Security National Insurance Company Review [2024]

This article offers a comprehensive overview of Security National Insurance Company, shedding light on its coverage options, customer service, and competitive standing in the insurance market.

UPDATED: Apr 23, 2024Fact Checked

Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

UPDATED: Apr 23, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

UPDATED: Apr 23, 2024Fact Checked

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Security National Insurance

Average Monthly Rate For Good Drivers

$166

A.M. Best Rating:

A-

Complaint Level:

Low

Pros

  • Lower than average complaint ratio
  • Coverage available nationwide
  • Offers commercial car insurance policies

Cons

  • Rates are not readily available online
  • Small company with few agents around the nation
  • Limited information available on financial ratings and history
Security National Insurance company coverage is available in all areas of the United States. It’s a small company that’s often confused with other companies. But we’re here to help you focus on the company that can provide you with auto insurance from Security National. We’ll also detail Security National insurance claims and give you Security National Insurance's contact information. Before learning more about whether affordable Security National Insurance company auto insurance is available to you, get some coverage numbers in your area. Start by entering your ZIP code in the free online quote tool on this page.

Security National Insurance company coverage is available in all areas of the United States. It’s a small company that’s often confused with other companies.

But we’re here to help you focus on the company that can provide you with auto insurance from Security National. We’ll also detail Security National insurance claims and give you Security National Insurance’s contact information.

Before learning more about whether affordable Security National Insurance company auto insurance is available to you, get some coverage numbers in your area. Start by entering your ZIP code in the free online quote tool on this page.

What You Should Know About Security National

Security National Insurance company is a fire and casualty insurance company that is a subsidiary of AmTrust Financial—a multinational company founded in 1998. We searched for when AmTrust Financial acquired Security National Insurance Company, but we couldn’t pinpoint the exact date.

Bloomberg reports that the Security National Insurance company was founded in 2012, which means AmTrust must have bought security National Insurance between 2013 and 2019. However, Security National Insurance still functions as an insurance company under AmTrust Financial.

Currently, Security National Insurance has assets of $37,380,907, capital of $3,000,000, and a net surplus of $12,276,351.

What is Security National Insurance’s availability by state?

Through AmTrust Financial, Security National Insurance is available across the country, though Security National Insurance operates out of Dallas, TX.

Are there other companies with the Security National Insurance name?

If you’ve searched for Security National Insurance Company, you’ve probably run into Security National Life Insurance Company. Security National Life Insurance is in Utah, and they don’t appear to be connected to the Security National Insurance Company we’re discussing in this review.

The Security National Insurance Company’s phone number isn’t the same as Security National Life Insurance, so it’s unlikely the two are the same company.

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How do you contact Security National Insurance?

Security National Insurance is a subsidiary with a 0.03 percent market share in the United States. It’s a small company with a few agents around the nation. The best way to contact them is through the Security National Insurance phone number: 1-800-777-2249. It is toll-free.

If you need to send anything by mail, send it to Security National Insurance’s address at 4455 LBJ Freeway, Suite 700 Dallas, TX 75244. You can send requests, payments, and even claims.

How do you file a Security National auto insurance claim?

The online connection to the Security National Insurance Company is through AmTrust Financial. Any Security National auto insurance claims you make will be through the Security National claims phone number, 1-866-272-9267.

To submit any Security National Insurance Company claims online, visit https://www.amtrustfinancial.com/claims. A Security National Insurance Company login can also be created through the website to submit claims online.

What are Security National Insurance’s financial and customer ratings?

It’s challenging when you’re trying to locate financial ratings for a small company like Security National Insurance company. However, A.M. Best strongly suggests that AmTrust Financial and its subsidiaries share the same rating. Why? They all represent the same parent company.

A.M. Best rated AmTrust and most subsidiaries with an “A-” in financial strength and credit ratings.

The “A-” stands for an Excellent rating. It means that AmTrust Financial and most subsidiaries, like Security National Insurance, have a stable financial outlook and a superior ability to meet obligations to customers.

