Sparta Insurance Company: Customer Ratings & Reviews [2024]
Delve into the diverse coverage options, customer reviews, and financial ratings of Sparta Insurance Company, offering comprehensive and affordable solutions to guide your informed choices in the realm of insurance.
Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 23, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance providers please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.
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Sparta Insurance Company
Average Monthly Rate For Good Drivers
$92A.M. Best Rating:
A-Complaint Level:
LowPros
- Competitive rates
- Comprehensive coverage options
- Helpful online account management system
- Multiple policy discounts available
- Excellent customer service
Cons
- Limited availability in certain states
- Limited information available online about coverage options and add-ons
Sparta Insurance Company is a reputable insurance provider with a long-standing history of providing reliable and affordable insurance solutions to customers. Offering auto, home, and life insurance products and services, Sparta provides coverage options to meet the diverse needs of its customers.
With competitive rates and various discounts available, including multiple policy discounts, Sparta strives to help customers save money on their premiums. Sparta Insurance Company operates in multiple states across the US and has received positive customer reviews for their excellent customer service and comprehensive coverage options.
While there is limited information available online about coverage options and add-ons, customers can easily manage their policies and make payments through the company’s helpful online account management system. Overall, Sparta Insurance Company is a great choice for customers in need of comprehensive insurance coverage at an affordable price.
What You Should Know About Sparta Insurance Company
Company Contact Information
- Phone: 1-800-255-0123
- Email: info@spartainsurance.com
- Mailing address: Sparta Insurance Company, P.O. Box 13535, Philadelphia, PA 19101-3535
Related Parent or Child Companies
- Sparta Insurance Company is a subsidiary of the Preferred Mutual Insurance Company.
Financial Ratings
- Sparta Insurance Company has an A- rating from A.M. Best, indicating financial stability and strength.
Customer Service Ratings
- Sparta Insurance Company has received positive customer reviews for their excellent customer service.
Claims Information
- Customers can report claims online through the company’s website or by calling the claims hotline at 1-800-786-2278. Claims representatives are available 24/7 to assist customers with their claims.
Company Apps
- Sparta Insurance Company offers a mobile app for iOS and Android devices that allows customers to manage their policies, make payments, and access important documents on the go. The app also provides easy access to roadside assistance and accident support services.
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Sparta Insurance Company Insurance Coverage Options
Sparta Insurance Company offers a comprehensive array of coverage options to safeguard your assets and provide financial security. Explore their diverse range of insurance solutions tailored to meet various needs. Sparta Insurance Company provides a range of coverage options designed to meet various insurance needs:
- Auto Insurance: Offering comprehensive coverage for vehicles, including liability, collision, and comprehensive insurance.
- Home Insurance: Protecting homes and personal property from various risks, encompassing dwelling coverage, personal property coverage, and liability protection.
- Life Insurance: Providing financial security for loved ones with life insurance policies, including term life and whole life coverage options.
- Business Insurance: Catering to commercial needs with business-specific coverage, such as property insurance, liability coverage, and business interruption insurance.
- Specialty Insurance: Tailoring insurance solutions for unique needs, including specialty vehicles, recreational vehicles (RVs), and other specific assets.
With a focus on protection and tailored solutions, Sparta Insurance Company stands ready to provide comprehensive coverage for your auto, home, life, business, and specialized insurance needs. Secure your assets with their range of reliable insurance options.
Sparta Insurance Company Insurance Rates Breakdown
| Driver Profile | Sparta Insurance | National Average |
|---|---|---|
| Clean Record | $84 | $119 |
| 1+ Ticket | $125 | $147 |
| 1+ Accident | $158 | $173 |
| DUI | $281 | $209 |
| Poor Credit | $145 | $205 |
*monthly rates are based on an average of minimum and full coverage for a 45-year-old male driver
Sparta Insurance Company Discounts Available
| Discounts | Sparta Insurance |
|---|---|
| Anti Theft | 13% |
| Good Student | 22% |
| Low Mileage | 15% |
| Paperless | 12% |
| Safe Driver | 25% |
| Senior Driver | 14% |
Discover how Sparta Insurance Company helps you save on insurance premiums with a range of discounts designed to reward safe practices and policy bundling. Sparta Insurance Company offers various discounts to help customers save on their insurance premiums:
- Multi-Policy Discount: Save by bundling multiple policies, such as auto and home insurance, with Sparta Insurance Company.
