Protective Property & Casualty Insurance Company Review (2024)
Protective Property & Casualty Insurance Company, a stalwart in the insurance realm, stands as a reliable choice, offering a suite of coverage options with competitive rates and exemplary customer service, underscored by their A+ A.M. Best rating for unwavering financial stability.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Protective Property & Casualty Insurance Company
Average Monthly Rate For Good Drivers
$100A.M. Best Rating:
A+Complaint Level:
LowPros
- Competitive rates
- Personalized service
- Strong financial stability
- Exceptional customer support
Cons
- Limited availability in some regions or states
- Might have higher premium than other competitors
Protective Property & Casualty Insurance Company, commonly known as Protective P&C, is a trusted insurance provider offering a comprehensive suite of coverage options to safeguard your assets and future.
With a strong A+ A.M. Best rating and competitive annual rates, including discounts for safe driving and bundling policies, they stand out in the insurance industry. Whether you need home, auto, life, or business insurance, Protective P&C delivers personalized service and maintains a low complaint level, ensuring customer satisfaction.
Their commitment to financial stability and exceptional customer support further solidifies their reputation. Visit their website to get a quote easily and experience the peace of mind that comes with quality insurance coverage tailored to your needs.
Protective Property & Casualty Insurance Company Insurance Coverage Options
Protective Property & Casualty Insurance Company offers a range of coverage options to meet the diverse needs of their policyholders. Here’s a bullet list of the coverage options they provide:
- Home Insurance: Protection for your dwelling, personal property, liability, and additional living expenses in case of damage or loss.
- Auto Insurance: Coverage for your vehicle, including liability, collision, comprehensive, and uninsured/underinsured motorist coverage.
- Life Insurance: Policies that provide financial security for your loved ones in the event of your passing, including term life and whole life options.
- Business Insurance: Comprehensive coverage for businesses, including property, liability, and business interruption insurance.
- Additional Endorsements: Various optional endorsements and add-ons to tailor your insurance coverage to your specific needs.
Protective Property & Casualty Insurance Company stands as a reliable partner for safeguarding your assets and securing your future.
With their wide array of insurance options, competitive rates, and unwavering commitment to customer satisfaction, you can trust Protective P&C to protect what matters most. Get in touch today and experience the peace of mind that comes with quality insurance coverage.
Read more: Protective Specialty Insurance Company Review
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Protective Property & Casualty Insurance Company Insurance Rates Breakdown
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| Driver Profile | Protective Property & Casualty Insurance | National Average |
|---|---|---|
| Clean Record | $79 | $119 |
| 1+ Ticket | $117 | $147 |
| 1+ Accident | $163 | $173 |
| DUI | $210 | $209 |
| Poor Credit | $136 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Protective Property & Casualty Insurance Company Discounts Available
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| Discounts | Protective Property & Casualty Insurance |
|---|---|
| Anti Theft | 13% |
| Good Student | 18% |
| Low Mileage | 13% |
| Paperless | 10% |
| Safe Driver | 27% |
| Senior Driver | 14% |
Protective Property & Casualty Insurance Company values its customers and offers various discounts to help them save on their insurance premiums. Here’s a bullet list of the discounts they provide:
- Multi-Policy Discount: Save when you bundle multiple insurance policies, such as home and auto insurance.
- Safe Driver Discount: Enjoy lower rates if you have a clean driving record.
- Home Security Discount: Get reduced rates for having security measures in your home, like alarms and smoke detectors.
- Good Student Discount: Students with good academic records may qualify for discounted rates.
- Multi-Vehicle Discount: Save when you insure multiple vehicles under the same policy.
- Claims-Free Discount: If you haven’t filed any recent claims, you may be eligible for this discount.
- Auto Safety Features Discount: Reduced rates for vehicles equipped with safety features like anti-lock brakes and airbags.
These discounts can help you maximize your savings while ensuring you have the coverage you need. Protective Property & Casualty Insurance Company makes sure you save while insured.
How Protective Property & Casualty Insurance Company Ranks Among Providers
Protective Property & Casualty Insurance Company faces competition from several notable insurance providers in the market. Some of their main competitors include:
- State Farm: State Farm is one of the largest insurance companies in the United States, known for its extensive network of agents and a wide range of insurance products, including auto, home, and life insurance.
- Allstate: Allstate is another major player in the insurance industry, offering a variety of insurance options and known for its innovative coverage features and discounts.
