Roche Surety and Casualty Company, Inc. Review (2024)

Roche Surety and Casualty Company, Inc., a distinguished participant in the insurance sector, is recognized for its extensive coverage alternatives, catering to diverse needs with options ranging from comprehensive casualty insurance to surety bonds for contracts, backed by years of industry experience.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Roche Surety and Casualty Company, Inc.

Average Monthly Rate For Good Drivers

N/A

A.M. Best Rating:

A+ (Superior)

Complaint Level:

Low

Pros

  • Diverse range of insurance offerings
  • Strong financial stability
  • Personalized and client-centric approach
  • Innovative solutions and industry impact
  • Positive customer reviews and claims support

Cons

  • Rates may vary by location and coverage
  • Limited international coverage options
  • Some policyholders might find more affordable alternatives for basic coverage.

Roche Surety and Casualty Company, Inc., a leading insurance provider, offers a comprehensive array of coverage options, including surety bonds and casualty insurance, tailored to meet the diverse needs of individuals and businesses. With a stellar A.M. Best rating of A+ (Superior) and a low complaint level, Roche stands out as a reliable choice in the insurance landscape.

Their commitment to affordable coverage is further exemplified through various discounts such as multi-policy, good driver, and safety features discounts. Moreover, the company’s rich history, industry impact, and customer-centric approach set them apart from competitors.

Whether you’re seeking protection for your business, personal assets, or projects, Roche Surety and Casualty Company, Inc. offers the expertise and diverse solutions to safeguard what matters most.

Roche Surety and Casualty Company, Inc. Insurance Coverage Options

When it comes to safeguarding your assets, Roche Surety and Casualty Company, Inc. offers an extensive range of coverage options tailored to meet your unique needs. Whether you’re seeking protection for your business, personal assets, or specific projects, Roche has you covered. Below, we’ll explore the comprehensive coverage options they provide.

Surety Bonds

  • Contract Bonds: Ensuring contracts are fulfilled as agreed.
  • License and Permit Bonds: Guaranteeing compliance with regulatory requirements.
  • Court Bonds: Covering legal obligations, such as appeals and fiduciary duties.

Casualty Insurance

  • General Liability Insurance: Protecting your business from claims of injury or property damage.
  • Workers’ Compensation Insurance: Providing coverage for workplace injuries and related expenses.
  • Commercial Auto Insurance: Safeguarding vehicles used for business purposes.

Roche Surety and Casualty Company, Inc.’s diverse coverage options ensure that you can find the protection you need, whether you’re a business owner or an individual. Their expertise and commitment to tailored solutions make them a reliable choice for securing your assets.

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Roche Surety and Casualty Company, Inc. Insurance Rates Breakdown

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Driver ProfileRoche Surety and CasualtyNational Average
Clean Record$83$119
1+ Ticket$129$147
1+ Accident$171$173
DUI$250$209
Poor Credit$143$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Roche Surety and Casualty Company, Inc. Discounts Available

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DiscountsRoche Surety and Casualty
Anti Theft7%
Good Student13%
Low Mileage14%
Paperless8%
Safe Driver18%
Senior Driver10%

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Roche Surety and Casualty Company, Inc. understands the importance of providing affordable insurance solutions without compromising on quality. In this section, we’ll explore the discounts that Roche provides, helping you make informed decisions about your insurance needs.

  • Multi-Policy Discount: Combining multiple insurance policies with Roche can lead to significant savings. For instance, if you bundle your home and auto insurance, you could enjoy a substantial discount on both policies.
  • Good Driver Discount: Safe driving habits are rewarded at Roche. If you have a clean driving record with no accidents or traffic violations, you can benefit from lower premium rates.
  • Safety Features Discount: If your vehicle is equipped with safety features such as anti-lock brakes, airbags, or an anti-theft system, you may qualify for additional savings.
  • Multi-Vehicle Discount: Insuring multiple vehicles under the same policy can result in reduced premiums for each vehicle, making it an excellent option for families or businesses with a fleet.
  • Home Security Discount: If you have security measures in place, such as a monitored alarm system or smoke detectors, you could qualify for a discount on your homeowners’ insurance.
  • Good Student Discount: Students with excellent academic records may be eligible for lower rates, encouraging responsible behavior both in the classroom and on the road.

Roche Surety and Casualty Company, Inc.’s commitment to affordability extends to their generous discount offerings. By taking advantage of these discounts, policyholders can enjoy cost-effective insurance coverage without sacrificing quality or peace of mind. It’s just one more reason to consider Roche for your insurance needs.