The National Association of Insurance Commissioners (NAIC) recorded customer feedback through the number of complaints within a year. To make an equitable comparison, the NAIC measures individual company complaint numbers through the average rate of complaints within a single year—also called the NAIC Complaint Index.

The average NAIC complaint index is 1.00. However, Security National Insurance has an NAIC Complaint Index of 0.85, which is lower than average, a positive indicator of its customer service.

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Security National Insurance Coverage Options

There are at least five products you can buy from the Security National Insurance Company. Here’s a list of what coverages the company provides:

  • Aircraft Insurance
  • Auto Insurance
  • Boat Insurance
  • Business Insurance
  • Home Insurance

You can also buy Security National Insurance Company auto insurance as a commercial policy. Business insurance may be a blanket insurance program where a small business could get coverage for vehicles and the company’s physical location.

Security National Insurance Rates Breakdown

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Driver ProfileSecurity NationalNational Average
Clean Record$75$119
1+ Ticket$113$147
1+ Accident$146$173
DUI$250$209
Poor Credit$129$205

*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver

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This table for your state to better help you understand what insurance rates may look like in your area.

Average Annual and Monthly Rates for Comprehensive, Collision, Liability, and Full Coverage by State

StateAverage Cost of Comprehensive Insurance per YearAverage Cost of Comprehensive Insurance per MonthAverage Cost of Collision Insurance per YearAverage Cost of Collision Insurance per MonthAverage Cost of Full Coverage Insurance per YearAverage Cost of Full Coverage Insurance per MonthAverage Cost of Liability Insurance per YearAverage Cost of Liability Insurance per Month
Alabama$156.31$13.03$317.96$26.50$868.48$72.37$372.57$31.05
Alaska$137.26$11.44$350.81$29.23$1,027.75$85.65$547.34$45.61
Arizona$186.12$15.51$277.96$23.16$972.85$81.07$488.59$40.72
Arkansas$190.41$15.87$321.80$26.82$906.34$75.53$381.14$31.76
California$100.54$8.38$396.55$33.05$986.75$82.23$462.95$38.58
Colorado$174.61$14.55$287.00$23.92$981.64$81.80$477.10$39.76
Connecticut$131.62$10.97$368.51$30.71$1,151.07$95.92$633.95$52.83
Delaware$122.49$10.21$318.77$26.56$1,240.57$103.38$776.50$64.71
District of Columbia$233.24$19.44$468.67$39.06$1,330.73$110.89$628.09$52.34
South Dakota$116.53$9.71$282.96$23.58$1,257.13$104.76$289.04$24.09
Florida$159.18$13.27$331.83$27.65$1,048.40$87.37$845.05$70.42
Georgia$101.56$8.46$313.17$26.10$873.28$72.77$490.64$40.89
Hawaii$116.55$9.71$219.05$18.25$679.89$56.66$458.49$38.21
Idaho$128.13$10.68$309.71$25.81$884.56$73.71$337.17$28.10
Illinois$122.06$10.17$250.29$20.86$755.03$62.92$430.54$35.88
Indiana$183.53$15.29$219.75$18.31$702.46$58.54$372.44$31.04
Iowa$267.91$22.33$263.33$21.94$862.93$71.91$293.34$24.45
Kansas$141.39$11.78$267.91$22.33$938.51$78.21$342.33$28.53
Kentucky$215.17$17.93$414.36$34.53$1,405.36$117.11$518.91$43.24
Louisiana$104.98$8.75$259.98$21.67$703.82$58.65$727.15$60.60
Maine$152.72$12.73$353.99$29.50$1,116.45$93.04$333.92$27.83
Maryland$134.96$11.25$388.28$32.36$1,129.29$94.11$599.48$49.96
Massachusetts$154.85$12.90$413.83$34.49$1,364.00$113.67$587.75$48.98
Michigan$184.27$15.36$234.40$19.53$875.49$72.96$722.04$60.17
Minnesota$210.33$17.53$323.22$26.94$994.05$82.84$439.58$36.63
Mississippi$181.27$15.11$275.28$22.94$872.43$72.70$437.38$36.45
Missouri$211.91$17.66$265.32$22.11$863.52$71.96$399.41$33.28
Montana$229.25$19.10$237.13$19.76$831.02$69.25$387.77$32.31
Nebraska$117.63$9.80$303.86$25.32$1,103.05$91.92$349.07$29.09
Nevada$110.77$9.23$307.42$25.62$818.75$68.23$647.07$53.92
New Hampshire$131.35$10.95$381.86$31.82$1,382.79$115.23$393.24$32.77
New Jersey$172.57$14.38$276.98$23.08$937.59$78.13$865.55$72.13
New Mexico$171.12$14.26$385.02$32.09$1,360.66$113.39$462.21$38.52
New York$136.08$11.34$293.59$24.47$789.09$65.76$784.98$65.42
North Carolina$231.04$19.25$244.09$20.34$773.30$64.44$357.59$29.80
North Dakota$121.61$10.13$269.84$22.49$788.56$65.71$282.55$23.55
Ohio$225.84$18.82$318.47$26.54$1,005.32$83.78$376.16$31.35
Oklahoma$93.87$7.82$226.83$18.90$904.83$75.40$441.57$36.80
Oregon$144.21$12.02$327.24$27.27$970.51$80.88$553.43$46.12
Pennsylvania$132.19$11.02$411.51$34.29$1,303.50$108.63$495.02$41.25
Rhode Island$180.94$15.08$265.07$22.09$973.10$81.09$720.06$60.01
South Carolina$258.11$21.51$208.58$17.38$766.91$63.91$497.50$41.46
Tennessee$148.45$12.37$309.07$25.76$871.43$72.62$397.73$33.14
Texas$206.42$17.20$374.49$31.21$1,109.66$92.47$498.44$41.54
Utah$109.50$9.13$265.90$22.16$872.93$72.74$471.26$39.27
Vermont$125.48$10.46$295.42$24.62$764.02$63.67$340.98$28.42
Virginia$136.54$11.38$280.52$23.38$842.67$70.22$413.12$34.43
Washington$106.38$8.87$265.74$22.15$968.80$80.73$568.92$47.41
West Virginia$204.28$17.02$329.67$27.47$1,025.78$85.48$501.44$41.79
Wisconsin$136.81$11.40$226.00$18.83$737.18$61.43$359.84$29.99
Wyoming$247.57$20.63$278.83$23.24$847.44$70.62$323.38$26.95

