Property and Casualty Insurance Company of Hartford: Customer Ratings & Reviews [2024]

Property and Casualty Insurance Company of Hartford is a highly rated insurance provider with a long history of providing reliable coverage and excellent customer service. The company offers a wide range of insurance products, including auto, home, and business insurance, and has a low complaint level. Although premiums can be higher than some competitors, the company offers discounts to help customers save money. Property and Casualty Insurance Company of Hartford is a great option for those looking for dependable coverage and top-notch customer service.

What You Should Know About Property and Casualty Insurance Company of Hartford

Company Contact Information:

• Property and Casualty Insurance Company of Hartford
• Address: One Hartford Plaza, Hartford, CT 06155
• Phone number: 1-800-243-5860
• Website: https://www.thehartford.com/

Related Parent or Child Companies:

Property and Casualty Insurance Company of Hartford is a subsidiary of The Hartford Financial Services Group, Inc., which is a large insurance and financial services company based in the United States. The Hartford Financial Services Group, Inc. offers a wide range of insurance products, including auto, home, and business insurance, as well as investment products, retirement planning services, and employee benefits.

Financial Ratings:

• A+ (Superior) from A.M. Best
• AA- (Very Strong) from S&P Global Ratings

Customer Service Ratings:

Property and Casualty Insurance Company of Hartford has generally positive customer service ratings. On ConsumerAffairs, the company has received an average rating of 4.5 out of 5 stars, with many customers praising the company’s helpful and responsive customer service representatives. On Trustpilot, the company has a slightly lower rating of 3.8 out of 5 stars, with some customers expressing frustration with the claims process and premium costs.

Claims Information:

• Easy online claims process available
• Customers can also file claims over the phone or through a local agent
• Claims hotline: 1-800-243-5860

Company Apps:

The Hartford mobile app allows customers to manage their policies, file claims, and access roadside assistance. Available for free on the App Store and Google Play.

Property and Casualty Insurance Company of Hartford Insurance Coverage Options

Property and Casualty Insurance Company of Hartford offers a range of insurance products and services, including:

• Homeowners insurance: Their homeowners insurance policies offer coverage for your home, personal property, and liability protection. They also offer additional coverage options such as flood insurance and identity theft protection.
• Auto insurance: Their auto insurance policies offer coverage for your car, liability protection, and additional coverage options such as collision and comprehensive coverage. They also offer roadside assistance and rental car coverage.
• Business insurance: Their business insurance policies offer coverage for small businesses, including liability, property, and workers’ compensation insurance. They also offer specialty coverage options such as cyber liability insurance.
• Umbrella insurance: Their umbrella insurance policies provide additional liability coverage above and beyond what is included in your other insurance policies.

Property and Casualty Insurance Company of Hartford Insurance Rates Breakdown

Property and Casualty Insurance Company of Hartford Discounts Available

Property and Casualty Insurance Company of Hartford offers a variety of discounts to help customers save money on their insurance premiums, including:

• Multi-policy discounts: Customers who have multiple insurance policies with Property and Casualty Insurance Company of Hartford can save money on their premiums.
• Safety discounts: Customers who have safety features installed in their home or car can qualify for discounts.
• Good student discounts: Students who maintain good grades can qualify for discounts on their auto insurance premiums.
• Mature driver discounts: Drivers over a certain age can qualify for discounts on their auto insurance premiums.

How Property and Casualty Insurance Company of Hartford Ranks Among Providers

Property and Casualty Insurance Company of Hartford has several competitors in the insurance industry, including:

• State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and business insurance. The company is known for its competitive rates and strong financial stability.
• GEICO: GEICO is a popular insurance provider that offers affordable rates and easy-to-use online tools. The company is well-known for its advertising campaigns and has a strong reputation for customer service.
• Allstate: Allstate is a well-known insurance company that offers a wide range of insurance products, including auto, home, and life insurance. The company is known for its customizable policies and innovative technology, such as its Drivewise program, which rewards safe driving habits.
• Progressive: Progressive is a large insurance provider that offers a variety of insurance products, including auto, home, and renters insurance. The company is known for its competitive rates and easy-to-use online tools, such as its Name Your Price tool, which helps customers find a policy that fits their budget.

These competitors, among others, offer similar insurance products and services and compete with Property and Casualty Insurance Company of Hartford in terms of pricing, customer service, and coverage options. Customers looking for insurance coverage should compare rates and features from multiple providers to find the best fit for their needs.