How Roche Surety and Casualty Company, Inc. Ranks Among Providers

Roche Surety and Casualty Company, Inc. operates in a highly competitive insurance industry, where several key players vie for market share. Understanding the company’s main competitors is essential for assessing its position and strengths within the market. Here are some of Roche’s primary competitors:

  • AIG (American International Group): AIG is a global insurance giant offering a wide range of insurance products and services, including surety bonds and casualty insurance. With a strong international presence and a diverse portfolio, AIG is a formidable competitor.
  • Chubb: Chubb is known for its high-net-worth and commercial insurance offerings. They have a reputation for providing comprehensive coverage and exceptional customer service, making them a strong contender in the industry.
  • The Hartford: The Hartford specializes in insurance for small businesses, offering a variety of coverage options. Their focus on tailored solutions and competitive rates makes them a direct competitor, particularly in the casualty insurance sector.
  • Travelers: Travelers is a well-established insurer that provides a wide array of insurance products, including surety bonds and commercial coverage. Their extensive network of agents and brokers makes them a significant player in the industry.
  • Liberty Mutual: Liberty Mutual is one of the largest property and casualty insurers in the United States. They offer diverse insurance solutions, including personal and commercial coverage, and are known for their innovative products and services.
  • Zurich Insurance Group: Zurich is a global insurance provider with a strong presence in various markets. They offer surety bonds and casualty insurance among other services, catering to both individual and corporate clients.
  • Allianz: Allianz is a leading global insurer with a diverse portfolio. They compete in multiple segments, including surety and casualty insurance, and have a significant international footprint.
  • Nationwide: Nationwide is recognized for its personal and commercial insurance solutions. They have a strong emphasis on customer-centric service and innovative products, making them a competitor in the insurance landscape.
  • Progressive: While primarily known for auto insurance, Progressive also offers commercial coverage options. Their direct-to-consumer approach and focus on technology-driven solutions set them apart in the industry.
  • Berkshire Hathaway: Led by Warren Buffett, Berkshire Hathaway owns several insurance companies, including GEICO. They are a major player in the insurance industry, providing various insurance products to a wide range of clients.

Each of these competitors has its own strengths, market niche, and unique value propositions. Roche Surety and Casualty Company, Inc. competes by offering a combination of diverse coverage options, personalized service, and competitive rates.

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Roche Surety and Casualty Company, Inc. Claims Process

Ease of Filing a Claim (online, over the phone, mobile apps)

Roche Surety and Casualty Company, Inc. provides its policyholders with multiple convenient options for filing insurance claims. Whether you prefer the ease of online submissions, the simplicity of phone calls, or the efficiency of mobile apps, Roche ensures a hassle-free claims process. This flexibility allows customers to choose the method that best suits their needs and preferences.

Average Claim Processing Time

One crucial aspect of an insurance company’s performance is the speed at which it processes claims. Roche Surety and Casualty Company, Inc. is committed to efficient claim processing, aiming to minimize the time policyholders have to wait for their claims to be resolved.

The company’s dedication to prompt service can be a crucial factor for customers looking for a swift resolution to their insurance claims.

Customer feedback on claim resolutions and payouts

Customer feedback is invaluable when assessing an insurance company’s performance. Roche Surety and Casualty Company, Inc. places a strong emphasis on customer satisfaction, including how claims are handled. By examining customer reviews and feedback, potential policyholders can gain insights into the company’s track record in terms of fair claim resolutions and timely payouts.

Roche Surety and Casualty Company Digital and Technological Features

Mobile app features and functionality

Roche Surety and Casualty Company, Inc. offers a mobile app designed to enhance the overall customer experience. This app is equipped with features and functionalities that allow policyholders to manage their insurance policies conveniently from their smartphones.

Exploring the capabilities of the mobile app can provide insight into how Roche leverages technology to simplify insurance-related tasks.

Online Account Management Capabilities

In the digital age, having access to an online platform for managing insurance accounts is essential. Roche Surety and Casualty Company, Inc. provides policyholders with robust online account management capabilities.

This allows customers to review policy details, make payments, and update their information with ease. Exploring these online tools can help customers understand how Roche empowers them to take control of their insurance needs.

Digital Tools and Resources

In addition to mobile apps and online account management, Roche Surety and Casualty Company, Inc. offers various digital tools and resources to assist policyholders in understanding their coverage and making informed decisions.

These resources can include educational materials, calculators, and guides that help customers navigate the complexities of insurance. Exploring these digital tools can provide valuable insights into the company’s commitment to customer education and support.

Frequently Asked Questions

What types of insurance does Roche Surety and Casualty Company, Inc. offer policies for?

Roche provides a wide range of insurance solutions, including surety bonds and casualty insurance. Their surety bonds cover contract bonds, license and permit bonds, and court bonds. Their casualty insurance offerings encompass general liability insurance, workers’ compensation insurance, and commercial auto insurance.

What does Roche’s general liability insurance cover?

Roche’s general liability insurance protects your business from claims of bodily injury, property damage, and more. It’s a fundamental coverage for safeguarding your assets.

How does Roche’s workers’ compensation insurance benefit employers and employees?

Roche’s workers’ compensation insurance provides financial protection for both employers and employees in case of work-related injuries or illnesses, ensuring that medical expenses and lost wages are covered.

What does Roche’s commercial auto insurance include?

Roche’s commercial auto insurance covers vehicles used for business purposes. It helps protect your business from financial losses arising from accidents or damage to these vehicles.

Are there any industry-specific casualty insurance options available from Roche?

Roche recognizes that different industries have unique needs. They may offer industry-specific casualty insurance options designed to address the particular risks associated with your business sector.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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