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Read more: New Hampshire Insurance Company Review

Remember, these rates are averages, and your rates will vary based on your age, ZIP code, driving record, and more.

Security National Discounts Available

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DiscountsSecurity National
Anti Theft6%
Good Student15%
Low Mileage8%
Paperless5%
Safe Driver18%
Senior Driver7%

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These discounts are designed to make insurance more affordable while rewarding safe driving habits and responsible policy management. In the following sections, we’ll delve into the various discounts offered by Security National Insurance Company, highlighting the ways in which policyholders can potentially save on their insurance premiums.

  • Safe Driver Discount: Security National Insurance rewards policyholders with a clean driving record, offering discounts to those who have demonstrated safe and responsible driving habits over time.
  • Multi-Policy Discount: Policyholders can benefit from bundling multiple insurance policies with Security National. Combining auto insurance with other coverage, such as home or renters insurance, often results in significant savings.
  • Good Student Discount: For student drivers excelling in their studies, Security National offers a good student discount. This incentive encourages academic achievement while providing financial relief to both students and their families.
  • Anti-Theft Device Discount: Installing anti-theft devices in your vehicle can lead to a discount on your insurance premiums. Security National values proactive measures taken by policyholders to secure their vehicles against theft.
  • Defensive Driving Course Discount: Completing a recognized defensive driving course can qualify policyholders for additional discounts. These courses enhance driving skills and safety awareness, aligning with Security National’s commitment to responsible driving behavior.
  • Safe Vehicle Discount: Security National Insurance encourages the use of safety features in vehicles. If your car is equipped with safety features such as airbags, anti-lock brakes, or other advanced safety technologies, you may be eligible for a safe vehicle discount.