- Geico: Geico is recognized for its humorous advertising campaigns and competitive auto insurance rates. They have a strong online presence, making it easy for customers to get quotes and manage policies digitally.
- Progressive: Progressive is known for its focus on technology and innovation, offering services like usage-based insurance and comparison tools to help customers find the best rates.
- Nationwide: Nationwide is a well-established insurer offering a range of insurance products, including auto, home, and life insurance. They are known for their extensive network of agents and personalized service.
- Liberty Mutual: Liberty Mutual provides a variety of insurance options and is recognized for its diverse coverage offerings and customizable policies.
- USAA: While primarily serving military members and their families, USAA is highly regarded for its exceptional customer service and comprehensive insurance products.
- Farmers Insurance: Farmers Insurance offers a wide range of insurance solutions, including home, auto, and business insurance, with a strong emphasis on personalized service.
Protective Property & Casualty Insurance Company competes with these companies by offering competitive rates, personalized service, and a range of coverage options tailored to their customers’ needs. Ultimately, the choice between these insurers often comes down to individual preferences, specific coverage needs, and pricing considerations.
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Claims Process at Protective Property & Casualty Insurance Company
Ease of Filing Claims
When it comes to filing a claim, simplicity and convenience are paramount. Protective Property & Casualty Insurance Company offers policyholders multiple channels for reporting claims.
Whether you prefer the ease of online submission, the personal touch of speaking with an agent over the phone, or the convenience of using their mobile app, you have the flexibility to choose the method that suits you best. This commitment to customer convenience ensures that initiating a claim is a straightforward and stress-free process.
Efficient Claim Processing
Once a claim is filed, the speed at which it’s processed can significantly impact a policyholder’s experience. Protective Property & Casualty Insurance Company takes pride in its efficient claim processing.
While the specific processing time may vary depending on the nature of the claim, the company’s dedication to swift resolutions means you won’t be kept waiting for extended periods. Quick settlements help policyholders get back on track without unnecessary delays, providing peace of mind during challenging times.
Customer Satisfaction With Claims
To gauge the effectiveness of Protective Property & Casualty Insurance Company’s claims process, it’s essential to consider customer feedback. Policyholders’ experiences regarding claim resolutions and payouts provide valuable insights into the company’s performance.
Many satisfied customers have shared positive testimonials about their experiences with Protective P&C, highlighting the company’s commitment to fair and efficient claim resolutions. Knowing that others have had positive outcomes can instill confidence in your choice of insurance provider.
Digital and Technological Features at Protective Property & Casualty Insurance Company
Mobile App Functionality
One of the standout features is Protective P&C’s mobile app. This app offers a range of features and functionalities that make managing your insurance needs as simple as a few taps on your smartphone screen.
Whether you need to check policy details, file a claim, access digital ID cards, or get in touch with customer support, the app is designed to keep you connected to your coverage no matter where you are. It’s a powerful tool that puts control at your fingertips.
Online Account Management
In addition to the mobile app, Protective Property & Casualty Insurance Company provides a user-friendly online account management portal. Here, policyholders can log in via the company’s website to access a wealth of information.
You can review your policy details, make payments, and update personal information with ease. This online portal empowers you to take control of your insurance accounts on your terms, eliminating the need for time-consuming phone calls or visits to a physical office.
Accessible Digital Resources
To assist policyholders in making informed decisions, Protective P&C offers a suite of digital tools and resources. These resources are designed to enhance your insurance knowledge and support your decision-making process.
Whether you’re looking for educational materials to better understand your coverage, insurance calculators to estimate premiums, or tips on risk management, their online resources provide valuable insights.
These digital tools are designed to empower you to navigate the complexities of insurance confidently and ensure you have the coverage that suits your unique needs.
Frequently Asked Questions
What types of insurance does Protective P&C offer?
Protective P&C offers home, auto, life, and business insurance policies.
How can I get a quote from Protective P&C?
You can easily obtain a personalized quote by visiting their website and providing the required information.
What sets Protective P&C apart from other insurance companies?
Protective P&C stands out due to its competitive rates, personalized service, financial stability, and exceptional customer support.
How does the claims process work with Protective P&C?
In case of a claim, Protective P&C has a straightforward process with a dedicated support team to assist you.
Are there any customer testimonials for Protective P&C?
Yes, many satisfied customers have shared positive testimonials about their experiences with Protective P&C.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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