Safeco National Insurance Company Review (2024)

Safeco National Insurance Company, with its comprehensive coverage options, competitive pricing, and unwavering commitment to exceptional customer service, stands as a reliable choice for individuals seeking robust insurance solutions.

UPDATED: Apr 23, 2024Fact Checked

Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

UPDATED: Apr 23, 2024

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024Fact Checked
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Safeco National Insurance Company

Average Monthly Rate For Good Drivers

$92

A.M. Best Rating:

A

Complaint Level:

Low

Pros

  • Comprehensive coverage options
  • Competitive pricing
  • Excellent customer service
  • Convenient online tools
  • Active community involvement

Cons

  • Limited availability in some areas
  • Fewer discounts compared to some competitors

Safeco National Insurance Company stands as a reliable insurance provider, offering a diverse array of coverage options ranging from home and auto insurance to pet and umbrella coverage. With a commitment to tailored protection, competitive pricing, exceptional customer service, and digital convenience, Safeco ensures peace of mind for its policyholders.

Their discounts further sweeten the deal, including multi-policy, safe driver, and good student discounts, making quality coverage more affordable. In a crowded field of competitors, Safeco distinguishes itself through its comprehensive offerings and customer-centric approach, solidifying its position as a trustworthy choice for individuals seeking robust insurance solutions.

Safeco National Insurance Company Insurance Coverage Options

Safeco National Insurance Company understands that protecting what matters most is essential. That’s why they offer a wide range of coverage options tailored to meet your insurance needs. We’ll explore Safeco’s comprehensive coverage options, ensuring you have the right insurance to secure your peace of mind.

  • Home Insurance: Safeco offers protection for your dwelling, personal property, liability, and additional coverage options such as earthquake and flood insurance.
  • Auto Insurance: With customizable auto insurance policies, Safeco provides coverage for liability, comprehensive, collision, and additional options like rental car coverage and roadside assistance.
  • Renters Insurance: Safeco’s renters insurance protects your personal property and liability as a tenant, offering peace of mind in your rented space.
  • Condo Insurance: If you own a condo, Safeco’s condo insurance policies provide tailored coverage for your unit and belongings.
  • Motorcycle Insurance: Safeco’s motorcycle insurance offers protection for riders and their bikes, ensuring you’re covered on the road.
  • Boat Insurance: Boat enthusiasts can safeguard their vessels and enjoy liability coverage with Safeco’s boat insurance.
  • RV Insurance: Whether you’re on a road trip or camping adventure, Safeco’s RV insurance keeps you protected on your journey.
  • Umbrella Insurance: Extend your liability coverage and protect your assets with Safeco’s umbrella insurance policies.
  • Pet Insurance: Safeco even cares for your furry friends with pet insurance coverage, helping with veterinary bills and more.

This section provides an overview of Safeco’s diverse coverage options, ensuring readers understand the breadth of protection the company offers. It emphasizes the importance of comprehensive insurance and encourages readers to consider Safeco for their insurance needs.

Safeco’s commitment to their customers’ peace of mind is highlighted in the conclusion, reinforcing their dedication to providing reliable coverage.

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Safeco National Insurance Company Insurance Rates Breakdown

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Driver ProfileSafeco National InsuranceNational Average
Clean Record$92$119
1+ Ticket$127$147
1+ Accident$158$173
DUI$231$209
Poor Credit$158$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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Safeco National Insurance Company Discounts Available

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DiscountsSafeco National Insurance
Anti Theft18%
Good Student25%
Low Mileage20%
Paperless13%
Safe Driver30%
Senior Driver19%

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Safeco National Insurance Company not only offers comprehensive coverage but also understands the importance of affordability. They provide various discounts to help you save on your insurance premiums. In this section, we’ll explore the discounts offered by Safeco, ensuring you get the best value for your insurance needs.

  • Multi-Policy Discount: Safeco rewards customers who bundle multiple insurance policies with them, such as home and auto insurance, with a substantial discount.
  • Safe Driver Discount: If you have a clean driving record and demonstrate safe driving habits, Safeco offers discounts to reward your responsible behavior.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can lead to discounts on your auto insurance premiums, as it reduces the risk of theft.
  • Good Student Discount: Students with good grades often qualify for discounts on their auto insurance, encouraging responsible behavior on the road and in school.
  • Teen Safety Rewards: Safeco offers discounts for parents who implement safety measures for their teen drivers, such as completing driver’s education courses.
  • Low Mileage Discount: If you don’t drive your vehicle extensively, you may be eligible for a low mileage discount, which can result in lower auto insurance premiums.
  • Paperless Billing Discount: Safeco encourages eco-friendly practices by offering discounts to customers who opt for paperless billing and documentation.
  • Advanced Quoting Discount: Get ahead of the game by obtaining a quote from Safeco before your current policy expires, and you may qualify for an advanced quoting discount.

With Safeco’s range of discounts, you can enjoy the benefits of reliable insurance coverage while saving on your premiums.

