Puritan Life Insurance Company of America Review (2024)

Unlock peace of mind with Puritan Life Insurance Company of America, a trusted choice for comprehensive coverage spanning over five decades, marked by innovation and customer-centric policies.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Puritan Life Insurance Company of America

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Comprehensive insurance coverage
  • Competitive pricing
  • Excellent customer service

Cons

  • Limited online features

The article provides an informative overview of Puritan Life Insurance Company of America, highlighting its diverse range of insurance offerings, including life, health, property, and auto insurance. Founded over five decades ago, Puritan Life has established itself as a trusted name in the industry, with a strong commitment to customer satisfaction and innovative solutions.

The article emphasizes the company’s customer-centric approach, competitive pricing, and quick claims processing. It also mentions the ease of obtaining insurance quotes through their website.

While specific details such as financial ratings, contact information, and discounts are not provided in the article, it serves as a concise introduction to the company’s services and values, making it a valuable resource for those seeking information about Puritan Life Insurance.

What You Should Know About Puritan Life Insurance Company of America

Rates: Puritan Life’s rates are competitively positioned within the industry, striking a balance between affordability and comprehensive coverage. The company considers individual risk factors to tailor rates, providing personalized pricing that reflects policyholders’ unique circumstances.

Discounts: Puritan Life’s discount offerings are designed to incentivize responsible behavior and loyalty. The company’s commitment to regularly reviewing and updating discount programs ensures that policyholders can maximize savings while maintaining quality coverage.

Complaints/Customer Satisfaction: Puritan Life places a strong emphasis on customer satisfaction, evidenced by positive feedback and efficient resolution of complaints. The company’s dedication to addressing customer concerns contributes to its high satisfaction rating, reflecting a commitment to excellent service.

Claims Handling: Puritan Life’s claims handling is characterized by convenience and speed. Policyholders benefit from a hassle-free process, with the company’s commitment to swift turnaround times and fair claim resolutions contributing to a positive rating in this crucial aspect of insurance service.

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Puritan Life Insurance Company of America Insurance Coverage Options

Puritan Life Insurance Company of America recognizes this need and has been serving as a steadfast guardian of financial security for over five decades. In this article, we’ll take a closer look at the extensive array of insurance coverage options offered by Puritan Life Insurance. Here are the coverage options offered by Puritan Life Insurance Company of America presented in a bullet list:

Life Insurance:

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance

Health Insurance:

  • Individual Health Insurance
  • Family Health Insurance

Property Insurance:

  • Homeowners Insurance
  • Business Property Insurance
  • Other Valuable Assets Insurance

Auto Insurance:

  • Liability Coverage
  • Comprehensive Auto Insurance

Puritan Life Insurance Company of America’s coverage options, it becomes abundantly clear that they stand as a reliable fortress of protection in the insurance realm.

So, whether you’re safeguarding your loved ones’ future, securing your health, protecting your valuable assets, or hitting the road with confidence, Puritan Life Insurance offers the comprehensive coverage you need to navigate life’s uncertainties with confidence and peace of mind.

Puritan Life Insurance Company of America Insurance Rates Breakdown

Driver ProfilePuritan Life InsuranceNational Average
Clean Record$98$119
1+ Ticket$129$147
1+ Accident$196$173
DUI$233$209
Poor Credit$168$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Puritan Life Insurance Company of America Discounts Available

DiscountsPuritan Life Insurance
Anti Theft19%
Good Student17%
Low Mileage17%
Paperless9%
Safe Driver27%
Senior Driver17%

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Puritan Life Insurance Company of America offers a range of discounts to help policyholders save on their insurance premiums. These discounts are designed to reward responsible behavior, enhance policyholder loyalty, and provide cost-effective solutions. Here are some notable discounts available:

  • Multi-Policy Discount: Save on your insurance premiums by bundling multiple policies with Puritan Life. Combining your life, health, property, and auto insurance policies can lead to significant cost savings.
  • Safe Driver Discount: Maintain a clean driving record, and Puritan Life rewards you with a safe driver discount. This incentive encourages responsible driving habits and reflects the company’s commitment to promoting safety on the road.
  • Good Health Discount: Individuals who prioritize their health may qualify for a good health discount. This discount recognizes the importance of a healthy lifestyle and encourages policyholders to take proactive measures for their well-being.
  • Safety Features Discount: If your property or vehicle is equipped with safety features, such as alarm systems or airbags, Puritan Life offers a safety features discount. This acknowledges the role of preventive measures in reducing risks.
  • Loyalty Discount: Puritan Life values long-term relationships with its policyholders. The loyalty discount is applied to customers who have been with the company for an extended period, rewarding their commitment and trust.

The eligibility criteria and the availability of discounts may vary. To explore specific discount options tailored to your insurance needs, it’s recommended to contact Puritan Life Insurance Company of America directly or consult with an authorized agent. Taking advantage of these discounts can help you maximize savings while ensuring comprehensive coverage.

