Safeco Insurance Company of Illinois Review (2024)

Explore the extensive coverage options and commitment to client satisfaction that define Safeco Insurance Company of Illinois, a prominent player in the insurance sector, and discover how you can save money while enjoying complete security through their array of discounts.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked
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Safeco Insurance Company of Illinois

Average Monthly Rate For Good Drivers

$100

A.M. Best Rating:

A (Excellent)

Complaint Level:

Low

Pros

  • Wide range of insurance options
  • Excellent customer service
  • Quick and efficient claims processing

Cons

  • Premiums may be slightly higher than competitors

Safeco Insurance Company of Illinois, a trusted name in the insurance industry, offers a comprehensive range of coverage options designed to protect what matters most to you. From auto insurance that safeguards your vehicle and liability to homeowners and renters insurance that secures your home and belongings, Safeco’s commitment to personalized protection shines through.

Motorcycle and RV enthusiasts can hit the road with confidence, knowing their vehicles are covered, while additional services such as umbrella insurance, pet insurance, and specialized boat insurance cater to diverse needs.

With a low complaint level, Safeco stands out for its excellent customer service and quick claims processing. Plus, you can unlock savings with various discounts, making Safeco a reliable choice for comprehensive coverage that’s tailored to you.

Safeco Insurance Company of Illinois Insurance Coverage Options

Safeco Insurance Company of Illinois is committed to providing comprehensive coverage that meets the diverse needs of its customers. Whether you’re looking to protect your vehicle, home, or personal belongings, Safeco has you covered. Here’s a breakdown of the coverage options you can expect:

  • Auto Insurance: Safeco offers customizable auto insurance policies that provide protection for your vehicle and liability coverage for unexpected accidents.
  • Home Insurance: Safeguard your home and its contents with homeowners’ insurance, which covers damages caused by natural disasters, theft, and more.
  • Renters Insurance: If you’re renting, protect your personal possessions and liability with renters’ insurance, ensuring peace of mind in your rented space.
  • Motorcycle Insurance: Hit the road with confidence, knowing that Safeco’s motorcycle insurance has you covered in case of accidents or theft.
  • RV Insurance: Whether you’re a weekend warrior or full-time adventurer, Safeco’s RV insurance keeps your recreational vehicle protected while you explore.
  • Umbrella Insurance: Safeco offers an extra layer of protection with umbrella insurance, which extends your liability coverage, providing peace of mind for unexpected events.
  • Pet Insurance: Ensure the well-being of your furry family members with Safeco’s pet insurance, covering veterinary expenses and more.
  • Boat Insurance: Sail or cruise confidently, knowing that your vessel and watercraft are protected with specialized boat insurance.

Safeco Insurance Company of Illinois understands that one size doesn’t fit all when it comes to insurance. That’s why they offer a diverse range of coverage options, ensuring you have the protection you need for the things that matter most.

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Safeco Insurance Company of Illinois Insurance Rates Breakdown

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Driver ProfileSafeco Insurance Company of IllinoisNational Average
Clean Record$85$119
1+ Ticket$123$147
1+ Accident$156$173
DUI$221$209
Poor Credit$147$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Safeco Insurance Company of Illinois Discounts Available

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DiscountsSafeco Insurance Company of Illinois
Anti Theft17%
Good Student24%
Low Mileage20%
Paperless11%
Safe Driver30%
Senior Driver18%

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At Safeco Insurance Company of Illinois, they believe in rewarding their policyholders for their loyalty and responsible behavior. That’s why they offer a range of discounts to help you save on your insurance premiums. Here’s a look at the discounts you can take advantage of:

  • Safe Driver Discount: If you have a clean driving record, you could qualify for a safe driver discount, which rewards responsible driving habits.
  • Multi-Policy Discount: Bundle your auto, home, or renters’ insurance with Safeco, and enjoy significant savings on your premiums.
  • Safety Features Discount: If your vehicle is equipped with safety features such as anti-lock brakes or airbags, you may be eligible for a discount.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can help you qualify for additional savings on your auto insurance. (For more information, read our “Why You Should Get an Anti-Theft Device for Your Car“).
  • Good Student Discount: Students with good grades may qualify for a good student discount, helping parents save on their children’s auto insurance.
  • Home Safety Features Discount: Safeco rewards homeowners who take steps to protect their homes, such as installing smoke detectors or a security system.
  • Payment Discounts: Option for automatic payments or pay your premium in full, and Safeco may offer you discounts for these convenient payment options.

Choosing Safeco not only means getting reliable coverage but also the opportunity to reduce your insurance costs through these valuable discounts. Don’t miss out on the chance to save while safeguarding what matters most. Safeco Insurance Company of Illinois is here to help you protect your assets while keeping more money in your pocket.

