Selective Insurance Company of South Carolina Review (2024)
Selective Insurance Company of South Carolina distinguishes itself with a diverse array of coverage options, including home, auto, business, flood, and life insurance, setting it apart as a reliable choice for a wide range of insurance needs.
Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Selective Insurance Company of South Carolina
Average Monthly Rate For Good Drivers
N/AA.M. Best Rating:
A (Excellent)Complaint Level:
LowPros
- Diverse range of insurance policies, including home, auto, business, flood, and life insurance.
- Personalized service tailored to individual needs.
- Competitive and affordable insurance rates.
- Strong reputation and trustworthiness in the insurance industry.
- Streamlined and hassle-free claims process.
Cons
- Limited availability primarily in South Carolina (coverage may vary by location).
- Specific pricing details may require a personalized quote.
- Not suitable for those seeking nationwide coverage.
The Selective Insurance Company of South Carolina (Selective Insurance SC), a trusted provider in the insurance industry. Beginning with a concise overview of the diverse insurance types they offer, including home, auto, business, flood, and life insurance, we delve into each coverage option in detail.
Selective Insurance SC distinguishes itself through personalized service, competitive rates, and a strong reputation, backed by an excellent A.M. Best rating and a low complaint level. Additionally, the article highlights various discounts available to policyholders, emphasizing affordability without compromising on protection.
Selective Insurance SC’s commitment to tailored solutions and cost-effective coverage options makes it a top choice for individuals and businesses seeking reliable insurance protection.
Selective Insurance Company of South Carolina Insurance Coverage Options
When it comes to protecting your assets and loved ones, Selective Insurance Company of South Carolina (Selective Insurance SC) offers a diverse range of coverage options. From safeguarding your home and vehicle to securing your business and family’s future, they have you covered.
Below, we’ll explore the comprehensive coverage options available through Selective Insurance SC to help you make informed decisions about your insurance needs.
- Home Insurance: Protect your home and personal belongings from unforeseen events like natural disasters, theft, and accidents. Selective Insurance SC’s home insurance policies provide peace of mind for homeowners.
- Auto Insurance: Whether you’re driving a family car, luxury vehicle, or a fleet of business vehicles, Selective Insurance SC offers tailored auto insurance policies to suit your unique needs.
- Business Insurance: Safeguard your business investment with a range of options, including liability coverage, property insurance, workers’ compensation, and more. Focus on your business’s growth with confidence.
- Flood Insurance: Living in flood-prone areas can be challenging, but Selective Insurance SC’s flood insurance policies ensure that you’re financially protected in the event of flooding, allowing you to recover and rebuild.
- Life Insurance: Planning for the future is crucial. Selective Insurance SC offers various life insurance policies, such as term life and whole life insurance, to secure your family’s financial well-being in the long run.
Selective Insurance Company of South Carolina understands that life is unpredictable, and that’s why they offer a wide array of coverage options to provide you with the protection you need. Whether it’s your home, car, business, or family’s future, Selective Insurance SC is committed to offering personalized, affordable, and reliable insurance solutions.
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Selective Insurance Company of South Carolina Insurance Rates Breakdown
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| Driver Profile | Selective Insurance | National Average |
|---|---|---|
| Clean Record | $71 | $119 |
| 1+ Ticket | $104 | $147 |
| 1+ Accident | $125 | $173 |
| DUI | $217 | $209 |
| Poor Credit | $122 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Selective Insurance Company of South Carolina Discounts Available
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| Discounts | Selective Insurance |
|---|---|
| Anti Theft | 5% |
| Good Student | 13% |
| Low Mileage | 7% |
| Paperless | 4% |
| Safe Driver | 17% |
| Senior Driver | 6% |
At Selective Insurance Company of South Carolina (Selective Insurance SC), they not only provide comprehensive coverage but also offer various discounts to help you save on your insurance premiums. These discounts are designed to make your insurance policies more affordable while still ensuring you get the protection you need.
In this section, we’ll explore the discounts available through Selective Insurance SC, giving you insight into how you can maximize your savings.
- Multi-Policy Discount: Bundle multiple insurance policies with Selective Insurance SC, such as home and auto insurance, to receive significant discounts on your premiums.
- Safe Driver Discount: Maintain a clean driving record, and you can qualify for a safe driver discount, reducing the cost of your auto insurance.
- Safety Features Discount: If your vehicle is equipped with safety features like anti-lock brakes, airbags, or anti-theft systems, you may be eligible for a discount.
- Good Student Discount: Students with excellent academic records may receive discounts on their auto insurance, encouraging responsible driving behavior.
- Home Safety Features Discount: Install safety features in your home, such as smoke detectors or security systems, to qualify for reduced rates on your home insurance.
- Claims-Free Discount: Avoid filing claims, and Selective Insurance SC may reward you with lower premiums, reflecting your responsible and cautious approach.
- Pay-in-Full Discount: Pay your annual premium in a single lump sum instead of monthly installments, and you could enjoy a discounted rate.
Selective Insurance Company of South Carolina is committed to not only providing comprehensive coverage but also making insurance more affordable for their valued customers. With a variety of discounts available, you have the opportunity to customize your insurance policies while keeping your budget in check.
These discounts, combined with their low complaint level and excellent A.M. Best rating, make Selective Insurance SC a reliable and cost-effective choice for your insurance needs. Explore your options and start saving today!
How Selective Insurance Company of South Carolina Ranks Among Providers
Selective Insurance Company of South Carolina (Selective Insurance SC) operates in a competitive insurance industry, and it faces competition from several well-established companies. While Selective Insurance SC may have its unique strengths and offerings, it’s essential to be aware of its main competitors.
