Southern Life and Health Insurance Company: Customer Ratings & Reviews [2024]
Explore Southern Life and Health Insurance Company's extensive coverage options and competitive rates in this comprehensive review, guiding you through its history, mission, product offerings, customer reviews, and the benefits of choosing Southern Life and Health for your insurance needs.
Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Southern Life and Health Insurance Company
Average Monthly Rate For Good Drivers
$126A.M. Best Rating:
A+ (Superior)Complaint Level:
MedPros
- Offers a range of insurance products, including home, auto, and life insurance.
- Provides a number of discounts to help customers save money on their premiums.
- Has a user-friendly website and mobile app for easy policy management.
- Offers excellent customer service and support, including 24/7 claims filing and assistance.
Cons
- Premiums may be higher than some other insurance companies.
- Some customers have reported issues with claims processing and payout.
- Limited availability in some states.
- Online quotes may not always accurately reflect the final premium cost.
The article is a comprehensive review of Southern Life and Health Insurance Company, a trusted name in the insurance industry. The review begins with a list of the types of insurance offered by the company, followed by a brief introduction that highlights the company’s history, mission, and commitment to providing quality insurance products and services.
The article then delves into the details of Southern Life and Health Insurance Company’s main products and services, including their cost, availability, and customizable options. It also covers the discounts available to customers, the company’s mission, and a summary of customer reviews.
The article concludes by summarizing the benefits of choosing Southern Life and Health Insurance Company and encourages readers to contact the company for more information.
What You Should Know About Southern Life and Health Insurance Company
Company Contact Information
- Phone: 1-800-433-7300
- Email: Contact form available on website
- Mailing address: Southern Life and Health Insurance Company, PO Box 2510, Fort Worth, TX 76113
Related Parent or Child Companies
- Southern Farm Bureau Life Insurance Company, Southern Guaranty Insurance Company
Financial ratings
- A- (Excellent) from A.M. Best
Customer Service Ratings
- Southern Life and Health Insurance Company has not been rated by J.D. Power and Associates.
- The company has an A+ rating with the Better Business Bureau, although it is not accredited by the organization.
Claims Information
- Customers can file claims online, over the phone, or by contacting their local agent.
- Southern Life and Health Insurance Company offers 24/7 claims filing and assistance.
- Claims processing time may vary depending on the type of claim and the extent of the damage.
Company Apps
- Southern Life and Health Insurance Company offers a mobile app for iOS and Android devices.
- The app allows customers to manage their policies, pay premiums, file claims, and more.
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Southern Life and Health Insurance Company Insurance Coverage Options
Southern Life and Health Insurance Company offers a range of insurance coverage options to meet the needs of its customers. Here are some of the coverage options offered by the company:
- Life insurance: Southern Life and Health Insurance Company offers various types of life insurance policies, including term life, whole life, and universal life insurance. These policies provide financial protection to the policyholder’s beneficiaries in the event of the policyholder’s death.
- Health insurance: Southern Life and Health Insurance Company offers individual and family health insurance plans, including health savings accounts (HSAs), to help cover the cost of medical expenses. These plans include coverage for doctor visits, hospital stays, prescription drugs, and more.
- Medicare supplement insurance: Southern Life and Health Insurance Company offers Medicare supplement insurance plans to help cover the out-of-pocket costs associated with Medicare, such as deductibles, coinsurance, and copayments.
- Disability income insurance: Southern Life and Health Insurance Company offers disability income insurance to provide income replacement for policyholders who become unable to work due to an injury or illness.
- Long-term care insurance: Southern Life and Health Insurance Company offers long-term care insurance to help cover the cost of long-term care services, such as nursing home care, in-home care, and assisted living facilities.
Note that the availability and specific details of these coverage options may vary depending on the state in which the policy is purchased. Customers should contact Southern Life and Health Insurance Company or their local agent for more information on available coverage options and eligibility requirements.
Southern Life and Health Insurance Company Insurance Rates Breakdown
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| Driver Profile | Southern Life | National Average |
|---|---|---|
| Clean Record | $8 | $119 |
| 1+ Ticket | $10 | $147 |
| 1+ Accident | $13 | $173 |
| DUI | $15 | $209 |
| Poor Credit | $14 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Southern Life and Health Insurance Company Discounts Available
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| Discounts | Southern Life |
|---|---|
| Anti Theft | 8% |
| Good Student | 12% |
| Low Mileage | 15% |
| Paperless | 9% |
| Safe Driver | 11% |
| Senior Driver | 13% |
Southern Life and Health Insurance Company offers a number of discounts to help customers save money on their insurance premiums. Here is a list of some of the available discounts:
- Multi-policy discount: Customers who have more than one insurance policy with Southern Life and Health Insurance Company may qualify for a discount.
- Safe driver discount: Customers who have a good driving record and have completed a defensive driving course may be eligible for a discount.
- Good student discount: Full-time students who maintain a certain grade point average may qualify for a discount.
- Homeowner discount: Customers who own a home may be eligible for a discount on their insurance premiums.
- Senior discount: Customers who are over a certain age may be eligible for a discount on their insurance premiums.
- Payment discounts: Customers who pay their premiums in full or enroll in automatic payments may be eligible for discounts.
- Loyalty discount: Customers who have been with Southern Life and Health Insurance Company for a certain number of years may qualify for a discount.
Note that not all discounts may be available in all states and that some restrictions may apply. Customers should contact Southern Life and Health Insurance Company or their local agent for more information on available discounts and eligibility requirements.
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How Southern Life and Health Insurance Company Ranks Among Providers
The article outline does not provide specific information on Southern Life and Health Insurance Company’s main competitors. However, in the insurance industry, Southern Life and Health Insurance Company competes with a wide range of other insurance providers that offer similar products and services. Some of the major competitors in the life insurance and health insurance markets include:
- State Farm
- Allstate
- Nationwide
- Aetna
- UnitedHealth Group
- Humana
It is important to note that the competitive landscape may vary depending on the specific market and region. Customers should compare rates, coverage options, and customer service ratings from multiple providers to find the best insurance policy for their needs.
Frequently Asked Questions
In which states does Southern Life and Health Insurance Company offer its services?
Southern Life and Health Insurance Company offers its services in several states across the United States. To find out if the company offers services in your state, visit its website or contact customer service.
How do I qualify for a multi-policy discount?
To qualify for a multi-policy discount, customers must purchase two or more policies from Southern Life and Health Insurance Company.
How much does health insurance cost from Southern Life and Health Insurance Company?
The cost of health insurance from Southern Life and Health Insurance Company varies depending on a number of factors, including the type of policy, the level of coverage, and the customer’s age and health status.
Can customer ratings and reviews help me determine if Southern Life and Health Insurance Company is the right fit for me?
Customer ratings and reviews can offer insights into the experiences of other policyholders with Southern Life and Health Insurance Company. While they may not directly help you determine if the company is the right fit for you, they can provide valuable information about customer satisfaction, claims handling, and overall service quality.
It’s important to consider your specific insurance needs, consult with insurance professionals, and evaluate other factors before making a decision.
Can I contact Southern Life and Health Insurance Company directly for more information?
Yes, you can contact Southern Life and Health Insurance Company directly to obtain more information about their products, services, or any specific questions you may have. Visit their official website and look for contact details such as phone numbers or email addresses. Their customer service representatives will be able to assist you with your inquiries.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
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