How Safeco National Insurance Company Ranks Among Providers

Safeco National Insurance Company operates in a competitive insurance industry where several major players vie for market share. Understanding the company’s main competitors can provide valuable insights into its position and strengths. Here are some of Safeco’s main competitors:

  • State Farm Insurance: State Farm is one of the largest and most well-known insurance companies in the United States. They offer a wide range of insurance products, including auto, home, and life insurance. State Farm is known for its extensive agent network and strong customer service.
  • Allstate Insurance: Allstate is another major player in the insurance industry, offering auto, home, and life insurance, among other products. They are recognized for their advertising campaigns and innovative tools like the Allstate Drivewise program, which tracks driving behavior for potential discounts.
  • Geico (Government Employees Insurance Company): Geico is renowned for its competitive pricing and direct-to-consumer model. They offer auto insurance primarily but also provide other coverage options. Geico memorable advertising campaigns have made it a household name.
  • Progressive Insurance: Progressive is known for its focus on technology and providing customers with the ability to compare quotes online easily. They offer a wide range of insurance products, with a strong emphasis on auto insurance.
  • Farmers Insurance: Farmers offers a comprehensive suite of insurance products, including home, auto, life, and business insurance. They are known for their local agent presence and customizable coverage options.
  • Liberty Mutual Insurance: Liberty Mutual is a global insurance company with a significant presence in the U.S. They provide a variety of insurance solutions, including auto, home, and business insurance, with a focus on customization.
  • USAA (United Services Automobile Association): USAA primarily serves military members and their families, providing a wide range of insurance and financial services. They are highly regarded for their customer service and commitment to their target audience.
  • Nationwide Insurance: Nationwide offers auto, home, and business insurance, with a strong emphasis on personal relationships and customer service. They have a significant agent network across the country.
  • Travelers Insurance: Travelers is known for its business insurance offerings but also provides personal insurance, including home and auto coverage. They emphasize risk management and tailored solutions.
  • American Family Insurance: American Family Insurance primarily operates in the Midwest and offers auto, home, and other insurance products. They focus on supporting and protecting their customers’ dreams and goals.

Each of these competitors brings its unique strengths and strategies to the insurance market. Safeco National Insurance Company competes by offering a blend of comprehensive coverage options, competitive pricing, and a commitment to customer satisfaction.

Read more: Safeco Insurance Company of Illinois Review

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Claims Process With Safeco National Insurance Company

Streamlined Claim Filing Options

Safeco National Insurance Company understands the importance of a hassle-free claims process. That’s why they offer a range of options for policyholders to file their claims conveniently.

Whether you prefer the simplicity of online submissions through the company’s intuitive website, the personalized touch of speaking with a dedicated claims representative over the phone, or the modern ease of using their mobile app, Safeco ensures that you can choose the method that best suits your needs and preferences.

Efficient Claim Processing

When it comes to claim processing, Safeco National Insurance Company is committed to efficiency. They recognize that time is of the essence, especially during challenging moments. On average, Safeco strives to expedite the processing of claims, minimizing any unnecessary delays.

While the exact processing time may vary depending on the complexity of the claim, rest assured that Safeco’s dedication to a prompt resolution remains unwavering.

Customer Satisfaction With Claim Resolutions

Customer feedback is a testament to the effectiveness of Safeco’s claims process. Many satisfied policyholders have shared positive experiences with Safeco National Insurance Company, particularly regarding their claim resolutions and payouts.

Safeco’s commitment to ensuring fair and swift settlements aligns with its mission to provide exceptional service. The company’s track record of satisfied customers speaks volumes about its dedication to meeting policyholders’ needs promptly and fairly.

Digital and Technological Features of Safeco National Insurance Company

Feature-Packed Mobile App

Safeco National Insurance Company’s mobile app is a game-changer for policyholders. It offers a host of features designed to make managing your insurance a breeze.

From viewing policy details and making payments to requesting roadside assistance and even filing claims directly from your mobile device, the app puts essential insurance tools at your fingertips. With an intuitive and user-friendly interface, Safeco’s mobile app enhances your overall insurance experience.

Seamless Online Account Management

Managing your insurance policy has never been easier. Safeco provides a secure and user-friendly online portal on their website where you can access policy information, review important documents, make changes to your coverage, and more.

This online account management capability empowers you to take control of your insurance, ensuring that you can handle policy details with ease, all from the comfort of your own home.

Informative Digital Resources

Safeco National Insurance Company goes beyond just providing coverage; they strive to educate and empower policyholders. Their digital tools and resources include informative articles, helpful calculators, and interactive tools designed to demystify insurance complexities.

These resources are invaluable for policyholders seeking to make informed decisions about their coverage. Safeco’s commitment to offering such digital resources demonstrates its dedication to your insurance knowledge and well-being.

Frequently Asked Questions

Does Safeco National Insurance Company offer discounts on their Auto Insurance policies?

Yes, Safeco National Insurance Company provides various discounts on their Auto Insurance policies to help you save on premiums. These discounts may include safe driver discounts, good student discounts, and more. When inquiring about an Auto Insurance quote, be sure to ask about available discounts to maximize your savings.

Can I bundle Safeco National Insurance Company’s Boat Insurance with my Home Insurance policy?

Safeco National Insurance Company encourages bundling multiple insurance policies for added convenience and savings. If you have both Boat Insurance and Home Insurance needs, bundling them together is an option.

What types of coverage does Safeco National Insurance Company offer for Motorcycle Insurance?

Safeco National Insurance Company offers various coverage options for Motorcycle Insurance, including liability coverage, comprehensive coverage, and collision coverage. They also provide additional options like coverage for accessories and gear. To tailor your Motorcycle Insurance policy, discuss your specific needs with a Safeco agent.

Are there discounts available for Safeco National Insurance Company’s RV Insurance policies?

Yes, Safeco National Insurance Company provides discounts for RV Insurance policies. These discounts can vary but often include multi-policy discounts and safe driver discounts. When obtaining a quote for RV Insurance, be sure to inquire about available discounts to maximize your savings.

Is there a Good Student Discount available for Safeco National Insurance Company’s Auto Insurance policies?

Yes, Safeco National Insurance Company offers a Good Student Discount for their Auto Insurance policies. Students with good grades often qualify for this discount, which can lead to significant savings on their auto insurance premiums.

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Laura D. Adams

Insurance & Finance Analyst

Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...

Insurance & Finance Analyst

Daniel Walker

Licensed Insurance Agent

Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...

Licensed Insurance Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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