RLI Insurance Company Review (2024)

RLI Insurance Company stands as a distinguished presence in the insurance industry, offering highly personalized coverage options, unwavering commitment to exceptional customer service, and competitive pricing structures, making it a trusted and dependable choice within the competitive landscape of insurance providers.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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RLI Insurance Company

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A+ (Superior)

Complaint Level:

Low

Pros

  • Personalized coverage options
  • Exceptional customer service
  • Competitive rates

Cons

  • Rates may vary based on individual factors
  • Limited availability in some regions

The RLI Insurance Company, a distinguished presence within the insurance industry. RLI distinguishes itself through its highly personalized coverage options, unwavering commitment to exceptional customer service, and competitive pricing structures.

RLI’s enduring commitment to elevating customer satisfaction, complemented by an array of incentives such as discounts for prudent conduct, positions them as a trusted and dependable choice within the competitive landscape of insurance providers.

Whether the need is to safeguard one’s residence, vehicle, or business interests, RLI underscores its dedication to delivering a holistic insurance approach, placing paramount importance on ensuring the peace of mind of its clientele.

RLI Insurance Company Insurance Coverage Options

When it comes to protecting your valuable assets, RLI Insurance Company offers a wide range of coverage options tailored to your specific needs. Whether you’re safeguarding your home, insuring your vehicle, or protecting your business, RLI has you covered. Here’s a closer look at the comprehensive coverage options available from RLI:

  • Home Insurance: RLI’s home insurance provides peace of mind by covering your home and personal belongings against various risks, including natural disasters, theft, and liability claims. With flexible options, you can customize your policy to suit your unique requirements.
  • Auto Insurance: Your vehicle is an essential part of your life, and RLI’s auto insurance policies are designed to protect it. They offer coverage for various scenarios, including collisions, comprehensive plans, and liability protection. You can drive with confidence knowing RLI has your back.
  • Commercial Insurance: For businesses of all sizes and industries, RLI offers comprehensive commercial insurance solutions. These tailored policies are designed to mitigate risks specific to your business, ensuring you can focus on growth and success.

RLI Insurance Company’s coverage options are designed with your security and peace of mind in mind. Whether you’re looking to protect your home, vehicle, or business, RLI’s customizable policies, exceptional customer service, and competitive rates make them a trusted choice in the insurance industry. Get the coverage you need with RLI Insurance.

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RLI Insurance Company Insurance Rates Breakdown

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Driver ProfileRLI InsuranceNational Average
Clean Record$83$119
1+ Ticket$123$147
1+ Accident$158$173
DUI$230$209
Poor Credit$143$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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RLI Insurance Company Discounts Available

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DiscountsRLI Insurance
Anti Theft19%
Good Student24%
Low Mileage19%
Paperless11%
Safe Driver27%
Senior Driver18%

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RLI Insurance Company not only provides comprehensive coverage but also offers various discounts to help you save on your insurance premiums. These discounts can make your insurance more affordable while ensuring you still receive top-notch protection. Let’s explore the discounts available to RLI customers:

  • Multi-Policy Discount: Bundle multiple insurance policies with RLI to enjoy significant savings. Combining home, auto, and other coverage can lead to lower premiums.
  • Safe Driving Discount: If you have a clean driving record and a history of safe driving, RLI may offer you a discount as a reward for your responsible behavior behind the wheel.
  • Security Measures Discount: Installing security features in your home or taking steps to enhance your vehicle’s security can make you eligible for additional discounts. Examples include home security systems or anti-theft devices for your car.
  • Good Student Discount: If you have a student on your policy who maintains good grades in school, RLI may provide a discount. Encouraging academic excellence can lead to more affordable insurance for your family.
  • Claims-Free Discount: Staying claims-free over time demonstrates responsible and safe behavior. RLI rewards policyholders with a history of no claims with lower premiums.

RLI Insurance Company offers a range of discounts to help you maximize your savings while maintaining excellent coverage. By taking advantage of these discounts, you can enjoy the benefits of responsible driving, secure living, and academic achievement, all while keeping your insurance costs manageable.

How RLI Insurance Company Ranks Among Providers

RLI Insurance Company operates in a competitive insurance industry where several other reputable companies provide similar coverage options. While RLI has its unique strengths and offerings, it’s essential to be aware of its main competitors to make an informed decision about your insurance needs. Here are some of RLI Insurance Company’s main competitors:

  • Progressive Insurance: Progressive is known for its wide range of auto insurance options, competitive rates, and user-friendly online tools. They offer a variety of discounts and have a strong presence in the auto insurance market.
  • State Farm Insurance: State Farm is one of the largest insurance companies in the United States. They offer a wide array of insurance products, including home, auto, and life insurance. State Farm is known for its extensive network of agents and personalized service.
  • Allstate Insurance: Allstate is another major player in the insurance industry. They offer a range of insurance options, including home, auto, and life insurance. Allstate is known for its comprehensive coverage options and innovative features like the Drivewise program.
  • Geico Insurance: Geico is known for its competitive auto insurance rates and memorable advertising campaigns. They offer a straightforward online experience and have a significant market share in the auto insurance sector.
  • Farmers Insurance: Farmers Insurance provides a variety of insurance products, including home, auto, and business insurance. They emphasize personalized coverage and have a network of local agents to assist customers.
  • Liberty Mutual Insurance: Liberty Mutual is known for its diverse insurance offerings, including home, auto, and renters insurance. They focus on customization and offer a variety of discounts to policyholders.
  • Nationwide Insurance: Nationwide offers a range of insurance products, with a strong presence in the auto and property insurance markets. They are known for their vanishing deductible feature and various discount options.
  • Travelers Insurance: Travelers is a well-established insurance company offering coverage for homes, autos, and businesses. They emphasize risk management and have a reputation for stability and financial strength.

These competitors, like RLI Insurance Company, strive to provide quality coverage, competitive rates, and excellent customer service. When choosing an insurance provider, it’s essential to compare policies, rates, and available discounts to determine which company best aligns with your specific needs and preferences.

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Frequently Asked Questions

What sets RLI’s Home Insurance apart from other providers?

RLI’s Home Insurance offers comprehensive coverage against natural disasters, theft, and liability claims. Their policies are highly customizable to meet your unique needs.

Does RLI offer specialized insurance for businesses under Commercial Insurance?

Yes, RLI provides specialized Commercial Insurance coverage tailored to various industries and business types.

Can I bundle my Home and Auto Insurance policies with RLI for discounts?

Yes, RLI offers bundling options for Home and Auto Insurance, allowing you to save on your premiums.

Does RLI provide coverage for cybersecurity incidents under their Commercial Insurance policies?

RLI may offer cybersecurity coverage for businesses. Cybersecurity insurance can help protect your business from data breaches and related liabilities.

What types of liability coverage options are available for businesses under RLI’s Commercial Insurance?

RLI offers various liability coverage options, including general liability and professional liability, to address the specific needs of different businesses.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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<h3>RLI Insurance Company Monthly Auto Insurance Rates</h3>
<h3>RLI Insurance Company Monthly Auto Insurance Rates</h3>