How Safeco Insurance Company of Illinois Ranks Among Providers

Safeco Insurance Company of Illinois operates in a highly competitive insurance industry where several well-established companies vie for customers’ attention. To provide a better understanding of its competitive landscape, let’s take a look at some of Safeco’s main competitors:

  • State Farm Insurance: State Farm is one of the largest and most recognized insurance providers in the United States. They offer a wide range of insurance products, including auto, home, life, and more. State Farm’s extensive network of agents and competitive rates make it a significant competitor for Safeco.
  • Allstate Insurance: Allstate is another major player in the insurance industry known for its extensive advertising campaigns and comprehensive coverage options. They provide various insurance products, including auto, home, renters, and even specialized policies like identity theft protection.
  • Progressive Insurance: Progressive is renowned for its innovative approach to auto insurance and its popular “Name Your Price” tool. They focus on auto insurance but also offer home, renters, and various other insurance products.
  •  Geico: Geico is famous for its humorous advertising and competitive pricing. They primarily specialize in auto insurance but have expanded their offerings to include homeowners, renters, and more.
  • Nationwide Insurance: Nationwide is a diversified insurance and financial services company with a broad range of insurance products, including auto, home, life, and pet insurance. They have a strong presence and a history of customer loyalty.
  • Farmers Insurance: Farmers is known for its extensive network of agents and a wide variety of insurance products, including auto, home, life, and business insurance. They cater to a broad customer base.
  • USAA (for military members and their families): USAA serves the unique needs of military members and their families, offering a range of insurance products, including auto, home, and renters insurance, as well as banking and investment services.
  • Liberty Mutual: Liberty Mutual is a global insurance company with a diverse portfolio, including auto, home, renters, and specialty insurance. They emphasize personalized coverage options.

Safeco Insurance Company of Illinois competes with these companies by offering a combination of coverage options, customer service, and discounts. It’s important to note that the competitive landscape can vary by region, and factors such as pricing, customer service, and specific coverage needs can heavily influence customers’ choices when selecting an insurance provider.

Read more: Safeco Insurance Company of America Review

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Claims Process With Safeco Insurance Company of Illinois

Streamlined Claim Filing Options

Safeco Insurance Company of Illinois is dedicated to simplifying the claims process for its valued policyholders. Whether you prefer the convenience of filing a claim online through their website, the personal touch of speaking with a representative over the phone, or the ease of using their mobile app, Safeco has you covered.

Their commitment to accessibility ensures that filing a claim is a hassle-free experience tailored to your preferences.

Efficient Claim Processing Times

When it comes to handling claims, Safeco Insurance Company of Illinois stands out for its efficiency. While the specific processing time can vary depending on the nature and complexity of the claim, you can generally count on Safeco to provide quick and responsive service.

Their dedication to resolving claims in a timely manner means that you can get back on track without unnecessary delays, giving you peace of mind during challenging times.

Customer Satisfaction With Claim Resolutions

The true measure of an insurance company’s performance is the satisfaction of its customers. Safeco Insurance Company of Illinois has earned positive feedback from policyholders for its approach to claim resolutions and payouts. Many customers have expressed satisfaction with the company’s fair and prompt handling of claims.

These testimonials underscore Safeco’s commitment to delivering a seamless claims experience that aligns with its dedication to customer satisfaction.

Digital and Technological Features of Safeco Insurance Company of Illinois

Mobile App Functionality

Safeco understands the importance of convenience in today’s fast-paced world. That’s why they offer a user-friendly mobile app designed to empower policyholders with on-the-go insurance management.

The Safeco mobile app provides a host of features, including easy access to policy information, the ability to submit claims digitally, and access to digital ID cards. Additionally, the app offers valuable tools for requesting roadside assistance and accessing policy documents.

Safeco’s mobile app enhances the overall customer experience by putting policy management at your fingertips.

Online Account Management

Safeco Insurance Company of Illinois recognizes that policyholders want easy access to their insurance information. Their online account management system is tailored to provide just that.

By logging in to your account through the Safeco website, you can conveniently view and update policy details, make payments, and track claims—all from the comfort of your computer or mobile device.

This digital platform simplifies policy management and puts you in control of your coverage, ensuring you have the information you need at your fingertips.

Digital Tools and Resources

In an effort to empower policyholders with knowledge, Safeco Insurance Company of Illinois offers a comprehensive suite of digital tools and resources. These resources include educational materials, insurance calculators, and informative articles.

By providing these resources, Safeco ensures that you have the information necessary to make informed decisions about your coverage. Their commitment to transparency and education empowers policyholders to navigate the complexities of insurance with confidence.

Frequently Asked Questions

Can I bundle my Safeco Auto and Home Insurance policies for extra savings?

Yes, Safeco offers a multi-policy discount for those who bundle their Auto and Home Insurance. This allows you to enjoy substantial savings while ensuring your valuable assets are fully protected.

Are there any discounts available for Safeco Renters Insurance policyholders?

Safeco offers various discounts, including those for renters. If you have Safeco Renters Insurance, you may be eligible for savings.

What sets Safeco Auto Insurance apart from other providers?

Safeco Auto Insurance distinguishes itself with customizable coverage options and efficient claims processing. The company prioritize your safety on the road and ensure you’re protected in case of accidents or unforeseen events.

Can I bundle my Safeco Auto Insurance with other policies for extra savings?

Safeco offers a multi-policy discount for those who bundle their Auto Insurance with other coverage options, such as Home Insurance. This allows you to maximize your savings while ensuring comprehensive protection.

What does Safeco’s pet insurance cover, and how can it benefit my furry family members?

Safeco’s pet insurance covers veterinary expenses and more, ensuring the well-being of your beloved pets. It offers financial support for their medical needs.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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