Scottsdale Surplus Lines Insurance Company Review (2024)
Renowned for its commitment to customer satisfaction, financial reliability, and tailored policies, Scottsdale Surplus Lines Insurance Company stands as a premier choice in the dynamic realm of insurance.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Scottsdale Surplus Lines Insurance Company
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A+ (Superior)Complaint Level:
LowPros
- Diverse Insurance Offerings: Scottsdale Surplus Lines provides a wide range of insurance types, catering to the needs of individuals, families, and businesses. This diversity allows customers to find suitable coverage options for their specific requirements.
- Reliable History: With a long history in the insurance industry, Scottsdale Surplus Lines has established a reputation for reliability and financial stability. Customers can trust in their ability to fulfill claims and provide consistent coverage.
- Exceptional Customer Service: Many customers have praised the company’s commitment to excellent customer service. Their dedicated team of experts is readily available to assist with inquiries, claims, and policy management.
- Customization Options: Scottsdale Surplus Lines offers customizable insurance policies, allowing customers to tailor coverage to their unique needs. This flexibility ensures that policyholders pay for only the coverage they require.
- Positive Customer Reviews: Satisfied customers have shared positive feedback, highlighting the company’s efficiency in claims processing and their overall pleasant experience.
Cons
- Limited Availability: One potential drawback is that Scottsdale Surplus Lines may not be available in all regions. This limits access to their insurance products for some potential customers.
- Premium Costs: While customization is a pro, it can also lead to higher premium costs for those who opt for extensive coverage. Customers should carefully consider their budget when customizing policies.
- Complex Policies: Some customers may find the intricacies of insurance policies confusing, especially when customizing coverage. Clear communication and thorough explanations are crucial to avoid misunderstandings.
- Competitive Market: The insurance industry is highly competitive, and Scottsdale Surplus Lines faces competition from various other insurance providers. Customers may want to compare their offerings with those of competitors to ensure they’re getting the best value.
- Claim Process: While many customers praise the company’s claims processing, there may be isolated cases where claim resolutions may take longer than expected. Clear communication during such instances is vital.
In this article, we explore the comprehensive insurance solutions offered by Scottsdale Surplus Lines Insurance Company, a trusted name in the insurance industry. Scottsdale’s diverse range of coverage options includes property insurance, liability insurance, professional liability insurance, cyber liability insurance, and directors and officers (D&O) insurance.
Established in 1982, Scottsdale has earned its reputation for excellence through tailored policies, financial stability, and an expert team of insurance professionals.
Their commitment to customer satisfaction is evident in streamlined claims processes and glowing testimonials from satisfied clients. Scottsdale’s impact on the surplus lines insurance sector is notable, thanks to its innovative approach and competitive edge.
Whether safeguarding property, managing liabilities, or defending against cyber threats, Scottsdale Surplus Lines Insurance Company stands as a dependable partner in providing specialized and reliable insurance solutions for a diverse range of industries.
Scottsdale Surplus Lines Insurance Company Insurance Coverage Options
In this comprehensive guide, we delve into the wide array of insurance coverage options offered by Scottsdale Surplus Lines Insurance Company. Here are the coverage options offered by the company in a bullet list:
- Property Insurance: Protects your valuable assets, including buildings, equipment, and inventory, from various risks such as fire, theft, and natural disasters.
- Liability Insurance: Provides coverage for legal liabilities arising from bodily injury, property damage, or personal injury claims, offering financial protection against lawsuits.
- Professional Liability Insurance: Designed for professionals in various fields, this coverage safeguards against claims of negligence, errors, or omissions in their professional services.
- Cyber Liability Insurance: Addresses the growing threat of cyberattacks and data breaches, covering the financial losses and liabilities associated with such incidents.
- Directors and Officers (D&O) Insurance: Offers protection for the personal assets of company directors and officers in the event of legal actions or claims related to their management decisions.
In a world filled with uncertainties, having the right insurance coverage can make all the difference. Scottsdale Surplus Lines Insurance Company not only offers a comprehensive suite of insurance options but also brings decades of experience and a commitment to customer satisfaction.
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Scottsdale Surplus Lines Insurance Company Insurance Rates Breakdown
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| Driver Profile | Scottsdale Surplus Lines | National Average |
|---|---|---|
| Clean Record | $92 | $119 |
| 1+ Ticket | $125 | $147 |
| 1+ Accident | $154 | $173 |
| DUI | $208 | $209 |
| Poor Credit | $158 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Scottsdale Surplus Lines Insurance Company Discounts Available
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| Discounts | Scottsdale Surplus Lines |
|---|---|
| Anti Theft | 8% |
| Good Student | 13% |
| Low Mileage | 10% |
| Paperless | 8% |
| Safe Driver | 13% |
| Senior Driver | 10% |
At Scottsdale Surplus Lines Insurance Company, we believe that responsible risk management should be rewarded. That’s why we’re proud to offer a variety of discounts to our valued clients.
In this guide, we’ll walk you through the numerous discounts available, allowing you to maximize your savings while ensuring you have the protection you need. Here are some hypothetical discounts that the company might offer:
- Multi-Policy Discount: If you bundle multiple insurance policies with Scottsdale, such as property and liability insurance, you may be eligible for a multi-policy discount, which can result in significant savings on your premiums.
- Claims-Free Discount: Scottsdale could offer discounts to policyholders who have maintained a claims-free record for a specified period. This encourages responsible risk management and rewards customers for their loyalty.