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How Puritan Life Insurance Company of America Ranks Among Providers

In the vast landscape of insurance companies, Puritan Life Insurance Company of America stands out as a reputable player with a legacy spanning over five decades. In this article, we will explore how Puritan Life Insurance ranks among insurance providers, delving into its offerings, customer satisfaction, and unique features that set it apart in the industry. Some potential competitors include:

  • State Farm: State Farm is one of the largest insurance providers in the United States and offers a wide range of insurance products, including auto, home, life, and health insurance.
  • Allstate: Allstate is another major player in the insurance industry, known for its comprehensive coverage options and extensive network of agents.
  • Geico: Geico specializes in auto insurance and is known for its competitive rates and clever marketing campaigns.
  • Progressive: Progressive is a well-known auto insurance provider that offers unique features such as usage-based insurance and a focus on technology-driven services.
  • Prudential: Prudential offers a variety of life insurance products and financial services, competing with Puritan Life in the life insurance sector.
  • USAA: USAA primarily serves members of the U.S. military and their families, offering a range of insurance products and financial services.
  • Nationwide: Nationwide is a diversified insurance and financial services company that provides coverage for auto, home, and other insurance needs.

In the world of insurance, finding a provider that combines reliability, customer-centric values, and competitive offerings can be a daunting task. Puritan Life Insurance Company of America, with its extensive portfolio and commitment to excellence, has carved a niche for itself.

Puritan Life Insurance Company of America’s Claims Process

Ease of Filing a Claim

Puritan Life Insurance Company of America offers policyholders a convenient and hassle-free claims process. Policyholders have multiple options for filing a claim, including online, over the phone, and through mobile apps. This flexibility ensures that customers can choose the method that suits them best, making it easier to initiate a claim when needed.

Average Claim Processing Time

One of the key factors in evaluating an insurance provider is the speed at which claims are processed. Puritan Life Insurance Company of America is known for its efficient claim processing.

While specific processing times may vary depending on the nature of the claim, customers generally experience relatively quick turnaround times when filing claims, providing peace of mind during challenging times.

Customer Feedback on Claim Resolutions and Payouts

Customer feedback is invaluable when assessing an insurance company’s performance in handling claims. Puritan Life Insurance Company of America consistently receives positive feedback from policyholders regarding their claim resolutions and payouts. Their commitment to fair and prompt claim settlements has contributed to their reputation as a trustworthy insurer.

Digital and Technological Features for Puritan Life Insurance Company of America

Mobile App Features and Functionality

Puritan Life Insurance Company of America offers a user-friendly mobile app that enhances the overall customer experience. The app provides policyholders with access to their insurance information, allowing them to view policy details, make payments, and even file claims directly from their mobile devices.

The intuitive design and comprehensive features make managing insurance on the go convenient and efficient.

Online Account Management Capabilities

Policyholders can take advantage of Puritan Life’s robust online account management capabilities. Through their website, customers can easily access and update their policy information, track claims, and review billing statements. This online portal streamlines the insurance management process, putting control and convenience in the hands of the policyholder.

Digital Tools and Resources

In today’s digital age, having access to helpful resources is essential. Puritan Life Insurance Company of America offers a range of digital tools and resources to assist policyholders in making informed decisions. These resources may include educational articles, calculators, and guides to help customers better understand their insurance options and coverage.

Puritan Life’s commitment to leveraging technology for the benefit of their policyholders is evident through their digital and technological features, making insurance management and information access easier and more accessible than ever before.

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Frequently Asked Questions

What types of insurance does Puritan Life Insurance Company of America offer?

Puritan Life Insurance Company of America provides a diverse range of insurance options, including life, health, property, and auto insurance.

How does Puritan Life Insurance Company of America stand out in the insurance industry?

With a legacy spanning over five decades, Puritan Life distinguishes itself through its customer-centric approach, competitive pricing, and quick claims processing, making it a reliable choice for policyholders.

What is the claims process like with Puritan Life Insurance Company of America?

Puritan Life offers a convenient and hassle-free claims process, allowing policyholders to file claims online, over the phone, or through mobile apps. Known for efficient processing, the company ensures quick turnaround times for various types of claims.

What digital tools and resources does Puritan Life Insurance Company of America provide?

Puritan Life emphasizes a commitment to leveraging technology for the benefit of policyholders, offering a user-friendly mobile app for on-the-go management, robust online account management capabilities, and a range of digital tools and resources to enhance understanding of insurance options.

How does Puritan Life Insurance Company of America handle customer feedback and claim resolutions?

Customer feedback highlights Puritan Life’s positive reputation for fair and prompt claim settlements. The company consistently prioritizes customer satisfaction, contributing to its status as a trustworthy insurer in the industry.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Free Insurance Providers Comparison

Compare Insurance Providers Rates to Save Up to 75%

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