Progressive Specialty Insurance Company Review [2024]

In this Progressive Specialty Insurance Company Review, we will look at the company itself and see how it rates in terms of financial stability and customer service. We’ll also look at just what is Prog Specialty and what is offered.

Progressive Mutual started in 1937 and has grown to a national company offering insurance ranging from home, life, and auto insurance to RV, motorcycle, and pet coverages.

This wide range of coverages has enabled Progressive Casualty to offer discount options like bundling to help customers keep rates low.

Keep reading to find information for Prog Specialty Insurance as part of its parent company Progressive Casualty Insurance Company and to find out what Progressive sells and how the company ranks among other insurance companies.

No matter what auto insurance company you choose, you need to shop around for the cheapest prices and best coverage. Enter your ZIP code to receive quotes for free, then read more about Progressive Specialty Insurance Company.

What You Should Know About progressive insurance

Because Prog Specialty is under the larger Progressive Casualty Insurance company, the ratings, contact information, and pricing are all rolled into one.

Dun and Bradstreet show Prog Specialty as having just over 60 employees and a revenue of just over $1.2 million. It is also one of 80 subsidiaries of Progressive Casualty. The parent company has over 3,300 employees and $8.6 million in revenue.

Progressive has good financial ratings across the board. A.M. Best gives Progressive Casualty an A+ rating, the highest rating possible, meaning it is a superior ability to meet financial obligations.

J.D. Power rates companies on many customer satisfaction factors, such as price and customer service. Its ratings are broken up into regions of the US.

The highest rating Progressive received was three circles, meaning the company is average in customer satisfaction. In many regions, the rating fell even lower.

The Progressive Specialty Insurance Company customer service and auto claims contact information is the same as the parent company. The Progressive Specialty Insurance Company’s phone number and auto claims phone number is 800-776-4737.

If you would like to get information on a Prog Specialty insurance premium, the phone number is the same. However, to cancel and get a Prog Specialty refund, you would need to call 866-416-2003.

Read more:

• Progressive Advanced Insurance Company: Customer Ratings & Reviews
• Progressive American Insurance Company Review
• Progressive Casualty Insurance Company: Customer Ratings & Reviews
• Progressive Commercial Casualty Company Review
• Progressive Classic Insurance Company: Customer Ratings & Reviews
• Progressive County Mutual Insurance Company: Customer Ratings & Reviews
• Progressive Preferred Insurance Company Review

progressive insurance Insurance Coverage Options

Auto Insurance:

• Liability Coverage
• Collision Coverage
• Comprehensive Coverage
• Uninsured/Underinsured Motorist Coverage
• Medical Payments Coverage
• Personal Injury Protection (PIP)

Home Insurance:

• Dwelling Coverage
• Personal Property Coverage
• Liability Coverage
• Additional Living Expenses Coverage
• Other Structures Coverage

Business Insurance:

• General Liability Insurance
• Property Insurance
• Business Interruption Insurance
• Commercial Auto Insurance
• Workers’ Compensation Insurance
• Professional Liability Insurance

Specialty Insurance:

• RV Insurance
• Motorcycle Insurance
• Boat Insurance
• Classic Car Insurance
• ATV Insurance
• Snowmobile Insurance

Progressive Specialty Insurance Company offers a comprehensive range of coverage options, ensuring that individuals, homeowners, business owners, and enthusiasts of unique vehicles can find tailored solutions to meet their specific needs. Whether it’s protecting your vehicle on the road, securing your home, insuring your business, or indulging in your passion with specialty coverage, Progressive has you covered.

progressive insurance Insurance Rates Breakdown

What is the Progressive Specialty Insurance Company? What do they offer and how much are the rates?

Prog Specialty is part of the larger Progressive Casualty Insurance Company. They offer insurance coverage for a multitude of different products, ranging from personal to commercial and business insurance.

Specialty insurance covers items outside of standard auto insurance, like RVs, motorcycles, homes, and life. You are able to get online quotes for any of these products by visiting the Progressive website.

Because all of the companies fall under the larger Progressive umbrella, you can get the best deals by bundling many of these coverages, like home and auto.

Progressive is generally best known for its auto insurance offerings. Check out this table to see how Progressive stacks up against other national auto insurance companies when it comes to full coverage auto insurance.

While Progressive isn’t the most expensive on the list, it’s not the cheapest either. Progressive full coverage auto insurance costs about $336 a month.

There are many different types of coverage available when it comes to insurance. The insurance coverages you choose are tailored to you. Insurance is never one size fits all, so speak with an agent to determine what coverage you need and what you can skip.

Not that you know all about Progressive Specialty Insurance, it’s time to look at numbers. Just enter your ZIP code to compare rates now.

progressive insurance Discounts Available

Multi-Policy Discount:

• Save by bundling multiple insurance policies, such as auto and home insurance.

Safe Driver Discounts:

• Rewards for maintaining a clean driving record, encouraging safe driving habits.

Snapshot® Program:

• Utilize Progressive’s usage-based insurance program, where safe driving habits can lead to additional discounts.

Read more: Progressive Snapshot Review

Multi-Car Discount:

• Enjoy savings when insuring multiple vehicles under the same policy.

Homeowner Discount:

• Homeowners may be eligible for additional discounts on their auto insurance.

Continuous Insurance Discount:

• Rewards for maintaining continuous coverage without lapses.

Good Student Discount:

• Students with good academic records may qualify for discounted rates.

Online Quote Discount:

• Receive a discount for obtaining a quote and managing your policy online.

Pay in Full Discount:

• Enjoy savings by paying the entire premium upfront rather than in installments.

Paperless Documents Discount:

• Opt for electronic documents and receive a discount for going paperless.

Progressive Specialty Insurance Company provides various discounts, allowing policyholders to save money based on factors such as their driving record, homeownership status, and choices related to policy management. These discounts contribute to making Progressive an attractive option for cost-conscious consumers.

How progressive insurance Ranks Among Providers

• Geico: Geico, known for its catchy advertising and competitive rates, is a major competitor. They offer a range of insurance products, including auto, home, and business insurance, with a focus on affordability.
• State Farm: State Farm is a well-established insurance giant offering a comprehensive suite of insurance products. With a vast network of agents, they emphasize personalized service, which may appeal to those who prefer a more traditional approach.
• Allstate: Allstate is another prominent competitor known for its extensive coverage options and customizable policies. Their emphasis on agent-driven customer service and innovative features positions them as a strong alternative.
• Liberty Mutual: Liberty Mutual is recognized for its diverse range of insurance products, including auto, home, and specialty insurance. They offer various discounts and customizable coverage options, making them a contender for those seeking flexibility.
• Nationwide: Nationwide is a well-established insurer with a broad range of coverage options. They are known for their strong financial stability and a variety of policy choices, appealing to customers looking for stability and comprehensive coverage.
• Farmers Insurance: Farmers Insurance is a key player, offering a range of insurance products and emphasizing local agent relationships. Their bundling options and various discounts make them competitive in the market.
• USAA: USAA caters primarily to military members and their families, providing a unique set of insurance offerings. Their commitment to exceptional customer service and specialized coverage may attract a specific demographic.

These competitors represent a mix of insurance giants, each with its unique strengths and market positioning. While Progressive Specialty Insurance Company stands out for its innovative approach and diverse coverage options, consumers may choose among these competitors based on factors such as pricing, customer service preferences, and specific coverage needs.