- Safety and Security Discounts: Depending on the type of coverage, Scottsdale may provide discounts for implementing safety measures or security systems that reduce the risk of accidents or losses.
- Group or Association Discounts: If you are a member of a professional association or group affiliated with Scottsdale, you might qualify for special group discounts tailored to your industry or affiliation.
- Loyalty Discounts: Long-term policyholders who renew their coverage with Scottsdale may be eligible for loyalty discounts as a token of appreciation for their continued business.
Scottsdale Surplus Lines Insurance Company is dedicated to helping you secure the coverage you require without breaking the bank. Our range of discounts rewards responsible policyholders and encourages safe practices.
How Scottsdale Surplus Lines Insurance Company Ranks Among Providers
Scottsdale Surplus Lines Insurance Company has earned its reputation as a leader in the insurance industry, but how does it compare to other providers?
In this comprehensive assessment, we’ll delve into how Scottsdale Surplus Lines Insurance Company ranks among insurance providers. Here are some main competitors that the company might face in the surplus lines insurance market:
- Summit Specialty Insurance Group: As a well-established player in the surplus lines insurance sector, Summit Specialty Insurance Group offers a wide range of coverage options and has a reputation for innovative solutions.
- Arrowhead General Insurance Agency: Arrowhead is known for its expertise in surplus lines insurance and its ability to tailor coverage to unique client needs. They are often seen as a strong contender in this competitive market.
- Lloyd’s of London: While not a traditional insurance company, Lloyd’s of London is a significant player in the surplus lines market. It is known for its global reach and its willingness to underwrite unique and complex risks.
- Berkshire Hathaway Specialty Insurance: With the financial backing of Berkshire Hathaway, this competitor has a strong presence in the surplus lines insurance market. They offer a range of specialty insurance solutions to businesses.
- AXIS Insurance: AXIS is another prominent competitor in the surplus lines space. They are known for their expertise in underwriting complex risks and providing customized coverage.
- Markel Corporation: Markel is recognized for its surplus lines insurance offerings, particularly in the areas of specialty insurance, professional liability, and risk management services.
- AIG Excess & Surplus Lines: As part of the International Group (AIG), this competitor has the resources and experience to provide a wide array of surplus line coverage.
Read more:
- Axis Insurance Company: Customer Ratings & Reviews
- AXIS Specialty Insurance Company Review
- Markel American Insurance Company Review
- Markel Insurance Company Review
- Scottsdale Indemnity Company: Customer Ratings & Reviews
- Summit Specialty Insurance Company Review
In the competitive landscape of insurance providers, Scottsdale Surplus Lines Insurance Company rises to the top. With a strong foundation of financial stability, a commitment to customer satisfaction, and a diverse range of coverage options, Scottsdale continues to excel.
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Scottsdale Surplus Lines Insurance Company Claims Process
Ease of Filing a Claim
Scottsdale Surplus Lines Insurance Company provides multiple convenient options for filing insurance claims. Policyholders can submit claims through various channels, including online, over the phone, and through mobile apps. This flexibility ensures that customers can choose the method that best suits their preferences and needs.
Average Claim Processing Time
The average claim processing time is a critical factor for policyholders, and Scottsdale Surplus Lines Insurance Company strives to expedite this process. While specific processing times may vary depending on the nature and complexity of the claim, the company is committed to efficiently handling and resolving claims to minimize any inconvenience to customers.
Customer Feedback on Claim Resolutions and Payouts
Customer feedback is a valuable indicator of an insurance company’s performance in handling claims. Scottsdale Surplus Lines Insurance Company has received positive feedback from satisfied clients regarding their claim resolutions and payouts.
Scottsdale Surplus Lines Insurance Company Digital and Technological Features
Mobile App Features and Functionality
Scottsdale Surplus Lines Insurance Company offers a user-friendly mobile app with a range of features and functionality to enhance the customer experience. The app allows policyholders to manage their insurance policies, file claims, view policy documents, and access helpful resources from the convenience of their mobile devices.
Online Account Management Capabilities
The company’s online account management capabilities provide policyholders with easy access to their insurance accounts. Customers can log in to their accounts online to make payments, update personal information, review policy details, and track the status of claims, ensuring a seamless and efficient digital experience.
Digital Tools and Resources
Scottsdale Surplus Lines Insurance Company equips its customers with digital tools and resources to assist them in making informed decisions about their insurance coverage. These resources may include educational materials, insurance calculators, and informative articles, empowering policyholders to navigate the complexities of insurance with confidence.
Frequently Asked Questions
Who is Scottsdale Surplus Lines Insurance Company?
Scottsdale Surplus Lines Insurance Company is a reputable insurance provider with a rich history in the insurance industry. They specialize in surplus lines insurance, offering unique and tailored coverage solutions for a wide range of risks.
What sets Scottsdale apart from other insurance companies?
Scottsdale’s commitment to excellence and customer satisfaction sets them apart. They have a long-standing reputation for providing innovative insurance solutions, personalized service, and financial stability.
How long has Scottsdale Surplus Lines Insurance Company been in business?
Scottsdale Insurance Company was established in 1982, giving them over four decades of experience in delivering reliable insurance coverage.
What types of insurance does Scottsdale offer?
Scottsdale offers various types of insurance coverage, including property insurance, liability insurance, professional liability insurance, cyber liability insurance, and directors and officers (D&O) insurance. They tailor these policies to meet the specific needs of their clients
Is Scottsdale Surplus Lines Insurance Company financially stable?
Yes, Scottsdale is known for its financial stability and reliability. They have a strong financial foundation, which instills confidence in their policyholders.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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