance experience, putting important information and tools at policyholders’ fingertips.
Seamless Online Account Management
In today’s digital age, online account management is crucial. Progressive Choice Insurance understands this and has developed a secure online portal for policyholders. This portal allows customers to easily manage their accounts, make payments, and update policy details—all from the comfort of their own devices.
The online account management system empowers customers with self-service options, reducing the need for time-consuming phone calls or in-person visits.
Digital Tools and Resources
To further assist policyholders, Progressive Choice Insurance provides a range of digital tools and resources. These include educational materials, insurance calculators, and guides to help customers make informed decisions about their coverage.
The company’s commitment to offering digital resources reflects its dedication to supporting customers throughout their insurance journey, from selecting the right policy to understanding their coverage options.
Frequently Asked Questions
How do I get a quote with Progressive Choice Insurance?
Getting a quote is easy! You can visit their website and use their online quoting tool, or you can reach out to one of their agents for personalized assistance.
What discounts does Progressive offer?
Progressive offers a variety of discounts, including safe driver discounts, multi-policy discounts, and discounts for good students.
How does Progressive handle claims?
Absolutely! Progressive offers customizable coverage options to tailor your policy to your unique needs.
Is Progressive Choice Insurance available nationwide?
Yes, Progressive Choice Insurance is available nationwide, providing coverage to customers across the United States.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Jabunn1987
Progressive refuses to change
KLA-169
You may not get your full refund.
Bio Or
progressive insurance review
fedoria7
DO NOT HONOR CLAIMS WILL DENY YOU INSTANTLY
FlyntRock78
Horrible customer service
Leah_p
The worst
RFK
Get lost Flo
Ace_1
This insurance [REDACTED WORD]
KobuSosho
Random charge after I already paid premium in full
Suegoo
Worst insurance company and customer service.