Security National Insurance Company strives to make insurance accessible and affordable for its customers by offering a range of discounts. From acknowledging safe driving practices to promoting academic achievement among student drivers, these discounts reflect the company’s commitment to providing value beyond basic coverage.

As policyholders explore their insurance options, these discounts can play a crucial role in shaping a personalized and cost-effective insurance plan with Security National.

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How Security National Ranks Among Providers

Security National Insurance Company operates in a competitive insurance landscape where numerous companies vie for market share.

Understanding the company’s main competitors provides valuable insights into the choices available for consumers seeking insurance solutions. Here, we’ll explore some key players in the insurance industry that stand as formidable rivals to Security National Insurance.

  • Geico: Geico, or the Government Employees Insurance Company, is a prominent player in the insurance sector, offering a wide range of coverage options, including auto insurance. Known for its extensive advertising and competitive rates, Geico poses a strong challenge to Security National Insurance. Geico’s emphasis on digital services and customer-friendly policies has earned it a significant market share.
  • Progressive: Progressive Corporation is another major competitor known for its innovative approach to insurance. With a focus on technology and a user-friendly online platform, Progressive provides a variety of insurance products, including auto, home, and commercial coverage. Its Snapshot program, which monitors driving habits to offer personalized rates, is a unique feature that sets it apart.
  • State Farm: State Farm is one of the largest insurance providers in the United States, offering a comprehensive suite of insurance products. With a vast network of agents and a longstanding reputation, State Farm competes strongly in the auto insurance market. The company’s emphasis on personalized service and a wide range of coverage options makes it a significant rival to Security National Insurance.
  • Allstate: Allstate Corporation is a well-established insurance company providing various types of coverage, including auto insurance. Allstate differentiates itself through features like the “Drivewise” program, which monitors driving behavior to potentially lower insurance costs. With a strong brand presence and a diverse range of policies, Allstate competes effectively in the insurance marketplace.

Security National Insurance Company faces robust competition in the insurance sector, with companies like Geico, Progressive, State Farm, and Allstate offering diverse coverage options and innovative solutions.

As consumers navigate the insurance market, understanding the strengths and unique offerings of these competitors is essential for making informed choices about their insurance needs

Frequently Asked Questions

Is Security National Insurance a good choice?

Security National Insurance company is a fire and casualty insurance company that is a subsidiary of AmTrust Financial. The company has a lower than average complaint ratio, a good sign for customer service and claims filing.

What is Security National Insurance’s availability by state?

AmTrust Financial, a trusted provider of insurance services, offers Security National Insurance to customers nationwide, ensuring accessibility and peace of mind. While headquartered in Dallas, TX, the company’s reach extends far beyond its base of operations, allowing individuals and businesses across the country to benefit from their comprehensive coverage options.

How do you contact Security National Insurance?

The best way to contact Security National Insurance is through the Security National Insurance phone number: 1-800-777-2249. It is toll-free. If you need to send anything by mail, send it to Security National Insurance’s address at 4455 LBJ Freeway, Suite 700 Dallas, TX 75244.

How do you file a Security National auto insurance claim?

Any Security National auto insurance claims can be made through the Security National claims phone number, 1-866-272-9267. To submit any Security National Insurance Company claims online, visit https://www.amtrustfinancial.com/claims.

What coverage options does Security National Insurance offer?

There are at least five products you can buy from the Security National Insurance Company. These include liability coverage, collision coverage, comprehensive coverage, personal injury protection, and uninsured motorist coverage. Business insurance may be a blanket insurance program where a small business could get coverage for vehicles and the company’s physical location.

Compare Insurance Providers Rates to Save Up to 75%

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Eric Stauffer

Licensed Insurance Agent

Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...

Licensed Insurance Agent

Diego Anderson

Licensed Real Estate Agent

Diego Anderson is a Real Estate Agent based in the Bay Area of California. Having received his Real Estate License at the age of 18, he wasted no time learning the ins and outs of the industry. With a focus on residential dual agency, he has a passion for supporting and educating families on their home buying and selling decisions. He is no stranger to new builds and new developments. He also r...

Licensed Real Estate Agent

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

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