Provident Life and Accident Insurance Company: Customer Ratings & Reviews [2024]
Discover the assurance of Provident Life and Accident Insurance Company, a reputable industry player providing a spectrum of coverage options with competitive pricing and a commitment to customer satisfaction.
Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Provident Life and Accident Insurance Company
Average Monthly Rate For Good Drivers
$51A.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Comprehensive coverage options for life, accident, health, and dental insurance
- Competitive pricing and discounts for eligible customers
- Positive customer reviews for quality customer service and affordable pricing
Cons
- Some customers have reported issues with claims processing
- Limited information available on the website regarding specific coverage options and pricing for different states.
Provident Life and Accident Insurance Company is a reliable and trustworthy insurance company with a long history of providing quality coverage options for life, accident, health, and dental insurance. With an A+ rating from A.M. Best, competitive pricing, and discounts for eligible customers, Provident has become a trusted name in the industry.
While some customers have reported issues with claims processing, overall, Provident has received positive reviews for its quality customer service and affordable pricing. With coverage available in 48 states across the United States, Provident is a great option for individuals and families looking for comprehensive and affordable insurance options.
What You Should Know About Provident Life and Accident Insurance Company
Company Contact Information:
- Phone: 1-800-786-9052
- Email: customerservice@providentinsurance.com
- Address: Provident Life and Accident Insurance Company, P.O. Box 3199, Chattanooga, TN 37404
Related Parent or Child Companies: Provident Life and Accident Insurance Company is a subsidiary of Unum Group, a publicly traded insurance company that provides disability, life, and other insurance products.
Financial Ratings: Provident Life and Accident Insurance Company has an A+ (Superior) rating from A.M. Best, indicating a strong financial position and ability to meet its insurance obligations.
Customer Service Ratings: Provident has received positive reviews for its customer service, with customers praising the company’s responsiveness and helpfulness. However, some customers have reported issues with claims processing.
Claims Information: Customers can file claims by calling Provident’s claims department at 1-800-786-9052 or by submitting a claim online through the company’s website. The claims process may vary depending on the specific type of coverage and policy.
Company Apps: Provident does not currently offer a mobile app for customers, but customers can access their account information and policy details online through the company’s website.
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Provident Life and Accident Insurance Company Insurance Coverage Options
Provident Life and Accident Insurance Company offers a wide range of coverage options to protect individuals and families from life’s uncertainties. Here is a bullet list of the coverage options currently available:
- Life Insurance: Provident offers term life, whole life, and universal life insurance policies to help customers protect their loved ones financially in the event of their death.
- Accident Insurance: Provident’s accident insurance policies provide coverage for accidental injury and can help offset the costs associated with medical bills and other expenses related to an accident.
- Health Insurance: Provident offers health insurance policies, including individual and family plans, that provide coverage for medical expenses and preventative care.
- Dental Insurance: Provident’s dental insurance policies offer coverage for routine dental care, such as cleanings and fillings, as well as more complex procedures like root canals and orthodontics.
- Medicare Supplement Insurance: Provident offers Medicare supplement insurance policies that can help cover the costs associated with healthcare services not covered by Medicare.
Read more: Provident Life And Casualty Insurance Company Review
Provident Life and Accident Insurance Company Insurance Rates Breakdown
| Driver Profile | Provident Life and Accident Insurance | National Average |
|---|---|---|
| Clean Record | $93 | $119 |
| 1+ Ticket | $127 | $147 |
| 1+ Accident | $165 | $173 |
| DUI | $254 | $209 |
| Poor Credit | $160 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Provident Life and Accident Insurance Company Discounts Available
| Discounts | Provident Life and Accident Insurance |
|---|---|
| Anti Theft | 14% |
| Good Student | 18% |
| Low Mileage | 14% |
| Paperless | 10% |
| Safe Driver | 26% |
| Senior Driver | 14% |
Provident Life and Accident Insurance Company offers various discounts for eligible customers. Here is a bullet list of the discounts currently available:
- Multi-policy discount: Customers who have multiple policies with Provident, such as life and accident insurance, may be eligible for a discount on their premiums.
- Safe driver discount: Customers with a clean driving record and no recent accidents or traffic violations may be eligible for a safe driver discount.
- Good student discount: Full-time students with good grades may be eligible for a discount on their auto insurance premiums.
- Group discounts: Customers who belong to certain groups, such as alumni associations or professional organizations, may be eligible for group discounts on their insurance policies.
- Military discount: Active and retired military personnel may be eligible for a discount on their insurance premiums.
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How Provident Life and Accident Insurance Company Ranks Among Providers
Provident Life and Accident Insurance Company operates in a highly competitive industry and faces competition from several major players in the insurance market. Here are some of Provident’s main competitors:
- State Farm: State Farm is one of the largest insurance companies in the United States, offering a wide range of insurance products including auto, home, life, and health insurance.
- Allstate: Allstate is another major player in the insurance industry, offering a variety of insurance products including auto, home, and life insurance.
- Nationwide: Nationwide offers a range of insurance products, including auto, home, life, and pet insurance, as well as investment and banking services.
- Geico: Geico is a popular insurance company known for its auto insurance policies, but also offers home, renters, and life insurance products.
- Progressive: Progressive is a well-known insurance company that offers auto, home, and business insurance products.
While each of these companies offers similar insurance products, Provident differentiates itself by offering personalized service, competitive pricing, and a wide range of discounts to eligible customers.
Read more: Continental Life Insurance Company of Brentwood, Tennessee: Customer Ratings & Reviews 2023
Frequently Asked Questions
What types of insurance coverage does Provident Life and Accident Insurance Company offer?
Provident Life and Accident Insurance Company provides a range of coverage options, including life, accident, health, and dental insurance, ensuring individuals and families have comprehensive protection against life’s uncertainties.
How does Provident Life and Accident Insurance Company fare in terms of financial stability?
With an A+ rating from A.M. Best, Provident Life and Accident Insurance Company exhibits strong financial standing, assuring policyholders of its capability to meet insurance obligations and provide reliable coverage.
What sets Provident apart from its competitors in the insurance market?
Provident distinguishes itself by offering personalized service, competitive pricing, and an array of discounts for eligible customers, providing a unique and customer-centric approach in a highly competitive insurance industry.
How is Provident Life and Accident Insurance Company rated for customer service?
Provident has garnered positive reviews for its customer service, with customers praising the company’s responsiveness and helpfulness. However, it’s worth noting that some customers have reported issues with claims processing.
Is Provident Life and Accident Insurance Company accessible nationwide?
Yes, Provident’s coverage is available in 48 states across the United States, making it a viable option for individuals and families seeking comprehensive and affordable insurance solutions.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