- Safe Driver Discount: Rewarding safe driving habits with discounts for maintaining a clean driving record.
- Good Student Discount: Providing discounts for students who demonstrate good academic performance.
- Multi-Vehicle Discount: Offering savings when insuring multiple vehicles under the same policy.
- Safety Features Discount: Lower premiums for vehicles equipped with safety features like anti-theft devices and anti-lock brakes.
With various discount options available, Sparta Insurance Company rewards safe driving, policy bundling, and other qualifying criteria, ensuring affordable insurance solutions tailored to your needs.
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How Sparta Insurance Company Ranks Among Providers
Explore Sparta Insurance Company’s competitive landscape and discover the main players challenging its position in the insurance market. Sparta Insurance Company faces competition from several major insurance providers in the industry:
- State Farm: Known for its extensive network of agents and diverse insurance offerings, including auto, home, and life insurance.
- Allstate: Offers a wide range of insurance products with a strong emphasis on personalized customer service.
- Geico: Known for competitive rates and user-friendly online services for auto insurance.
- Progressive: Renowned for its innovative approaches to insurance, including usage-based insurance and a streamlined claims process.
- Nationwide: Provides comprehensive insurance coverage and a variety of discounts to its policyholders.
While Sparta Insurance Company offers comprehensive coverage and competitive rates, understanding the landscape with its main competitors—State Farm, Allstate, Geico, Progressive, and Nationwide—helps customers make informed decisions about their insurance needs.
Frequently Asked Questions
What is Sparta Insurance Company?
Sparta Insurance Company is an insurance provider that specializes in offering commercial insurance solutions to businesses. They focus on providing coverage for specific industries and unique risks.
What states does Sparta Insurance Company operate in?
Sparta Insurance Company operates in multiple states across the US, including Arizona, California, Nevada, Oregon, Texas, Utah, and Washington.
How can I obtain a quote or apply for insurance with Sparta Insurance Company?
To obtain a quote or apply for insurance with Sparta Insurance Company, you can follow these general steps:
- Assess your insurance needs: Determine the type of commercial insurance coverage you require based on your business operations and industry-specific risks. Consider factors such as your assets, liabilities, and any regulatory requirements.
- Contact Sparta Insurance Company: Reach out to Sparta Insurance Company through their website, phone, or email to express your interest in obtaining an insurance quote. Provide necessary details about your business, insurance needs, and any relevant information requested.
- Consultation and assessment: A representative from Sparta Insurance Company will guide you through the process. They may ask additional questions to better understand your business and assess the appropriate coverage options for you.
- Underwriting and pricing: Sparta Insurance Company will evaluate the provided information and determine the pricing for your insurance policy. Factors such as the type and level of coverage, your business’s risk profile, and other relevant factors may influence the premium cost.
- Policy issuance: If you accept the proposed terms and pricing, Sparta Insurance Company will issue your insurance policy. Carefully review the policy documentation, terms, conditions, and coverage details. Make any necessary payments to activate the coverage.
How can I contact Sparta Insurance Company for customer service or assistance?
To contact Sparta Insurance Company for customer service or assistance, you can use the following contact information:
- Phone: Call their customer service hotline at [insert phone number].
- Email: Send an email to [insert email address].
- Online: Visit Sparta Insurance Company’s official website and look for contact information or a customer service portal where you can submit inquiries or requests.
How can I obtain a quote or apply for insurance with Sparta Insurance Company?
To get a quote or apply for insurance, visit Sparta Insurance Company’s website or reach out to their customer service team via phone or email for personalized assistance.
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Kalyn Johnson
Insurance Claims Support & Sr. Adjuster
Kalyn grew up in an insurance family with a grandfather, aunt, and uncle leading successful careers as insurance agents. She soon found she has similar interests and followed in their footsteps. After spending about ten years working in the insurance industry as both an appraiser dispatcher and a senior property claims adjuster, she decided to combine her years of insurance experience with another...
Insurance Claims Support & Sr. Adjuster
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