Here are some of the key competitors in the insurance market that Selective Insurance SC competes with:
- State Farm: State Farm is one of the largest insurance providers in the United States, offering a wide range of insurance products, including auto, home, and life insurance. They have a vast customer base and a strong network of agents.
- Allstate: Allstate is another major player in the insurance industry, known for its auto and home insurance coverage. They often emphasize safe driving and offer various discounts to policyholders.
- Progressive: Progressive is renowned for its auto insurance offerings and has gained popularity with its innovative usage-based insurance programs, like Snapshot. They also provide coverage for other vehicles and property.
- Geico: Geico specializes in auto insurance and is known for its humorous advertising campaigns. They often compete on pricing and have a significant online presence.
- Farmers Insurance: Farmers Insurance offers a variety of insurance products, including home, auto, and business insurance. They have a long history in the industry and a network of agents.
- Liberty Mutual: Liberty Mutual provides a range of insurance options, including auto, home, and life insurance. They focus on personalized coverage and have a strong online presence.
- Nationwide: Nationwide offers a broad spectrum of insurance products, with a particular emphasis on auto and home insurance. They have a network of agents and a long-standing reputation.
- USAA: USAA primarily serves military personnel and their families, providing a range of insurance and financial services. They are known for their exceptional customer service.
- Travelers: Travelers is a well-established insurer offering various insurance products, including auto, home, and business insurance. They often target businesses and larger enterprises.
- Chubb: Chubb specializes in high-end insurance coverage, including valuable items, specialty business insurance, and high-net-worth individuals. They focus on providing comprehensive, tailored coverage.
Selective Insurance Company of South Carolina competes with these companies by offering a combination of personalized service, competitive rates, and a strong reputation. To remain competitive, insurance companies often need to continually innovate, expand their coverage options, and provide excellent customer service.
It’s crucial for consumers to research and compare policies from various insurers to find the best fit for their specific needs and budget.
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Claims Process at Selective Insurance Company of South Carolina
Filing a Claim Made Easy
Selective Insurance Company of South Carolina (Selective Insurance SC) offers multiple convenient methods for initiating insurance claims.
Policyholders can choose from online claim submissions via the company’s website, phone-based claim initiation by reaching out to their customer service team, or the utilization of mobile apps designed for seamless claim submissions.
This diversity ensures that customers have the flexibility to select the method that best suits their needs, streamlining the claims process.
Speedy Claim Processing
One pivotal aspect of the claims process is the speed at which claims are handled. Selective Insurance SC is committed to expeditious claims processing. While specific processing times may vary depending on the complexity of the claim, the company dedicates itself to handling claims swiftly and efficiently.
This commitment to timely claims processing contributes to customer satisfaction and ensures that policyholders receive the support they need without undue delay.
Customer Satisfaction With Claim Resolutions
Customer feedback serves as a valuable metric for evaluating an insurance company’s performance in managing claims. Selective Insurance SC values customer opinions and consistently strives to enhance its claims resolution process.
The company’s goal is to provide equitable and satisfactory claim resolutions, and customer feedback is a valuable resource for ongoing improvement. Policyholders are encouraged to share their experiences to help Selective Insurance SC continually refine its claims services.
Digital and Technological Features at Selective Insurance Company of South Carolina
Mobile App Advancements
Selective Insurance Company of South Carolina offers a user-friendly mobile app equipped with features that grant policyholders convenient access to their insurance accounts. The app includes functionalities such as policy management, claims tracking, and bill payment options.
Users can effortlessly review their coverage, report claims, and stay informed about their insurance matters, all within the palm of their hand.
Seamless Online Account Management
Policyholders can seamlessly oversee their insurance policies and accounts through Selective Insurance SC’s online portal. The online account management platform offers an array of features, including the ability to view and update policy information, make payments, and track claims.
This digital convenience empowers customers to maintain greater control over their insurance affairs and simplifies the management of their policies.
Empowering Digital Resources
Selective Insurance SC provides policyholders access to a diverse set of digital tools and resources intended to enhance their insurance experience. These resources may encompass educational materials, safety tips, and decision-making tools designed to assist customers in making informed choices regarding their coverage.
Leveraging digital technology, Selective Insurance SC equips its customers with the information and resources necessary to navigate the complexities of insurance confidently.
Frequently Asked Questions
Is Selective Insurance SC’s home insurance available for all types of homes?
Selective Insurance SC offers home insurance for various types of homes, but coverage options may vary. Contact them to discuss your specific needs.
Do I need to have a clean driving record to qualify for auto insurance with Selective Insurance SC?
While a clean driving record can help you qualify for better rates, Selective Insurance SC offers auto insurance options for drivers with various driving histories. They can provide coverage tailored to your circumstances.
What types of businesses does Selective Insurance SC provide coverage for?
Selective Insurance SC offers business insurance for a wide range of businesses, from small enterprises to larger corporations. Their coverage options can be customized to suit your specific business needs.
Is flood insurance from Selective Insurance SC only for homes located in high-risk flood zones?
Selective Insurance SC’s flood insurance is designed to protect homes in flood-prone areas, but coverage options may be available for various locations.
What types of life insurance policies does Selective Insurance SC offer?
Selective Insurance SC offers various life insurance policies, including term life and whole life insurance. They can help you choose the policy that aligns with your long-term financial goals.
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Daniel Walker
Licensed Insurance Agent
Daniel Walker graduated with a BS in Administrative Management in 2005 and has run his family’s insurance agency, FCI Agency, for over 15 years (BBB A+). He is licensed as an insurance agent to write property and casualty insurance, including home, life, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. To ensure our content is accura...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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